cost of publication for this sale
is not yet ascertainable, but the
information will be available 20
days before the scheduled sale
date by calling the number listed
above.
**As described in the intro
duction to this notice, there may
be additional costs not yet ascer
tainable at this time due to inter
est, late charges, and other charg
es that accrue subsequent to the
date o f this notice. The total
amount necessary to cure may be
greater or less depending on
when you cure the default. Please
call us at the number listed above
to determine the exact reinstate
ment amount.
4. DECLARATION OF ALL
SUMS OWING IF DEFAULT IS
NOT CURED AT LEAST FIVE
DAYS PRIOR TO TRUSTEE’S
SALE
By reason of said default, the
beneficiary declares all sums
owing on the obligation secured
by the trust deed due and payable
in full (including principal, inter
est, late fees, and other charges)
if the Grantor fails to cure default
at least FIVE DAYS PRIOR TO
the sale date listed in Section 5.
As of the date of this notice, the
obligation secured by the Trust
Deed includes an unpaid princi
pal balance of $29,430.43 plus
interest thereon at a rate o f
9.625% from July 19, 2001 until
paid; plus late charges o f $76.50
through January 2002, plus
$12.75 for every month thereaf
ter the regular monthly payment
is more than 15 days late, plus
reconveyance fees of $65.00, and
the amounts listed in paragraph
3 above.
5. TRUSTEE’S SALE
WHEREFORE, notice here
by is given that the undersigned
trustee will on JUNE 14, 2002,
at the hour o f 10:00 o ’clock
A.M., in accordance with the
standard of time established by
ORS 187.110, at the front en
trance o f the Morrow County
Courthouse, 100 Court Street, in
the City of Heppner, County of
Morrow, State of Oregon, sell at
public auction to the highest bid
der for cash the interest in the said
described Property which the
grantor had or had power to con
vey at the time of the execution
by grantor of the trust deed, to
gether with any interest which the
grantor or the grantor’s succes
sors in interest acquired after the
execution o f grantor o f the trust
deed, to satisfy the foregoing ob
ligations thereby secured and the
costs and expenses of sale, in
cluding a reasonable charge by
the trustee. Notice is further giv
en that any person named in ORS
86.753 has the right, at any time
prior to five days before the date
last set for the sale, to have this
foreclosure proceeding dismissed
and the trust deed reinstated by
payment to the beneficiary o f the
entire amount then due (other
than such portion o f the princi
pal as would not then be due had
no default occurred) and by cur
ing any other default complained
o f herein that is capable o f being
cured by tendering the perfor
mance required under the obliga
tion or trust deed, and in addition
to paying said sums or tendering
the performance necessary to
cure the default, by paying all
costs and expenses actually in
curred in enforcing the obligation
and trust deed, together with
trustee’s and attorney’s fees not
exceeding the amounts provided
by said ORS 86.753.
In construing this notice, the
singular includes the plural, the
word “grantor” includes any suc
cessor in interest to the grantor
as well as any other person ow
ing the obligation, the perfor
mance o f which is secured by
said trust deed, and the words
“trustee” and “beneficiary” in
clude their respective successors
in interest, if any.
6. INQUIRIES
Inquiries regarding reinstate
ment, payoff or debt verification
should be directed to the address
es and telephone numbers shown
on the first page of this notice.
All other inquiries concerning
this notice should be directed to
the undersigned
DATED: February 11,2002.
/s/ Steven G. Jones,
Successor Trustee
C/O H&L SERVICES, INC.
1111 THIRD AVENUE, #3400
Seattle, Washington 98104-7006
(206) 386-5470
STATE OF WASHINGTON )
)ss
COUNTY OF KING
)
I,
the undersigned, certify TRUSTEE’S NOTICE OF SALE
1. DEFAULT:
that I am the attorney or one of
Reference is made to that
the attorneys for the above named
certain trust deed made by
successor trustee and that the
foregoing is a complete and ex KEVIN AND TRACIE STER
act copy o f the original trustee’s RENBERG AS TENANTS BY
THE ENTIRETY, as grantor, to
notice of sale.
