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About Medford mail tribune. (Medford, Or.) 1909-1989 | View Entire Issue (March 18, 1957)
O o 3tea-fsvsoa (obkgov) 0ear n m Muwiern Okicb "i Draw Exeeat Saturday br ftLlKUKD tINTUSG CO Jt! & fcr Kit St Paone 1-6141 &- W RtU E'iitor Ml OaiBT lrtl Mlnalir tf Ubti tlfljl Baaxieee JJtlC J Ja Managing B.IL City E4lor lAifl HVVUJ Teleawaph Boater ica4b Sports Editar t.JE tTaiC'REB fcacietv Editor $all aaiCKSO.N Circulation Mur. a ageaaua'eat Newspaper k m aecanel class matter it JBa)W nwm under Act of fffcrci 3, 1897 V.4WORIFTION RATES fgja- la AivanM Prr Com ine da.y aaia' Se4ay On year S1500 9Jv hmi lunaay Six monUu 8 00 CaaaV aatrl Siaedar Three moa 423 WaaY (ly On rear (4 20 Can mm W Alvance Medfort Oseiral Point Eagle Point eewavila. Gols Hill Phoenix. Imm Cove Roirue River Talent aaa) o aiotnr route! A "a Suaday Oae rear $18 00 t J m Sunday one month 1.50 cfrraar and Dealers 10c per coot U Term Cash m Advance eJer e the City of Medford "JIJI Faaer o JaOion County L'nltd re Full Leased Wire JKMBER of AUDIT BUREAU Cf CIRCULATION Advertljlni Representative: WEST-HOUDAV COMPANT INC (Xflca in'New york Chicago de trolt San Francisco Los Angeles Seattle Portland 6t Louis Atlanta Vancouver B C NATIONAL (ITOIIAt. I A$$ocrAieN RuiuwH.rm W9 jv?L Ulll$HEI 'ASSOCIATION f thrill o' lime We4fo4 and Jackson County B:W' from the files of The Ma i Xnftune 10, 20, 30 and 0 rt atr. II tl A CO Htr . 1MT (Tuesday) tMmAimS vaziripnts haskpd in tlaa. arm tit temperature of the y4 e'arday vhen the ther- tytve ard to 82 degrees. In A t h u r Perry's Ye Smu Ti. column: Under pres ent cmdiewne, a bank reports, "the rich are getting poorer." The irr art they are too. 20 YtllS 4VCO Marcl 18. 1T (Thursday) ThomfM A. Culberton Jr., Max Peirct), k. t. Morris and Lee Smith rwm t plane from Lot An!t 'ters they attended the PaciA Wmationel aircraft anrj t low. O 8 brQit ft parents and pros I&cBa tu .pick members at ta A first parents meeting qf im mm tr Washington school O the school. ttof4 1 lett (Friday) r o ftaa. r eiam of Medford High srApoX r.nflir? it necessary to Tt'a ! funds, will hold a 4gg$A4 ctnUy sale Saturday. O inelair Jewelryr store Soil a close-out sale this wit hiing in business five 4I -it AQO Itlf (Sunaay) QrA Duk Michael has ac c4tt( VM 'hrone of Russia con ditional tti the consent of the f ei fci Lcartl and Personal col limn: I. Gore leaves for Port Aant fA ttand legislative good roac CMmittee meeting to con sider ? million road bond bill. intf Toy I.Q.? 1ne V correct to snperlor; gT n r.r lictot la excHnt: IIt t 1. Unitfl State Senators are elect J ai rm cat how many yt' O 2. Jktbfc: After the fall of Is rael v iuiiah ruled by 22, 28, & si ijs? 3. 'Jth vhat university do you isciata XH, name of Knute Rocfra a great football j ccch . m oidcock tne name of a test fcr intelligence, blood type, or butTr fat In milk? 5. An tgyptian beetle (or Its carded raphe) ic called a: ? 6. .iijon is in what country? 7. that : a columbarium? 8. Does the Latin "ibidem (ibid.) mean "in the same place or bove?" 9. "Onl heretics grow old gracefully" "The Philistine" by ffchom? l.if. 2. Twenty-two. 3. Notra Dm 4. Bullerfat in milk. 5. ejr. t. Indo-Chiaa. 7. Beposi- , lor? orr urns contaiaing human fchar. . Ia the same place. 9. Xajcet tueaard. O JiB) Albion, t ewe MWHC9 f sconciliation KIyood (U.R) Actress June lIyson and her actor-pro-doucer husband. Dick Powell, have reconciled after a four week separation, it was reported today. The Hollywood couple sepa rated Feb. 22 after 11 years of marriage because of "incom patability." It was their second separation in two years. mail tribune Educational Crisis According to all the evidence we have seen, this is a "make or break" year for higher education in the state of Oregon. That is a pretty drastic statement, but we believe it to be' true. Others, who are close to the problem agree such men as the conservative editor of the Corvallis Gazette-Times, the conservative editorial page of the Portland Oregonian, and the well-informed editorial writers of the Eugene Register-Guard. The crisis lies in the fact that the university and the colleges are losing, and if something is not done will continue to lose, many of their best faculty members. IT IS a matter of simple family economics. Why should they stay in Oregon at a rate of pay which is hundreds or even thousands of dollars per year less than they can obtain elsewhere, either teach ing or in industry? And if we say merely "Let 'em go," we are con demning the state svstem of hieher education tn sec ond or third-rate status. This we cannot afford to do. The problem is now before the legislature, which has in its hands the decision as to whether the paid the teaching staffs will be brought up to a point wnere ui egon can compete witn otner areas or wheth er faculty salary increases will again be postponed. 