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About Spilyay tymoo. (Warm Springs, Or.) 1976-current | View Entire Issue (Feb. 23, 2011)
E Coosb EEWA: The wgy it is Pgcje 4 Spilygy Tymoo Februgi-y 23, 2011 Letters to the Editor Godspeed! By D uran Bobb The plan is to expand Kah- Nee-Ta in the eleventh hour (re locating and establishing a tem porary casino) to provide a source of revenue, not to add a new casino onto the reservation. Recent traffic studies show that on peak days, 6500 vehicles drive through the reservation, in and out. Tribal leaders, in an effort to relieve numerous problems, are changing the address of the ex isting casino, and the number of machines specified in the com pact. One of the problems the tem porary casino would solve in cludes joblessness. T h e - u n em ployment rate on the reservatio n S p ilya y has been e s ti S p ea k s __________ m ated to be as high as 75 per cent. At the recent Gaming Infor m ation M eeting held at the Agency Longhouse, nearly every speaker brought up the topic of unemployment. A rlita Rhoan said she has people living at her house who need to work. Bobby Eagleheart said the people are suffering without jobs. Marcia Minthorn said hun dreds are in need. The temporary casino would bring up to 200 additional jobs to the reservation, within walk in g d istan ce o f the W arm Springs Community. “We want to make sure this project is going to move swiftly,” one of the KNT board mem bers said. “Our people can’t afford to wait another five years and millions of dollars for this to happen..” “If they keep their promise and the jobs come to us,” one tribal member said at Monday’s meeting, “then yes, these lead ers need our w ind at th eir backs.” It is for this reason that the tribe has officially declared a The Lincoln’s Birthday Pow Yakama Nation State of Emer wow Committee would like to gency, and are working with the thank the following for their federal, state and local govern sponsorships, donations, and m ents, com m unity members contributions to the success of and volunteers, and particularly with the victim families to re the powwow: C o n fed erated T ribes o f spond to this disaster. With that said, my heart is W arm Sprigs R eservatio n , Warm Springs Police Depart also resolved to act, without rest, ment, Fire and Safety, Natural until our people are made whole Resources, Credit Board, Three again, and our community is Warriors Market, KWSO, Kah- rebuilt. Nee-Ta Reservations— Krysta To those who have suffered Rhoan, K ing M ountain To irreparable damage because of bacco—Jode Goudy, Round this fire, we know you’ve lost Dance Coordinators— Carlos pieces of your lives that cannot Calica and Cheeks Boise, Lupita be replaced. As Chairman of T ohet Fam ily, M iss W arm the Yakama N ation Tribal Coun Springs Tamera Moody, Luther cil, and as a fellow member of Clements, J.R. Smith, Mr. and this tribe, my heart grieves for Mrs. Sal Sahme, Gilbert Brown, these irreplaceable, priceless Ja b b a r D avis, Sim nasho pieces of your lives that were M ayor— C aptain M oody, consumed by fire and wind dam O liver K irk, Cena W olfe, age. And I can tell you that your Atcitty Begay, Preston Tom, as Tribal Council grieves with you well as the dancers, drummers as well. And yesterday morning, and powwow fans. Without you we have met to act to ensure we could not have done it. We the Yakama community is not paralyzed by its grief. look forward to next year. We have met to ensure that Lincoln’s Birthday Pow the wheels of recovery which wow Committee. were immediately set into mo tion last night, continue moving, and move at a faster pace, to (The following is an excerptfrom ensure that what you lost that the letter o f the Chairman o f the can be replaced, is replaced as Yakama Nation Tribal Council, fo l soon as possible. And we con lowing the devastatingfire o f Feb. 12- tinue to meet to ensure that in 13, which consumed 18 homes on the the immediate future, your vi reservation.) tal needs are provided. It is with a heavy but resolved The Yakama Nation’s plan heart that I address the people covers a wide range, from im of the Yakama Nation on this, mediate needs, to short-term the 14th day of February, 2011. needs, to long-term action that My heart is heavy because of will complete the recovery pro the tremendous and permanent cess. losses our people have suffered Harry Smiskin, Chairman, due to the White Swan fire and Yakama Nation. severe wind gusts that com menced on February 12 and destroyed homes, businesses and other structures and dis Indian Business Talk placed members of our com munity. We are already estim ating that this disaster has affected hundreds of Yakama Reserva By Bruce E ngle tion members. The losses are Loan officer truly im m easurable, and may TOE NESS... W.S. Credit E nterprise exceed m illions o f dollars in Let’s start with the old say Tilla: Way back, I bet my cleanup and rebuilding our Na ing that “Cash is king.” wife that she wouldn’t marry tion. If we add the idea that good me... credit is queen, we can put them Spilyay: What happened? together and call them a royal Tilla: She called my bet and flush—without the ace, jack and raised me five! YIKES! ten. What a deal! Carlos Calica won the What about CBD, COD, and Men’s Traditional Dance POC? Are they good or bad? X usaat: Pack your bags, contest at the Third An Do they help or hurt? It de woman, I just hit the jackpot! nual Gatheirng of Nations pends. Tlamama: Should I pack for Powwow at Salem. The CBD is “cash before deliv warm or cold weather? Spilyay misstated his last ery.” It’s often used for new cli Xusaat: I don’t care, just get name as Tsumpti in the ents who have not established out! YIKES! previous paper, and re credit or for clients who have grets the error. bad credit. It helps the supplier SSS SSS SSS who wants the business but does not feel comfortable spending the money to box and ship the merchandise COD, “cash on Spilyay Tym oo delivery.” ("Coyote News, Est. 1976) CBD and COD work great for the seller. He gets his money Publisher Emeritus: Sid Miller up-front without the risk of having an uncollectible account Editor: Dave McMechan that might jeopardize his ability Reporter: Duran Bobb to pay his bills. The basic rule is Advertising Director: Yvonne Iverson Media Advisor: Bill Rhoades this: The successful business person who sells on credit must Spilyay Tymoo is published bi-weekly by the Confeder be careful when selecting to ated Tribes of Warm Springs. Our offices are located at whom he extends credit. 4174 Highway 3 in Warm Springs. CBD and COD can also be good for buyers. Purchases are Any written materials submitted to Spilyay Tymoo paid for and bills don’t come in should be addressed to: the mail. Using credit is quite Spilyay Tymoo, P.O. Box 870, Warm Springs, OR another matter. Shorthand for 97761. that is POC— “purchase on credit.” Phone:541-553-2210 POC means reminders come Advertising: 541 -553-2307 or 541 -325-1089 in the mail and payments are expected. Som ebody has to E-Mail: spilyay@ wstribes.org. make those payments. Whose Annual Subscription rates: Within U.S.: $15.00. responsibility is that? \ sss sss sss Powwow / Yakama fire Dog program For several years the Envi ronmental Health Program has supplemented vaccinations for dogs and cats and has given cer tificates to people for spay and neuters, which allowed the Daisy Fund Trust to pay for this ser vice with small co-pay by the client. As of January 1, 2011, the program is only giving spay and neuter certificates and are no longer paying for the vaccina tions. The decision to end this ser vice was based on a couple of different things. First, the dog bite rate that is reported to En vironm ental Health has gone back up to between 30 and 35 bites a year from a low of 14 bites a year a couple of years ago. Vaccinations can be obtained from most of the feed stores in the area. Ag West in Madras has shots for distemper, parvo, and corona for large dogs at a cost of $5.95 each for a total $17.85. For small dogs the cost is $5.50 each for a total of $16.50. Shots are also available for puppies at the Cattleman’s Place at the Livestock Auction Yard in Madras for $5.50 each for a total of $16.50 and adult shots are available for $5.35 each for a total of $16.05. People would then give the shots themselves. Rabies vaccination is required by law to be given by a veteri narian. It is also required that the vet complete an examina tion. Rabies shots can be com pleted any time at the vet at a cost of $58.50 at Madras Ani mal Hospital (541-475-2283) or $44.00 from Cascade East Vet- erinarian (541-475-7226). We will be sponsoring four vaccination and dog licensing clinics in Warm Springs. There will be two this spring and two in the fall. Participant costs for this are $15 for all the vaccina tions and $5 for the license. These will be held on the fol lowing dates: April 2 from 2 p.m. to 4 p.m. April 23 from 2 p.m. to 4 p.m. Sept. 10 from 2 p.m. to 4 p.m. Oct. 1 from 2 p.m. to 4 p.m. All clinics will be held at the old BIA ambulance bay across from the Warm Springs Post Office. There is a rabies only vacci nation clinic being sponsored by Jefferson County on February 19th from 1:30 to 3 p.m. at the Jefferson County Fairgrounds. Jefferson County will also be licensing at this clinic. Partici pant cost is $15 for the vacci nation and $10 for the license if the anim als are spayed or neutered and $27 for all intact animals. Nancy Collins, tribal sani tarian. Lock-In We recently had the Warm Springs Prevention Coalition Meeting at the Warm Springs Community Counseling Center.. It became apparent to us at this meeting that volunteers for the March 5 All Night Lock-In Event are needed. As a community partner with the Tribal Youth Program and the Warm Springs Prevention H ealth and E ducation Team (formerly CHET), we are ask ing the public for help. Please volunteer to help us with this event. Help our youth stay alcohol and drug free, learn suicide pre vention skills, and let’s show them a fun time! That’s what this is all about. Come to the Com m unity Counseling Center to fill out a form if you are interested in volunteering (forms need to be •completed and turned in by Feb ruary 25). Michael H. Martinez, CPS Meth and Suicide Prevention Initiative coordinator. 