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About Heppner gazette-times. (Heppner, Or.) 1925-current | View Entire Issue (May 15, 2002)
DETERMINE THE EXACT REINSTATEMENT AMOUNT. IN ORDER TO HAVE THE FORECLOSURE PROCEED ING DISMISSED, YOU MUST PAY THE REINSTATEMENT AMOUNT AT ANY TIME PRIOR TO FIVE DAYS BE FORE THE DATE LAST SET FOR THE SALE. THEREAF TER, AND PURSUANT TO PARAGRAPH 4 BELOW, YOU WILL HAVE TO PAY YOUR ENTIRE LOAN BALANCE PLUS ALL OTHER CHARGES LISTED IN PARAGRAPH 3 OF THIS NOTICE IN FULL IN ORDER TO STOP THE FORE CLOSURE SALE. FOR FUR THER INFORMATION, ON REINSTATEMENT OR PAY OFFS, WRITE US AT H&L SERVICES, INC., ATTEN TION: REINSTATEMENT DE PARTMENT, 1111 THIRD AV ENUE, SUITE 3400, SEATTLE, WA 98001 OR CALL US AT (206) 386-5470. UNLESS OTH ERWISE AGREED WITH THE CREDITOR, ALL R EIN STATEMENT AND PAYOFF FUNDS MUST BE IN THE FORM OF A CASHIER’S OR CERTIFIED CHECK. The creditor to whom this amount is owed is WASHING TON MUTUAL BANK. THE INFORM ATION ABOVE IS PROVIDED IN COM PLIANCE WITH THE FEDERAL FAIR DEBT COL LECTION PRACTICES ACT. TRUSTEE’S NOTICE OF SALE 1. DEFAULT: Reference is made to that certain trust deed made by KEVIN AND TRACIE STER- RENBERG AS TENANTS BY THE ENTIRETY, as grantor, to AMERITITLE, as trustee, in fa vor o f WASHINGTON MU TUAL BANK, as beneficiary, dated JULY 28, 1998, recorded JULY 31, 1998, in the mortgage records of Morrow County, Ore gon, as Fee No. M-54949, cov ering the following described real and personal property (the “Prop erty ”) situated in M orrow County, Oregon, to-wit: SEE ATTACHED EXHIBIT “A” THE PROPERTY IN CLUDES A M ANUFAC TURED HOME, LIBERTY (MANUF ACTURERX 1985 64 x 14 LIBERTY (MODEL), SE- " RIAL NUMBER 09620567. The Property is more com monly known as 363 ANDER SON, BOARDMAN, OR 97818. 2. ELECTION TO SELL & AMOUNTS PAST DUE The Beneficiary has elected to proceed as to both the personal property and the real property in accordance with the rights with respect to the real property and as perm itted by O.R.S. 79.5010(4). Both the beneficiary and the trustee have elected to sell the said Property to satisfy the obligations secured by said trust deed and a notice of default has been recorded pursuant to •Oregon R evised Statutes 86.753(3); the defaults for which the foreclosure is made are: (a) Grantor’s failure to pay when due the following sums: MONTHLY PAYMENTS: Amount o f monthly pay ments due July 30,2001 through January 30, 2002 Monthly Payments subtotal $1,301.88 LATE CHARGES: Accrued late charges for each m onthly paym ent not made within 15 days of its due date Late Charges subtotal $84.25 TOTAL MONTHLY PAY M ENTS AND LATE CHARGES: $1,386.13 (b) Pursuant to Paragraph 5 of the Deed of Trust, transfer of title to the property to Richard Sterrenberg. 3. OTHER CHARGES, COSTS AND FEES: In addition to the amounts in arrears specified above, in order to reinstate the loan, you are obliged to pay the following charges, costs and fees to rein state the Deed of Trust: Title Reports $175.00 Process Service Charges $ 115.00 Copying / Faxing / Telephone $50.00 T r u s t e e ’s / A t t o r n e y ’s Fee $550.00 Postage Fee $15.00 Recording Fees $85.00 Miscellaneous Lender Fees $7.60 Publication Fees Varies* TOTAL CHARGES, COSTS AND FEES $997.60 ** •Publication fees can vary from $600 to $2000 depending on the county, newspaper, and num ber of words to be published. The cost of publication for this sale is not yet ascertainable, but the information will be available 20 days before the scheduled sale date by calling the number listed above. ••A s described in the intro duction to this notice, there may be additional costs not yet ascertainable at this time due to interest, late charges, and other charges that accrue subsequent to the date of this notice. The total amount necessary to cure may be greater or less depending on when you cure the default. Please call us at the number listed above to determine the exact reinstate ment amount. You must ALSO record a deed transferring title to the property from Richard Sterrenberg back to the original grantors of the deed of trust and furnish evidence o f same to Trustee. 