'Y'HE most dramatic and shocking description of the problem we have seen is a resnmp. nrenaieH hv the Oregon branch of the T T . T r m university rroiessors, of reports of deans and depart- ment heads on the difficulties they are having keeping and attracting good faculty members. ! Letter after letter tells of the loss of men to other schools and to industrial firms, simply because they felt thev could nnt affnrrT tn stair in their nrocent em ployment at a salary in some cases only half of what they had been offered elsewhere. Some men are staying on at incomes far below what they have been offered at other schools, simply because they like their present work and their present position. But without some increase, it is easy to see they will not long continue to do so. THE hard fact is that Oregon faculty salaries have n vi 4.1 -i ? n . ueiuw muse onerea m coneges ana univer sities with far inferior reDutations. let. nlnne the sti pends offered by better-known schools and prosper ous industries. Here are a few excerpts from the letters men tioned : ". . . Industry is offering last year's graduates at the Ph. D. level salaries equjl to or sometimes in excess of the salar ies of our full professors . . . Last year we employed as an in structor a young man who had just about completed the work for his Ph. D. degree at a salary of $4,000. This year the young man was offered S8.000 to go out Into Industry . . . One of our graduate students who was two years away from his doc torate was offered $54f pe.- month to work during the sum mer with one of the industries. This salary is about commen surate to our highest paid associate professor . . ." ". . . We have two openings . . . which we have not been able to fill, despite thp fact that I took a prolonged trip last spring, during the eoarse of which I visited some 17 universit ies. The salaries I had to offer were simply not attractive enough to interest prospective candidates . . . What is hurting most is that we are losing stiff on the one hand to institutions with whom we compare ourselves in neighboring states, and on the other hand, to institutions in other states with whom we don't want to compare ourselves . . ." ". . . One of my students with two years' experience is now earning mo e than I am. Another former student is at a state university earning more than I at a lower rank. Many such cases exist. Unlt-ss salaries are raised appreciably I shall cease to attempt to hire first class staff." ". . . There are ftnir members of our staff who have been approached by other institutions with attractive salary offers. The salary adjustment which is being considered by the leg islature will be a crucial factor in holding these staff mem bers at Oregon." "During the past year one man was lost to industry be cause his salary was more than doubled. Naturally, we cannot meet this kind of competition but had the salary been ade quate, I doubt if he would have considered this offer." "... If the charcellor's salary budget Is not approved it is virtually certain that we will lose six of our 13 men within a year . . . Staff turncvei and inability to obtain new staff are by no means the only lesults of an inadequate salary scale. Morale of present staff has declined steadily as belief in ulti mate fair salary treatment has become harder and harder to sustain . . . Admittedly, a family can live on considerably less money than these men receive. It does not follow, however, that competent men trained to do a first-rate teaching job will continue to work at such salaries; will be willing indefinitely to deprive their iamiHes in crder to teach in the state of Ore gon; or can be highly productive on the job when tormented by thoughts of the better opportunities elsewhere and the in justice to their families of not turning to these. "Of one fact I am absolutely sure: Our situation borders on crisis . . . The pric- of failure to recognize these things is second-rate higher education for Oregon." "... I offered a position to 21 candidates with no results. The salary offered was S4.000. In the meantime the classes are being taught temporarily by wives of staff members and a graduate student." THESE are only a few, and they are typical. In making their decision, we hope the legislators keep two things in mind. -They are : 1. Education is a PRIMARY function of the state; many of the other matters before them however lau dable are secondary. 2. Higher education is wholly dependent on the state for support; secondary and elementary educa tion, while partly a state function, also have local re sources. And the caliber of instruction for our future citi zens is too vital a matter for the state to be niggardly E.A. Monday, March 18. 