Image provided by: University of Oregon Libraries; Eugene, OR
About Polk County itemizer observer. (Dallas, Or) 1992-current | View Entire Issue (Sept. 6, 2017)
Polk County News TRUSTEE’S NOTICE OF SALE T.S. No.: OR-17-772424-AJ Ref- erence is made to that certain deed made by, KELLY CHAP- MAN AND HEIDI CHAPMAN, H U S BA N D A N D W I F E a s Grantor to FIRST AMERICAN TITLE INSURANCE COMPANY OF OREGON, as trustee, in favor of WORLD SAVINGS BANK, FSB, ITS SUCCESSORS AND/OR ASSIGNEES , as Ben- eficiary, dated 6/25/2004 , recorded 6/28/2004 , in official records of POLK County, Ore- gon in book/reel/volume No. and/or as fee/file/instrument/ microfilm / reception number 2004-010419 and subsequently assigned or transferred by op- eration of law to WELLS FARGO BANK, N.A. covering the following described real property situated in said Coun- ty, and State, to-wit: APN: 562318 07529-AC-05200 LOT 11, BLOCK 3, NORTH OAKS ADDITION PHASE IV, IN THE CITY OF DALLAS, POLK COUNTY, OREGON Commonly known as: 592 NW EVE ST, DALLAS, OR 97338-1074 The undersigned hereby certifies that based upon business records there are no known written assignments of the trust deed by the trustee or by the beneficiary and no appoint- ments of a successor trustee have been made, except as recorded in the records of the county or counties in which the above described real prop- erty is situated. Further, no ac- tion has been instituted to re- cover the debt, or any part thereof, now remaining se- cured by the trust deed, or, if such action has been institut- ed, such action has been dis- missed except as permitted by ORS 86.752(7). Both the benefi- ciary and the trustee have elected to sell the said real property to satisfy the obliga- tions secured by said trust deed and notice has been rec orded pursuant to Section 86.752 (3) of Oregon Revised Statutes. There is a default by grantor or other person owing an obligation, performance of which is secured by the trust deed, or by the successor in interest, with respect to provi- sions therein which authorize sale in the event of such provi- sion. The default for which foreclosure is made is grantor’s failure to pay when due the following sum: TOTAL REQUIRED TO REINSTATE: $10,107.30 TOTAL REQUIRED TO PAYOFF: $209,713.72 Be- cause of interest, late charges, and other charges that may vary from day-to-day, the amount due on the day you pay may be greater. It will be necessary for you to contact the Trustee before the time you tender reinstatement or the payoff amount so that you may be advised of the exact amount you will be required to pay. By reason of the default, the be neficiary has declared all sums owing on the obliga- tion secured by the trust deed immediately due and payable, those sums being the follow- ing, to- wit: The installments of principal and interest which became due on 1/1/2017, and all subsequent installments of principal and interest through the date of this Notice, plus amounts that are due for late charges, delinquent property taxes, insurance premiums, ad- vances made on senior liens, taxes and/or insurance, trustee’s fees, and any attor- ney fees and court costs aris- ing from or associated with the beneficiaries efforts to protect and preserve its security, all of which must be paid as a condi- tion of reinstatement, including all sums that shall accrue through reinstatement or pay- off. Nothing in this notice shall be construed as a waiver of any fees owing to the Benefici- ary under the Deed of Trust pursuant to the terms of the loan documents. Whereof, no- tice hereby is given that QUAL- ITY LOAN SERVICE CORPO- RATION OF WASHINGTON, the undersigned trustee will on 10/30/2017 at the hour of 1:00PM , Standard of Time, as established by section 187.110, Oregon Revised Statues, In- side the new lobby of the Jef- ferson Street Entrance of the Polk County Courthouse, lo- cated at 850 Main Street, Dal- las, OR 97338 County o f POLK , State of Oregon, sell at public auction to the highest bidder for cash the interest in the said described real property which the grantor had or had power to convey at the time of the ex- ecution by him of the said trust deed, together with any inter- est which the grantor or his successors in interest ac- quired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and ex- penses of sale, including a rea- sonable charge by the trustee. Notice is further