4. DECLARATION OF ALL SUMS OWING IF DEFAULT IS NOT CURED AT LEAST FIVE DAYS PRIOR TO TRUSTEE’S SALE By reason of said default, the beneficiary declares all sums owing on the obligation secured by the trust deed due and payable in full (including principal, inter est, late fees, and other charges) if the Grantor fails to cure default at least FIVE DAYS PRIOR TO the sale date listed in Section 5. As of the date of this notice, the obligation secured by the Trust Deed includes an unpaid princi pal balance of $18,422.86 plus interest thereon at a rate o f 9.625% from June 30,2001 until paid; plus late charges of $84.25 through January 30, 2002, plus $7.96 for every month thereafter the regular monthly payment is more than 15 days late, plus es crow advances of $ 126.64, recon veyance fees of $65.00, and the amounts listed in paragraph 3 above. 5. TRUSTEE’S SALE W HEREFORE, notice hereby is given that the under signed trustee will on JUNE 14, 2002, at the hour of 10:00 o’clock A.M., in accordance with the standard of time established by ORS l f u 10, at the front en trance o f the Morrow County Courthouse, 100 Court Street, in the City of Heppner, County of Morrow, State of Oregon, sell at public auction to the highest bid der for cash the interest in the said described Property which the grantor had or had power to con vey at the time of the execution by grantor of the trust deed, to gether with any interest which the grantor or the grantor’s succes sors in interest acquired after the execution o f grantor of the trust deed, to satisfy the foregoing ob ligations thereby secured and the costs and expenses o f sale, in cluding a reasonable charge by the trustee. Notice is further given that any person named in ORS 86.753 has the right, at any time prior to five days before the date last set for the sale, to have this foreclosure proceeding dis missed and the trust deed rein stated by payment to the benefi ciary o f the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is ca pable of being cured by tender ing the performance required un der the obligation or trust deed, and in addition to paying said sums or tendering the perfor mance necessary to cure the de fault, by paying all costs and ex penses actually incurred in en forcing the obligation and trust deed, together with trustee’s and attorney’s fees not exceeding the amounts provided by said ORS 86.753. In construing this notice, the singular includes the plural, the word “grantor” includes any suc cessor in interest to the grantor as well as any other person ow ing the obligation, the perfor mance of which is secured by said trust deed, and the words “trustee” and “beneficiary” in clude their respective successors in interest, if any. 6. INQUIRIES Inquiries regarding reinstate ment, payoff or debt verification should be directed to the ad dresses and telephone numbers shown on the first page of this notice. All other inquiries con cerning this notice should be di rected to the undersigned. Heppner Gazette-Times, Heppner, Oregon Wednesday, May 15, 2002 - ELEVEN DATED: February 11,2002. FUNDS MUST BE IN THE 4. DECLARATION OF ALL Oregon— /s/ Steven G. Jones, FORM OF A CASHIER’S OR SUMS OWING IF DEFAULT IS Published: April 24, May 1,8 and Successor Trustee CERTIFIED CHECK. NOT CURED AT LEAST FIVE 15,2002 C/O H&L SERVICES, INC. The creditor to whom this DAYS PRIOR TO TRUSTEE’S Affid _____ 1111 THIRD AVENUE, #3400 amount is owed is WASHING SALE PUBLIC NOTICE Seattle, Washington 98104-7006 TON MUTUAL BANK. By reason of said default, the STERRENBERG (206) 386-5470 THE INFORM ATION beneficiary declares all sums 93531-930445 STATE OF WASHINGTON ) ABOVE IS PROVIDED IN owing on the obligation secured WE ARE A DEBT COL )ss COMPLIANCE WITH THE by the trust deed due and payable LECTOR. THIS COMMUNI COUNTY OF KING ) FEDERAL FAIR DEBT COL in full (including principal, inter CATION IS AN ATTEMPT TO I, the undersigned, certify LECTION PRACTICES ACT. est, late fees, and other charges) COLLECT A DEBT AND ANY that I am the attorney or one of