1957 American Association of - 'Sensational' Proposals Seen Possible in Disarmament Talks By CHARLES M. MeCANN United Press Correspondent Soviet Russia is likely to pro vide big headlines during the disarmament talks which open in London to day. There are strone indica- i tions that the Sovietgovern- ment wiU come up with some s e n s a t i onal new proposals. It is quite pos- rharla McCano sible. that Aft drei A. Gromyko, Russia's new foreign minister, will go to Lon don in person to present them. The question is whether Rus sia will continue its practice of making its disarmament propo sals a sounding board for propa ganda and wiU reject any agree ment which would provide an air tight inspection system. -Cautious Optimism There seems to be a feeling that this time a way may "be found to get the big powers started toward an agreement which would lead to a reduction in armed strength and control of nuclear weapons. The London talks are being held by representatives of the United States, Canada, Great Britain, France and Kussia. These five countries make up a subcommittee of the United Nations disarmament commis sion. Negotiations of various kinds on disarmament had been going on ever since the end of World War II inside the U.N. and be tween interested powers. No progress had been made. In hope that private talks might succeed, the five nation sub committee was set up on April 19, 1954. Meeting a Failure There was a big meeting of the five countries in London in 1956. It ended in failure, as had other meetings, because Russia would not agree to an air tight inspection agreement to prevent cheating. The U.N. General Assembly Feb. 14 ordered the five nation meetings be resumed. Russia had asked one week previously that the foreign min isters of the subcommittee coun tries attend the next disarma men talks, This proposal was rejected. The western allies said they saw no reason for the foreign minis ters to attend unless there was some sound basis for hope that Russia would negotiate on a realistic basis. But the foreign ministers could be summoned to London at any time, of course, if devel opments warranted. In the Day's News By FRANK JENKINS Economy note: Trie house appropriations com mittee (which is the custodian of the nation's pocketbook) has just recommended a reduction of half a billion dollars in the President's budget requests for money to run 18 government de partments. IT sounds good. But there's a catch to it. The house of representatives itself, acting as a whole, may put the amounts back in the budget. If the house doesn't, the sen ate doesn't, the joint conference committee that irons out differ ences between house and senate bills may put the amount back. In our governmental proced ures, there are many ways to TALK economy without getting much of it. "NE of the committee's recom " mendations was to the effect that the government should slow up its air conditioning program. The Washington correspondent who wrote the story for the United Press added the comment that this may cause considerable muttering among government employees when they are swelt ering through the hot Washing ton summer. It could be. But The taxpayer has to swelter in the heat while earning the money with which to pay for air conditioning the government buildings in Washington. Isn't the taxpayer entitled to do a litUe muttering? "jITORE on the economy move: The chairman of the house appropriations committee is Hon. Clarence Cannon of Missouri The other day 100 taxpayers in his district sent him a bundle containing 100 shirts. Cannon was equal to the occasion. He sent the bundle on to President Eisenhower's budget director, Percival Brundage, with the crack that it's he who should have the shirts off the Missouri taxpayers' backs. Thus he passed the buck. QUESTION: When will tax reduction actuaUy begin? I think this is the answer: Whenever the people start vot ing against the spenders instead of voting for them. That would bring results rather quickly. ... iT a4i The subcommittee in its new talks will have before it all the disarmament proposals that have been made in recent years. The Last Proposal These include the proposal which the United States present ed to the U.N. last Jan. 14. This provided (1) fissionable materials should be used or stockpiled for peaceful purposes only; (2) pending agreement on that, advance notice should be Democratic Senators See Party Problems In Different Light By RAYMOND LAHR United Press Correspondent Washington (U.R) Two more prescriptions for guarding and improving the health of the Democratic party have come from its political center. Senate Democratic Leader Lyndon B. Johnson (Tex.), and Sen. Albert Gore (D-Tenn.), gave the latest diagnoses of where the party now stands and offer ed advice on how it should face the future. Both held that the Democrat ic party is basically strong hav ing won just about all the polit ical