FOSTER PEPPER & AMERITITLE, as trustee, in fa
SHEFELMAN PLLC vor of WASHINGTON MUTU
/s/ Jennifer Droz AL BANK, as beneficiary, dated
Attorney for Successor Trustee JULY 28, 1998, recorded JULY
31,1998, in the mortgage records
EXHIBIT “A”
o f Morrow County, Oregon, as
Legal Description
Fee No. M-54947, covering the
Lot 7, Block 3, SUNRIDGE
TERRACE, PHASE III, in the following described real and per
City o f Boardman, County of sonal property (the “Property”)
situated in Morrow County, Ore
Morrow and State of Oregon—
Published: April 24, May 1,8 and gon, to-wit:
15,2002
SEE ATTACHED EXHIBIT “A”
THE PROPERTY IN
Affid______________________
CLUDES
A M ANUFAC
PUBLIC NOTICE
TURED HOME, CENTRAL
STERRENBERG
(MANUFACTURER), 1976 67 x
93531-930448
14 CENTENNIAL (MODEL),
WE ARE A DEBT COL
SERIAL
NUM BER
LECTOR. THIS COMMUNI
1470376252125.
CATION IS AN ATTEMPT TO
The Property is more com
COLLECT A DEBT AND ANY
monly known as 371 ANDER
INFORMATION OBTAINED
SON, BOARDMAN, OR 97818.
WILL BE USED FOR THAT
2. ELECTION TO SELL &
PURPOSE.
AMOUNTS PAST DUE
If within thirty (30) days of
The Beneficiary has elected
your receipt o f this notice you
to proceed as to both the person
give notice to the undersigned, in
al property and the real property
writing, that you dispute the debt
in accordance with the rights with
referred to, or any portion of it,
respect to the real property and
we will mail a verification of
as perm itted by O .R.S.
such debt to you. In addition, if
79.5010(4). Both the beneficiary
you make the request within said
and the trustee have elected to
thirty (30) days in writing, we
sell the said Property to satisfy
will provide you with the name
the obligations secured by said
and address o f the original cred
trust deed and a notice of default
itor, if other than the present cred
has been recorded pursuant to
itor shown. Notices under this
O regon R evised Statutes
paragraph should be sent to H&L
86.753(3); the defaults for which
Services, Inc., Attention: Debt
the foreclosure is made is grant
Verification Department, 1111
or’s failure to pay when due the
Third Avenue, Suite 3400, Seat
following sums:
tle, WA 98101. Unless within
MONTHLY PAYMENTS:
thirty (30) days o f your receipt
Amount o f monthly pay
o f this notice, we receive notice
ments due July 20, 2001 through
that you dispute the debt, or some
January 30, 2002
portion of the debt, we will as
Monthly Payments subtotal
sume the debt amount is valid.
$1,679.61
The purpose of this notice is to
LATE CHARGES:
collect the indebtedness due, or
Accrued late charges for each
in the alternative, to repossess the
monthly payment not made with
Property (as defined below)
in 15 days of its due date
which is the security of said debt.
Late C harges subtotal
IMPORTANT!
$159.40
PLEASE READ!
TOTAL MONTHLY PAY
AS OF THE DATE OF THIS
MENTS AND LATE CHARG
NOTICE,
THE
TOTAL
ES: $1,839.01
AMOUNT NECESSARY TO
3. OTHER CHARGES,
HAVE THIS. FORECLOSURE
COSTS AND FEES:
PROCEEDING DISM ISSED
In addition to the amounts in
AND THE TRUST DEED RE
arrears specified above, in order
INSTATED IS ESTIMATED
to reinstate the loan, you are
TO BE $2,938.21. THIS IS THE
obliged to pay the following
AMOUNT LISTED IN PARA
charges, costs and fees to rein
GRAPHS 2 AND 3 BELOW
state the Deed of Trust:
AND IS REFERRED TO IN
Title Reports $209.00
THIS NOTICE AS THE REIN
Process Service Charges $ 115.00
STATEMENT AMOUNT. BE
Copying / Faxing / Telephone
CAUSE OF INTEREST, LATE
$50.00
CHARGES, AND OTHER
T r u s t e e ’ s / A t t o r n e y ’s F ee
CHARGES THAT MAY AC
$550.00
CRUE SUBSEQUENT TO THE
Postage Fee $15.00
DATE OF THIS NOTICE, THE
Recording Fees $85.00
AMOUNT DUE ON THE DAY
M iscellaneous Lender Fees
YOU ACTUALLY PAY WILL
$75.20
PROBABLY BE GREATER OR
Publication Fees Varies*
LESS DEPENDING ON WHEN
TOTAL CHARGES, COSTS
YOU CURE. PLEASE CON
AND FEES $1,099.20**
TACT OUR R EIN STA TE
*Publication fees can vary
MENT DEPARTM ENT AT
from $600 to $2000 depending on
(206) 386-5470 BEFORE
the county, newspaper, and num
SENDING YOUR CHECK TO
ber of words to be published. The
DETERM INE THE EXACT
cost of publication for this sale
REINSTATEMENT AMOUNT.
is not yet ascertainable, but the
IN ORDER TO HAVE THE
information will be available 20
FORECLOSURE PROCEED
days before the scheduled sale
ING DISMISSED, YOU MUST
date by calling the number listed
PAY THE REINSTATEMENT
above.
