Polk County News
TRUSTEE’S NOTICE OF SALE
T.S. No.: OR-17-772424-AJ Ref-
erence is made to that certain
deed made by, KELLY CHAP-
MAN AND HEIDI CHAPMAN,
H U S BA N D A N D W I F E a s
Grantor to FIRST AMERICAN
TITLE INSURANCE COMPANY
OF OREGON, as trustee, in
favor of WORLD SAVINGS
BANK, FSB, ITS SUCCESSORS
AND/OR ASSIGNEES , as Ben-
eficiary, dated 6/25/2004 ,
recorded 6/28/2004 , in official
records of POLK County, Ore-
gon in book/reel/volume No.
and/or as fee/file/instrument/
microfilm / reception number
2004-010419 and subsequently
assigned or transferred by op-
eration of law to WELLS
FARGO BANK, N.A. covering
the following described real
property situated in said Coun-
ty, and State, to-wit: APN:
562318 07529-AC-05200 LOT
11, BLOCK 3, NORTH OAKS
ADDITION PHASE IV, IN THE
CITY OF DALLAS, POLK
COUNTY, OREGON Commonly
known as: 592 NW EVE ST,
DALLAS, OR 97338-1074 The
undersigned hereby certifies
that based upon business
records there are no known
written assignments of the
trust deed by the trustee or by
the beneficiary and no appoint-
ments of a successor trustee
have been made, except as
recorded in the records of the
county or counties in which
the above described real prop-
erty is situated. Further, no ac-
tion has been instituted to re-
cover the debt, or any part
thereof, now remaining se-
cured by the trust deed, or, if
such action has been institut-
ed, such action has been dis-
missed except as permitted by
ORS 86.752(7). Both the benefi-
ciary and the trustee have
elected to sell the said real
property to satisfy the obliga-
tions secured by said trust
deed and notice has been rec
orded pursuant to Section
86.752 (3) of Oregon Revised
Statutes. There is a default by
grantor or other person owing
an obligation, performance of
which is secured by the trust
deed, or by the successor in
interest, with respect to provi-
sions therein which authorize
sale in the event of such provi-
sion. The default for which
foreclosure is made is
grantor’s failure to pay when
due the following sum: TOTAL
REQUIRED TO REINSTATE:
$10,107.30 TOTAL REQUIRED
TO PAYOFF: $209,713.72 Be-
cause of interest, late charges,
and other charges that may
vary from day-to-day, the
amount due on the day you
pay may be greater. It will be
necessary for you to contact
the Trustee before the time you
tender reinstatement or the
payoff amount so that you may
be advised of the exact
amount you will be required to
pay. By reason of the default,
the be neficiary has declared
all sums owing on the obliga-
tion secured by the trust deed
immediately due and payable,
those sums being the follow-
ing, to- wit: The installments of
principal and interest which
became due on 1/1/2017, and
all subsequent installments of
principal and interest through
the date of this Notice, plus
amounts that are due for late
charges, delinquent property
taxes, insurance premiums, ad-
vances made on senior liens,
taxes and/or insurance,
trustee’s fees, and any attor-
ney fees and court costs aris-
ing from or associated with the
beneficiaries efforts to protect
and preserve its security, all of
which must be paid as a condi-
tion of reinstatement, including
all sums that shall accrue
through reinstatement or pay-
off. Nothing in this notice shall
be construed as a waiver of
any fees owing to the Benefici-
ary under the Deed of Trust
pursuant to the terms of the
loan documents. Whereof, no-
tice hereby is given that QUAL-
ITY LOAN SERVICE CORPO-
RATION OF WASHINGTON, the
undersigned trustee will on
10/30/2017 at the hour of
1:00PM , Standard of Time, as
established by section 187.110,
Oregon Revised Statues, In-
side the new lobby of the Jef-
ferson Street Entrance of the
Polk County Courthouse, lo-
cated at 850 Main Street, Dal-
las, OR 97338 County o f POLK
, State of Oregon, sell at public
auction to the highest bidder
for cash the interest in the said
described real property which
the grantor had or had power
to convey at the time of the ex-
ecution by him of the said trust
deed, together with any inter-
est which the grantor or his
successors in interest ac-
quired after the execution of
said trust deed, to satisfy the
foregoing obligations thereby
secured and the costs and ex-
penses of sale, including a rea-
sonable charge by the trustee.
