E Coosb EEWA: The w^y it is
Page 4-
Spilyay Tyrooo July 11, 2013
LettCTS tO th e edîtOÎ
GeneralCoundls
focus on Cascade __________ _____________________ .
Locks, enterprises
In my heart that loved you
it arid ate.
By Yvonne Iverson
Nearly 100 people gath
ered in sweltering conditions
on Tuesday, July 2 at th e
Agency Longhouse to hear
u p d a te s o n th e C ascad e
Locks Casino, Credit E nter
prise, K ah-N ee-T a R esort
and Spa, and Power and Wa
ter Enterprises.
The follow
in g ev en in g
Spilyay
G eneralCoun-
cil was held at
Speaks
the Sim nasho
L onghouse to
c o v e r ^<7arm
Springs Forest Products, In
dian Head Gaming, Compos
ite Products, Ventures, and
the W.S. Teleco.
T ribal atto rn ey D en n is
K arn o p p g ot the m eeting
started with an update on the
Cascade Locks casino project,
which has been stalled for
some time, and the financials
brought to the meeting were
from 2010.
M any trib a l m em b ers
voiced concern over the con-
tin u e d sp e n d in g o n th e
project and the lack o f ac
countability.
Tribal Council Chairman
Austin Greene Jr. and Paiute
Chief Joseph Moses shared
, that they continue to support
the project, because that is
w hat the people voted for by
passing the casino referen
dum.
T he m eeting eventually
moved on to cover updates
from the other enterprises on
, the agenda. Enterprise repre
sentatives discussed their divi
dends to the tribe and the rea
sons for the decrease in divi
dends, which is part o f the
b u d g et problem s th a t the
tribe is currently dealing with.
Tribal m em ber em ploy
m ent was also a hot topic that
was brought up for discussion
at several points in the meet
ing. Tribal Council will be hold
ing future meetings (dates and
time to be determined) to dis
cuss the current financial situ
ation o f the tribe.
Living
Traditions
T h e M useum at W arm
Springs presents the Living
Traditions program this Sat
urday, July 13 from 1-5 p.m.
This program will feature
cornhusk weaving with Myra
J. Orange, weaving artist.
T h e p ro g r a m is c o n
ducted in the m useum lobby..
F o r in fo rm atio n call 541-
553-3331.
Stick games
Tribal members,
D uring the Pi-Ume-Sha
Powwow, we co nducted a
stick game tournam ent, as
we always do. T he event was
a great success by our stan
d ard s. We ap p re c ia te
everyone’s support.
During the event, we at
tem pted a new form at and
felt it was supportive to all
our visitors, as it created a
better payoff. We were able
to pay $1,200; $900; $600;
$300; $120; and $90 respec
tively.
We had 18 three-person
team s entered. As always
there were teams from Cali
fo rn ia , W ash in g to n an d
Idaho here for the event.
The tournament was spon
sored by the Confederated
Tribes, Indian H ead Casino
and Composite Products, and
gosh we certainly appreciate
your donations. As always,
this is some o f traditions that
we still try to keep alive.
O ne o f my relatives indi
cated she was going to at
tem pt a tournam ent during
the Huckleberry Festival, and
I hope to support her. Also,
Raymond “Captain” Moody
indicated he wants something
at Simnasho maybe during
the rodeo. His interest is to
reawaken interest th at our
ancestors used to have in the
area only a few years ago. O f
course his family is assisting
him the best they can. When
I drive by the site I see a
handful w orking w ith : him
w ith g reat pride. We only
know how difficult an en
d eav o r it is to c re a te , the
good times as we rem ember
them.
T h e stick gam e club
knows how the situation with
the tribe is, but we hope to
continue w ith w hat we do
ev ery year. P e rso n ally I
would like to thank Ramona
Starr for the memorial din
ner she puts up Fridays be
fore the stick games. A nd
th an k you L en o ra “ K im ”
Starr for the drums she cre
ated for the first-place team,
and I believe Archie Caldera
for the trophy for first place.
Thank you to the entire
Starr family fo r th e w ork
they did, and Alice, Vanessa
and family for the w ork they
did. Ramona made breakfast
for visitors Sunday morning.