AMOUNT AT ANY TIME PRI
**As described in the intro
OR TO FIVE DAYS BEFORE
duction to this notice, there may
THE DATE LAST SET FOR
be additional costs not yet ascer
THE SALE. THEREAFTER,
tainable at this time due to inter
AND PURSUANT TO PARA
est, late charges, and other charg
GRAPH 4 BELOW. YOU WILL
es that accrue subsequent to the
HAVE TO PAY YOUR ENTIRE
date o f this notice. The total
LOAN BALANCE PLUS ALL
amount necessary to cure may be
OTHER CHARGES LISTED IN
greater or less depending on
PARAGRAPH 3 OF THIS NO
when you cure the default. Please
TICE IN FULL IN ORDER TO
call us at the number listed above
STOP THE FORECLOSURE
to determine the exact reinstate
SALE. FOR FURTHER INFOR
ment amount.
MATION, ON REINSTATE
4. DECLARATION OF ALL
MENT OR PAYOFFS, WRITE
SUMS OWING IF DEFAULT IS
US AT H&L SERVICES, INC.,
NOT CURED AT LEAST FIVE
ATTENTION: REINSTATE
DAYS PRIOR TO TRUSTEE’S
MENT DEPARTMENT, 1111
SALE
THIRD AVENUE, SUITE 3400,
By reason of said default, the
SEATTLE, WA 98001 OR
beneficiary declares all sums
CALL US AT (206) 386-5470.
owing on the obligation secured
UNLESS
OTHERW ISE
by the trust deed due and payable
AGREED WITH THE CREDI
in full (including principal, inter
TOR, ALL REINSTATEMENT
est, late fees, and other charges)
AND PAYOFF FUNDS MUST
if the Grantor fails to cure default
BE IN THE FORM OF A CASH
at least FIVE DAYS PRIOR TO
IER’S OR CERTIFIED CHECK.
the sale date listed in Section 5.
The creditor to whom this
As of the date of this notice, the
amount is owed is WASHING
obligation secured by the Trust
TON MUTUAL BANK.
Deed includes an unpaid princi
THE
INFORM ATION
pal balance of $25,643.30 plus
ABOVE IS PROVIDED IN
interest thereon at a rate o f
COM PLIANCE WITH THE
9.625% from June 30,2001 until
FEDERAL FAIR DEBT COL
paid; plus late charges of $159.40
LECTION PRACTICES ACT.
through January 2002, plus
Heppner Gazette-Times, Heppner, Oregon Wednesday, May 15, 2002 - THIRTEEN
$11.01 for every month thereaf gon.
principal balance at the rate of
ter the regular monthly payment
Commonly known as: 1365
12.00 percent per annum, from
is more than 15 days late, plus E. Idaho A ve., Irrigon, OR
December 1, 2000, until paid;
escrow advances of $95.59, re 97844.
accrued late charges in the
conveyance fees of $65.00, and
Both the beneficiary and the amount of $333.99 as of Febru
the amounts listed in paragraph
trustee have elected to sell the ary 5, 2002, plus monthly late
3 above.
real property to satisfy the obli charges of $37.11 each beginning
5. TRUSTEE’S SALE
gations secured by the trust deed with the February, 2002 payment*
WHEREFORE, notice here and a notice of default has been until paid; prepayment premium,
by is given that the undersigned recorded pursuant to Oregon Re if applicable; cost of foreclosure
trustee will on JUNE 14, 2002,
vised Statutes 86.735(3); the de report; attorney’s fees, trustee’s
at the hour o f 10:00 o ’clock
fault for which the foreclosure is fees, together with any other,
A.M., in accordance with the
made in grantor’s failure to pay sums due or that may become due
standard of time established by when due the following sums:
under the Note or by reason of
ORS 187.110, at the front en
SEE EXHIBIT A, PARA this foreclosure and any further
trance of the Morrow County
GRAPH I.
advances made by Beneficiary as
Courthouse, 100 Court Street, in
*The beneficial interest in allowed by the Note and Deed of
the City of Heppner, County of said trust deed was assigned to Trust.
Morrow, State of Oregon, sell at Altegra Credit Company by in Published: April 24, May 1,8 and
public auction to the highest bid strument recorded February 4,
15,2002
der for cash the interest in the said 2002, as Microfilm No. M-2002- Affid______________________
described Property which the 3332.
