Medford mail tribune., April 24, 1935, Page 6, Image 6

MEDFORD MAIL TRIBUNE, MEDFORD. OREGON. WEDNESDAY. APRIL 24. 1935.
Western Farmers Take Advantage FH A for Repairs, Modernizing
SPRING TIE FOR
HOME 1NSPEGTI0!
OKLAHOMA LADIES
FORM CLUBS FOR
Wallpaper Improvement
Garden Improvement
LOAN APPLYING
F
10 CHE
PAGE SIX
HIGHER PRICES ON
PRODUCE OF FARM
ENABLES BUILDING U-
t
Poultry Houses, Livestock
Barns, Irrigation Systems
Gaining Attention Through
Federal Loan Program
Aided by the rural campaign of
th Federal Housing Administration,
mountain state and west coast farm
ers and ranch owners are doing a
greater volume of repairing, rebuild
ing and modernizing their homes,
barns, and other equipment.
Examination of a group of M typ
ical credit advances made to agri
culturists In central California under
the modernisation credit plan re
vealed the average to run slightly In
excess of 4O0, and that approxi
mately 77 per cent of the money is
anient for materials.
Higher prices for farm products
are behind the construction of new
buildings, especially poultry houses
with livestock barns being enlarged
to house more dairy cattle. Irriga
tion for fruit, citrus, and nut orch
ards la being done In many places;
while In other sections land suitable
for more profitable crops, such as
sugar beets, Is being brought Into
production with the aid of Irrigation.
Example Given
A a peel floe instance of where Irri
gation, made possible by modernlM
tlon credit, has been extremely prof
itable, comes from Davis, Calif. The
Installation of a pump capable of
watering a 40-acre field, enabled a
farmer to grow sugar beet. The
fross Income, because of this crop,
was Jumped to 8fl an acre as com
pared with 110 from grain, to which
the land previously had been planted.
. In Colorado the construction of a
mall dairy barn enabled the farmer
to meet the sanitary laws of the city
of Denver, and the higher price ob
tained for the milk from his seven
cows boosted his monthy check from
10 to $14.
In Oregon, a ranchman, finding
Ags from his small flock bringing a
bigger check, Increased his business
because he was able to obtain
enough money to build a new poul
try house.
The Insistence of city health au
thorities that dairy farms, especially
milk houses, meet the sanitation reg
ulations had threatened the market
of a number of farmers. This situa
tion waa remedied in practically ev
er) Instance by the erection of new
milk houses, financed through local
banks offering modernization credit
service.
Leaders Confident
Examples of how agriculturists
have been able to Improve their earn
ings through new or enlarged bams
and other equipment oan be cited In '
almost every community. Leaden of
the Improved farm property oam-1
paign, Just getting under way In
most localities, are confident of sue- j
cess because of the initial Interest j
displayed. !
While Income-producing property
lias gotten a lot of attention, farm
homes have not been neglected. Ex
amination of the work on dwellings
shows an unusually large number of
dwellings being enlarged, remodeled,
and modernised. Rooms are being
added, porches built, and old home j
made practically new. Conveniences j
and comforts, such as baths, sewage j
disposal systems, running water, and I
electricity for light and power ere j
included In the modern It at loo Jobs. I
Particularly Impressive In the In- !
tervlews with farmers waa the ap- j
p mo la tlon of their being table to
obtain money to make Improvements
and repay It out of earnings, tn
tnost caw work done could not have
been financed If modem (nation
credit had not been available.
FOLDING TABLE IS
An extra table, of th folding va
riety. In the kitchen of the home
where much entertaining Is done Is
a great convenience foF hoMIhg ex
tra dishes or food materials when
there are many additional guests. A
drop-leaf top Is hinged to the side of
the well, with substantial movable
braces fitted underneath to hold It
firmly when In use. When not In use
the leaf Is easily dropped and hardly
noticeable, as it occupies but little
space against the side of the wall. A
table of thla kind solves the problem
of whet to do with the many extra
pieces of tableware or plates of salad,
desserts, etc., necessary to the serv
ing of msny people. The cost of
building this tsble Is very little, but
the accommodation Is Invaluable.