TRUSTEE’S NOTICE OF SALE if the Grantor fails to cure default INFORMATION OBTAINED the attorneys for the above named 1. DEFAULT: at least FIVE DAYS PRIOR TO WILL BE USED FOR THAT successor trustee and that the Reference is made to that the sale date listed in Section 5. PURPOSE. foregoing is a complete and ex certain trust deed made by As o f the date of this notice, the If within thirty (30) days of act copy of the original trustee’s KEVIN AND TRACIE STER obligation secured by the Trust your receipt of this notice you notice of sale. RENBERG AS TENANTS BY Deed includes an unpaid princi give notice to the undersigned, in FOSTER PEPPER & THE ENTIRETY, as grantor, to pal balance of $28,153.93 plus writing, that you dispute the debt SHEFELMAN PLLC AMERITITLE, as trustee, in fa interest thereon at a rate of referred to, or any portion of it, /s/ Jennifer Droz vor o f WASHINGTON MU 9.625% from June 30,2001 until we will mail a verification o f Attorney for Successor Trustee TUAL BANK, as beneficiary, paid; plus late charges of $ 163.15 such debt to you. In addition, if EXHIBIT “A” dated JULY 28, 1998, recorded through January 30, 2002, plus you make the request within said Legal Description JULY 31, 1998, in the mortgage $12.17 for every month thereaf thirty (30) days in writing, we Lot 22, Block LSUNRIDGE records of Morrow County, Ore ter the regular monthly payment will provide you with the name TERRACE PHASE II, in the City gon, as Fee No. M-54951, cov is more than 15 days late, plus of Boardman, County of Morrow ering the following described real escrow advances of $169.57, re and address of the original cred and State o f Oregon— and personal property (the “Prop conveyance fees of $65.00, and itor, if other than the present cred itor shown. Notices under this Published: April 24, May 1,8 and erty ”) situated in M orrow the amounts listed in paragraph paragraph should be sent to H&L 15,2002 County, Oregon, to-wit: 3 above. Services, Inc., Attention: Debt Affid______________________ SEE ATTACHED EXHIBIT “A” 5. TRUSTEE’S SALE Verification Department, 1111 THE PROPERTY IN W HEREFORE, notice PUBLIC NOTICE Third Avenue, Suite 3400, Seat CLUDES A M ANUFAC hereby is given that the under STERRENBERG tle, WA 98101. Unless within TURED HOME, FLEETWOOD signed trustee will on JUNE 14, 93531-930444 thirty (30) days of your receipt (MANUFACTURER), 1977 60 x 2002, at the hour of 10:00 o’clock WE ARE A DEBT COL of this notice, we receive notice 24 BARRINGTON (MODEL), A.M., in accordance with the LECTOR. THIS COMMUNI that you dispute the debt, or some SERIAL NUMBER standard of time established by CATION IS AN ATTEMPT TO portion of the debt, we will as WAF12730311146AB. ORS 187.110, at the front en COLLECT A DEBT AND ANY sume the debt amount is valid. The Property is more com trance o f the Morrow County INFORMATION OBTAINED monly known as 324 Courthouse, 100 Court Street, in The purpose of this notice is to WILL BE USED FOR THAT MALHEUR, BOARDMAN, OR the City of Heppner, County of collect the indebtedness due, or PURPOSE. in the alternative, to repossess the 97818. Morrow, State of Oregon, sell at If within thirty (30) days of 2. ELECTION TO SELL & public auction to the highest bid Property (as defined below) your receipt of this notice you AMOUNTS PAST DUE which is the security of said debt. der for cash the interest in the said give notice to the undersigned, in IMPORTANT! The Beneficiary has elected described Property which the writing, that you dispute the debt to proceed as to both the personal PLEASE READ! grantor had or had power to con referred to, or any portion of it, property and the real property in AS OF THE DATE OF THIS vey at the time of the execution we will mail a verification of accordance with the rights with NOTICE, THE TOTAL by grantor of the trust deed, to such debt to you. In addition, if respect to the real property and AMOUNT NECESSARY TO gether with any interest which the you make the request within said as perm itted by O.R.S. HAVE THIS FORECLOSURE grantor or the grantor’s succes thirty (30) days in writing, we