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About Medford mail tribune. (Medford, Or.) 1909-1989 | View Entire Issue (Feb. 2, 1961)
MEDFORD MAIL TRIBUNE, MEDFORD, ORE. THURSDAY, FEBRUARY 2, 1981 Health Insurance Coverage Records Phenomenal Increase By HENRY J. BECHTOLD New York (UPD One of the more phenomenal success stor ies of the past decade was that of the ma jor medical insurance plans. This type of "catastrophe" health insur ance coverage jumped from zero in 1951 to about 26 Henry Sechtold million persons at the end of 1960. The odds are about one to twenty that you or your fam ily will be faced with health expense bills of $1,000 or more in the new year. Realizing this and that medical expenses are peren nially rising, more and more American firms are moving to eliminate even that one-in-twenty gamble for their em ployees by helping them to protect themselves against the crushing blow of a major medical bill. Firms Aid Employees Harold Perry, vice president-personnel of C. I. T. Fi nancial Corp., estimates that 90 per cent of this major med ical insurance is sold under group policies managed by companies and organizations, and in many cases with a sub stantial part of the cost borne by the employer. Perry said personnel execu tives are aware that this in creasingly popular fringe benefit can mean the differ ence between solvency and bankruptcy for an employee when unusually heavy medi cal bills must be paid. Major medical insurance can provide up to $10,000 and even higher in some policies for nearly any illness to em ployees or members of their families, usually starting slightly above the level at which a regular health policy stops. Popularity Increases The popularity of major medical coverage has in creased sharply in recent years, registering an annual rise of more than four million persons from 1957 through 1960. The market for this type of insurance is not close to sat uration. And in line with population and medical cost increases, a strong upward trend is projected for major medical insurance in . the 1960s, according to Perry. The amount of benefits paid under major medical expense policies has been increasing Teacher Training Progress Report Heard by Board SaleirUM-The State Board of Education was told Wednes day that if the Food Founda tion approves a draft of Ore gon's proposed five-year train ing program next spring or summer, the project can be gin as scheduled next fall. Mrs. Joy Hills Gubser, as sistant superintendent of the Oregon Education Depart ment, gave a progress report and said the State's draft will probably go to the Foundation by the end of March. The Foundation would pay for the biggest share of the program, aimed mainly for grade school teachers. A similar training program has been established for high school teachers. A select number of counties will participate and the board is now receiving applications from local- school districts. These districts will also pay for part of the program. For Eight Years The initial project is for eight years, with Oregon col leges taking part since the last year of training would be on that level. Purpose is to improve qual ity of teachers. The Board approved three school district reorganization plans in Lane, Yamhill and Umatilla counties. They are: Lane - Merger of common school districts 28J-Fern Ridge and 66-Crow-Applegate, into administrative District 28-J. Yamhill-Resignation of Dis trict No. 40, McMinnville, as at a much faster rate than the number of persons coming under this form of catastro phic protection. From 1950 to 1959 major medical benefits increased from $238 million to $336 million, a rise of 41 per cent. The maximum benefit amount may apply on a per illness or injury basis or to the total amount of expenses for several illnesses. And since major medical benefits apply on an individual basis, the members of one family may have several times the stated maximum benefit limit of the policy if several family members become ill. Different Plans Under the group insurance approach, major medical ex pense protection is offered on either a supplementary or comprehensive basis. On a supplementary basis, catastro phic protection is provided as a complement to basic hospi tal, surgical and regular medi cal expense protection al ready in existence. There fre quently is an uninsured mar gin of