Image provided by: Morrow County Museum; Heppner, OR
About Heppner gazette-times. (Heppner, Or.) 1925-current | View Entire Issue (May 8, 2002)
cost of publication for this sale I, the undersigned, certify TRUSTEE’S NOTICE OF SALE is not yet ascertainable, but the that 1 am the attorney or one of 1. DEFAULT: Reference is made to that information will be available 20 the attorneys for the above named days before the scheduled sale successor trustee and that the certain trust deed made by date by calling the number listed foregoing is a complete and ex KEVIN AND TRACIE STER above. act copy o f the original trustee’s RENBERG AS TENANTS BY THE ENTIRETY, as grantor, to **As described in the intro notice of sale. duction to this notice, there may FOSTER PEPPER & AMERITITLE, as trustee, in fa be additional costs not yet ascer SHEFELMAN PLLC vor of WASHINGTON MUTU tainable at this time due to inter /s/ Jennifer Droz AL BANK, as beneficiary, dated est, late charges, and other charg Attorney for Successor Trustee JULY 28, 1998, recorded JULY 31,1998, in the mortgage records es that accrue subsequent to the EXHIBIT “A” of Morrow County, Oregon, as date o f this notice. The total Legal Description amount necessary to cure may be Lot 7, Block 3, SUNRIDGE Fee No. M-54947, covering the greater or less depending on TERRACE, PHASE III, in the following described real and per when you cure the default. Please City of Boardman, County of sonal property (the “Property”) situated in Morrow County, Ore call us at the number listed above Morrow and State of Oregon— to determine the exact reinstate Published: April 24, May 1,8 and gon, to-wit: ment amount. SEE ATTACHED EXHIBIT “A” 15,2002 THE PROPERTY IN 4. DECLARATION OF ALL Affid______________________ CLUDES A M ANUFAC SUMS OWING IF DEFAULT IS PUBLIC NOTICE TURED HOME, CENTRAL NOT CURED AT LEAST FIVE STERRENBERG (MANUFACTURER), 1976 67 x DAYS PRIOR TO TRUSTEE’S 93531-930448 SALE 14 CENTENNIAL (MODEL), WE ARE A DEBT COL SERIAL NUMBER By reason of said default, the LECTOR. THIS COMMUNI 1470376252125. beneficiary declares all sums CATION IS AN ATTEMPT TO The Property is more com owing on the obligation secured COLLECT A DEBT AND ANY monly known as 371 ANDER by the trust deed due and payable INFORMATION OBTAINED SON, BOARDMAN, OR 97818. in full (including principal, inter WILL BE USED FOR THAT 2. ELECTION TO SELL & est, late fees, and other charges) PURPOSE. if the Grantor fails to cure default AMOUNTS PAST DUE If within thirty (30) days of at least FIVE DAYS PRIOR TO The Beneficiary has elected your receipt of this notice you to proceed as to both the person the sale date listed in Section 5. give notice to the undersigned, in al property and the real property As of the date of this notice, the writing, that you dispute the debt in accordance with the rights with obligation secured by the Trust referred to, or any portion of it, respect to the real property and Deed includes an unpaid princi we will mail a verification of as perm itted by O.R.S. pal balance of $29,430.43 plus such debt to you. In addition, if 79.5010(4). Both the beneficiary interest thereon at a rate o f you make the request within said and the trustee have elected to 9.625% from July 19, 2001 until thirty (30) days in writing, we sell the said Property to satisfy paid; plus late charges of $76.50 will provide you with the name the obligations secured by said through January 2002, plus and address of the original cred trust deed and a notice of default $12.75 for every month thereaf itor, if other than the present cred has been recorded pursuant to ter the regular monthly payment itor shown. Notices under this O regon Revised Statutes I is more than 15 days late, plus paragraph should be sent to H&L 86.753(3); the defaults for which reconveyance fees of $65.00, and Services, Inc., Attention: Debt the foreclosure is made is grant the amounts listed in paragraph Verification Department, 1111 or’s failure to pay when due the 3 above. Third Avenue, Suite 3400, Seat following sums: 5. TRUSTEE’S SALE tle, WA 98101. Unless within MONTHLY PAYMENTS: WHEREFORE, notice here thirty (30) days of your receipt Amount o f monthly pay by is given that the undersigned of this notice, we receive notice ments due July 20,2001 through trustee will on JUNE 14, 2002, that you dispute the debt, or some at the hour o f 10:00 o ’clock January 30, 2002 portion of the debt, we will as Monthly Payments subtotal