PROCEEDING DISMISSED 79.5010(4). Both the beneficiary sors in interest acquired after the will provide you with the name and the trustee have elected to AND THE TRUST DEED RE execution of grantor of the trust and address of the original credi sell the said Property to satisfy INSTATED IS ESTIMATED deed, to satisfy the foregoing ob tor, if other than the present credi the obligations secured by said TO BE $2,628.86. THIS IS THE ligations thereby secured and the tor shown. Notices under this trust deed and a notice of default costs and expenses of sale, in AMOUNT LISTED IN PARA paragraph should be sent to H&L has been recorded pursuant to cluding a reasonable charge by GRAPHS 2 AND 3 BELOW Services, Inc., Attention: Debt O regon Revised Statutes AND IS REFERRED TO IN the trustee. Notice is further Verification Department, 1111 86.753(3); the defaults for which given that any person named in THIS NOTICE AS THE REIN Third Avenue, Suite 3400, Se the foreclosure is made are: STATEMENT AMOUNT. BE ORS 86.753 has the right, at any attle, WA 98101. Unless within CAUSE OF INTEREST, LATE (a) Grantor’s failure to pay time prior to five days before the thirty (30) days of your receipt when due the following sums: CHARGES, AND OTHER date last set for the sale, to have CHARGES THAT MAY AC of this notice, we receive notice MONTHLY PAYMENTS: this foreclosure proceeding dis that you dispute the debt, or some CRUE SUBSEQUENT TO THE Amount o f monthly pay missed and the trust deed rein portion of the debt, we will as DATE OF THIS NOTICE, THE ments due July 30,2001 through stated by payment to the benefi AMOUNT DUE ON THE DAY sume the debt amount is valid. . January 30,2002 ciary of the entire amount then YOU ACTUALLY PAY WILL The purpose of this notice is to Monthly Payments subtotal due (other than such portion of PROBABLY BE GREATER OR collect the indebtedness due, or $1,942.85 the principal as would not then LESS DEPENDING ON WHEN in the alternative, to repossess the LATE CHARGES: be due had no default occurred) YOU CURE. PLEASE CON Property (as defined below) Accrued late charges for each and by curing any other default TACT OUR REINSTATE which is the security of said debt. m onthly paym ent not made complained of herein that is ca MENT DEPARTMENT AT IMPORTANT! within 15 days of its due date pable of being cured by tender (206) 386-5470 BEFORE PLEASE READ! Late Charges subtotal ing the performance required un SENDING YOUR CHECK TO AS OF THE DATE OF THIS $165.13 der the obligation or trust deed, DETERMINE THE EXACT NOTICE, THE TOTAL TOTAL MONTHLY PAY and in addition to paying said REINSTATEMENT AMOUNT. AMOUNT NECESSARY TO MENTS AND LATE sums or tendering the perfor IN ORDER TO HAVE THE HAVE THIS FORECLOSURE CHARGES: $2,107.98 mance necessary to cure the de FORECLOSURE PROCEED PROCEEDING DISMISSED (b) Pursuant to Paragraph 5 fault, by paying all costs and ex ING DISMISSED, YOU MUST AND THE TRUST DEED RE of the Deed of Trust, transfer of penses actually incurred in en PAY THE REINSTATEMENT INSTATED IS ESTIMATED title to the property to Richard forcing the obligation and trust AMOUNT AT ANY TIME PRI TO BE $3,207.58. THIS IS THE Sterrenberg. deed, together with trustee’s and OR TO FIVE DAYS BEFORE AMOUNT LISTED IN PARA 3. OTHER CHARGES, attorney’s fees not exceeding the THE DATE LAST SET FOR GRAPHS 2 AND 3 BELOW COSTS AND FEES: amounts provided by said ORS THE SALE. THEREAFTER, AND IS REFERRED TO IN In addition to the amounts in 86.753. AND PURSUANT TO PARA THIS NOTICE AS THE REIN arrears specified above, in order In construing this notice, the GRAPH 4 BELOW, YOU WILL STATEMENT AMOUNT. BE to reinstate the loan, you are singular includes the plural, the HAVE TO PAY YOUR ENTIRE CAUSE OF INTEREST, LATE obliged to pay the following word “grantor” includes any suc LOAN BALANCE PLUS ALL CHARGES, AND OTHER charges, costs and fees to rein cessor in interest to the grantor OTHER CHARGES LISTED IN CHARGES THAT MAY AC state the Deed of Trust: as well as any other person ow PARAGRAPH 3 OF THIS NO CRUE SUBSEQUENT TO THE Title Reports $217.00 ing the