Notice is further given that any
person named in Section
86.778 of Oregon Revised
Statutes has the right to have
the foreclosure proceeding
dismissed and the trust deed
reinstated by payment to the
beneficiary of the entire
amount then due (other than
such portion of said principal
as would not then be due had
no default occurred), together
with the costs, trustee’s and at-
torney’s fees and curing any
other default complained of in
the Notice of Default by tender-
ing the performance required
under the obligation or trust
deed, at any time prior to five
days before the date last set
for sale. Other than as shown
of record, neither the benefici-
ary nor the trustee has any ac-
tual notice of any person hav-
ing or claiming to have any lien
upon or interest in the real
property hereinabove de-
scribed subsequent to the in-
terest of the trustee in the trust
deed, or of any successor in
interest to grantor or of any
lessee or other person in pos-
session of or occupying the
property, except: Name and
Last Known Address and Na-
ture of Right, Lien or Interest
KELLY CHAPMAN 592 NW EVE
ST DALLAS, OR 97338-1074
O r i g i n a l B o r row e r H E I D I
CHAPMAN 592 NW EVE ST
DALLAS, OR 97338-1074 Origi-
nal Borrower For Sale Informa-
tion Call: 916-939-0772 or
Login to: www.nationwidepost-
ing.com In construing this no-
tice, the singular includes the
plural, the word “grantor” in-
cludes any successor in inter-
est to this grantor as well as
any other person owing an ob-
ligation, the performance of
which is secured by the trust
deed, and the words “trustee”
and “beneficiary” include their
respective successors in inter-
est, if any. Pursuant to Oregon
Law, this sale will not be
deemed final until the Trustee's
deed has been issued by
QUALITY LOAN SERVICE COR-
PORATION OF WASHINGTON .
If any irregularities are discov-
ered within 10 days of the date
of this sale, the trustee will re-
scind the sale, return the
buyer's money and take further
action as necessary. If the sale
is set aside for any reason, in-
cluding if the Trustee is unable
to convey title, the Purchaser
at the sale shall be entitled
only to a return of the monies
paid to the Trustee. This shall
be the Purchaser’s sole and
exclusive remedy. The pur-
chaser shall have no further
recourse against the Trustor,
the Trustee, the Beneficiary, the
Beneficiary’s Agent, or the
Beneficiary’s Attorney. If you
have previously been dis-
charged through bankruptcy,
you may have been released of
personal liability for this loan
in which case this letter is in-
tended to exercise the note
holders right’s against the real
property only. As required by
law, you are hereby notified
that a negative credit report re-
flecting on your credit record
may be submitted to a credit
report agency if you fail to ful-
fill the terms of your credit ob-
ligations. Without limiting the
trustee’s disclaimer of repre-
sentations or warranties, Ore-
gon law requires the trustee to
state in this notice that some
residential property sold at a
trustee’s sale may have been
used in manufacturing
methamphetamines, the chem-
ical components of which are
known to be toxic. Prospective
purchasers of residential prop-
erty should be aware of this
potential danger before decid-
ing to place a bid for this prop-
erty at the trustee’s sale. NO-
TICE TO TENANTS: TENANTS
OF THE SUBJECT REAL
PROPERTY HAVE CERTAIN
PROTECTIONS AFFFORDED
TO THEM UNDER ORS 86.782
AND POSSIBLY UNDER FED-
ERAL LAW. ATTACHED TO
THIS NOTICE OF SALE, AND
INCORPORATED HEREIN, IS A
NOTICE TO TENANTS THAT
SETS FORTH SOME OF THE
PROTECTIONS THAT ARE
AVAILABLE TO A TENANT OF
THE SUBJECT REAL PROPER-
TY AND WHICH SETS FORTH
CERTAIN REQUIRMENTS THAT
MUST BE COMPLIED WITH BY
ANY TENANT IN ORDER TO
OBTAIN THE AFFORDED PRO-
T E C T I O N , A S R E QU I R E D
UNDER ORS 86.771 . QUALITY
MAY BE CONSIDERED A DEBT
COLLECTOR ATTEMPTING TO
COLLECT A DEBT AND ANY
I N F O R M AT I O N O B TA I N E D
WILL BE USED FOR THAT
PURPOSE. TS No: OR-17-
772424-AJ Dated: 6/21/2017
Quality Loan Service Corpora-
tion of Washington, as Trustee
Signature By: ____ __ Maria
Montana, Assistant Secretary
Trustee’s Mailing Address:
Quality Loan Service Corp. of
Washington C/O Quality Loan
Service Corporation 411 Ivy
Street San Diego, CA 92101
Trustee’s Physical Address:
Quality Loan Service Corp. of
Washington 108 1 st Ave
South, Suite 202, Seattle, WA
98104 Toll Free: (866) 925-0241
IDSPub #0129590 8/23/2017
8/30/2017 9/6/2017 9/13/2017
(Aug. 23, 30; Sept. 6, 13, 2017)
This is an action for Judicial
Foreclosure of real property
commonly known as 1291
ELLIS ST SW, DALLAS, OR
97338. A motion or answer
must be given to the court
clerk or administrator within 30
days of the date of the first
publication specified herein
along with the required filing
fee.