A.M., in accordance with the sume the debt amount is valid. $1,679.61 standard of time established by The purpose of this notice is to LATE CHARGES: ORS 187.110, at the front en collect the indebtedness due, or Accrued late charges for each trance o f the Morrow County in the alternative, to repossess the monthly payment not made with Courthouse, 100 Court Street, in Property (as defined below) in 15 days of its due date the City of Heppner, County of which is the security of said debt. Late C harges subtotal Morrow, State of Oregon, sell at IMPORTANT! $159.40 public auction to the highest bid PLEASE READ! TOTAL MONTHLY PAY der for cash the interest in the said AS OF THE DATE OF THIS MENTS AND LATE CHARG described Property which the NOTICE, THE TOTAL ES: $1,839.01 grantor had or had power to con AMOUNT NECESSARY TO 3. OTHER CHARGES, vey at the time of the exepptipp, HAVE Tt(I$ FORECLOSURE COSTS AND FEES: by grantpr of the trust deed* to PROCEEDING DISMISSED In addition to the amounts in gether with any interest which the AND THE TRUST DEED RE arrears specified above, in order grantor or the grantor’s succes INSTATED IS ESTIMATED to reinstate the loan, you are sors in interest acquired after the TO BE $2,938.21. THIS IS THE obliged to pay the following execution of grantor of the trust AMOUNT LISTED IN PARA charges, costs and fees to rein deed, to satisfy the foregoing ob GRAPHS 2 AND 3 BELOW state the Deed o f Trust: ligations thereby secured and the AND IS REFERRED TO IN Title Reports $209.00 costs and expenses of sale, in THIS NOTICE AS THE REIN Process Service Charges $115.00 cluding a reasonable charge by STATEMENT AMOUNT. BE Copying / Faxing / Telephone the trustee. Notice is further giv CAUSE OF INTEREST, LATE $50.00 en that any person named in ORS CHARGES, AND OTHER T r u s t e e ’ s / A t t o r n e y ’ s F ee 86.753 has the right, at any time CHARGES THAT MAY AC $550.00 prior to five days before the date CRUE SUBSEQUENT TO THE Postage Fee $15.00 last set for the sale, to have this DATE OF THIS NOTICE, THE Recording Fees $85.00 foreclosure proceeding dismissed AMOUNT DUE ON THE DAY M iscellaneous Lender Fees and the trust deed reinstated by YOU ACTUALLY PAY WILL $75.20 payment to the beneficiary of the PROBABLY BE GREATER OR Publication Fees Varies* entire amount then due (other LESS DEPENDING ON WHEN TOTAL CHARGES, COSTS than such portion of the princi YOU CURE. PLEASE CON AND FEES $1,099.20** pal as would not then be due had TACT OUR R EIN STA TE •Publication fees can vary no default occurred) and by cur MENT DEPARTM ENT AT from $600 to $2000 depending on ing any other default complained (206) 386-5470 BEFORE the county, newspaper, and num o f herein that is capable of being SENDING YOUR CHECK TO ber of words to be published. The cured by tendering the perfor DETERMINE THE EXACT cost of publication for this sale mance required under the obliga REINSTATEMENT AMOUNT. is not yet ascertainable, but the tion or trust deed, and in addition IN ORDER TO HAVE THE information will be available 20 to paying said sums or tendering FORECLOSURE PROCEED days before the scheduled sale the performance necessary to ING DISMISSED, YOU MUST date by calling the number listed cure the default, by paying all PAY THE REINSTATEMENT above. costs and expenses actually in AMOUNT AT ANY TIME PRI **As described in the intro curred in enforcing the obligation OR TO FIVE DAYS BEFORE duction to this notice, there may and trust deed, together with THE DATE LAST SET FOR be additional costs not yet ascer trustee’s and attorney’s fees not THE SALE. THEREAFTER, tainable at this time due to inter exceeding the amounts provided AND PURSUANT TO PARA est, late charges, and other charg by said ORS 86.753. GRAPH 4 BELOW, YOU WILL es that accrue subsequent to the In construing this notice, the HAVE TO PAY YOUR ENTIRE date o f this notice. The total singular includes the plural, the LOAN BALANCE PLUS ALL amount necessary to cure may be word “grantor” includes any suc OTHER CHARGES LISTED IN greater or less depending on cessor in interest to the grantor PARAGRAPH 3 OF THIS NO when you cure the default. Please as well as any other person ow TICE IN FULL IN ORDER TO call us at the number listed above ing the obligation, the perfor STOP THE FORECLOSURE to determine the exact reinstate mance o f which is secured by SALE. FOR FURTHER INFOR ment amount. said trust deed, and the words MATION, ON REINSTATE 4. DECLARATION OF