Myself and my friend D onna
T orres were sitting at the
sign-up table and a friend
from California Tony Ramos
offered us a sandwich, which
we accep ted ; and D o n n a
says, “Gee, kind o f funny we
have to be fed by our visi
tors.” We both laughed about
Spilyay Tymoo
(C o yo te News, Est. 1976)
Publisher Emeritus: Sid Miller
Reporter/ Advertising Director: Yvonne Iverson
Editor: Dave McMechan
*
Spilyay Tymoo is published bi-weekly by the Con
federated Tribes of Warm Springs. Our offices are
located at 4174 Highway 3 in Warm Springs.
Any written materials submitted to Spilyay Tymoo
should be addressed to:
Spilyay Tymoo, P.O. Box 870, Warm Springs, OR
97761.
Phone:541-553-2210
E-Mail: dave.mcmechan@wstribes.org.
Annual Subscription rates: Within U.S.: $15.00
B ut the w eather treated
everyone great and we had
very little alcohol problems,
as they showed a lot o f re
spect. I only hope that our
tribe will continue to main
tain a great trail to recovery,
and prayers to all who missed
the celebration due to loss o f
fam ily o r w ere unable to
com e because o f financial
difficulty.. We are well aware
o f it.
Yours truly, Sam Starr.
The market
The Warm Springs grow
ers m arket invites produce
growers to bring their goods
to the market on Fridays,
Tribal m em ber vendors
are free. We have canopies
fo r re n t, $10 (in clu d in g
canopy, table and two chairs).
I am lo c a te d at W arm
Springs Community Action
T eam O ffice, on cam pus,
blue triple wide across from
Victims o f Crime. O ur num
ber is 541-553-3148.
See ya there!
Val Squiemphen
Loving memory
In M em ory o f N orm an
A. N athan ~ Sunrise 08-08-
37. ~ Sunset 07-18-12.
I lived in hope and prayed
in vain that G od would make
you well again. But G od de
cid ed w e m u s t p a r t... I
watched you die with a bro
ken heart.
Each new day a thought
o f you, at evening a prayer.
so, you always will be there.
The years may come and
the years may go, I will never
forget how: I loved you so.
W ith each new day I re
member anew those precious
years I spent with you.
Loving and missing you
forever,
Renee
God bless
I would like to send my
thanks to all the people who
came to the rosary and mass
fo r my dad, A tw ai T erry
Courtney Jr. Thank you to
G uy Wallulatum and Alice
Sampson for arranging my
healing services, along with
all the drummers who came.
You all helped more than you
know.
Thank you to my Uncle
Mickey and Auntie Suzie for
Opening up your home to us
for our healing services. You
tw o are su ch w o n d e rfu l
people, I truly love you both
so much. Thank you to my
family, Pinky, Toto, Auntie
Bana, Auntie Ursula, Uncle
David, my m om , D on and
Kim. I don’t even know all
th a t you d id b e h in d th e
scenes, b ut I know there was
a lot. I am truly grateful for
that!
Thank you to my wonder
ful, supportive iri-laws Gary,
Sue-Ann, Kerra and Katy for
being there.
Thank you to my Aunties
who helped support me dur
ing this difficult time. Ju st
seeing each and every one o f
you was a big help, and I felt
Warm Springs tr ib a l. ship game!
The U nco In Cardinals
members Johnny Ramsey Jr.
: and Tyreyk Ramsey and the progress to the State tour
nam ent in Beaverton.
Junior N a tional Tincoln
Cardinals are the 2013 Dis Johnny and Tyreyk are the
sons of the late Johnny
trict Champions! ,
Ramsey Sr. andMartiRai
They defeated Aloha in
Wells-Ramsey.
two games, 24-14 and 15-
C o n g r a tu l a ti o n s ,
12, in Sherwood on July 1.
Johnny hit one of his two run Johnny Jr. and Tyreyk!
home runs in the champion
your prayers, love arid sup
port. Thank you to all and
G od bless.
C ricket (Teri (Courtney)
Jones).
Ituktikadoo!!
Big thanks
A big thank you to every
one for their love, support
and prayers. Tysen Ray Green
graduated from J.O. Combs
High School in Arizona.
I ’m back at So Spoiled
S alon & Spa, T uesday
th ro u g h Friday, 541-325-
3793. T hank you and G od
bless, j
Di Green.
N e x t Spilyay Tymoo dead
line is Friday, July 19.