IN THE CIRCUIT COURT OF
THE STATE OF OREGON
FOR THE COUNTY OF POLK
HOMESTREET BANK,
Plaintiff,
v.
THE ESTATE OF V. LEE
HOWARD AKA VICTORIA LEE
HOWARD; THE UNKNOWN
HEIRS, ASSIGNS AND DE-
VISEES OF V. LEE HOWARD
AKA VICTORIA LEE HOWARD;
TRAVIS DAHLSTROM;
KELSEY DAHLSTROM; U.S.
BANK TRUST COMPANY, NA-
TIONAL ASSOCIATION, N.D.;
THE STATE OF OREGON DE-
PARTMENT OF REVENUE;
CITIBANK SOUTH DAKOTA
N.A.; MIDLAND FUNDING,
LLC; CONVERGING CAPITAL,
LLC and ALL OTHER PER-
SONS OR PARTIES UNKNOWN
CLAIMING ANY RIGHT, TITLE,
LIEN, OR INTEREST IN THE
REAL PROPERTY COMMONLY
KNOWN AS 1291 ELLIS ST
SW, DALLAS, OR 97338,
Defendants.
Case No. 17CV08967
SUMMONS
ALL OTHER PERSONS OR
PARTIES UNKNOWN CLAIM-
ING ANY RIGHT, TITLE, LIEN,
OR INTEREST IN THE REAL
PROPERTY COMMONLY
KNOWN AS 1291 ELLIS ST
SW, DALLAS, OR 97338
TO DEFENDANTS ALL
OTHER PERSONS OR PAR-
TIES UNKNOWN CLAIMING
Polk County Itemizer-Observer • September 6, 2017 7A
ANY RIGHT, TITLE, LIEN, OR
INTEREST IN THE REAL
PROPERTY COMMONLY
KNOWN AS 1291 ELLIS ST
SW, DALLAS, OR 97338:
IN THE NAME OF THE
STATE OF OREGON: You are
hereby required to appear and
defend the action filed against
you in the above-entitled cause
within 30 days from the date of
service of this Summons upon
you; and if you fail to appear
and defend, for want thereof,
the Plaintiff will apply to the
court for the relief demanded
therein.
Dated: 8/10/2017
ALDRIDGE PITE, LLP
By: /s/Katie L. Riggs
Katie L. Riggs,
OSB #095861
(858) 750-7600
(503) 222-2260 (Facsimile)
kriggs@aldridgepite.com
Aldridge Pite, LLP
111 SW Columbia Street,
Suite 950
Portland, OR 97201
Of Attorneys for Plaintiff
HOMESTREET BANK
NOTICE TO DEFENDANT/
DEFENDANTS
PLEASE READ THESE
PAPERS CAREFULLY
You must “appear” in this
case or the other side will win
automatically. To “appear” you
must file with the court a legal
paper called a “motion” or “an-
swer”. The “motion” or “an-
swer” must be given to the
court clerk or administrator
within 30 days (or 60 days for
Defendant United States or
State of Oregon Department of
Revenue) along with the re-
quired filing fee. It must be in
proper form and have proof of
service on the plaintiff's attor-
ney or, if the plaintiff does not
have an attorney, proof of serv-
ice on the plaintiff.