ALL “trustee” and “beneficiary” in MENT OR PAYOFFS, WRITE SUMS OWING IF DEFAULT IS clude their respective successors US AT H&L SERVICES, INC., NOT CURED AT LEAST FIVE in interest, if any. ATTENTION: REINSTATE DAYS PRIOR TO TRUSTEE’S 6. INQUIRIES MENT DEPARTMENT, 1111 SALE Inquiries regarding reinstate THIRD AVENUE, SUITE 3400, By reason of said default, the ment, payoff or debt verification SEATTLE, WA 98001 OR beneficiary declares all sums should be directed to the address CALL US AT (206) 386-5470. owing on the obligation secured es and telephone numbers shown UNLESS OTHERW ISE by the trust deed due and payable on the first page of this notice. AGREED WITH THE CREDI in full (including principal, inter All other inquiries concerning TOR, ALL REINSTATEMENT est, late fees, and other charges) this notice should be directed to AND PAYOFF FUNDS MUST if the Grantor fails to cure default the undersigned. BE IN THE FORM OF A CASH at least FIVE DAYS PRIOR TO DATED: February 11,2002. IER’S OR CERTIFIED CHECK. the sale date listed in Section 5. /s/ Steven G. Jones, The creditor to whom this As of the date of this notice, the Successor Trustee amount is owed is WASHING obligation secured by the Trust C/O H&L SERVICES, INC. TON MUTUAL BANK. Deed includes an unpaid princi 1111 THIRD AVENUE, #3400 THE INFORM ATION pal balance of $25,643.30 plus I B^Seattle, Washington 98104-7006 ABOVE IS PROVIDED IN interest thereon at a rate o f (206) 386-5470 COM PLIANCE WITH THE 9.625% from June 30. 2001 until STATE OF WASHINGTON) FEDERAL FAIR DEBT COL paid; plus late charges of $159.40 )ss LECTION PRACTICES ACT. through January 2002, plus . .„ COUNTY OF KING ) ) Heppner Gazette-Times, Heppner, Oregon $11.01 for every month thereaf- gon. ter the regular monthly payment Commonly known as: 1365 is more than 15 days late, plus E. Idaho A ve., Irrigon, OR escrow advances of $95.59, re 97844. conveyance fees of $65.00, and Both the beneficiary and the the amounts listed in paragraph trustee have elected to sell the 3 above. real property to satisfy the obli 5. TRUSTEE’S SALE gations secured by the trust deed WHEREFORE, notice here and a notice of default has been by is given that the undersigned recorded pursuant to Oregon Re trustee will on JUNE 14, 2002, vised Statutes 86.735(3); the de at the hour o f 10:00 o ’clock fault for which the foreclosure is A.M., in accordance with the made in grantor’s failure to pay standard of time established by when due the following sums: ORS 187.110, at the front en SEE EXHIBIT A, PARA trance of the Morrow County GRAPH I. Courthouse, 100 Court Street, in *The beneficial interest in the City of Heppner, County of said trust deed was assigned to Morrow, State of Oregon, sell at Altegra Credit Company by in public auction to the highest bid strument recorded February 4, der for cash the interest in the said 2002, as Microfilm No. M-2002- described Property which the 3332. grantor had or had power to con By reason of the default just vey at the time of the execution described, the beneficiary has by grantor of the trust deed, to declared all sums owing on the gether with any interest which the obligation secured by the trust grantor or the grantor’s succes deed immediately due and pay sors in interest acquired after the able, those sums being the fol execution of grantor of the trust lowing, to-wit: deed, to satisfy the foregoing ob SEE EXHIBIT A, PARA ligations thereby secured and the GRAPH II. costs and expenses of sale, in WHEREFORE, notice is cluding a reasonable charge by hereby given that the undersigned the trustee. Notice is further giv trustee will on July 2,2002, at the en that any person named in ORS hour of three o’clock, P.M., in 86.753 has the right, at any time accord with the standard of time prior to five days before the date established by ORS 187.110, at last set for the sale, to have this the front steps of the Morrow foreclosure proceeding dismissed County Courthouse, 100 N. Court and the trust deed reinstated by Street in the City of Heppner, payment to the beneficiary of the County of Morrow, State of Ore entire amount then due (other gon, sell at public auction to the than such portion of the princi highest bidder for cash the inter pal as would not then be due had est in the real property described no default occurred) and by cur above which the grantor had or ing any other default complained had power to convey at the time of herein that is capable of