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About Heppner gazette-times. (Heppner, Or.) 1925-current | View Entire Issue (May 15, 2002)
cost of publication for this sale is not yet ascertainable, but the information will be available 20 days before the scheduled sale date by calling the number listed above. **As described in the intro duction to this notice, there may be additional costs not yet ascer tainable at this time due to inter est, late charges, and other charg es that accrue subsequent to the date o f this notice. The total amount necessary to cure may be greater or less depending on when you cure the default. Please call us at the number listed above to determine the exact reinstate ment amount. 4. DECLARATION OF ALL SUMS OWING IF DEFAULT IS NOT CURED AT LEAST FIVE DAYS PRIOR TO TRUSTEE’S SALE By reason of said default, the beneficiary declares all sums owing on the obligation secured by the trust deed due and payable in full (including principal, inter est, late fees, and other charges) if the Grantor fails to cure default at least FIVE DAYS PRIOR TO the sale date listed in Section 5. As of the date of this notice, the obligation secured by the Trust Deed includes an unpaid princi pal balance of $29,430.43 plus interest thereon at a rate o f 9.625% from July 19, 2001 until paid; plus late charges o f $76.50 through January 2002, plus $12.75 for every month thereaf ter the regular monthly payment is more than 15 days late, plus reconveyance fees of $65.00, and the amounts listed in paragraph 3 above. 5. TRUSTEE’S SALE WHEREFORE, notice here by is given that the undersigned trustee will on JUNE 14, 2002, at the hour o f 10:00 o ’clock A.M., in accordance with the standard of time established by ORS 187.110, at the front en trance o f the Morrow County Courthouse, 100 Court Street, in the City of Heppner, County of Morrow, State of Oregon, sell at public auction to the highest bid der for cash the interest in the said described Property which the grantor had or had power to con vey at the time of the execution by grantor of the trust deed, to gether with any interest which the grantor or the grantor’s succes sors in interest acquired after the execution o f grantor o f the trust deed, to satisfy the foregoing ob ligations thereby secured and the costs and expenses of sale, in cluding a reasonable charge by the trustee. Notice is further giv en that any person named in ORS 86.753 has the right, at any time prior to five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary o f the entire amount then due (other than such portion o f the princi pal as would not then be due had no default occurred) and by cur ing any other default complained o f herein that is capable o f being cured by tendering the perfor mance required under the obliga tion or trust deed, and in addition to paying said sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually in curred in enforcing the obligation and trust deed, together with trustee’s and attorney’s fees not exceeding the amounts provided by said ORS 86.753. In construing this notice, the singular includes the plural, the word “grantor” includes any suc cessor in interest to the grantor as well as any other person ow ing the obligation, the perfor mance o f which is secured by said trust deed, and the words “trustee” and “beneficiary” in clude their respective successors in interest, if any. 6. INQUIRIES Inquiries regarding reinstate ment, payoff or debt verification should be directed to the address es and telephone numbers shown on the first page of this notice. All other inquiries concerning this notice should be directed to the undersigned DATED: February 11,2002. /s/ Steven G. Jones, Successor Trustee C/O H&L SERVICES, INC. 1111 THIRD AVENUE, #3400 Seattle, Washington 98104-7006 (206) 386-5470 STATE OF WASHINGTON ) )ss COUNTY OF KING ) I, the undersigned, certify TRUSTEE’S NOTICE OF SALE 1. DEFAULT: that I am the attorney or one of Reference is made to that the attorneys for the above named certain trust deed made by successor trustee and that the foregoing is a complete and ex KEVIN AND TRACIE STER act copy o f the original trustee’s RENBERG AS TENANTS BY THE ENTIRETY, as grantor, to notice of sale. FOSTER PEPPER & AMERITITLE, as trustee, in fa SHEFELMAN PLLC vor of WASHINGTON MUTU /s/ Jennifer