DETERMINE THE EXACT
REINSTATEMENT AMOUNT.
IN ORDER TO HAVE THE
FORECLOSURE PROCEED
ING DISMISSED, YOU MUST
PAY THE REINSTATEMENT
AMOUNT AT ANY TIME
PRIOR TO FIVE DAYS BE
FORE THE DATE LAST SET
FOR THE SALE. THEREAF
TER, AND PURSUANT TO
PARAGRAPH 4 BELOW, YOU
WILL HAVE TO PAY YOUR
ENTIRE LOAN BALANCE
PLUS ALL OTHER CHARGES
LISTED IN PARAGRAPH 3 OF
THIS NOTICE IN FULL IN
ORDER TO STOP THE FORE
CLOSURE SALE. FOR FUR
THER INFORMATION, ON
REINSTATEMENT OR PAY
OFFS, WRITE US AT H&L
SERVICES, INC., ATTEN
TION: REINSTATEMENT DE
PARTMENT, 1111 THIRD AV
ENUE, SUITE 3400, SEATTLE,
WA 98001 OR CALL US AT
(206) 386-5470. UNLESS OTH
ERWISE AGREED WITH THE
CREDITOR, ALL R EIN
STATEMENT AND PAYOFF
FUNDS MUST BE IN THE
FORM OF A CASHIER’S OR
CERTIFIED CHECK.
The creditor to whom this
amount is owed is WASHING
TON MUTUAL BANK.
THE
INFORM ATION
ABOVE IS PROVIDED IN
COM PLIANCE WITH THE
FEDERAL FAIR DEBT COL
LECTION PRACTICES ACT.
TRUSTEE’S NOTICE OF SALE
1. DEFAULT:
Reference is made to that
certain trust deed made by
KEVIN AND TRACIE STER-
RENBERG AS TENANTS BY
THE ENTIRETY, as grantor, to
AMERITITLE, as trustee, in fa
vor o f WASHINGTON MU
TUAL BANK, as beneficiary,
dated JULY 28, 1998, recorded
JULY 31, 1998, in the mortgage
records of Morrow County, Ore
gon, as Fee No. M-54949, cov
ering the following described real
and personal property (the “Prop
erty ”) situated in M orrow
County, Oregon, to-wit:
SEE ATTACHED EXHIBIT “A”
THE PROPERTY IN
CLUDES A M ANUFAC
TURED HOME, LIBERTY
(MANUF ACTURERX 1985 64 x
14 LIBERTY (MODEL), SE-
" RIAL NUMBER 09620567.
The Property is more com
monly known as 363 ANDER
SON, BOARDMAN, OR 97818.
2. ELECTION TO SELL &
AMOUNTS PAST DUE
The Beneficiary has elected
to proceed as to both the personal
property and the real property in
accordance with the rights with
respect to the real property and
as perm itted by O.R.S.
79.5010(4). Both the beneficiary
and the trustee have elected to
sell the said Property to satisfy
the obligations secured by said
trust deed and a notice of default
has been recorded pursuant to
•Oregon R evised Statutes
86.753(3); the defaults for which
the foreclosure is made are:
(a) Grantor’s failure to pay
when due the following sums:
MONTHLY PAYMENTS:
Amount o f monthly pay
ments due July 30,2001 through
January 30, 2002
Monthly Payments subtotal
$1,301.88
LATE CHARGES:
Accrued late charges for each
m onthly paym ent not made
within 15 days of its due date
Late Charges subtotal $84.25
TOTAL MONTHLY PAY
M ENTS
AND
LATE
CHARGES: $1,386.13
(b) Pursuant to Paragraph 5
of the Deed of Trust, transfer of
title to the property to Richard
Sterrenberg.