BODY OF DENTIST IS
IDENTIFIED AT EUGENE
FUOENE. April 94 (API With
IdfntirifRtlon of thf corpn found In
th WlllAmrttA river hrr rwently
m that of willmin Rimer Hariri.
mlwInR Portland drntlftt. th( cane
announrM clonal hr IrmI nlglil
by county orriclnla.
Identification wm mad by Dillon
Rogera. Portland, who ram. h.rt, for
that purpna.. wnil unable to tell
RnTthlnK from the badly de'Ompfd
corpae. Roger .aid there waa no
doubt about the rhthe and iIIMi
rln tfcOM at HuUk
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The above (wo photographs Illustrate how wallpaper waa utilized
to effectively modernize a home, formerly owned by George Wash
ington. Located in Alexandria, Va., the house was erected by Wash
ington aa rental property. The present owner recently modernized
the structure to attract new tenants. An appropriate, washable,
sun-tested wallpaper was selected for the living room. A colonial
pattern of silver and blue stars on a peach 6cld was chosen to
harmonize with oyster-gray paint on paneling and trim. Additional
light and charm were thus added to the room. Several other rooms
In the house also lost their outmoded appearance by the addition of
new wallpaper. The top photograph shows the living room prior to
improvement. The lower picture was taken after the new wallpaper
was placed.
Sales reports of leading wallpaper
manufacturers and dealers Indicate
a marked Increase during the past
year In the popularity of wall paper
as a decorative medium, aa the gen
eral public continues to evidence sat
isfaction with the many new styles
and designs offered In the washable
papers now on the market.
Wallpaper manufacturers have
made a careful study of the consum
er's needs and have taken advantage
of the Introduction of the "wruhflbll
lty" feature to Improve the artistic
standards of the product.
Today the average home owner may
obtain distinctive wall papers, de
signed by leading American artists,
for a price once paid for the outmod
ed, so-called "neutral" patterns. Wo
men, according to wallpaper manu
facturers, now express a preference
for designs and styles that denote In
dividual personality. One of Chicago's
leading wallpaper wholesalers snld
recently;
Itemiiml for Quality
'There has been an appreciable In
crease In sales as compared with last
year, but what la still mora encour
aging, there Is a better demand for
the finer grades of wall paper. There J
Is more Individuality displayed and
more thought given to creating har
mony between the decoration of the
wall ana the other furnishings of the
home."
A prominent New York wallpaper
concern reports nales at least 10 per
cent ahead of 1034, with a "marked
waning lntere.it in the cheaper, less
artistic merchandise." This same
trend Is reported from a Detroit firm
and another In Richmond, Va., Indi
cating a similar attitude In widely
diversified sections of the country.
Although color selections vary with
the clttes surveyed, a general trend
toward stronger, more direct patterns
and colors la found. This does not
mean that wall paper Is dominating
the decoration picture. It merely in
dicates that this style of background
la stepping Into the front rank and
carrying Its fair share of the respon
sibility for beauty and harmony, so
desired In every rome.
Moilerulred riatra
From a New York firm comes the
report that the colonial vogue Is giv
ing way to modernlred classics In
spite of the high perrentsK of colo
nial homes In the Kast. Indicating a
"healthy psychological attitude a
desire to take the best from the past
and modify It with the best of the
present.
"Tewer colors are used todnv," the
New York firm reports, "and the
movement is definitely away from
blended and cloudy backgrounds. The
barknround colors which are selling
are clear and bright and the top col
ors ususlty form a decided contrast,
being also In clear tones. Tanarv yel
low backgrounds hava wide accept
ance." From Chicago: "The stylish colors
are browm. blues and deep grays.'