If you have questions, you
should see an attorney imme-
diately. If you need help in find-
ing an attorney, you may con-
tact the Oregon State Bar's
Lawyer Referral Service online
at www.oregonstatebar.org or
by calling (503) 684-3763 (in
the Portland metropolitan area)
or toll-free elsewhere in Ore-
gon at (800) 452-7636.
(Aug. 23, 30; Sept. 6, 13, 2017)
NOTICE TO
INTERESTED PERSONS
IN THE CIRCUIT COURT OF
THE STATE OF OREGON
FOR POLK COUNTY.
In the Matter of the Estate of
RODDIE ROSS COWAN,
Deceased,
No. 17PB06009.
NOTICE IS HEREBY GIVEN
that the undersigned has been
appointed personal represen-
tative of the above estate. All
persons having claims against
the estate are required to pres-
ent them within four months
after the date of first publica-
tion of this notice, to the per-
sonal representative in care of
Teresa Ozias, at the address
appearing below, or they may
be barred.
ALL persons whose rights
may be affected by the pro-
ceeding may obtain additional
information from the records
of the Court, the personal rep-
resentative or the attorneys for
the personal representative.
DATED and first published
this 23rd day of August, 2017.
Donald Dodson
Personal Representative
TERESA OZIAS
SHETTERLY, IRICK & OZIAS
Attorneys at Law
PO Box 105
Dallas, Oregon 97338
Telephone: 503-623-6695
Fax: 503-623-6698
(Aug. 23, 30; Sept. 6, 2017)
IN THE CIRCUIT COURT OF
THE STATE OF OREGON
FOR THE COUNTY OF POLK
No. 17PB06135- Probate
In the Matter of the Estate of
Dorothy Mae Hansen,
Deceased
Notice is hereby given that
by Order of the Circuit Court of
the State of Oregon for Polk
C o u n t y, P r o b a t e N o .
17PB06135, Rodney D. Hansen
has been appointed Personal
Representative of the ESTATE
OF DOROTHY MAE HANSEN,
deceased.
All persons having claims
against said estate are re-
quired to present such claims,
with proper vouchers, to the
undersigned Personal Repre-
sentative, c/o Sarah K. Rine-
hart, Attorney at Law, 117
Commercial Street NE, Suite
300, Salem, Oregon 97301,
within four (4) months after the
date of first publication of this
notice, or the claims may be
barred.
All persons whose rights
may be affected by these pro-
ceedings may obtain addition-
al information from the Person-
al Representative, the attorney
for the Personal Representa-
tive, or from the records of the
court.
Dated and first published
August 30, 2017.
Rodney D. Hansen
Personal Representative
Sarah K. Rinehart,
Attorney at Law
OSB# 821142
117 Commercial Street NE,
Suite 300
Salem, Oregon 97301
Attorney for
Personal Representative
(Aug. 30; Sept. 6, 13, 2017)
NOTICE IS HEREBY GIVEN
that the undersigned has been
appointed personal represen-
tative of the Estate of Mildred
L. Hackett, deceased, Polk
County Circuit Court Case No.
17PB06173. All persons having
claims against the estate are
required to present them, with
vouchers attached, to the un-
dersigned personal represen-
tative at 1020 Liberty Street
SE, Salem, Oregon 97302, with-
in four months after the date of
first publication of this notice,
or the claims may be barred.
All persons whose rights
may be affected by the pro-
ceedings may obtain addition-
al information from the records
of the court, the personal rep-
resentative, or the attorneys
for the personal representa-
tive.
Dated and first published:
August 30, 2017.
Barbara R. Goll
Personal Representative
Collier Law
Ryan W. Collier,
OSB No. 972385
Attorneys for
Personal Representative
1020 Liberty Street SE
Salem, OR 97302
Phone: (503) 485-7224
(Aug. 30; Sept. 6, 13, 2017)
IN THE CIRCUIT COURT OF
THE STATE OF OREGON
FOR THE COUNTY OF POLK
In the Matter of the Estate of
CLARICE MAY WILLIAMS,
Deceased.
No. 17PB06415
NOTICE TO INTERESTED
PERSONS
NOTICE IS HEREBY GIVEN
that the undersigned has been
appointed Personal Represen-
tative. All persons having
claims against the Estate are
required to present their
claims, with proper vouchers
attached, within four months
after the date of first publica-
tion of this notice, as stated
below, to the attorney for the
Personal Representative at: PO
Box 220, Dallas, OR, 97338, or
the claims may be barred.
