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Spilygy Tymoo
Februgi-y 23, 2011
Letters to the Editor
Godspeed!
By D uran Bobb
The plan is to expand Kah-
Nee-Ta in the eleventh hour (re
locating and establishing a tem
porary casino) to provide a
source of revenue, not to add a
new casino onto the reservation.
Recent traffic studies show
that on peak days, 6500 vehicles
drive through the reservation,
in and out.
Tribal leaders, in an effort to
relieve numerous problems, are
changing the address of the ex
isting casino, and the number of
machines specified in the com
pact.
One of the problems the tem
porary casino would solve in
cludes joblessness.
T h e - u n em
ployment rate on
the reservatio n
S p ilya y
has been e s ti
S p ea k s
__________
m ated to be as
high as 75 per
cent.
At the recent Gaming Infor
m ation M eeting held at the
Agency Longhouse, nearly every
speaker brought up the topic of
unemployment.
A rlita Rhoan said she has
people living at her house who
need to work.
Bobby Eagleheart said the
people are suffering without
jobs.
Marcia Minthorn said hun
dreds are in need.
The temporary casino would
bring up to 200 additional jobs
to the reservation, within walk
in g d istan ce o f the W arm
Springs Community.
“We want to make sure this
project is going to move swiftly,”
one of the KNT board mem
bers said. “Our people can’t
afford to wait another five years
and millions of dollars for this
to happen..”
“If they keep their promise
and the jobs come to us,” one
tribal member said at Monday’s
meeting, “then yes, these lead
ers need our w ind at th eir
backs.”
It is for this reason that the
tribe has officially declared a
The Lincoln’s Birthday Pow Yakama Nation State of Emer
wow Committee would like to gency, and are working with the
thank the following for their federal, state and local govern
sponsorships, donations, and m ents, com m unity members
contributions to the success of and volunteers, and particularly
with the victim families to re
the powwow:
C o n fed erated T ribes o f spond to this disaster.
With that said, my heart is
W arm Sprigs R eservatio n ,
Warm Springs Police Depart also resolved to act, without rest,
ment, Fire and Safety, Natural until our people are made whole
Resources, Credit Board, Three again, and our community is
Warriors Market, KWSO, Kah- rebuilt.
Nee-Ta Reservations— Krysta
To those who have suffered
Rhoan, K ing M ountain To irreparable damage because of
bacco—Jode Goudy, Round this fire, we know you’ve lost
Dance Coordinators— Carlos pieces of your lives that cannot
Calica and Cheeks Boise, Lupita be replaced. As Chairman of
T ohet Fam ily, M iss W arm the Yakama N ation Tribal Coun
Springs Tamera Moody, Luther cil, and as a fellow member of
Clements, J.R. Smith, Mr. and this tribe, my heart grieves for
Mrs. Sal Sahme, Gilbert Brown, these irreplaceable, priceless
Ja b b a r D avis, Sim nasho pieces of your lives that were
M ayor— C aptain
M oody,
consumed by fire and wind dam
O liver K irk, Cena W olfe, age. And I can tell you that your
Atcitty Begay, Preston Tom, as Tribal Council grieves with you
well as the dancers, drummers as well. And yesterday morning,
and powwow fans. Without you we have met to act to ensure
we could not have done it. We the Yakama community is not
paralyzed by its grief.
look forward to next year.
We have met to ensure that
Lincoln’s Birthday Pow
the wheels of recovery which
wow Committee.
were immediately set into mo
tion last night, continue moving,
and move at a faster pace, to
(The following is an excerptfrom ensure that what you lost that
the letter o f the Chairman o f the can be replaced, is replaced as
Yakama Nation Tribal Council, fo l soon as possible. And we con
lowing the devastatingfire o f Feb. 12- tinue to meet to ensure that in
13, which consumed 18 homes on the the immediate future, your vi
reservation.)
tal needs are provided.
It is with a heavy but resolved
The Yakama Nation’s plan
heart that I address the people covers a wide range, from im
of the Yakama Nation on this, mediate needs, to short-term
the 14th day of February, 2011. needs, to long-term action that
My heart is heavy because of will complete the recovery pro
the tremendous and permanent cess.
losses our people have suffered
Harry Smiskin, Chairman,
due to the White Swan fire and Yakama Nation.
severe wind gusts that com
menced on February 12 and
destroyed homes, businesses
and other structures and dis Indian Business Talk
placed members of our com
munity.
We are already estim ating
that this disaster has affected
hundreds of Yakama Reserva
By Bruce E ngle
tion members. The losses are
Loan officer
truly im m easurable, and may
TOE NESS...
W.S. Credit E nterprise
exceed m illions o f dollars in
Let’s start with the old say
Tilla: Way back, I bet my cleanup and rebuilding our Na
ing that “Cash is king.”
wife that she wouldn’t marry tion.