This leaning toward grays U also re-:
ported In letrolt. where a general
movement away from plaster effects '
la noted. j
That solid coloring Is In demand
everywhere. Is the consensus of opin
ion Even reilliiRs mow thla ten
dency, and stnmg primary colors are
replying palrr, lets definite papers
heretofore common overhead.
Bedroom are affected by the fash-;
ion just a much as the living and j
dining rooms Hrre again, according
to experts, the demand Is for more,
solid ground In preference to lighter,
delicate rolorinuv
In Richmond, heart of the Old
South, brilliant eoloriiiKS sie Jul as
heavily in demand as lo New York or'
1
t
Chicago. There Ik less vacillation, less
timidity In the American wallpaper
taste of today than there has been
heretofore, leading wallpaper manu
facturers aver.
KxtN'iite (imiTHU
ATHENS, April 24. .4V-Two form
er generals convlcd by court mar
tlsl of participation In the Venlzellst
revolt were executed by a firing squad
at dawn today. The pair were General
Papoulas, former commandor of the
Greek forces in Asia minor, who
emerged from retirement to engaii
In the short-lived rebellion, and
Brigadier-General Klmlals.
4
4.1 Mlnera loe I.Ives.
JOHANNESBURG. Union of South
Africa, April 24. ( AP ) Forty-five
mlnera were believed to have perish
ed today when a sudden Inrush of
water flooded the lower level of the
New Machavia gold mine near Potch
efstroom. Use Mall Tribune want ads.
i
k-J.Lf..f,r rtnuh Ar.td
QUANTITY
BUYING
E 1 e o t r i c Refrigeration
helpi yon save 30 percent on
your food bills. You can buy
food in larger quantities at
lower prices, because you can
keep this food fresh for a
much longer time . . . saving
you 20 percent. Proper re
frigeration saves 10 percent
more.
NO
FOOD LOSS
Electric Refrigeration
helps you save many dollars
a year by preventing waste
through spoilage of perish
able foods.
Yon can alio save money
with an electric refrigerator
through the saving and lue
ol all leftovers.
Direct Application to Federal
Housing Administration
Office May Now Be Made
New Method Efficient
WASHINGTON, D. C Revised ap
plication procedure under terms of
j the Insured -mora gage plan of the
j Federal Housing Administration has
! resulted In an unprecedented ln
i crease In the number of preliminary
commitments granted by the District
of Columbia office of the Federal
Housing Administration. If properly
employed by Better Housing head
quarters throughout the country, this
method will result In creating a tre
mendous Increase In the national vol
ume of new building, according to J.
K. Gilchrist, director for the District
of Columbia.
New applications at District head
quarters totaled 1583,000 In 11 daj:
after the new plan was put Into ef
fect. By the hew procedure, applicants
may now apply directly to any office
of the Federal Housing Administra
tion for preliminary Interview, ap
praisal, and tentative approval ol
their requests for mortgage loans be
fore approaching a bank or othei
financial Institution authorized to
make an lnsured-mortgage loan.
Heretofore applications flret were
made at approved financial institu
tions before consultation with th'
Federal Housing Administration.
Proof of Method
The effectiveness of the new pro
cedure was pointed out by Mr. Gil
christ In glancing over his records.
From January l to March 25, 1035.
under the old procedure, 69 applica
tions for Insured mortgages, totaling
approximately S376.000. had been ap
proved by the District of Columbia
offices of the Federal Housing Ad
ministration. On March 25 the new
procedure was Instituted, and In 11
working dnys the total of $582,000 In
new applications for Insured mort
gages poured Into the offices of the
dtreetor for the District of Columbia
Of this fogure 1187.600 represented
new building.
"There Is no doubt," Mr. Gilchrist
explained, "that the practice of mak
ing first application to a Federal
Housing Adntmlstratlon office reveals
thousands of dollars of potential new
building that heretofore has not been
discovered because of the difficulties
and complications presented by the
old method.
