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About Medford mail tribune. (Medford, Or.) 1909-1989 | View Entire Issue (July 20, 1962)
10 A FRIDAY, JULY 20. 1962 MEDFORD MAIL TRIBUNE. MEDFORD, OREGON They'll Do It Every Time By Jimmy Hatlo 3 Tf PACKED AT WELL, WHERE I gr Y'? . X tjm ""v"" Summer-vacation PWwSSrio Ps X eX7 HEADACHE NUMBER luoSL V IS28-TRVIN&TO ia'ijk'PX 1 TAKE FAMILY iWjlV flHlUl.'- AND JUNK . mi Small Worlds Around Us By LYNN M. WATKINS (Regtitei end Tribuni Syndicate 1962) The Colorful Cardinal It a Fine Family Man Ordinarily we associate beauty and attractiveness with poise, grace and rhythmic body movements. With most living things this Is true, with at least one glar ing and surprising execption the Beau Brummell of Amer ican birddom, the cardinal. This beautiful little creature seems painfully clumsy and awkward in its body move ments. Flashily dressed in a bright red suit with a saucy head crest and possessing the most amiable disposition, the cardi nal moves with Jerks and twitches like a mechanical toy. As if always nervous and excited, the cardinal flits and flutters, and acts as if he could not hear the thought of re maining still for a single sec ond. Most people love the card inal for this friendly little bird is about as well man nered and behaved as any American bird. Males for Life There are many students of bird behavior who claim the cardinal mates for life, or as long as either shall live, for caking all others. Nothing con clusive has ever been ad vanced to disprove it. He and his litle olive-brown mate never take too many pains with nest building. At best, they assemble a handful of twigs, a few strands of available fibre, and occasion ally a few blades of dried grass, and pile them all to gether in a haphazard manner in a small tree or bush. While she is incubating the eggs he may sing to her by the hour, and is always ready to fly to her side if danger threatens. The female cardinal sings to herself in a low mus ical voice-one of the few fe male birds to indulge in song. Father Takes Charge The baby cardinals are dark brown with black bills. Later the crest of the male becomes red as do the feathers and the bill. When babies arrive, the male cardinal becomes a dy namo of feverish activity. Being an ideal family man, he takes sole charge of educat ing the young. Meanwhile, Mrs. Cardinal is raising an other family. ' Father stops leaching once in a while to take a choice grub or worm to Mrs. Card inal, or to stuff il down the throat of one of the children. He will feed all the others first, and if any is left he eats il. Because he is so colorful with his bright red suit, set off smartly with a black throat scarf and red crest, he was once sought after as a cage bird. Fortunately, laws were passed that saved him that indignity. Now he is free to flash across our lawns and gar dens, uttering his low chirp or the loud, clear whistle. Long may you endure, little red flying-bird. Area Missionary To Speak Sunday In the absence of the pastor, the Rev. G. O. Skaar, who has been preaching in a scries of revival meetings being held at Calvary Baptist church, Ashland, the past week, the Rev, Austin Lovin, area mis sionary for Southern Oregon, will be guest speaker for the worship hour at First South ern Baptist church Sunday morning. Mr. Skanr will conduct (he evening service. The Ashland meetings will end with the morning service. Summer camp for the Girls Auxilliary and Rogue Ambas sadors will be held next week at Crescent lake, a Southern Baptist convention owned camp site near Prospect. Six teen local girls and boys are planning to attend, with Mrs. Alma King, Girls Auxiliary Counselor, and Mr. Skaar, Royal Ambassador leader, ac companying them. Your Money's Worth By SYLVIA PORTER Copyright, Hell Syndicate, Inc. WHAT SHOULD YOU DO IF YOU FACE FORECLOSURE? (Editor's note: Thii it the lait in a aeries of three columns on home buying.) Foreclosure on homes in the U.S. totaled 20,928 In the first quarter of this year, almost 25 per cent above the total in the similar quarter of 1961, when the recession was reach ing bottom. In the 12 months ended March 31, there were 77,100 fore closures on non-farm homes, equal to the total in 1940, al though only one-third the peak of 230,000 in the deep depression year of 1934. While the rate of foreclosures Is still far below the alarm ing level, there is no denying that the rate is rising. It was 3.63 per 1,000 mortgaged homes last year against 2.64 per 1,000 in 1960, 1.96 per 1,000 five years ago and 1.72 in 1950. These are official government statistics. They have spur red federal agencies concerned with the housing market to investigate the home mortgage situation in troubled areas, tighten up on lending to risky sources, try to determine in advance of trouble what policies might be appropriate if trouble does hit. At this lime, the situation Is not critical. Ai Congreii man Rains, the Alabama Democrat who ihepherded 1961't big houiing act through the House, declares, "The picture is spotty and most of the trouble is localized in areas bothered by lingering effects of the 1958 and 1960 reces sions." But "spotty" though the picture is, some of the spots are big and black, and experts in finance and the housing industry know it. What, then, should you do to protect