3. OTHER CHARGES,
COSTS AND FEES:
In addition to the amounts in
arrears specified above, in order
to reinstate the loan, you are
obliged to pay the following
charges, costs and fees to rein
state the Deed of Trust:
Title Reports $175.00
Process Service Charges $ 115.00
Copying / Faxing / Telephone
$50.00
T r u s t e e ’s / A t t o r n e y ’s Fee
$550.00
Postage Fee $15.00
Recording Fees $85.00
Miscellaneous Lender Fees $7.60
Publication Fees Varies*
TOTAL CHARGES, COSTS
AND FEES $997.60 **
•Publication fees can vary
from $600 to $2000 depending on
the county, newspaper, and num
ber of words to be published. The
cost of publication for this sale
is not yet ascertainable, but the
information will be available 20
days before the scheduled sale
date by calling the number listed
above.
••A s described in the intro
duction to this notice, there may
be additional costs not yet
ascertainable at this time due to
interest, late charges, and other
charges that accrue subsequent to
the date of this notice. The total
amount necessary to cure may be
greater or less depending on
when you cure the default. Please
call us at the number listed above
to determine the exact reinstate
ment amount. You must ALSO
record a deed transferring title to
the property from Richard
Sterrenberg back to the original
grantors of the deed of trust and
furnish evidence o f same to
Trustee.
4. DECLARATION OF ALL
SUMS OWING IF DEFAULT IS
NOT CURED AT LEAST FIVE
DAYS PRIOR TO TRUSTEE’S
SALE
By reason of said default, the
beneficiary declares all sums
owing on the obligation secured
by the trust deed due and payable
in full (including principal, inter
est, late fees, and other charges)
if the Grantor fails to cure default
at least FIVE DAYS PRIOR TO
the sale date listed in Section 5.
As of the date of this notice, the
obligation secured by the Trust
Deed includes an unpaid princi
pal balance of $18,422.86 plus
interest thereon at a rate o f
9.625% from June 30,2001 until
paid; plus late charges of $84.25
through January 30, 2002, plus
$7.96 for every month thereafter
the regular monthly payment is
more than 15 days late, plus es
crow advances of $ 126.64, recon
veyance fees of $65.00, and the
amounts listed in paragraph 3
above.
5. TRUSTEE’S SALE
W HEREFORE,
notice
hereby is given that the under
signed trustee will on JUNE 14,
2002, at the hour of 10:00 o’clock
A.M., in accordance with the
standard of time established by
ORS l f u 10, at the front en
trance o f the Morrow County
Courthouse, 100 Court Street, in
the City of Heppner, County of
Morrow, State of Oregon, sell at
public auction to the highest bid
der for cash the interest in the said
described Property which the
grantor had or had power to con
vey at the time of the execution
by grantor of the trust deed, to
gether with any interest which the
grantor or the grantor’s succes
sors in interest acquired after the
execution o f grantor of the trust
deed, to satisfy the foregoing ob
ligations thereby secured and the
costs and expenses o f sale, in
cluding a reasonable charge by
the trustee. Notice is further
given that any person named in
ORS 86.753 has the right, at any
time prior to five days before the
date last set for the sale, to have
this foreclosure proceeding dis
missed and the trust deed rein
stated by payment to the benefi
ciary o f the entire amount then
due (other than such portion of
the principal as would not then
be due had no default occurred)
and by curing any other default
complained of herein that is ca
pable of being cured by tender
ing the performance required un
der the obligation or trust deed,
and in addition to paying said
sums or tendering the perfor
mance necessary to cure the de
fault, by paying all costs and ex
penses actually incurred in en
forcing the obligation and trust
deed, together with trustee’s and
attorney’s fees not exceeding the
amounts provided by said ORS
86.753.
In construing this notice, the
singular includes the plural, the
word “grantor” includes any suc
cessor in interest to the grantor
as well as any other person ow
ing the obligation, the perfor
mance of which is secured by
said trust deed, and the words
“trustee” and “beneficiary” in
clude their respective successors
in interest, if any.
6. INQUIRIES
Inquiries regarding reinstate
ment, payoff or debt verification
should be directed to the ad
dresses and telephone numbers
shown on the first page of this
notice. All other inquiries con
cerning this notice should be di
rected to the undersigned.
Heppner Gazette-Times, Heppner, Oregon Wednesday, May 15, 2002 - ELEVEN
DATED: February 11,2002.