Much Detail
"Primarily, there Is a certain
amount of detail connected with the
Investigation of an application that,
can best be handled by trained work
ers such aa are found In a Federal
Housing headquarters. Each applica
tion requires approximately 46 min
utes of an expert Investigator's time
before It may be determined whether
or not the application should be eli
gible or not. Individual banks as a
rule have not the same facilities to
perform this service for the applicant.
By the new set-up we eliminate a
wenlth of lent motion and greatly ac-
YOUR
Lt" ?T
Yf)fpN My ,hrlft ' tbe m&0'' po,nt f h(m' intr8t
un(jer present day conditions.
They say that efficient refrigeration provides thrift of a practical
nature and these thrifty housewives describe five distinct economies that
are effected in their homes by electrio refrigeration.
Economy No. 1 . . . roods are kept in good condition longer . . . leftovers
can be salvaged . . . Quantity buying can be practiced . . . Money can he
saved at food sales of weekly "food specials."
Economy No. S . . . Thereds the saving of time . . . Meal preparation in
general is greatly simplified.
Economy No 8 . . . There is saving of human energy . . . You can eon
duct the duties of a hostess more easily and cleverly with better opportunity
to enjoy your guests. '
Economy No. 4 . , , You are able to lower general Operating Costs
because Electric Refrigeration is as cheap or cheaper than ordinary
refrigeration.
Economy No. 5 , . . The saving advantages of Cold Cookery helps you
to be a thrifty chef . . . Easily and at less expense you are able to garnish
foods with that appealing professional touch.
You as a thrifty, progressive housewive, can own an electrio refriger
ator today so easily ... See the new electric refrigerators at dealers any.
where ... or if you prefer, call the Power Company for complete and
accurate information about electric refrigeration. Yon will be agreeably
surprised at how little it costs to operate an electric refrigerator in your
home. There is no installation cost and the easy monthly payment plan
makes it possible to pay for your refrigerator with the economy electric
refrigeration will bring into your home.
p. " M
tWm 1 " " ,.?
mm? tr ymM
With the coming of Spring, the home owner has an excellent oppor
tunity to beautify and improve the grounds about the house as indi
cated in the above photograph. Informal flagstone or molded
concrete walks add much charm to the Spring garden. In instances
where the garden is on a slope, a permanent concrete wall, properly
placed, will offset much erosion and add to the general appearance of
the plot. Spring houses, permanently placed trellises, arbors, etc..
are all eligible for financing by Modernization Credit of the Federal
Bousing Administration.
celernte the approval of mortgage
loans.
"Our trained Investigators and ap
praisers thoroughly acquaint them
selves with the details of each sep
arate application, and, when tenta
tive approval Is granted, the applicant
then goes to an approved financial
institution of his own choice, having
taken all preliminary steps toward
obtaining a mortgage. Our new pro
cedure is of great assistance to the
potential mortgagor, as well aa to the
lending agency.
"Our own tremendous Increase In
vplume of applications convinces us
of the worth of the new method. If
every Federal Housing office Is hav
ing the same results, the national
volume of new building and refund
ed mortgages under the National
Housing Act, In my opinion, should
reach tremendous proportions by the
end of the year."
Nepjro Is 98
TROY. O. (UPJ Pleasant Venable,
Troy's oldest citizen, celebrated his
98th birthday anniversary here re
cently, a negro, he fought In the
Civil war with the confederate army.
Ferry Association 300 Yrs. Old
NORFOLK, Va. (UP) The Norfolk
County Ferry association Is 300 years
old. On Its ant lversary It has six fer
ries in operation.
MONEY TALKS
ELECTRIC REFRIGERATOR
F
Li
Funds are now available for long
term home financing In this com
munity. This condition was made
possible by the formation of two Fed
eral Savings and Loan Associations In
the city of Med ford: namely. The
First Federal and the Medford Fed
eral Savings and Loan Assaclations.
These mutufl Institutions are strict
ly local In their operation and per
sonnel. In addition to funds Invested lo
cally in these Federal Savings and
Loan associations, the federal gov
ernment la Investing In the manner
of share subscriptions and all funds
are used for first mortgage Invest
ments, primarily on homes.
