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About Spilyay tymoo. (Warm Springs, Or.) 1976-current | View Entire Issue (July 11, 2013)
E Coosb EEWA: The w^y it is Page 4- Spilyay Tyrooo July 11, 2013 LettCTS tO th e edîtOÎ GeneralCoundls focus on Cascade __________ _____________________ . Locks, enterprises In my heart that loved you it arid ate. By Yvonne Iverson Nearly 100 people gath ered in sweltering conditions on Tuesday, July 2 at th e Agency Longhouse to hear u p d a te s o n th e C ascad e Locks Casino, Credit E nter prise, K ah-N ee-T a R esort and Spa, and Power and Wa ter Enterprises. The follow in g ev en in g Spilyay G eneralCoun- cil was held at Speaks the Sim nasho L onghouse to c o v e r ^<7arm Springs Forest Products, In dian Head Gaming, Compos ite Products, Ventures, and the W.S. Teleco. T ribal atto rn ey D en n is K arn o p p g ot the m eeting started with an update on the Cascade Locks casino project, which has been stalled for some time, and the financials brought to the meeting were from 2010. M any trib a l m em b ers voiced concern over the con- tin u e d sp e n d in g o n th e project and the lack o f ac countability. Tribal Council Chairman Austin Greene Jr. and Paiute Chief Joseph Moses shared , that they continue to support the project, because that is w hat the people voted for by passing the casino referen dum. T he m eeting eventually moved on to cover updates from the other enterprises on , the agenda. Enterprise repre sentatives discussed their divi dends to the tribe and the rea sons for the decrease in divi dends, which is part o f the b u d g et problem s th a t the tribe is currently dealing with. Tribal m em ber em ploy m ent was also a hot topic that was brought up for discussion at several points in the meet ing. Tribal Council will be hold ing future meetings (dates and time to be determined) to dis cuss the current financial situ ation o f the tribe. Living Traditions T h e M useum at W arm Springs presents the Living Traditions program this Sat urday, July 13 from 1-5 p.m. This program will feature cornhusk weaving with Myra J. Orange, weaving artist. T h e p ro g r a m is c o n ducted in the m useum lobby.. F o r in fo rm atio n call 541- 553-3331. Stick games Tribal members, D uring the Pi-Ume-Sha Powwow, we co nducted a stick game tournam ent, as we always do. T he event was a great success by our stan d ard s. We ap p re c ia te everyone’s support. During the event, we at tem pted a new form at and felt it was supportive to all our visitors, as it created a better payoff. We were able to pay $1,200; $900; $600; $300; $120; and $90 respec tively. We had 18 three-person team s entered. As always there were teams from Cali fo rn ia , W ash in g to n an d Idaho here for the event. The tournament was spon sored by the Confederated Tribes, Indian H ead Casino and Composite Products, and gosh we certainly appreciate your donations. As always, this is some o f traditions that we still try to keep alive. O ne o f my relatives indi cated she was going to at tem pt a tournam ent during the Huckleberry Festival, and I hope to support her. Also, Raymond “Captain” Moody indicated he wants something at Simnasho maybe during the rodeo. His interest is to reawaken interest th at our ancestors used to have in the area only a few years ago. O f course his family is assisting him the best they can. When I drive by the site I see a handful w orking w ith : him w ith g reat pride. We only know how difficult an en d eav o r it is to c re a te , the good times as we rem ember them. T h e stick gam e club knows how the situation with the tribe is, but we hope to continue w ith w hat we do ev ery year. P e rso n ally I would like to thank Ramona Starr for the memorial din ner she puts up Fridays be fore the stick games. A nd th an k you L en o ra “ K im ” Starr for the drums she cre ated for the first-place team, and I believe Archie Caldera for the trophy for first place. Thank you to the entire Starr family fo r th e w ork they did, and Alice, Vanessa and family for the w ork they did. Ramona made breakfast for visitors Sunday morning. Myself and my friend D onna T orres were sitting at the sign-up table and a friend from California Tony Ramos offered us a sandwich, which we accep ted ; and D o n n a says, “Gee, kind