Droz AL BANK, as beneficiary, dated Attorney for Successor Trustee JULY 28, 1998, recorded JULY 31,1998, in the mortgage records EXHIBIT “A” o f Morrow County, Oregon, as Legal Description Fee No. M-54947, covering the Lot 7, Block 3, SUNRIDGE TERRACE, PHASE III, in the following described real and per City o f Boardman, County of sonal property (the “Property”) situated in Morrow County, Ore Morrow and State of Oregon— Published: April 24, May 1,8 and gon, to-wit: 15,2002 SEE ATTACHED EXHIBIT “A” THE PROPERTY IN Affid______________________ CLUDES A M ANUFAC PUBLIC NOTICE TURED HOME, CENTRAL STERRENBERG (MANUFACTURER), 1976 67 x 93531-930448 14 CENTENNIAL (MODEL), WE ARE A DEBT COL SERIAL NUM BER LECTOR. THIS COMMUNI 1470376252125. CATION IS AN ATTEMPT TO The Property is more com COLLECT A DEBT AND ANY monly known as 371 ANDER INFORMATION OBTAINED SON, BOARDMAN, OR 97818. WILL BE USED FOR THAT 2. ELECTION TO SELL & PURPOSE. AMOUNTS PAST DUE If within thirty (30) days of The Beneficiary has elected your receipt o f this notice you to proceed as to both the person give notice to the undersigned, in al property and the real property writing, that you dispute the debt in accordance with the rights with referred to, or any portion of it, respect to the real property and we will mail a verification of as perm itted by O .R.S. such debt to you. In addition, if 79.5010(4). Both the beneficiary you make the request within said and the trustee have elected to thirty (30) days in writing, we sell the said Property to satisfy will provide you with the name the obligations secured by said and address o f the original cred trust deed and a notice of default itor, if other than the present cred has been recorded pursuant to itor shown. Notices under this O regon R evised Statutes paragraph should be sent to H&L 86.753(3); the defaults for which Services, Inc., Attention: Debt the foreclosure is made is grant Verification Department, 1111 or’s failure to pay when due the Third Avenue, Suite 3400, Seat following sums: tle, WA 98101. Unless within MONTHLY PAYMENTS: thirty (30) days o f your receipt Amount o f monthly pay o f this notice, we receive notice ments due July 20, 2001 through that you dispute the debt, or some January 30, 2002 portion of the debt, we will as Monthly Payments subtotal sume the debt amount is valid. $1,679.61 The purpose of this notice is to LATE CHARGES: collect the indebtedness due, or Accrued late charges for each in the alternative, to repossess the monthly payment not made with Property (as defined below) in 15 days of its due date which is the security of said debt. Late C harges subtotal IMPORTANT! $159.40 PLEASE READ! TOTAL MONTHLY PAY AS OF THE DATE OF THIS MENTS AND LATE CHARG NOTICE, THE TOTAL ES: $1,839.01 AMOUNT NECESSARY TO 3. OTHER CHARGES, HAVE THIS. FORECLOSURE COSTS AND FEES: PROCEEDING DISM ISSED In addition to the amounts in AND THE TRUST DEED RE arrears specified above, in order INSTATED IS ESTIMATED to reinstate the loan, you are TO BE $2,938.21. THIS IS THE obliged to pay the following AMOUNT LISTED IN PARA charges, costs and fees to rein GRAPHS 2 AND 3 BELOW state the Deed of Trust: AND IS REFERRED TO IN Title Reports $209.00 THIS NOTICE AS THE REIN Process Service Charges $ 115.00 STATEMENT AMOUNT. BE Copying / Faxing / Telephone CAUSE OF INTEREST, LATE $50.00 CHARGES, AND OTHER T r u s t e e ’ s / A t t o r n e y ’s F ee CHARGES THAT MAY AC $550.00 CRUE SUBSEQUENT TO THE Postage Fee $15.00 DATE OF THIS NOTICE, THE Recording Fees $85.00 AMOUNT DUE ON THE DAY M iscellaneous Lender Fees YOU ACTUALLY PAY WILL $75.20 PROBABLY BE GREATER OR Publication Fees Varies* LESS DEPENDING ON WHEN TOTAL CHARGES, COSTS YOU CURE. PLEASE CON AND FEES $1,099.20** TACT OUR R EIN STA TE *Publication fees can vary MENT DEPARTM ENT AT from $600 to $2000 depending on (206) 386-5470 BEFORE the county, newspaper, and num SENDING YOUR CHECK TO ber of words to be published. The DETERM INE THE EXACT cost of publication for this sale REINSTATEMENT AMOUNT. is not yet ascertainable, but the IN ORDER TO HAVE THE information will be available 20 FORECLOSURE PROCEED days before the scheduled sale ING DISMISSED, YOU MUST date by calling the number listed PAY THE REINSTATEMENT above. AMOUNT AT ANY TIME PRI **As described in the intro OR TO FIVE DAYS BEFORE