yourself? If you're a potential home buyer, the obvious warning Dennis the Menace V KNOW WHAT I WE BEST 'BOUT VACATIONS? STUFFIN' VOUflSELF All THE TJMEf Bargain Picliin' Time at Safeway iaraarae COLDBROOKToinFutr 4 ibs. mc CHEESE SALE Mi N Cheddar Chunk, Cheddar Loaf, Jumbo Loaf, or Snack Bar AA Small EGGS 25cd0, Finest quality, in chunks or bars for easy slicing. Safeway quality Your Choice lb. Aw j - """ ''mmmmttm mm J Remember . . . ! COPYRIGHT SAFtWAY STORtS INCORPORATtO We Give GOLD BOND STAMPS Get Valuable Gifts For All Occasion il to follow the rules and guides submitted in the past two columns. For instance, if you're an average income family, don't buy a house which costs more than two and one half times your gross annual income. (This guide doesn't apply, of course, above the middle income brackets. A S25.000 a year executive can't afford a $62,500 home and the $100,000 a year man would be more likely to apply a one-to-one ratio.) Don't let yourself take on monthly housing costs totaling more than one week's take-home pay. Put down a reasonably solid down payment but be sure you leave enough in your ncstegg for a reserve and big initial expenses. But what if you're already a home owner and, for any of several reasons, you're delinquent in your mortgage pay ments, fear a foreclosure? The chances are that if this is your case, you haven't owned your home long and you're a relatively young family. It's in the early years that the burden of home ownership i is greatest, the family's other expenses are likely to be heavy and the earnings level is still comparatively low. What should you do? Do at once go to the financial institution which holds your mortgage, tell the officer in charge of your loan the whole truth about your financial setup. While your instinct may be to hide your troubles, particularly from him, do just the opposite. j Your institution may lengthen the period for your re- i payments to cut your monthly burden. It may give you a a moratorium during the period you're in temporary trou- j ble and let you pay the charges due now at the end of your mortgage period. It may recast your mortgage alto gether to give you an easier time until you're over your financial hump. Do, if you have an FHA or VA mortgage, go at once to ! the local office, also tell the whole truth. You may get direct help which will rescue you from what now seems to you a hopeless mess. Do go to a responsible real estate organization in your area, see if the broker can help you make a sale. He'll be Interested because he can earn a commission - and if he can find a buyer, he'll also try to help with the refinancing. Don't under any circumstances go to a questionable lend ing agency and try to save yourself by borrowing at stepp rates to pay your monthly charges. You'll only be intensify, ing your load, piling one borrowing charge on top of another, making disaster more inevitable. : It isn't the way it was in the 1930s, when financial insti. tutions didn't know how to or weren't willing to help a homeowner through a tough period. The attitude of lenders is dramatically different now. Stay out of trouble by following the fundamental rules, but if you're in trouble, go to the top source and ask for direct help. WOMEN'S SWIM CLASSES at the Medford YMCA TUESDAYS and THURSDAYS July 23 Thru August 30 BEGINNERS 7:30 pm INTERMEDIATES 8:30 pm 12 lessons $12 (Y members Free) Limit 20 Students Register Now (July 19 thru July 23) uutcn fartan . . . Instructor Y.M.C.A. 522 W. 6th Phone 772-6295 HURRY! Get in on big, big savings! We're going to bust our quota! And you're going to save, save, save on brand new 1962 Frigidaire Ap pliances. Bat hurry! The minute our quota's reached, the sale is over. Better come in today! x mff.'H t p-ii "'""t: a 1 i "e ffffji mill ui pui . i.i i. i ijaptCTeww.J: M neasiiM a MettiM.VttrtW '-Hi- ' r Model FD-13T-62 13.24 cu. ft. net capacity LY5 FRIGIDAIRE aaeBBMMai moouct or general motors WAS $339.95 Quota Buster Sale Price NOW ONLY COLOR FOR THE PRICE OF WHITE Turquoise Mayfair Pink Sunny Yellow Aztec Copper 8 FRIGIDAIRE 2-Door Refrigerators MUST BE SOLD! Only 8 to sell and we'll make quota! So . hurry '. . . don't miss out on this Best Buy. GiANT '62 2-DOOR Refrigerator-Freezer With Cyclamatic Deftest 0 No defrosting ever in the refrigerator lec tion. More room for froien foods. 100-lb. Zero Zone Freezer separate insulated door. Twin porcelain enamel hydralors store 3k bushels of fresh fruits and vegetables. Store more in the door eggs, butter, tall bottles Vi gallon milk cartons. $J)M POO With your operating electric refrigerator under 10 yean old. FREE! ROYAL CHEF DOUBLE BARREL PORTABLE GRILL r It 0'lfni! Uii Iniide or Out! Barbtcim, SmoVei Mh! Completely Portable Yeun With the Purchase Of Any frigidaire Appliance &rs?an ' Model UFD-11-62 FRIGIDAIRE FREEZER POPULAR SIZE... BUDGET PRICE! Bij 389-pound capacity! Hot weather safe! 110' test proves loods slay zero zone cold! 3 full-width, refrigerated shelves! 4 extra-deep door shelves. Each holds up to 14 frozen food packages! s188 NO TRADC NEEDIO AS LITTLE AS $6.97 PER MONTH NO MONEY DOWN On Approved Credit We Carry Our Own Contracts OPEN FRIDAY NIGHTS 'TIL 9 P.M. LEONARD ELEGsRllG GO- "Medford'i Leading Appliance Dealer for the Past 31 Years" 309 EAST MAIN STREET PHONE 773-4541 o o