o f funny we have to be fed by our visi tors.” We both laughed about Spilyay Tymoo (C o yo te News, Est. 1976) Publisher Emeritus: Sid Miller Reporter/ Advertising Director: Yvonne Iverson Editor: Dave McMechan * Spilyay Tymoo is published bi-weekly by the Con federated Tribes of Warm Springs. Our offices are located at 4174 Highway 3 in Warm Springs. Any written materials submitted to Spilyay Tymoo should be addressed to: Spilyay Tymoo, P.O. Box 870, Warm Springs, OR 97761. Phone:541-553-2210 E-Mail: dave.mcmechan@wstribes.org. Annual Subscription rates: Within U.S.: $15.00 B ut the w eather treated everyone great and we had very little alcohol problems, as they showed a lot o f re spect. I only hope that our tribe will continue to main tain a great trail to recovery, and prayers to all who missed the celebration due to loss o f fam ily o r w ere unable to com e because o f financial difficulty.. We are well aware o f it. Yours truly, Sam Starr. The market The Warm Springs grow ers m arket invites produce growers to bring their goods to the market on Fridays, Tribal m em ber vendors are free. We have canopies fo r re n t, $10 (in clu d in g canopy, table and two chairs). I am lo c a te d at W arm Springs Community Action T eam O ffice, on cam pus, blue triple wide across from Victims o f Crime. O ur num ber is 541-553-3148. See ya there! Val Squiemphen Loving memory In M em ory o f N orm an A. N athan ~ Sunrise 08-08- 37. ~ Sunset 07-18-12. I lived in hope and prayed in vain that G od would make you well again. But G od de cid ed w e m u s t p a r t... I watched you die with a bro ken heart. Each new day a thought o f you, at evening a prayer. so, you always will be there. The years may come and the years may go, I will never forget how: I loved you so. W ith each new day I re member anew those precious years I spent with you. Loving and missing you forever, Renee God bless I would like to send my thanks to all the people who came to the rosary and mass fo r my dad, A tw ai T erry Courtney Jr. Thank you to G uy Wallulatum and Alice Sampson for arranging my healing services, along with all the drummers who came. You all helped more than you know. Thank you to my Uncle Mickey and Auntie Suzie for Opening up your home to us for our healing services. You tw o are su ch w o n d e rfu l people, I truly love you both so much. Thank you to my family, Pinky, Toto, Auntie Bana, Auntie Ursula, Uncle David, my m om , D on and Kim. I don’t even know all th a t you d id b e h in d th e scenes, b ut I know there was a lot. I am truly grateful for that! Thank you to my wonder ful, supportive iri-laws Gary, Sue-Ann, Kerra and Katy for being there. Thank you to my Aunties who helped support me dur ing this difficult time. Ju st seeing each and every one o f you was a big help, and I felt Warm Springs tr ib a l. ship game! The U nco In Cardinals members Johnny Ramsey Jr. : and Tyreyk Ramsey and the progress to the State tour nam ent in Beaverton. Junior N a tional Tincoln Cardinals are the 2013 Dis Johnny and Tyreyk are the sons of the late Johnny trict Champions! , Ramsey Sr. andMartiRai They defeated Aloha in Wells-Ramsey. two games, 24-14 and 15- C o n g r a tu l a ti o n s , 12, in Sherwood on July 1. Johnny hit one of his two run Johnny Jr. and Tyreyk! home runs in the champion your prayers, love arid sup port. Thank you to all and G od bless. C ricket (Teri (Courtney) Jones). Ituktikadoo!! Big thanks A big thank you to every one for their love, support and prayers. Tysen Ray Green graduated from J.O. Combs High School in Arizona. I ’m back at So Spoiled S alon & Spa, T uesday th ro u g h Friday, 541-325- 3793. T hank you and G od bless, j Di Green. N e x t Spilyay Tymoo dead line is Friday, July 19. Thank you fo r writing! Indian Business Talk Responsible approaches to building excellent credit m onth for small purchases, then pay the monthly state L o a n officer m ent—-on time and in full. W.S, Credit Enterprise Be careful. N ever miss a 'payment. You will have the begin When you apply for a loan, nings o f a good credit score your lender will pull a credit if you do that for a year or report to get your credit score so. and to see what and to whom It is okay early on if you you owe. H e or she will also have to pay an annual fee for verify your employment