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About The independent. (Vernonia, Or.) 1986-current | View Entire Issue (Nov. 7, 2002)
The INDEPENDENT, Novem ber 7, 2002 OAK RANCH Page 19 USDA loan fee reductions are genuine QUARRY OPEN DAILY Crushed Rock l ”, 2”, 3” Pit Run DELIVERY AVAILABLE Call Teevin Bros, for Information 503-458-6671 eligible applicants and are part of a five-part commitment by USDA to assist in increasing the level of rural home owner ship over the next eight years. In addition to lowering the fees, the commitments include dou bling the number of self-help housing participants by 2010, establishing an outreach pro gram to increase participation by minority lenders and reduce barriers to minority hom eown ership, promote credit counsel ing and homeownership educa tion, and monitoring lending ac tivities to ensure a 10 percent increase. The Rural Housing Service of USDA Rural Development has reduced its fees for new guaranteed loans from two-per cent to 1.5 percent and lowered the refinancing fees for its guar anteed loan program from two- percent to one-half of one-per cent (0.50). The lower rates were announced by Lynn Schoessler, director for USDA Rural Development in Oregon. “ Rural housing programs work with communities to in crease the opportunity for rural hom eownership," Schoessler said. The lower fees apply to all USDA Rural Development serves as the lead federal or ganization for rural develop ment needs, and administers fi nancial and technical assis tance through three agencies: Rural Housing Service, Rural Business-Cooperative Service and Rural Utilities Service. For further information on ru ral housing programs of USDA Rural D evelopm ent, call the state office in Portland at 503- 414-3300. There are also USDA service centers in Eu gene, M edford, Pendleton, R edm ond, R oseburg and Salem. Call 503 429-9410 to place your ad in the only Service Directory in the Upper Nehalem Valley. 503-397-3708 503-397-7861 • • • • Sand & Gravel • Crushed Rook Asphalt Roc Clay Top Soil Pea Gravel Pit Run R ock C reek S tudio SoU & Air. EAGLE STAR ROCK PRODUCTS, LLC V " P icture P erfect ITI eiiiories ' Weddings • Special Occasions Senior Pictures • Portraits SHOE REPAIR 503 429-4961 I 503 972-6727 Repairs on All Leather Goods & More Orthopedic Work ALL WORK GUARANTEED Open Mon - Sat • 202 S. Main St., Banks Mark A. Benson 503-324-2226 P hotography by BARBARA (UllSSY) UkRIlER Bridge Street Mall 902 Bridge Street Vernonia, OR 97064 The only number you need for a ll your well w ater issues. N O RTHW EST EXCAVATING SERVICES OR LIC. 106893 DEQ 37308 • SEPTIC INSTALLATIONS • DITCHES • SITE PREPARATION LAND CLEARING & LEVELING • DRIVEWAYS • DRAIN FIELDS LICENSED • BONDED • INSURED D IC K TITU S - 503-429-1492 5 7 2 3 0 T im b e r R o a d . V e rn o n ia . O R ° 7 P 6 4 DEVLAEMINCK WELL DRILLING 5 0 3 -3 2 4 -2 3 6 1 THE YARD DOCTOR, INC. Your L ocal Landscaping • Sprinkler systems Allen Reinsch • 503-429-4761 Water System Specialist For Overn 30 Years Water Wells Perennials • Annuals • Vines. A Since 1950 / 1 • Flow Tests 5PACE / Gift Items • W eather Vanes A 1 • Domestic & Irrigation \ | a| W P W • Water Quality Samples Lawn Art • Potting Mix • Baskets • Well Monitoring • Abandonments 12891 Keasey Rd, 7 m i. fro m V e rn o n ia • 5 03-429-8200 O pe n W ed th ru Sat 10 am - 6 p m • Sun n o o n -6 p m Licensed & Bonded ________________ 1-503-647-2864 STORAGE, TOO O P E N 1 0 -5 T U E S -S A T • 1 2 -4 S U N D A Y S • C L O S E D M O N D A Y S RV STORAGE ENCLOSED STORAGE PADLOCKS AVAILABLE 503-429-S TO R or 5 0 3 -4 2 9 -7 8 6 7 58605 NEHALEM HWY. S „ VERNONIA,- OR 97064 SEH ERS WHEN THEY NEED YOU! STEVEHEMEON* h50>755^2767 7,000 readers see The INDEPENDENT twice a month and when they need service, they use The INDEPENDENT Servies Directory - It Works For Information Call 503-429-9410 QUALITY SANDY LOAM TOP SOIL Crushed Rock Pit Run BEAUTY BARK YOUCALL, WEHAUL Custom Tractor Work PAT’S SEPTIC SERVICE Septic Tank Pumping 1-800-953-4632 LOW, LOW PRICES 24-HOUR SERVICE LOCATED IN ST. HELENS Farmwoman's Nursery Specializing in Trees & Shrubs F R E E E S T IM A T E S . P. O. Box 316, Vernonia, OR 97064 * LCB 5012 Bottled Water , , . x- Now available at Vernonia Hardware and Supply, LLC 1026 B ridge S treet • V ernonia (503) 429-5651 ROTOTILLING - FIELD M O W IN G TR EN C H IN G - DRIVEWAYS BACK HOE SERVICE CM Call Greg: 503-324-3503 CCB#83667