duction to this notice, there may THE DATE LAST SET FOR be additional costs not yet ascer THE SALE. THEREAFTER, tainable at this time due to inter AND PURSUANT TO PARA est, late charges, and other charg GRAPH 4 BELOW. YOU WILL es that accrue subsequent to the HAVE TO PAY YOUR ENTIRE date o f this notice. The total LOAN BALANCE PLUS ALL amount necessary to cure may be OTHER CHARGES LISTED IN greater or less depending on PARAGRAPH 3 OF THIS NO when you cure the default. Please TICE IN FULL IN ORDER TO call us at the number listed above STOP THE FORECLOSURE to determine the exact reinstate SALE. FOR FURTHER INFOR ment amount. MATION, ON REINSTATE 4. DECLARATION OF ALL MENT OR PAYOFFS, WRITE SUMS OWING IF DEFAULT IS US AT H&L SERVICES, INC., NOT CURED AT LEAST FIVE ATTENTION: REINSTATE DAYS PRIOR TO TRUSTEE’S MENT DEPARTMENT, 1111 SALE THIRD AVENUE, SUITE 3400, By reason of said default, the SEATTLE, WA 98001 OR beneficiary declares all sums CALL US AT (206) 386-5470. owing on the obligation secured UNLESS OTHERW ISE by the trust deed due and payable AGREED WITH THE CREDI in full (including principal, inter TOR, ALL REINSTATEMENT est, late fees, and other charges) AND PAYOFF FUNDS MUST if the Grantor fails to cure default BE IN THE FORM OF A CASH at least FIVE DAYS PRIOR TO IER’S OR CERTIFIED CHECK. the sale date listed in Section 5. The creditor to whom this As of the date of this notice, the amount is owed is WASHING obligation secured by the Trust TON MUTUAL BANK. Deed includes an unpaid princi THE INFORM ATION pal balance of $25,643.30 plus ABOVE IS PROVIDED IN interest thereon at a rate o f COM PLIANCE WITH THE 9.625% from June 30,2001 until FEDERAL FAIR DEBT COL paid; plus late charges of $159.40 LECTION PRACTICES ACT. through January 2002, plus Heppner Gazette-Times, Heppner, Oregon Wednesday, May 15, 2002 - THIRTEEN $11.01 for every month thereaf gon. principal balance at the rate of ter the regular monthly payment Commonly known as: 1365 12.00 percent per annum, from is more than 15 days late, plus E. Idaho A ve., Irrigon, OR December 1, 2000, until paid; escrow advances of $95.59, re 97844. accrued late charges in the conveyance fees of $65.00, and Both the beneficiary and the amount of $333.99 as of Febru the amounts listed in paragraph trustee have elected to sell the ary 5, 2002, plus monthly late 3 above. real property to satisfy the obli charges of $37.11 each beginning 5. TRUSTEE’S SALE gations secured by the trust deed with the February, 2002 payment* WHEREFORE, notice here and a notice of default has been until paid; prepayment premium, by is given that the undersigned recorded pursuant to Oregon Re if applicable; cost of foreclosure trustee will on JUNE 14, 2002, vised Statutes 86.735(3); the de report; attorney’s fees, trustee’s at the hour o f 10:00 o ’clock fault for which the foreclosure is fees, together with any other, A.M., in accordance with the made in grantor’s failure to pay sums due or that may become due standard of time established by when due the following sums: under the Note or by reason of ORS 187.110, at the front en SEE EXHIBIT A, PARA this foreclosure and any further trance of the Morrow County GRAPH I. advances made by Beneficiary as Courthouse, 100 Court Street, in *The beneficial interest in allowed by the Note and Deed of the City of Heppner, County of said trust deed was assigned to Trust. Morrow, State of Oregon, sell at Altegra Credit Company by in Published: April 24, May 1,8 and public auction to the highest bid strument recorded February 4, 15,2002 der for cash the interest in the said 2002, as Microfilm No. M-2002- Affid______________________ described Property which the 3332. PUBLIC NOTICE grantor had or had power to con By reason of the default just vey at the time of the execution described, the beneficiary has TRUSTEE’S NOTICE OF SALE Reference is made to that by grantor of the trust deed, to declared all sums owing on the certain trust deed made by Hu gether with any interest which the obligation secured by the trust ber Landeros, as grantor(s), to grantor or the grantor’s succes deed immediately due and pay Glenn H. Prohaska, as trustee, in sors in interest acquired after the able, those sums being the fol favor of Conseco Finance Servic execution of grantor of the trust lowing, to-wit: ing Corp., as