PUBLIC NOTICE
grantor had or had power to con
By reason of the default just
vey at the time of the execution described, the beneficiary has TRUSTEE’S NOTICE OF SALE
Reference is made to that
by grantor of the trust deed, to declared all sums owing on the
certain
trust deed made by Hu
gether with any interest which the obligation secured by the trust
ber
Landeros,
as grantor(s), to
grantor or the grantor’s succes deed immediately due and pay
Glenn
H.
Prohaska,
as trustee, in
sors in interest acquired after the able, those sums being the fol
favor
of
Conseco
Finance
Servic
execution of grantor of the trust lowing, to-wit:
ing
Corp.,
as
beneficiary,
dated
deed, to satisfy the foregoing ob
SEE EXHIBIT A, PARA
April
4,
2000,
recorded
April
7,
ligations thereby secured and the GRAPH II.
2000,
in
the
mortgage
records
of
costs and expenses of sale, in
WHEREFORE, notice is
cluding a reasonable charge by hereby given that the undersigned Morrow County, Oregon, as Mi
the trustee. Notice is further giv trustee will on July 2,2002, at the crofilm No. M-2000-803, cover
en that any person named in ORS hour of three o’clock, P.M., in ing the following described real
86.753 has the right, at any time accord with the standard of time property situated in said county
prior to five days before the date established by ORS 187.110, at and state, to wit:
Lot 8, SANDZ STONE
last set for the sale, to have this the front steps o f the Morrow
SUBDIVISION,
in the City of
foreclosure proceeding dismissed County Courthouse, 100 N. Court
Boardman,
County
o f Morrow
and the trust deed reinstated by Street in the City o f Heppner,
and
State
of
Oregon
payment to the beneficiary of the County of Morrow, State of Ore
which has the address com
entire amount then due (other gon, sell at public auction to the
monly
known as 224 SW Willow
than such portion of the princi highest bidder for cash the inter
Fork
Drive,
Boardman, Oregon
pal as would not then be due had est in the real property described
97818.
no default occurred) and by cur above which the grantor had or
Both the beneficiary and the
ing any other default complained had power to convey at the time
trustee
have elected to sell the
of herein that is capable of being of the execution by grantor of the
cured by tendering the perfor trust deed together with any in said real properly to satisfy the
mance required under the obliga terest which the grantor or grant- obligations secured by said trust
tion or trust deed, and in addition or’s successors in interest ac deed and a notice of default has
to paying said sums or tendering quired after the execution of the been recorded pursuant to Ore
the performance necessary to trust deed, to satisfy the forego gon Revised Statutes 86.735(3);
cure the default, by paying all
ing obligations thereby secured the default for which the foreclo
costs and expenses actually in and the costs and expenses of the sure is made is grantor’s failure
to pay when due the following
curred in enforcing the obligation sale, including a reasonable
and trust deed, together with
charge by the trustee. Notice is sums:
$ 3,979.44 Total delinquent
trustee’s and attorney’s fees not further given that any person
monthly
payments and late chgs.
exceeding the amounts provided named in ORS 86.753 has the
due
as
of
December 18, 2001
by said ORS 86.753.
right, at any time prior to five
$
3,979.44
TOTAL
In construing this notice, the days before the date last set for
AMOUNT
REQUIRED
TO RE
singular includes the plural, the the sale, to have this foreclosure
word “grantor” includes any suc proceeding dismissed and the INSTATE AS OF December 18,
cessor in interest to the grantor trust deed reinstated by payment 2001
By reason of the default, the
as well as any other person ow to the beneficiary of the entire
beneficiary
has declared al,l sums
ing the obligation, the perfor amount then due (other than, such
owing
on
the
obligation secured
mance o f which is secured by portion of the principal as would
by
the
trust
deed
immediately due
said trust deed, and the words not then be due had no default
and
payable,
those
sums being
“trustee” and “beneficiary” in occurred) and by curing any oth
the
following,
to-wit:
clude their respective successors er default complained of herein
$ 89,699.53 Principal bal
in interest, if any.
that is capable of being cured by
ance
of loan
tendering the performance re
6. INQUIRIES
$
89,699.53
TOTAL
Inquiries regarding reinstate quired under the obligation or
AMOUNT
DUE
AS
OF
Decem
ment, payoff or debt verification trust deed, and in addition to pay
ber
18,
2001
should be directed to the address ing those sums or tendering the
WHEREFORE, notice here
es and telephone numbers shown performance necessary to cure
by
is
given that the undersigned
the default, by paying all costs
on the first page of this notice.
and expenses actually incurred in trustee will on June 11, 2002, at
All other inquiries concerning
this notice should be directed to enforcing the obligation and trust the hour of 11:30 o'clock A.M.,
the undersigned.
deed, together with trustee and in accord with the standard of
attorney fees not exceeding the tim e established by ORS
DATED: February 11,2002.