given that any person named in Section 86.778 of Oregon Revised Statutes has the right to have the foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of said principal as would not then be due had no default occurred), together with the costs, trustee’s and at- torney’s fees and curing any other default complained of in the Notice of Default by tender- ing the performance required under the obligation or trust deed, at any time prior to five days before the date last set for sale. Other than as shown of record, neither the benefici- ary nor the trustee has any ac- tual notice of any person hav- ing or claiming to have any lien upon or interest in the real property hereinabove de- scribed subsequent to the in- terest of the trustee in the trust deed, or of any successor in interest to grantor or of any lessee or other person in pos- session of or occupying the property, except: Name and Last Known Address and Na- ture of Right, Lien or Interest KELLY CHAPMAN 592 NW EVE ST DALLAS, OR 97338-1074 O r i g i n a l B o r row e r H E I D I CHAPMAN 592 NW EVE ST DALLAS, OR 97338-1074 Origi- nal Borrower For Sale Informa- tion Call: 916-939-0772 or Login to: www.nationwidepost- ing.com In construing this no- tice, the singular includes the plural, the word “grantor” in- cludes any successor in inter- est to this grantor as well as any other person owing an ob- ligation, the performance of which is secured by the trust deed, and the words “trustee” and “beneficiary” include their respective successors in inter- est, if any. Pursuant to Oregon Law, this sale will not be deemed final until the Trustee's deed has been issued by QUALITY LOAN SERVICE COR- PORATION OF WASHINGTON . If any irregularities are discov- ered within 10 days of the date of this sale, the trustee will re- scind the sale, return the buyer's money and take further action as necessary. If the sale is set aside for any reason, in- cluding if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The pur- chaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been dis- charged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is in- tended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report re- flecting on your credit record may be submitted to a credit report agency if you fail to ful- fill the terms of your credit ob- ligations. Without limiting the trustee’s disclaimer of repre- sentations or warranties, Ore- gon law requires the trustee to state in this notice that some residential property sold at a trustee’s sale may have been used in manufacturing methamphetamines, the chem- ical components of which are known to be toxic. Prospective purchasers of residential prop- erty should be aware of this potential danger before decid- ing to place a bid for this prop- erty at the trustee’s sale. NO- TICE TO TENANTS: TENANTS OF THE SUBJECT REAL PROPERTY HAVE CERTAIN PROTECTIONS AFFFORDED TO THEM UNDER ORS 86.782 AND POSSIBLY UNDER FED- ERAL LAW. ATTACHED TO THIS NOTICE OF SALE, AND INCORPORATED HEREIN, IS A NOTICE TO TENANTS THAT SETS FORTH SOME OF THE PROTECTIONS THAT ARE AVAILABLE TO A TENANT OF THE SUBJECT REAL PROPER- TY AND WHICH SETS FORTH CERTAIN REQUIRMENTS THAT MUST BE COMPLIED WITH BY ANY TENANT IN ORDER TO OBTAIN THE AFFORDED PRO- T E C T I O N , A S R E QU I R E D UNDER ORS 86.771 . QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY I N F O R M AT I O N O B TA I N E D WILL BE USED FOR THAT PURPOSE. TS No: OR-17- 772424-AJ Dated: 6/21/2017 Quality Loan Service Corpora- tion of Washington, as Trustee Signature By: ____ __ Maria Montana, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202, Seattle, WA 98104 Toll Free: (866) 925-0241 IDSPub #0129590 8/23/2017 8/30/2017 9/6/2017 9/13/2017 (Aug. 23, 30; Sept. 6, 13, 2017) This is an action for Judicial Foreclosure of real property commonly known as 1291 ELLIS ST SW, DALLAS, OR 97338. A motion or answer must be given to the court clerk or administrator within 30 days of the date of the first publication specified herein along with the required filing fee. IN THE CIRCUIT COURT OF THE STATE OF OREGON FOR THE COUNTY OF POLK HOMESTREET BANK, Plaintiff, v. THE ESTATE OF V. LEE HOWARD AKA VICTORIA LEE HOWARD; THE UNKNOWN HEIRS, ASSIGNS AND DE- VISEES OF V. LEE HOWARD AKA VICTORIA LEE HOWARD; TRAVIS DAHLSTROM; KELSEY DAHLSTROM; U.S. BANK TRUST COMPANY, NA- TIONAL ASSOCIATION, N.D.; THE STATE