beneficiary, dated deed, to satisfy the foregoing ob SEE EXHIBIT A, PARA April 4, 2000, recorded April 7, ligations thereby secured and the GRAPH II. 2000, in the mortgage records of costs and expenses of sale, in WHEREFORE, notice is cluding a reasonable charge by hereby given that the undersigned Morrow County, Oregon, as Mi the trustee. Notice is further giv trustee will on July 2,2002, at the crofilm No. M-2000-803, cover en that any person named in ORS hour of three o’clock, P.M., in ing the following described real 86.753 has the right, at any time accord with the standard of time property situated in said county prior to five days before the date established by ORS 187.110, at and state, to wit: Lot 8, SANDZ STONE last set for the sale, to have this the front steps o f the Morrow SUBDIVISION, in the City of foreclosure proceeding dismissed County Courthouse, 100 N. Court Boardman, County o f Morrow and the trust deed reinstated by Street in the City o f Heppner, and State of Oregon payment to the beneficiary of the County of Morrow, State of Ore which has the address com entire amount then due (other gon, sell at public auction to the monly known as 224 SW Willow than such portion of the princi highest bidder for cash the inter Fork Drive, Boardman, Oregon pal as would not then be due had est in the real property described 97818. no default occurred) and by cur above which the grantor had or Both the beneficiary and the ing any other default complained had power to convey at the time trustee have elected to sell the of herein that is capable of being of the execution by grantor of the cured by tendering the perfor trust deed together with any in said real properly to satisfy the mance required under the obliga terest which the grantor or grant- obligations secured by said trust tion or trust deed, and in addition or’s successors in interest ac deed and a notice of default has to paying said sums or tendering quired after the execution of the been recorded pursuant to Ore the performance necessary to trust deed, to satisfy the forego gon Revised Statutes 86.735(3); cure the default, by paying all ing obligations thereby secured the default for which the foreclo costs and expenses actually in and the costs and expenses of the sure is made is grantor’s failure to pay when due the following curred in enforcing the obligation sale, including a reasonable and trust deed, together with charge by the trustee. Notice is sums: $ 3,979.44 Total delinquent trustee’s and attorney’s fees not further given that any person monthly payments and late chgs. exceeding the amounts provided named in ORS 86.753 has the due as of December 18, 2001 by said ORS 86.753. right, at any time prior to five $ 3,979.44 TOTAL In construing this notice, the days before the date last set for AMOUNT REQUIRED TO RE singular includes the plural, the the sale, to have this foreclosure word “grantor” includes any suc proceeding dismissed and the INSTATE AS OF December 18, cessor in interest to the grantor trust deed reinstated by payment 2001 By reason of the default, the as well as any other person ow to the beneficiary of the entire beneficiary has declared al,l sums ing the obligation, the perfor amount then due (other than, such owing on the obligation secured mance o f which is secured by portion of the principal as would by the trust deed immediately due said trust deed, and the words not then be due had no default and payable, those sums being “trustee” and “beneficiary” in occurred) and by curing any oth the following, to-wit: clude their respective successors er default complained of herein $ 89,699.53 Principal bal in interest, if any. that is capable of being cured by ance of loan tendering the performance re 6. INQUIRIES $ 89,699.53 TOTAL Inquiries regarding reinstate quired under the obligation or AMOUNT DUE AS OF Decem ment, payoff or debt verification trust deed, and in addition to pay ber 18, 2001 should be directed to the address ing those sums or tendering the WHEREFORE, notice here es and telephone numbers shown performance necessary to cure by is given that the undersigned the default, by paying all costs on the first page of this notice. and expenses actually incurred in trustee will on June 11, 2002, at All other inquiries concerning this notice should be directed to enforcing the obligation and trust the hour of 11:30 o'clock A.M., the undersigned. deed, together with trustee and in accord with the standard of attorney fees not exceeding the tim e established by ORS DATED: February 11,2002. 