All persons whose rights
may be affected by the pro-
ceedings may obtain addition-
al information from the records
of the court, the Personal Rep-
resentative, or the attorney for
the Personal Representative.
Dated and first published
August 30, 2017.
George Williams
Personal Representative
ATTORNEY FOR
PERSONAL
REPRESENTATIVE:
Stephen F. Mannenbach
OSB #803000
PO Box 220
Dallas, OR 97338
(503) 623-6052
(503) 623-6053 fax
mannenbachlaw@live.com
(Aug. 30; Sept. 6, 13, 2017)
TRUSTEE'S NOTICE OF SALE
The Trustee under the terms
of the Trust Deed described
herein, at the direction of the
Beneficiary, hereby elects to
sell the property described in
the Trust Deed to satisfy the
obligations secured thereby.
Pursuant to ORS 86.771, the
following information is provid-
ed:
1. PARTIES:
Grantor:
MICHAEL J. KOZISEK JR.
AND JENNIFER L. KOZISEK
Trustee:
FIDELITY NATIONAL TITLE
COMPANY OF OREGON
Successor Trustee:
NANCY K. CARY
Beneficiary:
UMPQUA BANK
2. DESCRIPTION OF PROP-
ERTY: The real property is de-
scribed as follows:
Beginning at a point in the
South line of Lot Five (5) in
Block 23, Henry Hill's Town of
Independence, County of Polk,
State of Oregon, which point is
54 feet West of the Southeast
corner of said lot; thence West
along the South line of said lot
a distance of 55 feet to a point;
thence North and parallel to
the East line of said Lot 5 and
of Lot 6 in said Block a dis-
tance of 132.65 feet more or
less, to a point in the North
line of said Lot 6; thence East
along the North line of said Lot
6 a distance of 55 feet to a
point; thence South on a line
parallel to the East line of Lot 6
and of Lot 5 a distance of
132.65 feet more of less to the
point of beginning.
3. RECORDING. The Trust
Deed was recorded as follows:
Date Recorded: July 31,
2014
Recording No. 2014-006256
Official Records of Polk
County, Oregon
4. DEFAULT. The Grantor or
any other person obligated on
the Trust Deed and Promissory
Note secured thereby is in de-
fault and the Beneficiary seeks
to foreclose the Trust Deed for
failure to pay: Monthly pay-
ments in the amount of
$791.21 each, due the first of
each month, for the months of
November 2016 through June
2017; plus late charges and ad-
vances; plus any unpaid real
property taxes or liens, plus in-
terest.
5. A M O U N T D U E . T h e
amount due on the Note which
is secured by the Trust Deed
referred to herein is: Principal
balance in the amount of
$113,744.20; plus interest at
the rate of 3.875% per annum
from October 1, 2016; plus late
charges of $178.32; plus ad-
vances and foreclosure attor-
ney fees and costs.
6. SALE OF PROPERTY. The
Trustee hereby states that the
property will be sold to satisfy
the obligations secured by the
Trust Deed. A Trustee's Notice
of Default and Election to Sell
Under Terms of Trust Deed has
been recorded in the Official
Records of Polk County, Ore-
gon.
7. TIME OF SALE.
Date: November 16, 2017
Time: 11:00 a.m.
Place: Polk County Court-
house, 850 Main Street, Dallas,
Oregon
8. RIGHT TO REINSTATE.
Any person named in ORS
86.778 has the right, at any
time that is not later than five
days before the Trustee con-
ducts the sale, to have this
foreclosure dismissed and the
Trust Deed reinstated by pay-
ment to the Beneficiary of the
entire amount then due, other
than such portion of the princi-
pal as would not then be due
had no default occurred, by
curing any other default that is
capable of being cured by ten-
dering the performance re-
quired under the obligation or
Trust Deed and by paying all
costs and expenses actually
incurred in enforcing the obli-
gation and Trust Deed, togeth-
er with the trustee's and attor-
ney's fees not exceeding the
amount provided in ORS
86.778.
NOTICE REGARDING
POTENTIAL HAZARDS
(This notice is required for
notices of sale sent on or after
January 1, 2015.)