Both associations have funds avail
able for home financing, and It Is
reported by the management of these
Institutions that approximately 125.
000 has been loaned during the past
six months for the long-term financ
ing of new construction, repairs, and ,
purchase of homes.
Moisture May Have Seeped
in Joints, Shingles, Siding,
Under Flashings, Caus
ing Decay, Deterioration
Every home should have a thorough
Inspection during the Spring to as
certain damage which may have oc
curred during Winter months, ac
cording to the Federal Housing Ad
ministration. Moisture which may have seeped In
mortar Joints, under flashings, eaves,
copings, shingles, siding, and else
where may be starting rust, decay, or
other deterioration. Such accumulated
moisture may have frozen and ex
panded causing loosened bricks,
boards, or other structural parts. If
the fissures or cracks are not repair
ed promptly, further decay Is likely
to occur, which will necessitate ex
pensive repairs at a later date. They
also permit heat losses from the home
and the Infiltration of cold.
The chimney requires Inspection to
make sure that the masonry Is solid
and all parts firmly attached as a
safeguard against fire. Loosened or
damaged shingles, flashings, gutters,
and downspouts may permit water to
leak on the ceilings and walls, soil
ing them and necessitating refinish
lng or replacing. Damaged mortar
Joints should be pointed on exterior
walls and loosened sliding replaced
or nailed tight.
Ashes, cinders, and dust which have
accumulated around windows
should be removed to prevent pos
sible deterioration of the windows.
When all exterior portions of the
buildings have been Inspected, clean
ed, and repaired, a fresh coat of paint
will assist In protecting It against
Spring rains and hot weather.
Funds for doing Spring repair
work are available at a small charge
by commercial banks and other fin
ancial agencies under the Moderni
zation Credit Plan of the Federal
Housing Administration.
4
EXCHANGE OLD GOLD for cash or
trade at Brophy's. Jewelers.
Your Home With An
Easy N.H.A. Loan
You will be protecting the beauty
of your home and increasing its
value. The government is willing
to help you make those much
needed improvements.
Let Us Assist You!
Medford Lumber Co.
Third and Fir.
THE CALIFORNIA OREGON
POWER COMPANY
Statewide Organization Is
Planned to Stimulate Use
of FHA Opportunity Bet
ter Homes to Be Result
OKLAHOMA CITY, Okla. Organi
zation of Home Improvement Clubs,
composed of members of women's
clubs, labor and farm clubs, and civic
organizations will get under way
within a few days In Oklahoma as a
part of the nation-wide movement to
acquaint the women of America with
the details of the Better Housing
Program, the Federal Housing Ad
ministration Is advised.
The plan, as It Is being evolved
In Oklahoma. Is being organized by
the staff of the Federal Housing Ad
ministration for the western district
of the state, and a woman field rep
resentative has been assigned to or
ganize the Home Improvement Clubs,
Contact will be made with all wo
men's organizations and organized
clubs In as many cities as possible.
As soon as 10 or 12 units are organ
ized, a state meeting will be called,
with representatives of all clubs par
ticipating In the movement In at
tendance. At this state meeting a
constitution and bylaws will be
adopted and an application for a
charter filed with the Secretary of
State. When this charter Is granted.
Individual charters will then be Is
sued to each local club organized.
State headquarters will be establish
ed and additional clubs will be or
ganized wherever possible.
The purpose of the clubs, It Is ex
plained, will be to "stimulate Inter
est In better homes, to educate citi
zens as to the best methods ot Im
proving their homes, and to encour
age every citizen to make all neces
sary Improvements to his home, aa
sucht Improvements are consistent
with Intelligent domestlo economy."
Child Has A Grandparents
LOGAN, o. (UP) The 10-pound
son born to Mr. and Mrs. L, W. Grif
fith has nine grandparents. All live
here.
Phone 629
y -w ei
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