prizes last year except the big one the presidency. Nei ther shared the concern express ed by Sen. John F. Kennedy (D Mass.), that it must acquire new vigor to escape being interred alongside the oldtime Federal ists and the Whigs. Against Bloc Voters Johnson said, in effect, that the Democrats should concern themselves more with truly na tional issues and less with court ing "blocs" of voters. Personally, I believe that the people of this country are tired of the kind of political thought that divides Americans into blocs," he said in a week end Jackson Day speech in Raleigh, N.C. "I strongly suspect that those most tired of that phrase are the men and women who are supposed to be members of the blocs." Matter of Fact PEERING INTO HELL Washington For going on four years now, Val Peterson, a genial Nebraska politician, has -m-s been peering m- Itently into hell. i ine results oi his peering seem worth describ- afSjing, if only as T an antidote to J the queer mood t is - f J of national conv i placency which 1 U 1 4n0 iftaL ,4aaBaB' uda uccu nt.it Aiaon snbed by Time magazine as "The new normal cy." Peterson, as chief of the fed eral Civil Defense Agency, re cently briefed the President and the National Security Council on the results of his peerings. He said, in effect, that the gov ernment would have to spend about $32 billion if the country really wanted a serious civil de fense program. It is interesting to trace the steps by which Pe terson arrived at his huge tag. Back in 1953, when Peterson was appointed to his job, he took a good hard look at the real nature of the nuclear wea-pons--the first civil defense of ficial to do so. He summed up his unhappy conclusion in four words "The cities are finish ed." THE cities being finished, tne problem remained of saving some, at least, of the people in the cities. Peterson was assured by Air Force experts that a for ward detection system should make it possible to give the ma jor' cities a minimum of two hours warning time before an attack. Until early 1955, there fore, Peterson's planning was based on pre-attack evecuation of the cities. Then Atomic Energy Commission Chairman Lewis Strauss belatedly reported on the phenomenon of noxious, radio active fall-out from a hydrogen bomb explosion, covering some 7,000 square miles. This erim information, wnicn Strauss had attempted to botUe up for almost a year, knocked all Peterson's evacuation plans into a cocked hat. Obviously, it would do no good to evacuate the populations of the cities, only to have them killed in the countryside by noxious fallout. So Peterson, started all over again. With tne evacuation solution blocked, the only other conceiv able answer was shelters. Again, elaborate studies went forward. A specific city, St. Louis, Mon was chosen as guinea pig. Sup pose all the people in St. Louis were in sneiters capable ot with standing a pressure of 30 pounds per square inch, how many might survive a hydrogen bomb attack? As many as six in 10, was the answer given by Peter son's experts. (Without shelters, virtually all would die.) SAVING 60 per cent of the American urban population in case of nuclear war seemed a useful objective to Peterson given of tests of nuclear weap ons: (3) the big powers should start reducing their armed forces, aiming at a limit of 2.5 million men for United States and Russia and 750,000 each for Britain and France; (4) guided missile and similar experiments should be put under control; (5) an inspection system should be established to prevent surprise attack with either conventional or nuclear weapons. As for national issues to be faced now, Johnson" listed polic ies dealing with interest rates, foreign affairs, the farm prob lem, peaceful use of atomic en ergy, natural resources, health and the training of scientists and engineers. Looks To Suburbanites Gore said the Democrats must redouble their efforts to per-, suade new suburbanites the Democrats have most to offer to "people of moderate means." He also emphasized his belief that his party must recognize the pol itical implications of other pop ulation shifts. "Some areas of traditional Democratic party strength can no longer be counted upon with certainty," he said. "New areas of party strength, on the other hand, are now apparent, and, al though they have been neglected in the past, they must now be cultivated intensively in the fu ture." Gore said the center of Dem ocratic party strength is mov ing west. Otherwise, his recommenda tions to his party suggested ways for building a positive program of action" and exposing the mistakes" of the GOP. Johnson's and Gore's advice provide two more sets of ideas to season the current intra-party debate on how to come back from crushing defeats in the past two presidential elections. By Stewart Alsop and his staff. But the more they looked into