FUNDS MUST BE IN THE
4. DECLARATION OF ALL Oregon—
/s/ Steven G. Jones, FORM OF A CASHIER’S OR
SUMS OWING IF DEFAULT IS Published: April 24, May 1,8 and
Successor Trustee CERTIFIED CHECK.
NOT CURED AT LEAST FIVE
15,2002
C/O H&L SERVICES, INC.
The creditor to whom this
DAYS PRIOR TO TRUSTEE’S Affid
_____
1111 THIRD AVENUE, #3400 amount is owed is WASHING SALE
PUBLIC NOTICE
Seattle, Washington 98104-7006 TON MUTUAL BANK.
By reason of said default, the
STERRENBERG
(206) 386-5470
THE
INFORM ATION
beneficiary declares all sums
93531-930445
STATE OF WASHINGTON )
ABOVE IS PROVIDED IN owing on the obligation secured
WE
ARE A DEBT COL
)ss COMPLIANCE WITH THE
by the trust deed due and payable
LECTOR.
THIS COMMUNI
COUNTY OF KING
)
FEDERAL FAIR DEBT COL in full (including principal, inter
CATION
IS
AN ATTEMPT TO
I,
the undersigned, certify LECTION PRACTICES ACT.
est, late fees, and other charges)
COLLECT
A
DEBT AND ANY
that I am the attorney or one of TRUSTEE’S NOTICE OF SALE
if the Grantor fails to cure default
INFORMATION
OBTAINED
the attorneys for the above named
1. DEFAULT:
at least FIVE DAYS PRIOR TO
WILL
BE
USED
FOR THAT
successor trustee and that the
Reference is made to that the sale date listed in Section 5.
PURPOSE.
foregoing is a complete and ex certain trust deed made by
As o f the date of this notice, the
If within thirty (30) days of
act copy of the original trustee’s KEVIN AND TRACIE STER obligation secured by the Trust
your
receipt of this notice you
notice of sale.
RENBERG AS TENANTS BY Deed includes an unpaid princi
give
notice
to the undersigned, in
FOSTER PEPPER & THE ENTIRETY, as grantor, to pal balance of $28,153.93 plus
writing,
that
you dispute the debt
SHEFELMAN PLLC AMERITITLE, as trustee, in fa interest thereon at a rate of
referred
to,
or
any portion of it,
/s/ Jennifer Droz vor o f WASHINGTON MU 9.625% from June 30,2001 until
we
will
mail
a
verification o f
Attorney for Successor Trustee TUAL BANK, as beneficiary, paid; plus late charges of $ 163.15
such
debt
to
you.
In addition, if
EXHIBIT “A”
dated JULY 28, 1998, recorded through January 30, 2002, plus
you
make
the
request
within said
Legal Description
JULY 31, 1998, in the mortgage $12.17 for every month thereaf
thirty
(30)
days
in
writing,
we
Lot 22, Block LSUNRIDGE records of Morrow County, Ore ter the regular monthly payment
will
provide
you
with
the
name
TERRACE PHASE II, in the City gon, as Fee No. M-54951, cov is more than 15 days late, plus
of Boardman, County of Morrow ering the following described real escrow advances of $169.57, re and address of the original cred
and State o f Oregon—
and personal property (the “Prop conveyance fees of $65.00, and itor, if other than the present cred
itor shown. Notices under this
Published: April 24, May 1,8 and erty ”) situated in M orrow
the amounts listed in paragraph
paragraph
should be sent to H&L
15,2002
County, Oregon, to-wit:
3 above.
Services,
Inc., Attention: Debt
Affid______________________
SEE ATTACHED EXHIBIT “A”
5. TRUSTEE’S SALE
Verification
Department, 1111
THE PROPERTY IN
W HEREFORE,
notice
PUBLIC NOTICE
Third
Avenue,
Suite 3400, Seat
CLUDES A M ANUFAC hereby is given that the under
STERRENBERG
tle,
WA
98101.