medical expense, say $100, between the basic and supplementary plans. Comprehensive plans are designed to provide both basic and catastrophic protection to the insured group. These plans are commonly offered with an initial low "deductible" amount, such as $25 or $50. The supplementary policies are the most popular, com prising more than two-thirds of all major medical group insurance. The insurance company pays 75-80 per cent of all covered hospital and medical expenses above the deductible amount under both plans. The lava pool resulting from recent eruptions of Kil auea volcano in Hawaii may take a century to cool. an administrative district. Umatilla - Consolidation of districts in Tum-a-Lum, Fern dale, Pleasant View, Milton Freewater, Fruitvale, East side, Union High school and Milton-Freewater Union High into administrative District No. R-31. Sears Observes 75th Anniversary The Sears, Roebuck and Company store in Medford joined with 739 other Sears stores last night in holding open house to start the com pany's year-long 75th anni versary celebration. A feature of the diamond jubilee was the serving of a birthday cake baked from a recipe dating back to 1886, the year the company began. Open house proceedings got under way at 6:30 p.m. with the cutting of the cake. The exterior and interior of the store had been decorated with jubilee flags and pennants. "The celebration which was held in our store last night is just a preview of a number of exciting events we are planning during the year-long observance of Sears 75th an niversary," R. Jacobson, man ager, said. The local store opened in the Medford Shop ping center Aug. 20,. 1959. This Label Labels You As A Person of GOOD TASTE We'll pay you to taste why so many people say: Fm an utter nut tout But er-MJ ;. jiu ilfk I Coffee . J " nnnflrfl?'i;?i Cup after cup, you'll find that "bonus blended" Butter-Nut flavor can't be matched at any price, We're so sure, we make you this offer! Buy a can of Butter-Nut Coffee... clip the last 2 inches from the "key-strip"... mail with your name and address to Butter-Nut, P. 0. Box 913, Omaha, Nebraska... and Butter-Nut will send you 25. Thtt offer is void where prohibited or restricted by law. It expiree Mttrett 31, 1961. One quarter 10 a family, fhit oQer limited to resideali of Oregon, . . . the bonus blend coffee e ixi turn) mii rooos a:, a Dmwui of rum tm wiiwu co, oum. uw lip v nffl. . 51 & Potatoes i 29 Beef Boast The Whole Family's Talking about Matlack's Swift's Premium Fed Idaho BEEF Blade Cut We interrupt this ad to announce LOU has a girl and RALPH has a boy The women report both husbands and babies are doing nicely. Round Bone Roast Ground Chuck Extra Lean Fresh Sliced Baby Beet Liver Pork Steak Lean and Meaty Lb. Lb. Lb Lb. Pork Chops Center Cuts Lb. 59c 69c 59c 33c 49c 59 Turkeys 13 to IS lbs. TOM IETTUG Firm, Crisp C each Oranges 3doz.99c Grapes Emporor 3 lbs. 39c Valcrest Grade A Oven-Ready Tangerines 10 California Best Lb. FRADELLIS FROZEN TV DINNERS 43 each IILVJLWJI OA H M M u M - w. mi aMIMI m $1.69 Tomatoes Cigarettes All brands, plain short ...Carlon Cigarettes AU brands, long, f mCI, canon $1 79 Cookies Fireside V lb. sandwich creams www Fig Bars Flrc5lde, ibs 49c Crackers ABCllb 5 for $1.00 ApriCOtS Hunt',, 300 size 7 for $1.00 GOOkieS Ripp0n Good, Assorted 29C TUna sea Call Grated, 6-0 7 for $1.00 4 for $1.00 7 for SI. 00 Hunt's, 300 Size - 1 Tuna Concord chunk, 6.3 oz 4 for M -M Mayonnaise Kra,4-o ', 39e NylOnS Bcst Quality, 15 Denier ' Pair 09C. Clam Chowder Saltesea l's . NylOnS seamless, 15 Denier Beef SteW ninly Moore, 24-oz Margarine Blue Bonnet Shrimp Lou Z Ana Broken, 4 'j-oz. pair $1.49 43c 4,bs $1.00 3,or $1.00 Borden's Sweet Milk Buttermilk BISCUITS 5 each LIMIT OF 5 Good 'n Rich, 8-oz. CAKE MIX 10 M 00 WHITE DEVIL FOOD YELLOW Plush Lon-lnterlock 100 Orion Acrylic SWEATERS . . . 3.98 Men's Long Sleev SPORT SHIRTS $1.98 Ladies Va length Sleeve SHIRTS $1.98 Alka Seltzer Reg. 54c 25 Tablet Size Bayer Aspirin Reg. 25c 24 Tablet Size Fasteeth Kef, 67c 2-oz Bio mo Quinine Reg. 79c 30 Tablet Size ... Vicks VaTroNol Reg. 75c Largest Size 37c r 17c I 46c ! 56c! THIS WEEK'S COUPON Splendid Ti lb. Not Day Old Fresh Daily With $5 Purchase or More BREAD 4c 53c S WHITE or BR0WN Sale Prices Good Thru Sunday Night SUPER MARKET West Main at Ross Lane NO SALES TO DEALERS
