Hage 4
The INDEPENDENT, August 21,1996
Business Notes
Financing to fit your needs is the goal of Red Apple M ortgage
Some excellent packages
are available now for home fi
nancing without even leaving
Vernonia, through Kay Green
of Red Apple Mortgage, of
Aloha.
Green started with the
company several months ago
as a loan officer under own-
er/broker Bobbi Ingman, who
has many years of experi
ence in the mortgage indus
try.
Among the options Red
Apple has available are two
designed especially for first
time home buyers. One,
Community Home Buyers
Program, requires only three-
percent down and has some
income restrictions.
The second, Rural Devel
opment Loan Program, also
has some income restrictions,
but requires no down pay
ment at all. This program is
restricted to specific areas,
one of which is Vernonia.
There are also a limited num
ber of lenders who are al
lowed to use this program
and, fortunately for local first
time home buyers, Red Apple
Mortgage is connected to
those lenders.
Another special program is
designed for people who are
Kay Green
Josi appointed to dredging task force
Speaker of the Oregon
House of Representatives,
Bev Clamo, recently appoint
ed State Representative Tim
Josi to an Interim Task Force
on Dredging. The purpose of
the Task Force is to find a
way to continue the funding
for annual
maintenance
dredging for Oregon’s ports
and waterways.
‘The taxing formula for fed
eral funding of annual mainte
nance dredging has been de
clared unconstitutional by the
Court of International Trade,”
Josi noted.
The dredging program
pays for the removal of mud,
sand and gravel which contin
uously fill Oregon’s water
ways and harbors. “This pro
gram is important because
dredging keeps our water
ways open and is critical for
the economic health of many
Oregon communities such as
Astoria, Garibaldi and New
port,” said Josi. Annual main
tenance dredging is expen
sive and ports can’t afford the
expense without help from
the federal government.
The goal for the Task
Force is to design a formula
to protect operation and
maintenance funding; add
funding for non-contributing
commercial fishing and recre
ational boating ports; find a
way to cover the expense of
dredge disposal needs; and
do all this in a way which con
forms with the Court of Inter
national Trade Decision. “This
will be no small task,” said
Josi.
The Task Force met yes
terday in Salem. Subsequent
meetings will be September
16 in Coos Bay, September
17 in Newport and September
24 in Hood River.
Tuality FG Hospital planning changes
Tuality Forest Grove Hos
pital (TFGH) will transfer most
inpatient services and staff to
Tuality Community Hospital
(TCH) in Hillsboro if a plan
developed by Tuality Health
care administrators is accept
ed by the directors for both
hospitals.
No immediate changes will
be made but, if the plan is ap
proved, inpatient services to
be moved from TFGH to TCH
will include medical and surgi
cal admissions, critical care,
maternity and 24-hour emer
gency care.
Outpatient services and
support functions that would
remain include day surgery,
satellite laboratory and diag-
V*
Somebody
stick you with a
bad check?
A*
nostic imaging, and physical
therapy. There is also expec
tation that day surgery would
be considerably expanded.
FG Urgent Care will be un
changed, providing services
daily from 7 a.m. to 11 p.m.
Tuality Home Health and Tu-
ality Center for Geriatric Psy
chiatry will also remain at
TFGH.
No immediate changes will
take place and community
meetings will be held before
any major changes occur.
BAMA schedules
breakfast meetinq
Banks Area Merchants As
sociation (B.A.M.A.) will hold
a no-host breakfast meeting
Thursday, Sept. 5, 1996 at
7:00 a.m. at the Brown Derby.
Will Duke, superintendent
of the Banks School District,
will be guest speaker.
The Credit
Bureau
of Columbia County
1-800-953-3190
Accounts Mgt. Co.
(503) 397-0346
“Supporting Columbia County
business since 1933"
In addition to those men
tioned above, Red Apple
Mortgage offers 140 pro
grams for new purchases,
manufactured homes, new
construction, refinances, sec
ond mortgages, lines of cred
it and commercial properties.
Green can also work with
potential borrowers who want
to pre-qualify or who have
credit problems.
“We believe in dealing with
honesty and integrity,” Green
said, “and we won’t tell you
something that isn’t true.
“I’m also glad to be in Ver
nonia,” she added, “so people
don’t have to go elsewhere
for this service. I’ll pick up or
deliver or fax papers as need
ed.”
Kay Green and Red Apple
Mortgage can be reached at
429-0904, or toll-free at 888-
RED-APLE.
County will aid applicants picked
for special training class at PSU
Portland State University
School of Extended Studies
and School of Urban and
Public Affairs is seeking indi
viduals to participate in the
Oregon Community Develop
ment Training Institute.
Oregon has earned a na
tional reputation for develop
ing innovative solutions to
problems and much of the
problem solving skills come
from community members
working together toward a
common vision, according to
Gov. John Kitzhaber.
‘This training program is
needed to help communities
help themselves with compre
hensive solutions for livable
communities. I encourage
community leaders and com
munity development practi
tioners to become involved,"
Governor Kitzhaber said.
Thirty-five people will be
selected to the four training
sessions: Oct. 27-30 and
Dec. 8-11, 1996, Jan. 26-29
and Feb. 9-12, 1997.
The program fee of $1,000
includes training, materials,
lodging and meals at the Na-
maste Retreat Center.
To assist with costs, the
Columbia County Board of
Commissioners has designat
ed economic development
funds for scholarships for two
county residents, if they are
selected by PSU.
Applications must be re
ceived by PSU no later than
August 30. For applications or
more information, call Patricia
Cornman, program assistant,
at 503-725-4849 (toll-free
800-547-8887, ext. 4849), or
Jim Brown, staff assistant, at
the Courthouse, 397-1035.
Register to vote today
Troy W. Horton
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buying a manufactured home
to place on their own proper
ty. This program closes be
fore the process is complet
ed, then pays for the land,
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726 Bridge Street • Vernonia • 429-9410