OF OREGON DE- PARTMENT OF REVENUE; CITIBANK SOUTH DAKOTA N.A.; MIDLAND FUNDING, LLC; CONVERGING CAPITAL, LLC and ALL OTHER PER- SONS OR PARTIES UNKNOWN CLAIMING ANY RIGHT, TITLE, LIEN, OR INTEREST IN THE REAL PROPERTY COMMONLY KNOWN AS 1291 ELLIS ST SW, DALLAS, OR 97338, Defendants. Case No. 17CV08967 SUMMONS ALL OTHER PERSONS OR PARTIES UNKNOWN CLAIM- ING ANY RIGHT, TITLE, LIEN, OR INTEREST IN THE REAL PROPERTY COMMONLY KNOWN AS 1291 ELLIS ST SW, DALLAS, OR 97338 TO DEFENDANTS ALL OTHER PERSONS OR PAR- TIES UNKNOWN CLAIMING Polk County Itemizer-Observer • September 6, 2017 7A ANY RIGHT, TITLE, LIEN, OR INTEREST IN THE REAL PROPERTY COMMONLY KNOWN AS 1291 ELLIS ST SW, DALLAS, OR 97338: IN THE NAME OF THE STATE OF OREGON: You are hereby required to appear and defend the action filed against you in the above-entitled cause within 30 days from the date of service of this Summons upon you; and if you fail to appear and defend, for want thereof, the Plaintiff will apply to the court for the relief demanded therein. Dated: 8/10/2017 ALDRIDGE PITE, LLP By: /s/Katie L. Riggs Katie L. Riggs, OSB #095861 (858) 750-7600 (503) 222-2260 (Facsimile) kriggs@aldridgepite.com Aldridge Pite, LLP 111 SW Columbia Street, Suite 950 Portland, OR 97201 Of Attorneys for Plaintiff HOMESTREET BANK NOTICE TO DEFENDANT/ DEFENDANTS PLEASE READ THESE PAPERS CAREFULLY You must “appear” in this case or the other side will win automatically. To “appear” you must file with the court a legal paper called a “motion” or “an- swer”. The “motion” or “an- swer” must be given to the court clerk or administrator within 30 days (or 60 days for Defendant United States or State of Oregon Department of Revenue) along with the re- quired filing fee. It must be in proper form and have proof of service on the plaintiff's attor- ney or, if the plaintiff does not have an attorney, proof of serv- ice on the plaintiff. If you have questions, you should see an attorney imme- diately. If you need help in find- ing an attorney, you may con- tact the Oregon State Bar's Lawyer Referral Service online at www.oregonstatebar.org or by calling (503) 684-3763 (in the Portland metropolitan area) or toll-free elsewhere in Ore- gon at (800) 452-7636. (Aug. 23, 30; Sept. 6, 13, 2017) NOTICE TO INTERESTED PERSONS IN THE CIRCUIT COURT OF THE STATE OF OREGON FOR POLK COUNTY. In the Matter of the Estate of RODDIE ROSS COWAN, Deceased, No. 17PB06009. NOTICE IS HEREBY GIVEN that the undersigned has been appointed personal represen- tative of the above estate. All persons having claims against the estate are required to pres- ent them within four months after the date of first publica- tion of this notice, to the per- sonal representative in care of Teresa Ozias, at the address appearing below, or they may be barred. ALL persons whose rights may be affected by the pro- ceeding may obtain additional information from the records of the Court, the personal rep- resentative or the attorneys for the personal representative. DATED and first published this 23rd day of August, 2017. Donald Dodson Personal Representative TERESA OZIAS SHETTERLY, IRICK & OZIAS Attorneys at Law PO Box 105 Dallas, Oregon 97338 Telephone: 503-623-6695 Fax: 503-623-6698 (Aug. 23, 30; Sept. 6, 2017) IN THE CIRCUIT COURT OF THE STATE OF OREGON FOR THE COUNTY OF POLK No. 17PB06135- Probate In the Matter of the Estate of Dorothy Mae Hansen, Deceased Notice is hereby given that by Order of the Circuit Court of the State of Oregon for Polk C o u n t y, P r o b a t e N o . 17PB06135, Rodney D. Hansen has been appointed Personal Representative of the ESTATE OF DOROTHY MAE HANSEN, deceased. All persons having claims against said estate are re- quired to present such claims, with proper vouchers, to the undersigned Personal Repre- sentative, c/o Sarah K. Rine- hart, Attorney at Law, 117 Commercial Street NE, Suite 300, Salem, Oregon 97301, within four (4) months after the date of first publication of this notice, or the claims may be barred. All persons whose rights may be affected by these pro- ceedings may obtain addition- al information from the Person- al Representative, the attorney for the Personal Representa- tive, or from the records of the court. Dated and first published August 30, 2017. Rodney D. Hansen Personal Representative Sarah K. Rinehart, Attorney at Law OSB# 821142 117 Commercial Street NE, Suite 300 