the problem of pro viding shelters- for the urban population the more hideously complicated and expensive it became. To take care of a whole city, there would have to be a shelter every two or three blocks. The people would have to live in the shelters perhaps as long as a month otherwise lingering ra diation would kill them when they emerged. So they would have to have sanitary and medi cal facilities in the shelters. And they would have to have food. "Otherwise,". Peterson has re marked, in an aside which casts a macabre light on the problem, "they would eat each other up." This kind of elaborate shel tering, which would only as sure that a portion of the ur ban population would survive in the midst of utter ruin, would cost over $30 billion for the na tion as a whole according to the estimates of Peterson's staff. You only have to look at the price tag to realize why the National Security Council, with a collec tive shudder, has put the Peter son plan in the file-and-forget category. a THE decision to do so may be the correct decision. In Eu rope, only the Swedes and Swiss have serious shelter programs. There is no real shelter program in the Soviet Union. The Soviets have presumably decided that more real security is provided by the aircraft and missiles they are producing so furiouslyi and they are probably right. Yet the meaning of the deci sion to file and forget the Peter son plan ought to be understod. It means, quite simply, that in case of all-out nuclear war, not only the cities but the people in the cities "are finished." Presi dent Eisenhower recently said that the likelihood of any na- tion possessing these great wea- j pons . . . using them in an at- : tack grows less, I think, every j year . . . because, as I see it, any such operation is just another . way of committing suicide." j The President may be right. : But his remark suggests a ques tion: Is the United States wise : to base its military power al-1 most exclusively on "these great j weapons" which may never be used? That is what the United States is doing. At any rate, the j futile outcome of Val Peterson's : four years of peering into hell I suggests that "The New Normal- i cy is a bit different from tne normalcy of Warren Gamaliel Harding's day. (Copyright New York Herald Tribune Inc.) Worry of FALSE TEETH Slipping or Irritating? Don't be embarrassed by loose talaa teeth slipping, dropping or woDl" when you eat. talk or laugh. Just wrSkli S Utti. FASTEETH on your plates. This pleasant PW? remarkable sense of added comfort and security by holding plates more nrmly. No gummy, gooey, pasty taste or feeling. It's alkaline (non-acid). Get FASTEETH at any drug counter. From Washington By Roscoe Drummond WHY AID POLAND? Washington QUESTION ''In a recent column you stated that there were two conditions Moscow will require .Poland to meet to escape being brought back under the iron hand of Soviet rule: (1 It must maintain the 'Communist system'; (2) It must respect the Warsaw Pact permitting Red Army forces in Poland. Under these circum stances how can it be in Amer ica's interest to give the Polish government economic aid?" ANSWER The objective of the U.S. government is not mere ly "containment," not just hold ing the line against the expan sion of Soviet rule. The object ive is liberation of those satel lite peoples who have the will to freedom. Let's be frank with ourselves about this policy of "liberation." We are not going to provoke World War 3 by sending Ameri can arms or troops to help a satellite throw off its Soviet rulers. The U.S. neither abetted the Polish or Hungarian revolu tions nor promised military aid There are .peaceful methods of helping liberation. Economic aid is one of these methods. Any kind of aid to liberation in volves risk; economic aid in volves risk. The risk is that it may do no good at all. The risk is that it might encourage the Polish revolutionaries slightly and strengthen the Polish econ omy slightly and in the end Moscow may massively roll over the Polish government and no good has been accomplished. OUT there are powerful anti " Soviet, pro-freedom forces loose in Poland today. If these forces can be nourished and sustained, it is wholly possible that they will carry the largest, the most formidable semi-satellite into the zone of full scale independence. There is as much independ ence and more personal free dom in Poland today than in the completely non-Soviet Commu nist state of Yugoslavia. The strength of the new un Soviet Polish regime rests upon the remarkable alliance between two Polish patriots who were both imprisoned by the Stalin ists. They are premier Wladys- law Gomulka and Stefan Wys- zynski, Poland s Roman Catholic primate. How can they work together? They can work together because Premier Gomulka is a non-doc- trinnaire, anti-Stalinist Socialist who