obligation, the perfor TICE IN FULL IN ORDER TO DATE OF THIS NOTICE, THE Process Service Charges $ 115.00 mance o f which is secured by STOP THE FORECLOSURE AMOUNT DUE ON THE DAY Copying / Faxing / Telephone said trust deed, and the words SALE. FOR FURTHER INFOR YOU ACTUALLY PAY WILL $50.00 “trustee” and “beneficiary” in MATION, ON REINSTATE PROBABLY BE GREATER OR T ru stee’s/A ttorney’s Fee clude their respective successors MENT OR PAYOFFS, WRITE LESS DEPENDING ON WHEN $550.00 in interest, if any. US AT H&L SERVICES, INC., YOU CURE. PLEASE CON Postage Fee $15.00 6. INQUIRIES ATTENTION: REINSTATE TACT OUR REIN STA TE Recording Fees $85.00 Inquiries regarding reinstate MENT DEPARTMENT, 1111 MENT DEPARTM ENT AT M iscellaneous Lender Fees ment, payoff or debt verification THIRD AVENUE, SUITE 3400, (206) 386-5470 BEFORE $67.60 should be directed to the ad SEATTLE, WA 98001 OR SENDING YOUR CHECK TO Publication Fees Varies* dresses and telephone numbers CALL US AT (206) 386-5470. DETERMINE THE EXACT TOTAL CHARGES. COSTS shown on the first page of this UNLESS OTHERW ISE REINSTATEMENT AMOUNT. AND FEES $1,099.60** notice. All other inquiries con AGREED WITH THE CREDI IN ORDER TO HAVE THE •Publication fees can vary cerning this notice should be di TOR, ALL REINSTATEMENT FORECLOSURE PROCEED from $600 to $2000 depending on rected to the undersigned. AND PAYOFF FUNDS MUST ING DISMISSED, YOU MUST the county, newspaper, and num DATED: February 11,2002. BE IN THE FORM OF A CASH PAY THE REINSTATEMENT ber of words to be published. The /s/ Steven G. Jones, IER’S OR CERTIFIED CHECK. AMOUNT AT ANY TIME cost of publication for this sale Successor Trustee The creditor to whom this PRIOR TO FIVE DAYS BE is not yet ascertainable, but the C/O H&L SERVICES. INC. amount is owed is WASHING FORE THE DATE LAST SET information will be available 20 1111 THIRD AVENUE, #3400 FOR THE SALE. THEREAF days before the scheduled sale Seattle. Washington 98104-7006 TON MUTUAL BANK. THE INFORM ATION TER, AND PURSUANT TO date by calling the number listed (206) 386-5470 ABOVE IS PROVIDED IN PARAGRAPH 4 BELOW. YOU above. STATE OF WASHINGTON) COM PLIANCE WITH THE WILL HAVE TO PAY YOUR **As described in the intro )ss FEDERAL FAIR DEBT COL ENTIRE LOAN BALANCE duction to this notice, there may COUNTY OF KING ) LECTION PRACTICES ACT. PLUS ALL OTHER CHARGES be additional costs not yet I, the undersigned, certify TRUSTEE’S NOTICE OF SALE LISTED IN PARAGRAPH 3 OF ascertainable at this time due to that I am the attorney or one of 1. DEFAULT: THIS NOTICE IN FULL IN interest, late charges, and other the attorneys for the above named Reference is made to that ORDER TO STOP THE FORE charges that accrue subsequent to successor trustee and that the certain trust deed made by CLOSURE SALE. FOR FUR foregoing is a complete and ex the date of this notice. The total KEVIN AND TRACIE STER THER INFORMATION, ON amount necessary to cure may be act copy of the original trustee’s RENBERG AS TENANTS BY REINSTATEMENT OR PAY greater or less depending on notice of sale. THE ENTIRETY, as grantor, to OFFS. WRITE US AT H&L FOSTER PEPPER & when you cure the default. Please AMERITITLE, as trustee, in fa SERVICES. INC., ATTEN SHEFELMAN PLLC call us at the number listed above vor of WASHINGTON MUTU TION: REINSTATEMENT DE /s/ Jennifer Droz to determine the exact reinstate AL BANK, as beneficiary, dated PARTMENT, 1111 THIRD AV ment amount. You must ALSO Attorney for Successor Trustee JULY 28, 1998. recorded JULY ENUE, SUITE 3400, SEATTLE. EXHIBIT "A” record a deed transferring title to 31,1998, in the mortgage records WA 98001 OR CALL US AT Legal Description the property from Richard of Morrow County. Oregon, as (206) 386-5470. UNLESS OTH Lot 19. Block 2, Tract B, Sterrenberg back to the original Fee No. M-54946, covering the ERWISE AGREED WITH THE grantors of the deed of trust and SUNRIDGE TERRACE PHASE following described real and per- CREDITOR. ALL R EIN III, in the City of Boardman, furnish evidence o f same to STATEMENT AND PAYOFF County of Morrow and State of Trustee. continued next page I \ \ »