Salem, Oregon 97301 Attorney for Personal Representative (Aug. 30; Sept. 6, 13, 2017) NOTICE IS HEREBY GIVEN that the undersigned has been appointed personal represen- tative of the Estate of Mildred L. Hackett, deceased, Polk County Circuit Court Case No. 17PB06173. All persons having claims against the estate are required to present them, with vouchers attached, to the un- dersigned personal represen- tative at 1020 Liberty Street SE, Salem, Oregon 97302, with- in four months after the date of first publication of this notice, or the claims may be barred. All persons whose rights may be affected by the pro- ceedings may obtain addition- al information from the records of the court, the personal rep- resentative, or the attorneys for the personal representa- tive. Dated and first published: August 30, 2017. Barbara R. Goll Personal Representative Collier Law Ryan W. Collier, OSB No. 972385 Attorneys for Personal Representative 1020 Liberty Street SE Salem, OR 97302 Phone: (503) 485-7224 (Aug. 30; Sept. 6, 13, 2017) IN THE CIRCUIT COURT OF THE STATE OF OREGON FOR THE COUNTY OF POLK In the Matter of the Estate of CLARICE MAY WILLIAMS, Deceased. No. 17PB06415 NOTICE TO INTERESTED PERSONS NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Represen- tative. All persons having claims against the Estate are required to present their claims, with proper vouchers attached, within four months after the date of first publica- tion of this notice, as stated below, to the attorney for the Personal Representative at: PO Box 220, Dallas, OR, 97338, or the claims may be barred. All persons whose rights may be affected by the pro- ceedings may obtain addition- al information from the records of the court, the Personal Rep- resentative, or the attorney for the Personal Representative. Dated and first published August 30, 2017. George Williams Personal Representative ATTORNEY FOR PERSONAL REPRESENTATIVE: Stephen F. Mannenbach OSB #803000 PO Box 220 Dallas, OR 97338 (503) 623-6052 (503) 623-6053 fax mannenbachlaw@live.com (Aug. 30; Sept. 6, 13, 2017) TRUSTEE'S NOTICE OF SALE The Trustee under the terms of the Trust Deed described herein, at the direction of the Beneficiary, hereby elects to sell the property described in the Trust Deed to satisfy the obligations secured thereby. Pursuant to ORS 86.771, the following information is provid- ed: 1. PARTIES: Grantor: MICHAEL J. KOZISEK JR. AND JENNIFER L. KOZISEK Trustee: FIDELITY NATIONAL TITLE COMPANY OF OREGON Successor Trustee: NANCY K. CARY Beneficiary: UMPQUA BANK 2. DESCRIPTION OF PROP- ERTY: The real property is de- scribed as follows: Beginning at a point in the South line of Lot Five (5) in Block 23, Henry Hill's Town of Independence, County of Polk, State of Oregon, which point is 54 feet West of the Southeast corner of said lot; thence West along the South line of said lot a distance of 55 feet to a point; thence North and parallel to the East line of said Lot 5 and of Lot 6 in said Block a dis- tance of 132.65 feet more or less, to a point in the North line of said Lot 6; thence East along the North line of said Lot 6 a distance of 55 feet to a point; thence South on a line parallel to the East line of Lot 6 and of Lot 5 a distance of 132.65 feet more of less to the point of beginning. 3. RECORDING. The Trust Deed was recorded as follows: Date Recorded: July 31, 2014 Recording No. 2014-006256 Official Records of Polk County, Oregon 4. DEFAULT. The Grantor or any other person obligated on the Trust Deed and Promissory Note secured thereby is in de- fault and the Beneficiary seeks to foreclose the Trust Deed for failure to pay: Monthly pay- ments in the amount of $791.21 each, due the first of each month, for the months of November 2016 through June 2017; plus late charges and ad- vances; plus any unpaid real property taxes or liens, plus in- terest. 5. A M O U N T D U E . T h e amount due on the Note which is secured by the Trust Deed referred to herein is: Principal balance in the amount of $113,744.20; plus interest at the rate of 3.875% per annum from October 1, 2016; plus late charges of $178.32; plus ad- vances and foreclosure attor- ney fees and costs. 