Without limiting the
trustee’s disclaimer of repre-
sentations or warranties, Ore-
gon law requires the trustee to
state in this notice that some
residential property sold at a
trustee’s sale may have been
used in manufacturing
methamphetamines, the chem-
ical components of which are
known to be toxic. Prospective
purchasers of residential prop-
erty should be aware of this
potential danger before decid-
ing to place a bid for this prop-
erty at the trustee’s sale.
You may reach the Oregon
State Bar’s Lawyer Referral
Service at 503-684-3763 or toll-
free in Oregon at 800-452-7636
or you may visit its website at:
www.osbar.org. Legal assis-
tance may be available if you
have a low income and meet
federal poverty guidelines. For
more information and a direc-
tory of legal aid programs, go
t o h t t p : / / w w w. o r e g o n l a w
help.org.
Any questions regarding
this matter should be directed
to Lisa Summers, Paralegal,
(541) 686-0344
(TS #30057.30722).
DATED: June 22, 2017.
Nancy K. Cary, Successor
Trustee, Hershner Hunter, LLP,
P.O. Box 1475, Eugene, OR
97440.
(Sept. 6, 13, 20, 27, 2017)
IN THE CIRCUIT COURT
OF THE STATE OF OREGON
FOR THE COUNTY OF POLK
PROBATE DEPARTMENT
IN THE MATTER OF
THE ESTATE OF
IDA MAE SWENWOLD,
Deceased.
Case No. 17PB06203
NOTICE TO INTERESTED
PERSONS
NOTICE IS HEREBY GIVEN
that DAVID LOREN SWEN-
WOLD has been appointed
Personal Representative of the
above-captioned Estate. All
persons having claims against
the Estate are required to pres-
ent them to the Personal Rep-
resentative at the address
shown below within four
months after the date of first
publication of this Notice. All
persons whose rights may be
affected by the probate pro-
ceeding may obtain additional
information from the court
records, the Personal Repre-
sentative or the attorney for
the Personal Representative.
DATED AND FIRST PUB-
LISHED this 6th day of Sep-
tember, 2017.
Ryan E. Gibb, OSB #972693
PERSONAL
REPRESENTATIVE
DAVID LOREN SWENWOLD
65885 E Desert Ridge Drive
Tucson, AZ 85739
(520) 790-9000
ATTORNEY
Ryan E. Gibb, OSB #972693
DOUGLAS, CONROYD,
GIBB & PACHECO, P.C.
528 Cottage Street NE,
Suite 200
PO Box 469
Salem, OR 97308-0469
Telephone: (503) 364-7000
Facsimile: (503) 585-0699
Email: Ryan@dcm-1aw.com
(Sept. 6, 13, 20, 2017)
IN THE CIRCUIT COURT
OF THE STATE OF OREGON
FOR THE COUNTY OF POLK
Probate Department
In re the Matter of the Estate
of DOROTHY J. DeBUSK,
Deceased.
Case No. 17PB06473
NOTICE TO INTERESTED
PERSONS
Notice is hereby given that
Sharon E. Aguinaga has been
appointed Personal Represen-
tative. All persons having
claims against the estate are
required to present them, with
vouchers attached, within four
(4) months after the date of
first publication of this notice,
or the claims may be barred.
Claims must be presented to
the undersigned at the follow-
ing address:
The Estate of
Dorothy J. DeBusk
c/o Sharon E. Aguinaga
PO Box 1171
Dallas, OR 97338
All persons whose rights
may be affected by the pro-
ceedings may obtain addition-
al information from the records
of the court or the Personal
Representative listed below.
Date of first publication:
September 6, 2017.
Submitted by:
Personal Representative
Sharon E. Aguinaga
PO Box 1171
Dallas, OR 97338
503-623-3934
assigned to Citi Mortgage, Inc.
by assignment recorded No-
vember 5, 2007 as Document
No. 2007-016991, Book of
Records of Official Records
assigned to United Guaranty
Residential Insurance Compa-
ny of North Carolina by as-
signment recorded February
28, 2017 as Document No.