Unless within
TURED HOME, FLEETWOOD
signed trustee will on JUNE 14,
93531-930444
thirty
(30)
days
of
your receipt
(MANUFACTURER), 1977 60 x 2002, at the hour of 10:00 o’clock
WE ARE A DEBT COL
of
this
notice,
we
receive
notice
24 BARRINGTON (MODEL), A.M., in accordance with the
LECTOR. THIS COMMUNI
that
you
dispute
the
debt,
or
some
SERIAL
NUMBER
standard of time established by
CATION IS AN ATTEMPT TO
portion
of
the
debt,
we
will
as
WAF12730311146AB.
ORS 187.110, at the front en
COLLECT A DEBT AND ANY
sume
the
debt
amount
is
valid.
The Property is more com trance o f the Morrow County
INFORMATION OBTAINED
monly
known
as
324 Courthouse, 100 Court Street, in The purpose of this notice is to
WILL BE USED FOR THAT
MALHEUR, BOARDMAN, OR the City of Heppner, County of collect the indebtedness due, or
PURPOSE.
in the alternative, to repossess the
97818.
Morrow, State of Oregon, sell at
If within thirty (30) days of
2. ELECTION TO SELL & public auction to the highest bid Property (as defined below)
your receipt of this notice you AMOUNTS PAST DUE
which is the security of said debt.
der for cash the interest in the said
give notice to the undersigned, in
IMPORTANT!
The Beneficiary has elected described Property which the
writing, that you dispute the debt to proceed as to both the personal
PLEASE READ!
grantor had or had power to con
referred to, or any portion of it, property and the real property in
AS OF THE DATE OF THIS
vey at the time of the execution
we will mail a verification of accordance with the rights with
NOTICE,
THE
TOTAL
by grantor of the trust deed, to
such debt to you. In addition, if respect to the real property and
AMOUNT NECESSARY TO
gether with any interest which the
you make the request within said as perm itted by O.R.S.
HAVE THIS FORECLOSURE
grantor or the grantor’s succes
thirty (30) days in writing, we
PROCEEDING DISMISSED
79.5010(4). Both the beneficiary
sors in interest acquired after the
will provide you with the name and the trustee have elected to
AND THE TRUST DEED RE
execution of grantor of the trust
and address of the original credi sell the said Property to satisfy
INSTATED IS ESTIMATED
deed, to satisfy the foregoing ob
tor, if other than the present credi the obligations secured by said
TO BE $2,628.86. THIS IS THE
ligations thereby secured and the
tor shown. Notices under this
trust deed and a notice of default costs and expenses of sale, in AMOUNT LISTED IN PARA
paragraph should be sent to H&L
has been recorded pursuant to cluding a reasonable charge by GRAPHS 2 AND 3 BELOW
Services, Inc., Attention: Debt O regon Revised Statutes
AND IS REFERRED TO IN
the trustee. Notice is further
Verification Department, 1111
86.753(3); the defaults for which given that any person named in THIS NOTICE AS THE REIN
Third Avenue, Suite 3400, Se the foreclosure is made are:
STATEMENT AMOUNT. BE
ORS 86.753 has the right, at any
attle, WA 98101. Unless within
CAUSE
OF INTEREST, LATE
(a) Grantor’s failure to pay time prior to five days before the
thirty (30) days of your receipt when due the following sums:
CHARGES, AND OTHER
date last set for the sale, to have
CHARGES THAT MAY AC
of this notice, we receive notice
MONTHLY PAYMENTS:
this foreclosure proceeding dis
that you dispute the debt, or some
CRUE SUBSEQUENT TO THE
Amount o f monthly pay missed and the trust deed rein
portion of the debt, we will as
DATE OF THIS NOTICE, THE
ments due July 30,2001 through stated by payment to the benefi
AMOUNT DUE ON THE DAY
sume the debt amount is valid. . January 30,2002
ciary of the entire amount then
YOU ACTUALLY PAY WILL
The purpose of this notice is to
Monthly Payments subtotal due (other than such portion of
PROBABLY BE GREATER OR
collect the indebtedness due, or $1,942.85
the principal as would not then
LESS DEPENDING ON WHEN
in the alternative, to repossess the
LATE CHARGES:
be due had no default occurred)
YOU CURE. PLEASE CON
Property (as defined below)
Accrued late charges for each and by curing any other default
TACT OUR REINSTATE
which is the security of said debt. m onthly paym ent not made
complained of herein that is ca
MENT DEPARTMENT AT
IMPORTANT!
within 15 days of its due date
pable of being cured by tender
(206) 386-5470 BEFORE
PLEASE READ!