If we add the idea that good
me...
credit
is queen, we can put them
Spilyay: What happened?
together and call them a royal
Tilla: She called my bet and
flush—without the ace, jack and
raised me five! YIKES!
ten. What a deal!
Carlos Calica won the
What about CBD, COD, and
Men’s Traditional Dance
POC? Are they good or bad?
X usaat: Pack your bags,
contest at the Third An
Do they help or hurt? It de
woman, I just hit the jackpot!
nual Gatheirng of Nations
pends.
Tlamama: Should I pack for
Powwow at Salem. The
CBD is “cash before deliv
warm or cold weather?
Spilyay misstated his last
ery.” It’s often used for new cli
Xusaat: I don’t care, just get
name as Tsumpti in the
ents who have not established
out! YIKES!
previous paper, and re
credit or for clients who have
grets
the
error.
bad credit. It helps the supplier
SSS SSS SSS
who wants the business but does
not feel comfortable spending
the money to box and ship the
merchandise COD, “cash on
Spilyay Tym oo
delivery.”
("Coyote News, Est. 1976)
CBD and COD work great
for
the seller. He gets his money
Publisher Emeritus: Sid Miller
up-front without the risk of
having an uncollectible account
Editor: Dave McMechan
that might jeopardize his ability
Reporter: Duran Bobb
to pay his bills. The basic rule is
Advertising Director: Yvonne Iverson
Media Advisor: Bill Rhoades
this: The successful business
person who sells on credit must
Spilyay Tymoo is published bi-weekly by the Confeder
be careful when selecting to
ated Tribes of Warm Springs. Our offices are located at
whom he extends credit.
4174 Highway 3 in Warm Springs.
CBD and COD can also be
good for buyers. Purchases are
Any written materials submitted to Spilyay Tymoo
paid for and bills don’t come in
should be addressed to:
the mail. Using credit is quite
Spilyay Tymoo, P.O. Box 870, Warm Springs, OR
another matter. Shorthand for
97761.
that is POC— “purchase on
credit.”
Phone:541-553-2210
POC means reminders come
Advertising: 541 -553-2307 or 541 -325-1089
in the mail and payments are
expected. Som ebody has to
E-Mail: spilyay@ wstribes.org.
make those payments. Whose
Annual Subscription rates: Within U.S.: $15.00.
responsibility is that?
\
sss sss sss
Powwow
/
Yakama fire
Dog program
For several years the Envi
ronmental Health Program has
supplemented vaccinations for
dogs and cats and has given cer
tificates to people for spay and
neuters, which allowed the Daisy
Fund Trust to pay for this ser
vice with small co-pay by the
client.
As of January 1, 2011, the
program is only giving spay and
neuter certificates and are no
longer paying for the vaccina
tions.
The decision to end this ser
vice was based on a couple of
different things. First, the dog
bite rate that is reported to En
vironm ental Health has gone
back up to between 30 and 35
bites a year from a low of 14
bites a year a couple of years
ago.
Vaccinations can be obtained
from most of the feed stores in
the area. Ag West in Madras has
shots for distemper, parvo, and
corona for large dogs at a cost
of $5.95 each for a total $17.85.
For small dogs the cost is $5.50
each for a total of $16.50.
Shots are also available for
puppies at the Cattleman’s Place
at the Livestock Auction Yard
in Madras for $5.50 each for a
total of $16.50 and adult shots
are available for $5.35 each for
a total of $16.05. People would
then give the shots themselves.
Rabies vaccination is required
by law to be given by a veteri
narian. It is also required that
the vet complete an examina
tion. Rabies shots can be com
pleted any time at the vet at a
cost of $58.50 at Madras Ani
mal Hospital (541-475-2283) or
$44.00 from Cascade East Vet-
erinarian (541-475-7226).
We will be sponsoring four
vaccination and dog licensing
clinics in Warm Springs. There
will be two this spring and two
in the fall. Participant costs for
this are $15 for all the vaccina
tions and $5 for the license.
These will be held on the fol
lowing dates:
April 2 from 2 p.m. to 4 p.m.
April 23 from 2 p.m. to 4 p.m.
Sept. 10 from 2 p.m. to 4 p.m.
Oct. 1 from 2 p.m. to 4 p.m.
All clinics will be held at the
old BIA ambulance bay across
from the Warm Springs Post
Office.
There is a rabies only vacci
nation clinic being sponsored by
Jefferson County on February
19th from 1:30 to 3 p.m. at the
Jefferson County Fairgrounds.
Jefferson County will also be
licensing at this clinic. Partici
pant cost is $15 for the vacci
nation and $10 for the license
if the anim als are spayed or
neutered and $27 for all intact
animals.
Nancy Collins, tribal sani
tarian.