wants independence for his nation at all costs and because Cardinal Wyszynski is an anti- Communist, anti-Soviet leader who believes that With more self- control, more patience than the Hungarians used, his nation can win total freedom from both Communism and the Soviet Union. All Poland, its youth pre eminently, is breathing more freely again. Its government is no longer jamming Western news broadcasts. Students, thirst ing for fact and famished for freedom, are turning on Radio Free Europe at will. Censorship has not entirely ceased but its main purpose appears to be to reduce provocative attacks on the Soviet Union. As one Polish editor put it: "We cannot yet print the whole truth, but we no longer print lies." Foreign news papers and books are publicly on sale and are available in state libraries. TN his article in the Saturday Evening Post Richard C. Hot telet put Poland's dilemma vividly and accurately. 'Gomulka and his Poland are walking a tightrope," he wrot. 'If the .government provokes Bladder 'Weakness' If worried br "Bladder Weaknext" (Otttlnf Up Nights (too frequent, burninf or Itch ing urination) or Strong, Cloudy Urine due to common Kidney and Bladder Irri tation! try CYSTEX for quick, gratifying, comf ortlng help. A billion CYSTEX tablets used In past 25 years prove safety and success. Ask druggist for CYSTEX under money-back guarantee. Sea how . mnoh jattar vou tssl tomorrow. FUNERAL SERVICES In Every Price Range Since 1908 PERL Funeral Home . " Phone 2-6675 the Kremlin it risks Soviet in tervention. If it bows to Rus sian pressure it may be swept away by a furious population . . . he must raise the standard of livins in a countrv whirh Communism has brought to the brink of ruin. Premier Gomulka is not wed ded to doctrinaire Communism. In view of the fact that he has dissolved about 7,500 of the 10, 000 collective farms in Poland, it is clear that he is not wedded to Communism. Gomulka will never proclaim that We is abandoning the "Com munist state," but unless he puts human liberty ahead of Com munism, he may quickly be swept from office by his own people. Poland is moving ap preciably away from being a "Communist state" because the Polish people demand it. Eco nomic aid is designed to nour ish that demand and let the Kremlin decide what it wants to do about it. Poland is not ask ing for gifts; it is asking for a substantial loan. The Eisenhow er Administration favors Such a loan, which would be a riskful but wise investment. (Copyright New York Herald Tribune Inc.) Communications Letters to the Editor must bear the name and address of the writer although under certain circum stances the use ot a pen name or initial for publication is permis sible. The Mail Tribune reserves the riuht to edit all letters with an eye to clarification and conden sation. Letters submitted for pub lication must not exceed 400 words Gold Hill Water To the Editor- T havo lwnn a resident of Gold Hill for over 18 months, and in that time there has been about nine months of muddy water, city water. The city water of Gold Hill is not fit to drink and I was told to boil all water before drinking it, and for cooking purposes. I washed yesterday and the water before I started to wash was dirtier than my laun dry was. I have talked to several of my neighbors and they tell me that the City Water commission was supposed to put a filter in the reservoir some years ago, but ha vp failed to rto so Thv tnU me that it would do no good to write to anyone about it, but I thought it would not hurt to let you and some of the Tribune readers know just what the city water of Gold Hill is like. It seems as though th fitv council does not want any ad vanced progress or npw inrtne. tries brought to this town. I wonaer wny; ' Hope that you mav us t hio in your column soon. We read and take the Mail Tribune ever since we moved ud here. Thanirino you in advance. B. F. M. Name on file The Vital Day GEO. N. TAYLOR Set a smallish blackboard on a stand or easel up front in your Sunday Schopl room. On one half of the board chalk in a cross and on the bar where they nail ed Christ, chalk in "SIN" and just below chalk 'DEATH." Now at the top on the other half write ETERNAL LIFE." Then hold out to them a stick of chalk. Urge them to come up and sign initials as taking Christ as Lord and Sa viour and that eternal life is theirs. Practice it alone. Learn how. Takes 20 to 30 minutes out of S. S. time. It is the vital day. "I was 12 years old when I signed, and now Im going back to No. Africa on my 2nd term." A Pacific Coast woman mission ary, adv. 4t PERL'S every family may make funeral ar rangements which are In keeping with its means. A selection of service's In every price range It of fered to satisfy Individual preferences and to meet all financial circumstances. Convenient Terms? Certalnlyl I' , my -i L-JL