Late Charges subtotal
ing the performance required un
SENDING YOUR CHECK TO
AS OF THE DATE OF THIS
$165.13
der the obligation or trust deed,
DETERMINE THE EXACT
NOTICE,
THE
TOTAL
TOTAL MONTHLY PAY and in addition to paying said
REINSTATEMENT AMOUNT.
AMOUNT NECESSARY TO MENTS
AND
LATE
sums or tendering the perfor IN ORDER TO HAVE THE
HAVE THIS FORECLOSURE
CHARGES: $2,107.98
mance necessary to cure the de
FORECLOSURE PROCEED
PROCEEDING DISMISSED
(b) Pursuant to Paragraph 5 fault, by paying all costs and ex
ING DISMISSED, YOU MUST
AND THE TRUST DEED RE of the Deed of Trust, transfer of
penses actually incurred in en PAY THE REINSTATEMENT
INSTATED IS ESTIMATED title to the property to Richard
forcing the obligation and trust
AMOUNT AT ANY TIME PRI
TO BE $3,207.58. THIS IS THE Sterrenberg.
deed, together with trustee’s and OR TO FIVE DAYS BEFORE
AMOUNT LISTED IN PARA
3. OTHER CHARGES,
attorney’s fees not exceeding the THE DATE LAST SET FOR
GRAPHS 2 AND 3 BELOW COSTS AND FEES:
amounts provided by said ORS THE SALE. THEREAFTER,
AND IS REFERRED TO IN
In addition to the amounts in 86.753.
AND PURSUANT TO PARA
THIS NOTICE AS THE REIN
arrears specified above, in order
In construing this notice, the GRAPH 4 BELOW, YOU WILL
STATEMENT AMOUNT. BE to reinstate the loan, you are
singular includes the plural, the HAVE TO PAY YOUR ENTIRE
CAUSE OF INTEREST, LATE obliged to pay the following
word “grantor” includes any suc LOAN BALANCE PLUS ALL
CHARGES, AND OTHER
charges, costs and fees to rein cessor in interest to the grantor
OTHER CHARGES LISTED IN
CHARGES THAT MAY AC state the Deed of Trust:
as well as any other person ow PARAGRAPH 3 OF THIS NO
CRUE SUBSEQUENT TO THE Title Reports $217.00
ing the obligation, the perfor TICE IN FULL IN ORDER TO
DATE OF THIS NOTICE, THE Process Service Charges $ 115.00
mance o f which is secured by STOP THE FORECLOSURE
AMOUNT DUE ON THE DAY Copying / Faxing / Telephone
said trust deed, and the words SALE. FOR FURTHER INFOR
YOU ACTUALLY PAY WILL $50.00
“trustee” and “beneficiary” in MATION, ON REINSTATE
PROBABLY BE GREATER OR T ru stee’s/A ttorney’s
Fee clude their respective successors
MENT OR PAYOFFS, WRITE
LESS DEPENDING ON WHEN $550.00
in interest, if any.
US AT H&L SERVICES, INC.,
YOU CURE. PLEASE CON Postage Fee $15.00
6. INQUIRIES
ATTENTION: REINSTATE
TACT OUR REIN STA TE Recording Fees $85.00
Inquiries regarding reinstate
MENT
DEPARTMENT, 1111
MENT DEPARTM ENT AT M iscellaneous Lender Fees
ment, payoff or debt verification
THIRD
AVENUE,
SUITE 3400,
(206) 386-5470 BEFORE
$67.60
should be directed to the ad
SEATTLE,
WA
98001 OR
SENDING YOUR CHECK TO Publication Fees Varies*
dresses and telephone numbers CALL US AT (206) 386-5470.