Lock-In
We recently had the Warm
Springs Prevention Coalition
Meeting at the Warm Springs
Community Counseling Center..
It became apparent to us at
this meeting that volunteers for
the March 5 All Night Lock-In
Event are needed.
As a community partner with
the Tribal Youth Program and
the Warm Springs Prevention
H ealth and E ducation Team
(formerly CHET), we are ask
ing the public for help.
Please volunteer to help us
with this event.
Help our youth stay alcohol
and drug free, learn suicide pre
vention skills, and let’s show
them a fun time! That’s what this
is all about.
Come to the Com m unity
Counseling Center to fill out a
form if you are interested in
volunteering (forms need to be
•completed and turned in by Feb
ruary 25).
Michael H. Martinez, CPS
Meth and Suicide Prevention
Initiative coordinator. 541-553-
3205.
If you ever
see a cougar...
Natural Resources has
provided the following in
form ation. I f you ever
happen to see a cougar:
Don’t run.
No sudden m o ve
ments.
Pick up small children.
Face the cougar and re
treat slowly.
Talk to it firmly.
Look larger than life.
If the cougar shows ag
gression— crouches, ears
back, teeth bared, hissing,
tail twitching, hind feet
pumping to jump— shout.
Wave your arms. Throw
anything.
If the cougar attacks—
fight back.
The next deadline to sub
m it item sfor publication in the
S p ilya y T ym oo is F riday,
M arch 4.
Personal and business uses of credit
Correction
Family finance manager
Each family needs a finance
manager. Usually it is a parent.
Sometimes it is both parents.
The simple point is the family
finance manager needs to be
just as careful as the business
owner/manager when making
decisions about using credit and
paying the bills.
We talked about this a couple
weeks ago as to how purchas
ing on credit and selling for cash
before the payments are due is
a great way for a business to
m ake p ro fits. U sin g oth er
people’s money (OPM) to make
money can help a business to
grow quite nicely.
When the business person
does it well, he or she might
become one of those “other
people” who have and use some
of their money and their expe
rience to help another person to
get off to a good start in busi
ness. That is a different kind of
“payback” to society than what
we usually think of and it hap
pens a lo t m ore than m ost
people realize.
Personal use of credit is a
different matter. We don’t bor
row in order to make money or
create jobs like a business can
do or a federal governm ent
might claim to do.
We borrow for personal use.
Buying on time gives us imme
diate satisfaction. We don’t have
to wait and do without until we
have saved enough cash to
make the purchase.
Cars and homes are the big
items we buy on time. We pay
for that privilege.
Individual interest rates vary
with the risk we present to the
lender.
High risk equals high inter
est rates. Lower risk customers
gef better rates.
For example, a $5,000 car
financed for four years at a 30
percent interest rate will have
monthly payments of $175.64.
Total paym ents over the 48
months will be $8,431.
At a much lower 7 percent
in te re st rate for the sam e
amount and for the same term,
m onthly paym ents w ould be
$119.04 and the total would be
$5,714. Big difference.
The exam ple shows how
poor credit costs the first buyer
an extra $56.60 a month and
$2,716.75 more in total pay
ments. The better credit risk
customer gets to do other things
with that $2,717.
Good credit gives the buyer
some negotiating power to keep
the interest rate low and the
payments reasonable. A credit
score of around 750 opens that
door. That’s the good side of
credit.
The down side is that credit
can easily be overused and
abused. Then, it becomes a fi
nancial killer that drains our
ability to provide for essential
family needs. Most of us have
been there at one time or an
other.
If there is some truth in the
song that “Money Makes the
World Go Round,” then some
body in the family needs to have
good money management skills.
Falling off the merry-go-round
isn’t fun. The lack of those skills
in the family hurts the family
and, I suggest, it hurts the larger
community. Can I prove that? I
can ask questions.
How many sleepless nights or
frustrated days do people have
because of worries about unpaid
bills?
W hat percentage of family
squabbles are about money?
H ow often do m oney
squabbles lead to divorce?
Does divorce usually result
in a continuing series of finan
cial problems for the parents—
as well as for the kids?
Does that hurt more than just
the family? Who or What else
suffers? The culture? The com
munity? Others? Enough of the
bad.
Let’s finish with some good
stuff. Having a cache of cash is
wonderful. Keeping it is some
times harder than getting it.
A tip— put “found money”
aside for six months to a year
so you can get accustomed to
having it. Sometimes it is easier
to keep from spending it once
you have resisted the urge for
the six months or so.
It also gives you some time
to decide what you really want
or need to buy with it or how
you might invest it to your con
tinuing advantage.
“Found money” can be an in
heritance, a trust fund, or even
your pocket change each night.
For some people, it can be what
they saved by buying on sale.
There are lots of ways to play
and win at the personal finance
game.
Having and using both cash
and credit wisely is a great way
to start.