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About The independent. (Vernonia, Or.) 1986-current | View Entire Issue (Aug. 21, 1996)
Hage 4 The INDEPENDENT, August 21,1996 Business Notes Financing to fit your needs is the goal of Red Apple M ortgage Some excellent packages are available now for home fi nancing without even leaving Vernonia, through Kay Green of Red Apple Mortgage, of Aloha. Green started with the company several months ago as a loan officer under own- er/broker Bobbi Ingman, who has many years of experi ence in the mortgage indus try. Among the options Red Apple has available are two designed especially for first time home buyers. One, Community Home Buyers Program, requires only three- percent down and has some income restrictions. The second, Rural Devel opment Loan Program, also has some income restrictions, but requires no down pay ment at all. This program is restricted to specific areas, one of which is Vernonia. There are also a limited num ber of lenders who are al lowed to use this program and, fortunately for local first time home buyers, Red Apple Mortgage is connected to those lenders. Another special program is designed for people who are Kay Green Josi appointed to dredging task force Speaker of the Oregon House of Representatives, Bev Clamo, recently appoint ed State Representative Tim Josi to an Interim Task Force on Dredging. The purpose of the Task Force is to find a way to continue the funding for annual maintenance dredging for Oregon’s ports and waterways. ‘The taxing formula for fed eral funding of annual mainte nance dredging has been de clared unconstitutional by the Court of International Trade,” Josi noted. The dredging program pays for the removal of mud, sand and gravel which contin uously fill Oregon’s water ways and harbors. “This pro gram is important because dredging keeps our water ways open and is critical for the economic health of many Oregon communities such as Astoria, Garibaldi and New port,” said Josi. Annual main tenance dredging is expen sive and ports can’t afford the expense without help from the federal government. The goal for the Task Force is to design a formula to protect operation and maintenance funding; add funding for non-contributing commercial fishing and recre ational boating ports; find a way to cover the expense of dredge disposal needs; and do all this in a way which con forms with the Court of Inter national Trade Decision. “This will be no small task,” said Josi. The Task Force met yes terday in Salem. Subsequent meetings will be September 16 in Coos Bay, September 17 in Newport and September 24 in Hood River. Tuality FG Hospital planning changes Tuality Forest Grove Hos pital (TFGH) will transfer most inpatient services and staff to Tuality Community Hospital (TCH) in Hillsboro if a plan developed by Tuality Health care administrators is accept ed by the directors for both hospitals. No immediate changes will be made but, if the plan is ap proved, inpatient services to be moved from TFGH to TCH will include medical and surgi cal admissions, critical care, maternity and 24-hour emer gency care. Outpatient services and support functions that would remain include day surgery, satellite laboratory and diag- V* Somebody stick you with a bad check? A* nostic imaging, and physical therapy. There is also expec tation that day surgery would be considerably expanded. FG Urgent Care will be un changed, providing services daily from 7 a.m. to 11 p.m. Tuality Home Health and Tu- ality Center for Geriatric Psy chiatry will also remain at TFGH. No immediate changes will take place and community meetings will be held before any major changes occur. BAMA schedules breakfast meetinq Banks Area Merchants As sociation (B.A.M.A.) will hold a no-host breakfast meeting Thursday, Sept. 5, 1996 at 7:00 a.m. at the Brown Derby. Will Duke, superintendent of the Banks School District, will be guest speaker. The Credit Bureau of Columbia County 1-800-953-3190 Accounts Mgt. Co. (503) 397-0346 “Supporting Columbia County business since 1933" In addition to those men tioned above, Red Apple Mortgage offers 140 pro grams for new purchases, manufactured homes, new construction, refinances, sec ond mortgages, lines of cred it and commercial properties. Green can also work with potential borrowers who want to pre-qualify or who have credit problems. “We believe in dealing with honesty and integrity,” Green said, “and we won’t tell you something that isn’t true. “I’m also glad to be in Ver nonia,” she added, “so people don’t have to go elsewhere for this service. I’ll pick up or deliver or fax papers as need ed.” Kay Green and Red Apple Mortgage can be reached at 429-0904, or toll-free at 888- RED-APLE. County will aid applicants picked for special training class at PSU Portland State University School of Extended Studies and School of Urban and Public Affairs is seeking indi viduals to participate in the Oregon Community Develop ment Training Institute. Oregon has earned a na tional reputation for develop ing innovative solutions to problems and much of the problem solving skills come from community members working together toward a common vision, according to Gov. John Kitzhaber. ‘This training program is needed to help communities help themselves with compre hensive solutions for livable communities. I encourage community leaders and com munity development practi tioners to become involved," Governor Kitzhaber said. Thirty-five people will be selected to the four training sessions: Oct. 27-30 and Dec. 8-11, 1996, Jan. 26-29 and Feb. 9-12, 1997. The program fee of $1,000 includes training, materials, lodging and meals at the Na- maste Retreat Center. To assist with costs, the Columbia County Board of Commissioners has designat ed economic development funds for scholarships for two county residents, if they are selected by PSU. Applications must be re ceived by PSU no later than August 30. For applications or more information, call Patricia Cornman, program assistant, at 503-725-4849 (toll-free 800-547-8887, ext. 4849), or Jim Brown, staff assistant, at the Courthouse, 397-1035. Register to vote today Troy W. Horton WESTERN WEAR BY WRANGLER ROCKY MOUNTAIN • BAILEY ^JUSTIN • TONY LAMA • TEX TAN J SADDLES, TACK ACCESSORIES, SUPPLIES G overnment S ecurities • R etirement P lans B onds * M utual F unds • S tocks • IRAs First Allied Securities, Inc. Member NASD / SI PC , 360 St. Helens St., St. Helens-397-9711 71273 Northshore Dr., Birkenfeld, OR 97016 Call: 755-2008 or 1-800-248-1173 uper lo c k car-i Copy Servica How Available at The INDEPENDENT Labor Day Races • • Give us a call! buying a manufactured home to place on their own proper ty. This program closes be fore the process is complet ed, then pays for the land, pays for the home upon deliv ery, and pays contractors on 30-day intervals, all of which eliminates a lot of up-front ex pense for the purchaser. Aug. 31 & Sep. 1 DKTFUNGHf, POUND*', 1 /4 M U OVAL ACTION!! • DASHES • HEATS • MAINS • Streetstock • Sportsmen • Women • Hardtops RIVERCITY SPEEDWAY Columbia County Fairgrounds, St. Helens Time Trials 3:30 p.m.-5:30 p.m. • Race Time 6:30 p.m. Sponsored by CCRA • Raln-ovt Info. 397-6506 / 397-2393 Special Introductory Offer Just 5c per Copy Offer good through August, 31, 1996 (Regular price will be 10c per copy) Yes, we can enlarge or reduce to make your copies just the size you need! Take advantage of this special offer today! ». INDEPENDENT 726 Bridge Street • Vernonia • 429-9410