DETERMINE THE EXACT TOTAL CHARGES. COSTS
shown on the first page of this
UNLESS
OTHERW ISE
REINSTATEMENT AMOUNT.
AND FEES $1,099.60**
notice. All other inquiries con
AGREED WITH THE CREDI
IN ORDER TO HAVE THE
•Publication fees can vary cerning this notice should be di
TOR, ALL REINSTATEMENT
FORECLOSURE PROCEED from $600 to $2000 depending on rected to the undersigned.
AND PAYOFF FUNDS MUST
ING DISMISSED, YOU MUST the county, newspaper, and num
DATED: February 11,2002.
BE IN THE FORM OF A CASH
PAY THE REINSTATEMENT ber of words to be published. The
/s/ Steven G. Jones,
IER’S OR CERTIFIED CHECK.
AMOUNT AT ANY TIME cost of publication for this sale
Successor Trustee
The creditor to whom this
PRIOR TO FIVE DAYS BE is not yet ascertainable, but the
C/O H&L SERVICES. INC.
amount is owed is WASHING
FORE THE DATE LAST SET information will be available 20
1111 THIRD AVENUE, #3400
FOR THE SALE. THEREAF days before the scheduled sale Seattle. Washington 98104-7006 TON MUTUAL BANK.
THE
INFORM ATION
TER, AND PURSUANT TO date by calling the number listed
(206) 386-5470
ABOVE IS PROVIDED IN
PARAGRAPH 4 BELOW. YOU above.
STATE OF WASHINGTON)
COM PLIANCE WITH THE
WILL HAVE TO PAY YOUR
**As described in the intro
)ss
FEDERAL FAIR DEBT COL
ENTIRE LOAN BALANCE
duction to this notice, there may COUNTY OF KING
)
LECTION
PRACTICES ACT.
PLUS ALL OTHER CHARGES
be additional costs not yet
I, the undersigned, certify TRUSTEE’S NOTICE OF SALE
LISTED IN PARAGRAPH 3 OF
ascertainable at this time due to that I am the attorney or one of
1. DEFAULT:
THIS NOTICE IN FULL IN interest, late charges, and other
the attorneys for the above named
Reference is made to that
ORDER TO STOP THE FORE charges that accrue subsequent to successor trustee and that the
certain trust deed made by
CLOSURE SALE. FOR FUR
foregoing is a complete and ex
the date of this notice. The total
KEVIN AND TRACIE STER
THER INFORMATION, ON
amount necessary to cure may be act copy of the original trustee’s
RENBERG AS TENANTS BY
REINSTATEMENT OR PAY
greater or less depending on notice of sale.
THE ENTIRETY, as grantor, to
OFFS. WRITE US AT H&L
FOSTER PEPPER &
when you cure the default. Please
AMERITITLE, as trustee, in fa
SERVICES. INC., ATTEN
SHEFELMAN PLLC
call us at the number listed above
vor of WASHINGTON MUTU
TION: REINSTATEMENT DE
/s/ Jennifer Droz
to determine the exact reinstate
AL BANK, as beneficiary, dated
PARTMENT, 1111 THIRD AV
ment amount. You must ALSO Attorney for Successor Trustee
JULY 28, 1998. recorded JULY
ENUE, SUITE 3400, SEATTLE.
EXHIBIT "A”
record a deed transferring title to
31,1998, in the mortgage records
WA 98001 OR CALL US AT
Legal Description
the property from Richard
of Morrow County. Oregon, as
(206) 386-5470. UNLESS OTH
Lot 19. Block 2, Tract B,
Sterrenberg back to the original
Fee No. M-54946, covering the
ERWISE AGREED WITH THE
grantors of the deed of trust and SUNRIDGE TERRACE PHASE following described real and per-
CREDITOR. ALL R EIN
III, in the City of Boardman,
furnish evidence o f same to
STATEMENT AND PAYOFF
County of Morrow and State of
Trustee.
continued next page
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