187.110, at front steps of Mor
/s/ Steven G. Jones,
am ounts provided by ORS
row
County Courthouse in the
Successor Trustee
86.753.
City
of
Heppner, County of Mor
In construing this notice, the
C/O H&L SERVICES, INC.
row,
State
of Oregon, sell at pub
singular includes the plural, the
1111 THIRD AVENUE, #3400
lic
auction
to the highest bidder
Seattle, Washington 98104-7006 word “grantor” includes any suc
for
cash
the
interest in the said
(206) 386-5470 cessor in interest to the grantor
described
real
property which the
as well as any other person ow
STATE OF WASHINGTON )
grantor
had
or
had power to con
ing an obligation, the perfor
)ss
vey
at
the
time
of the execution
mance of which is secured by the
COUNTY OF KING
)
by
grantor
of
the
said trust deed,
trust deed, and the words “trust
I, the undersigned, certify
together
with
any
interest which
ee”
and
“beneficiary”
include
that I am the attorney or one of
the
grantor
or
grantor's
succes
the attorneys for the above named their respective successors in in
sors
in
interest
acquired
after
the
successor trustee and that the terest, if any.
execution
of
said
trust
deed,
to
DATED February 21, 2002.
foregoing is a complete and ex
satisfy
the
foregoing
obligations
/s/ James Ray Streinz,
act copy of the original trustee’s
Successor Trustee thereby secured and the costs and
notice of sale.
State of Oregon, County of expenses of sale, including a rea
FOSTER PEPPER &
sonable charge by the trustee.
SHEFELMAN PLLC Multnomah ) ss.
Notice
is further given that any
I, the undersigned, certify
/s/ Jennifer Droz
person
named
in ORS 86.753 has
Attorney for Successor Trustee that I am the attorney or one of
the
right,
at
any
time prior to five
the attorneys for the above named
EXHIBIT “A”
days
before
the
date last set for
trustee and that the foregoing is
Legal Description
the
sale,
to
have
this foreclosure
Lot 20, Block 1, SUNRIDGE a complete and exact copy of the
proceeding
dismissed
and the
TERRACE PHASE II, in the City original trustee's notice of sale.
trust
deed
reinstated
by
payment
/s/
Jason
A.
Skelton
of Boardman, County of Morrow
Attorney for Trustee to the beneficiary of the entire
and State of Oregon—
amount then due (other than such,
EXHIBIT A
Published: April 24, May 1,8 and
portion of the principal as would
I.
15,2002
Monthly principal and inter not then be due had no default
Affid______________________
est installments of $742.15 each occurred) and by curing any oth
PUBLIC NOTICE
from January 1,2001, until paid; er default complained of herein
that is capable of being cured by
TRUSTEE’S NOTICE OF SALE accrued late charges in the
Reference is made to that amount of $333.99 as of Febru tendering the performance re
certain trust deed made Adelai ary 5, 2002, plus monthly late quired under the obligation or
da Rodriguez unmarried person, charges of $37.11 each beginning trust deed, and in addition to pay
ing said sums or tendering the
as grantor, to Amcrititle, as trust with the February. 2002 payment,
performance necessary to cure
ee, in favor of First Franklin Fi until paid; delinquent property
nancial Corporation, as benefi taxes, if any; cost of foreclosure the default, by paying all costs
ciary. dated October 5, 2000, re report; attorney’s fees, trustee’s and expenses actually incurred in
corded on October 24, 2000, in fees, together with any other enforcing the obligation and trust
the Records of Morrow County, sums due or that may become due deed, together with trustee's and
Oregon, as microfilm No. M- under the Note or by reason of attorney's fees not exceeding the
2000-2354*, covering the follow this foreclosure and any further amounts provided by said ORS
ing described real property situ advances made by Beneficiary as 86.753.
In constming this notice, the
ated in that county and state, to- allowed by the Note and Deed of
singular
includes the plural, the
wit:
Trust.
word
“grantor"
includes any suc
Lot 8, EDGEWOOD VIL
II.
cessor
in
interest
to the grantor
LA, in the City of Imgon, Coun
The principal sum o f
ty o f Morrow, and State of Ore $72,129.35 with interest on the
continued next page