6. SALE OF PROPERTY. The Trustee hereby states that the property will be sold to satisfy the obligations secured by the Trust Deed. A Trustee's Notice of Default and Election to Sell Under Terms of Trust Deed has been recorded in the Official Records of Polk County, Ore- gon. 7. TIME OF SALE. Date: November 16, 2017 Time: 11:00 a.m. Place: Polk County Court- house, 850 Main Street, Dallas, Oregon 8. RIGHT TO REINSTATE. Any person named in ORS 86.778 has the right, at any time that is not later than five days before the Trustee con- ducts the sale, to have this foreclosure dismissed and the Trust Deed reinstated by pay- ment to the Beneficiary of the entire amount then due, other than such portion of the princi- pal as would not then be due had no default occurred, by curing any other default that is capable of being cured by ten- dering the performance re- quired under the obligation or Trust Deed and by paying all costs and expenses actually incurred in enforcing the obli- gation and Trust Deed, togeth- er with the trustee's and attor- ney's fees not exceeding the amount provided in ORS 86.778. NOTICE REGARDING POTENTIAL HAZARDS (This notice is required for notices of sale sent on or after January 1, 2015.) Without limiting the trustee’s disclaimer of repre- sentations or warranties, Ore- gon law requires the trustee to state in this notice that some residential property sold at a trustee’s sale may have been used in manufacturing methamphetamines, the chem- ical components of which are known to be toxic. Prospective purchasers of residential prop- erty should be aware of this potential danger before decid- ing to place a bid for this prop- erty at the trustee’s sale. You may reach the Oregon State Bar’s Lawyer Referral Service at 503-684-3763 or toll- free in Oregon at 800-452-7636 or you may visit its website at: www.osbar.org. Legal assis- tance may be available if you have a low income and meet federal poverty guidelines. For more information and a direc- tory of legal aid programs, go t o h t t p : / / w w w. o r e g o n l a w help.org. Any questions regarding this matter should be directed to Lisa Summers, Paralegal, (541) 686-0344 (TS #30057.30722). DATED: June 22, 2017. Nancy K. Cary, Successor Trustee, Hershner Hunter, LLP, P.O. Box 1475, Eugene, OR 97440. (Sept. 6, 13, 20, 27, 2017) IN THE CIRCUIT COURT OF THE STATE OF OREGON FOR THE COUNTY OF POLK PROBATE DEPARTMENT IN THE MATTER OF THE ESTATE OF IDA MAE SWENWOLD, Deceased. Case No. 17PB06203 NOTICE TO INTERESTED PERSONS NOTICE IS HEREBY GIVEN that DAVID LOREN SWEN- WOLD has been appointed Personal Representative of the above-captioned Estate. All persons having claims against the Estate are required to pres- ent them to the Personal Rep- resentative at the address shown below within four months after the date of first publication of this Notice. All persons whose rights may be affected by the probate pro- ceeding may obtain additional information from the court records, the Personal Repre- sentative or the attorney for the Personal Representative. DATED AND FIRST PUB- LISHED this 6th day of Sep- tember, 2017. Ryan E. Gibb, OSB #972693 PERSONAL REPRESENTATIVE DAVID LOREN SWENWOLD 65885 E Desert Ridge Drive Tucson, AZ 85739 (520) 790-9000 ATTORNEY Ryan E. Gibb, OSB #972693 DOUGLAS, CONROYD, GIBB & PACHECO, P.C. 528 Cottage Street NE, Suite 200 PO Box 469 Salem, OR 97308-0469 Telephone: (503) 364-7000 Facsimile: (503) 585-0699 Email: Ryan@dcm-1aw.com (Sept. 6, 13, 20, 2017) IN THE CIRCUIT COURT OF THE STATE OF OREGON FOR THE COUNTY OF POLK Probate Department In re the Matter of the Estate of DOROTHY J. DeBUSK, Deceased. Case No. 17PB06473 NOTICE TO INTERESTED PERSONS Notice is hereby given that Sharon E. Aguinaga has been appointed Personal Represen- tative. All persons having claims against the estate are required to present them, with vouchers attached, within four (4) months after the date of first publication of this notice, or the claims may be barred. Claims must be presented to the undersigned at the follow- ing address: The Estate of Dorothy J. DeBusk c/o Sharon E. Aguinaga PO Box 1171 Dallas, OR 97338 All persons whose rights may be affected by the pro- ceedings may obtain addition- al information from the records of the court or the Personal Representative listed below. Date of first publication: September 6, 2017. Submitted by: Personal Representative Sharon E. Aguinaga PO Box 1171 Dallas, OR 97338 503-623-3934 assigned to Citi Mortgage, Inc. by assignment recorded No- vember 5, 2007 as Document No. 2007-016991, Book of Records of Official Records