541-553- 3205. If you ever see a cougar... Natural Resources has provided the following in form ation. I f you ever happen to see a cougar: Don’t run. No sudden m o ve ments. Pick up small children. Face the cougar and re treat slowly. Talk to it firmly. Look larger than life. If the cougar shows ag gression— crouches, ears back, teeth bared, hissing, tail twitching, hind feet pumping to jump— shout. Wave your arms. Throw anything. If the cougar attacks— fight back. The next deadline to sub m it item sfor publication in the S p ilya y T ym oo is F riday, M arch 4. Personal and business uses of credit Correction Family finance manager Each family needs a finance manager. Usually it is a parent. Sometimes it is both parents. The simple point is the family finance manager needs to be just as careful as the business owner/manager when making decisions about using credit and paying the bills. We talked about this a couple weeks ago as to how purchas ing on credit and selling for cash before the payments are due is a great way for a business to m ake p ro fits. U sin g oth er people’s money (OPM) to make money can help a business to grow quite nicely. When the business person does it well, he or she might become one of those “other people” who have and use some of their money and their expe rience to help another person to get off to a good start in busi ness. That is a different kind of “payback” to society than what we usually think of and it hap pens a lo t m ore than m ost people realize. Personal use of credit is a different matter. We don’t bor row in order to make money or create jobs like a business can do or a federal governm ent might claim to do. We borrow for personal use. Buying on time gives us imme diate satisfaction. We don’t have to wait and do without until we have saved enough cash to make the purchase. Cars and homes are the big items we buy on time. We pay for that privilege. Individual interest rates vary with the risk we present to the lender. High risk equals high inter est rates. Lower risk customers gef better rates. For example, a $5,000 car financed for four years at a 30 percent interest rate will have monthly payments of $175.64. Total paym ents over the 48 months will be $8,431. At a much lower 7 percent in te re st rate for the sam e amount and for the same term, m onthly paym ents w ould be $119.04 and the total would be $5,714. Big difference. The exam ple shows how poor credit costs the first buyer an extra $56.60 a month and $2,716.75 more in total pay ments. The better credit risk customer gets to do other things with that $2,717. Good credit gives the buyer some negotiating power to keep the interest rate low and the payments reasonable. A credit score of around 750 opens that door. That’s the good side of credit. The down side is that credit can easily be overused and abused. Then, it becomes a fi nancial killer that drains our ability to provide for essential family needs. Most of us have been there at one time or an other. If there is some truth in the song that “Money Makes the World Go Round,” then some body in the family needs to have good money management skills. Falling off the merry-go-round isn’t fun. The lack of those skills in the family hurts the family and, I suggest, it hurts the larger community. Can I prove that? I can ask questions. How many sleepless nights or frustrated days do people have because of worries about unpaid bills? W hat percentage of family squabbles are about money? H ow often do m oney squabbles lead to divorce? Does divorce usually result in a continuing series of finan cial problems for the parents— as well as for the kids? Does that hurt more than just the family? Who or What else suffers? The culture? The com munity? Others? Enough of the bad. Let’s finish with some good stuff. Having a cache of cash is wonderful. Keeping it is some times harder than getting it. A tip— put “found money” aside for six months to a year so you can get accustomed to having it. Sometimes it is easier to keep from spending it once you have resisted the urge for the six months or so. It also gives you some time to decide what you really want or need to buy with it or how you might invest it to your con tinuing advantage. “Found money” can be an in heritance, a trust fund, or even your pocket change each night. For some people, it can be what they saved by buying on sale. There are lots of ways to play and win at the personal finance game. Having and using both cash and credit wisely is a great way to start.