Thank you fo r writing!
Indian Business Talk
Responsible approaches to building excellent credit
m onth for small purchases,
then pay the monthly state
L o a n officer
m ent—-on time and in full.
W.S, Credit Enterprise
Be careful. N ever miss a
'payment.
You will have the begin
When you apply for a loan,
nings o f a good credit score
your lender will pull a credit
if you do that for a year or
report to get your credit score
so.
and to see what and to whom
It is okay early on if you
you owe. H e or she will also
have to pay an annual fee for
verify your employment and
the card. You might consider
income. Why?
the annual fee as a reason
The simple answer is that
able cost o f doing business
you can’t pay o ff debts un
for som ebody who has not
less you have a steady job and
yet established themselves as
your income is large enough
ah “excellent” credit risk.
to support you, your family,
A nother way to build your
and your creditors— present
credit
score is to gef a secured
a n d /o r future.
credit card. Many banks and
Support your creditors?
credit unions offer them. The
You bet. They have employ
way it works i s : you deposit
ees and families to support.
an am ount— maybe $300 to
W hat if you don’t have a
$500— and they issue you a
credit score? Many lenders
credit card.
will still consider your appli
The rule is that they keep
cation.
your deposit as security for
They can do that by rely
repayment and you can spend
ing upon your non- traditional
up to the limit on the card
credit history. T hat usually
and m u st m ake paym ents
is derived from your pay
from your other income.
ment history to landlords and
You pay, they report, and
utility companies.
your credit score builds.,.
A re c o rd o f full an d
Again, always pay on time
tim ely paym ents to th o se
sources can often be enough' and in full in order to earn
the best credit score possible.
to qualify you for a loan.
N eeding to take m ore than
Your lender will then report
one m onth to pay o ff a bal
your payments— they should
ance reduces your score. N o t
be timely and in full— to a
making payments will kill it.
credit reporting agency and
You m ight also ask them
your score will begin to build.
if they will convert your card
There are other ways to
to a regular credit card after
Create a credit score.
a year or so o f good payment
I f you have been offered
history.
Ask about that privi
a credit card, you might con
lege in the beginning and you
sider using it once or twice a
By Bruce Engle
will see the lender’s eyes light
up as he realizes you are seri
ous about building your credit.
Another approach
Would you like to build a
nest egg and your credit same
at the same time? D o you
need to save for a down pay
m ent on a car? D o you also
need to build a credit score
so you can qualify for a loan
to purchase the car?
I know o f a credit union
that has a program to do that.
The steady job with suffi
cient income requirement still
applies. Also, you probably
should w ork with the same
lender for both the saving/
credit score building and the
car purchase. It’s a nice way
o f saying thank you and they
will appreciate the business.
You will be approved or
denied based on your non-tra-
ditional credit record. I f you
are approved, the lender will
“loan” you $300 to $500 or
so and deposit it into your
account. Then they will freeze
the account.
You will be required to
make monthly payments on
the “loan.” The lender will
report your paymerit history
to the credit reporting agency
every m onth and the $300-
500 is yours w hen you have
paid off the loan. W hat a deal!
Question— Why pay inter
est on a loan when deposit
ing to a savings account would
build the nest egg for free?
Answer— Consider the inter
est you pay as a reasonable
c o st o f g ettin g the cred it
score.
An excellent credit score
is your goal; or should be.
Lenders are all about manag
ing risk. Your excellent credit
score lessens their panic about
putting their and their deposi
tors’ money at risk.
Show therri litde or no risk
and they will reward you with
the m ost affordable interest
rates and terms o f repayment
possible.
The m oney you save by
being one o f their preferred
c u sto m ers is “ free.” You
don’t have to spend any more
hours at work to earn it and
you don’t have to pay tax in
it
For businesses too
This has been all about
building your personal credit
score. W hat about applying
for credit for doing business
as a business?;
Qualifying for credit as a
business always starts with an
e x a m in a tio n o f p e rs o n a l
credit history. Lenders know
that businesses don’t pay back
loan’s; people do.
The business person must
have a record o f paying back
their debts on time and in
full— there it is again.
R em em ber, lenders rely
upon past payment history to
predict future performance.
Always!
And now, the quiz— Fill in
the blanks:
P __
M _ _ _____
S_____ _____O _ T ____ and
I F
. A
!