187.110, at front steps of Mor /s/ Steven G. Jones, am ounts provided by ORS row County Courthouse in the Successor Trustee 86.753. City of Heppner, County of Mor In construing this notice, the C/O H&L SERVICES, INC. row, State of Oregon, sell at pub singular includes the plural, the 1111 THIRD AVENUE, #3400 lic auction to the highest bidder Seattle, Washington 98104-7006 word “grantor” includes any suc for cash the interest in the said (206) 386-5470 cessor in interest to the grantor described real property which the as well as any other person ow STATE OF WASHINGTON ) grantor had or had power to con ing an obligation, the perfor )ss vey at the time of the execution mance of which is secured by the COUNTY OF KING ) by grantor of the said trust deed, trust deed, and the words “trust I, the undersigned, certify together with any interest which ee” and “beneficiary” include that I am the attorney or one of the grantor or grantor's succes the attorneys for the above named their respective successors in in sors in interest acquired after the successor trustee and that the terest, if any. execution of said trust deed, to DATED February 21, 2002. foregoing is a complete and ex satisfy the foregoing obligations /s/ James Ray Streinz, act copy of the original trustee’s Successor Trustee thereby secured and the costs and notice of sale. State of Oregon, County of expenses of sale, including a rea FOSTER PEPPER & sonable charge by the trustee. SHEFELMAN PLLC Multnomah ) ss. Notice is further given that any I, the undersigned, certify /s/ Jennifer Droz person named in ORS 86.753 has Attorney for Successor Trustee that I am the attorney or one of the right, at any time prior to five the attorneys for the above named EXHIBIT “A” days before the date last set for trustee and that the foregoing is Legal Description the sale, to have this foreclosure Lot 20, Block 1, SUNRIDGE a complete and exact copy of the proceeding dismissed and the TERRACE PHASE II, in the City original trustee's notice of sale. trust deed reinstated by payment /s/ Jason A. Skelton of Boardman, County of Morrow Attorney for Trustee to the beneficiary of the entire and State of Oregon— amount then due (other than such, EXHIBIT A Published: April 24, May 1,8 and portion of the principal as would I. 15,2002 Monthly principal and inter not then be due had no default Affid______________________ est installments of $742.15 each occurred) and by curing any oth PUBLIC NOTICE from January 1,2001, until paid; er default complained of herein that is capable of being cured by TRUSTEE’S NOTICE OF SALE accrued late charges in the Reference is made to that amount of $333.99 as of Febru tendering the performance re certain trust deed made Adelai ary 5, 2002, plus monthly late quired under the obligation or da Rodriguez unmarried person, charges of $37.11 each beginning trust deed, and in addition to pay ing said sums or tendering the as grantor, to Amcrititle, as trust with the February. 2002 payment, performance necessary to cure ee, in favor of First Franklin Fi until paid; delinquent property nancial Corporation, as benefi taxes, if any; cost of foreclosure the default, by paying all costs ciary. dated October 5, 2000, re report; attorney’s fees, trustee’s and expenses actually incurred in corded on October 24, 2000, in fees, together with any other enforcing the obligation and trust the Records of Morrow County, sums due or that may become due deed, together with trustee's and Oregon, as microfilm No. M- under the Note or by reason of attorney's fees not exceeding the 2000-2354*, covering the follow this foreclosure and any further amounts provided by said ORS ing described real property situ advances made by Beneficiary as 86.753. In constming this notice, the ated in that county and state, to- allowed by the Note and Deed of singular includes the plural, the wit: Trust. word “grantor" includes any suc Lot 8, EDGEWOOD VIL II. cessor in interest to the grantor LA, in the City of Imgon, Coun The principal sum o f ty o f Morrow, and State of Ore $72,129.35 with interest on the continued next page