2017-002432, Book of Records
of Official Records, as benefi-
ciary, dated March 30, 2006,
recorded on April 19, 2006, in
the Records of Polk County,
Oregon, in reception No. 2006-
006321, covering the following
described real property situat-
ed in that county and state, to-
wit:
EXHIBIT A
LEGAL DESCRIPTION
Lot 5, MOUNTAIN FIR ES-
TATES PHASE 3, in the City of
Independence, County of Polk,
State of Oregon
Both the beneficiary and
the trustee have elected to
sell the real property to satisfy
the obligations secured by the
trust deed and a notice of de-
fault has been recorded pur-
suant to Oregon Revised
Statutes 86.752 (3); the default
for which the foreclosure is
made in grantor’s failure to
pay when due the following
sums:
As of February 14, 2017, the
principal amount of $23,159.45
and accrued interest from
5/1/2007 - 2/14/2017 at a rate
of 11.50% in the amount of
$26,100.70.
By reason of the default
just described, the beneficiary
has declared all sums owing
on the obligation secured by
the trust deed immediately
due and payable, those sums
being the following, to to-wit:
As of February 14, 2017, the
principal amount of $23,159.45
and accrued interest from
5/1/2007 - 2/14/2017 at a rate
of 11.50% in the amount of
$26,100.70 plus interest, costs
and attorney fees.
WHEREFORE, notice is
hereby given that the under-
signed trustee will on Novem-
ber 17, 2017, at the hour of 10
o’clock, A.M., in accord with
the standard of time estab-
lished by ORS 187.110, at
Front steps of the Polk County
Courthouse, 850 S. Main St. in
the City of Dallas, County of
Polk, State of Oregon, sell at
public auction to the highest
bidder for cash the interest in
the real property described
above which the grantor had
or had power to convey at the
time of the execution by
grantor of the trust deed to-
gether with any interest which
the grantor or grantor’s suc-
cessors in interest acquired
after the execution of the trust
deed, to satisfy the foregoing
obligations thereby secured
and the costs and expenses of
the sale, including a reason-
able charge by the trustee. No-
tice is further given that any
person named in ORS 86.778
has the right, at any time prior
to five days before the date
last set for the sale, to have
this foreclosure proceeding
dismissed and the trust deed
reinstated by payment to the
beneficiary of the entire
amount then due (other than
such portion of the principal
as would not then be due had
no default occurred) and by
curing any other default com-
plained of herein that is capa-
ble of being cured by tender-
ing the performance required
under the obligation or trust
deed, and in addition to paying
those sums or tendering the
performance necessary to
cure the default, by paying all
costs and expenses actually
incurred in enforcing the obli-
gation and trust deed, together
with trustee and attorney fees
not exceeding the amounts
provided by ORS 86.778.
Without limiting the
trustee’s disclaimer of repre-
sentations or warranties, Ore-
gon law requires the trustee to
state in this notice that some
residential property sold at a
trustee’s sale may have been
used in manufacturing
methamphetamines, the
chemical components of
which are known to be toxic.
Prospective purchasers of
residential property should be
aware of this potential danger
before deciding to place a bid
for this proper ty at the
trustee’s sale.
In construing this notice,
the singular includes the plu-
ral, the word “grantor” in-
cludes any successor in inter-
est to the grantor as well as
any other person owing an ob-
ligation, the performance of
which is secured by the trust
deed, and the words “trustee”
and “beneficiary” include their
respective successors in in-
terest, if any.
DATED July 12, 2017
Michael T. Davis, Trustee
12220 SW First Street
Beaverton, OR 97005
503-644-9000
Exhibit B
SERVE
Kathy Steres
1178 S Seventh St.
Independence, OR 97351
Occupants
1178 S Seventh St.
Independence, OR 97351
Mortgage Electronic
Registration Systems, Inc.,
as nominee
c/o Lehman Brothers Bank,
FSB
327 Inverness Dr. South
Englewood, CO 801 12
(Sept. 6, 13, 20, 2017)
TRUSTEE’S NOTICE OF SALE
Reference is made to that
certain trust deed made by
Kathy Steres, an unmarried
woman, as grantor, to United
Title Co, as trustee, in favor of
Mortgage Electronic Systems,
Inc. MERS solely as a nominee
for Lehman Brothers Bank,
FSB a federal savings bank,
its successors and assigns
Property Tax Division
Deferral Unit
Oregon Dept. of Revenue
PO Box 14380
Salem, OR 97309-5075
State of Oregon
Dept. of Justice
Attn: Attorney General
11 62 Court Street
Salem, OR 97301-4096
(Sept. 6, 13, 20, 27, 2017)