and the card. You might consider income. Why? the annual fee as a reason The simple answer is that able cost o f doing business you can’t pay o ff debts un for som ebody who has not less you have a steady job and yet established themselves as your income is large enough ah “excellent” credit risk. to support you, your family, A nother way to build your and your creditors— present credit score is to gef a secured a n d /o r future. credit card. Many banks and Support your creditors? credit unions offer them. The You bet. They have employ way it works i s : you deposit ees and families to support. an am ount— maybe $300 to W hat if you don’t have a $500— and they issue you a credit score? Many lenders credit card. will still consider your appli The rule is that they keep cation. your deposit as security for They can do that by rely repayment and you can spend ing upon your non- traditional up to the limit on the card credit history. T hat usually and m u st m ake paym ents is derived from your pay from your other income. ment history to landlords and You pay, they report, and utility companies. your credit score builds.,. A re c o rd o f full an d Again, always pay on time tim ely paym ents to th o se sources can often be enough' and in full in order to earn the best credit score possible. to qualify you for a loan. N eeding to take m ore than Your lender will then report one m onth to pay o ff a bal your payments— they should ance reduces your score. N o t be timely and in full— to a making payments will kill it. credit reporting agency and You m ight also ask them your score will begin to build. if they will convert your card There are other ways to to a regular credit card after Create a credit score. a year or so o f good payment I f you have been offered history. Ask about that privi a credit card, you might con lege in the beginning and you sider using it once or twice a By Bruce Engle will see the lender’s eyes light up as he realizes you are seri ous about building your credit. Another approach Would you like to build a nest egg and your credit same at the same time? D o you need to save for a down pay m ent on a car? D o you also need to build a credit score so you can qualify for a loan to purchase the car? I know o f a credit union that has a program to do that. The steady job with suffi cient income requirement still applies. Also, you probably should w ork with the same lender for both the saving/ credit score building and the car purchase. It’s a nice way o f saying thank you and they will appreciate the business. You will be approved or denied based on your non-tra- ditional credit record. I f you are approved, the lender will “loan” you $300 to $500 or so and deposit it into your account. Then they will freeze the account. You will be required to make monthly payments on the “loan.” The lender will report your paymerit history to the credit reporting agency every m onth and the $300- 500 is yours w hen you have paid off the loan. W hat a deal! Question— Why pay inter est on a loan when deposit ing to a savings account would build the nest egg for free? Answer— Consider the inter est you pay as a reasonable c o st o f g ettin g the cred it score. An excellent credit score is your goal; or should be. Lenders are all about manag ing risk. Your excellent credit score lessens their panic about putting their and their deposi tors’ money at risk. Show therri litde or no risk and they will reward you with the m ost affordable interest rates and terms o f repayment possible. The m oney you save by being one o f their preferred c u sto m ers is “ free.” You don’t have to spend any more hours at work to earn it and you don’t have to pay tax in it For businesses too This has been all about building your personal credit score. W hat about applying for credit for doing business as a business?; Qualifying for credit as a business always starts with an e x a m in a tio n o f p e rs o n a l credit history. Lenders know that businesses don’t pay back loan’s; people do. The business person must have a record o f paying back their debts on time and in full— there it is again. R em em ber, lenders rely upon past payment history to predict future performance. Always! And now, the quiz— Fill in the blanks: P __ M _ _ _____ S_____ _____O _ T ____ and I F . A !