assigned to United Guaranty Residential Insurance Compa- ny of North Carolina by as- signment recorded February 28, 2017 as Document No. 2017-002432, Book of Records of Official Records, as benefi- ciary, dated March 30, 2006, recorded on April 19, 2006, in the Records of Polk County, Oregon, in reception No. 2006- 006321, covering the following described real property situat- ed in that county and state, to- wit: EXHIBIT A LEGAL DESCRIPTION Lot 5, MOUNTAIN FIR ES- TATES PHASE 3, in the City of Independence, County of Polk, State of Oregon Both the beneficiary and the trustee have elected to sell the real property to satisfy the obligations secured by the trust deed and a notice of de- fault has been recorded pur- suant to Oregon Revised Statutes 86.752 (3); the default for which the foreclosure is made in grantor’s failure to pay when due the following sums: As of February 14, 2017, the principal amount of $23,159.45 and accrued interest from 5/1/2007 - 2/14/2017 at a rate of 11.50% in the amount of $26,100.70. By reason of the default just described, the beneficiary has declared all sums owing on the obligation secured by the trust deed immediately due and payable, those sums being the following, to to-wit: As of February 14, 2017, the principal amount of $23,159.45 and accrued interest from 5/1/2007 - 2/14/2017 at a rate of 11.50% in the amount of $26,100.70 plus interest, costs and attorney fees. WHEREFORE, notice is hereby given that the under- signed trustee will on Novem- ber 17, 2017, at the hour of 10 o’clock, A.M., in accord with the standard of time estab- lished by ORS 187.110, at Front steps of the Polk County Courthouse, 850 S. Main St. in the City of Dallas, County of Polk, State of Oregon, sell at public auction to the highest bidder for cash the interest in the real property described above which the grantor had or had power to convey at the time of the execution by grantor of the trust deed to- gether with any interest which the grantor or grantor’s suc- cessors in interest acquired after the execution of the trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of the sale, including a reason- able charge by the trustee. No- tice is further given that any person named in ORS 86.778 has the right, at any time prior to five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default com- plained of herein that is capa- ble of being cured by tender- ing the performance required under the obligation or trust deed, and in addition to paying those sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obli- gation and trust deed, together with trustee and attorney fees not exceeding the amounts provided by ORS 86.778. Without limiting the trustee’s disclaimer of repre- sentations or warranties, Ore- gon law requires the trustee to state in this notice that some residential property sold at a trustee’s sale may have been used in manufacturing methamphetamines, the chemical components of which are known to be toxic. Prospective purchasers of residential property should be aware of this potential danger before deciding to place a bid for this proper ty at the trustee’s sale. In construing this notice, the singular includes the plu- ral, the word “grantor” in- cludes any successor in inter- est to the grantor as well as any other person owing an ob- ligation, the performance of which is secured by the trust deed, and the words “trustee” and “beneficiary” include their respective successors in in- terest, if any. DATED July 12, 2017 Michael T. Davis, Trustee 12220 SW First Street Beaverton, OR 97005 503-644-9000 Exhibit B SERVE Kathy Steres 1178 S Seventh St. Independence, OR 97351 Occupants 1178 S Seventh St. Independence, OR 97351 Mortgage Electronic Registration Systems, Inc., as nominee c/o Lehman Brothers Bank, FSB 327 Inverness Dr. South Englewood, CO 801 12 (Sept. 6, 13, 20, 2017) TRUSTEE’S NOTICE OF SALE Reference is made to that certain trust deed made by Kathy Steres, an unmarried woman, as grantor, to United Title Co, as trustee, in favor of Mortgage Electronic Systems, Inc. MERS solely as a nominee for Lehman Brothers Bank, FSB a federal savings bank, its successors and assigns Property Tax Division Deferral Unit Oregon Dept. of Revenue PO Box 14380 Salem, OR 97309-5075 State of Oregon Dept. of Justice Attn: Attorney General 11 62 Court Street Salem, OR 97301-4096 (Sept. 6, 13, 20, 27, 2017)