being of the execution by grantor of the cured by tendering the perfor trust deed together with any in mance required under the obliga terest which the grantor or grant tion or trust deed, and in addition or’s successors in interest ac to paying said sums or tendering quired after the execution of the the performance necessary to trust deed, to satisfy the forego cure the default, by paying all ing obligations thereby secured costs and expenses actually in and the costs and expenses of the curred in enforcing the obligation sale, including a reasonable and trust deed, together with charge by the trustee. Ifotice is trustee’s and attorney’s fees not further given that any person exceeding the amounts provided named in ORS 86.753 has the right, at any time prior to five by said ORS 86.753. In construing this notice, the days before the date last set for singular includes the plural, the the sale, to have this foreclosure word “grantor” includes any suc proceeding dismissed and the cessor in interest to the grantor trust deed reinstated by payment as well as any other person ow to the beneficiary of the entire ing the obligation, the perfor amount then due (other than such mance o f which is secured by portion of the principal as would said trust deed, and the words not then be due had no default “trustee” and “beneficiary” in occurred) and by curing any oth clude their respective successors er default complained of herein that is capable of beiog cured by in interest, if any. tendering the performance re 6. INQUIRIES Inquiries regarding reinstate quired under the obligation or ment, payoff or debt verification trust deed, and in addition to pay should be directed to the address ing those sums or tendering the es and telephone numbers shown performance necessary to cure the default, by paying all costs on the first page of this notice. All other inquiries concerning and expenses actually incurred in this notice should be directed to enforcing the obligation and trust deed, together with trustee and the undersigned. attorney fees not exceeding the DATED: February 11,2002. /s/ Steven G. Jones, am ounts provided by ORS Successor Trustee 86.753. In construing this notice, the C/O H&L SERVICES, INC. 1111 THIRD AVENUE, #3400 singular includes the plural, the Seattle, Washington 98104-7006 word “grantor” includes any suc (206) 386-5470 cessor in interest to the grantor as well as any other person ow STATE OF WASHINGTON) )ss ing an obligation, the perfor mance of which is secured by the COUNTY OF KING ) I, the undersigned, certify trust deed, and the words “trust that I am the attorney or one of ee” and “beneficiary” include the attorneys for the above named their respective successors in in successor trustee and that the terest, if any. DATED February 21, 2002. foregoing is a complete and ex /s/ James Ray Streinz, act copy of the original trustee’s Successor Trustee notice of sale. State of Oregon, County of FOSTER PEPPER & SHEFELMAN PLLC Multnomah) ss. I, the undersigned, certify /s/ Jennifer Droz Attorney for Successor Trustee that I am the attorney or one of the attorneys for the above named EXHIBIT “A” trustee and that the foregoing is Legal Description Lot 20, Block 1. SUNRIDGE a complete and exact copy of the TERRACE PHASE II, in the City original trustee’s notice of sale. /s/ Jason A. Skelton of Boardman, County of Morrow Attorney for Trustee and State of Oregon— EXHIBIT A Published: April 24, May 1,8 and I. 15,2002 Monthly principal and inter Affid______________________ est installments of $742.15 each PUBLIC NOTICE from January 1,2001. until paid; TRUSTEE’S NOTICE OF SALE accrued late charges in the Reference is made to that amount of $333.99 as of Febru certain trust deed made Adelai ary 5, 2002, plus monthly late da Rodriguez unmarried person, charges of $37.11 each beginning as grantor, to Amerititle, as trust with the February, 2002 payment, ee, in favor of First Franklin Fi until paid; delinquent property nancial Corporation, as benefi taxes, if any; cost of foreclosure ciary. dated October 5, 2000, re report; attorney's fees, trustee's corded on October 24, 2000, in fees, together with any other the Records of Morrow County, sums due or that may become due Oregon, as microfilm No. M- under the Note or by reason of 2000-2354*, covering the follow this foreclosure and any further ing described real property situ advances made by Beneficiary as ated in that county and state, to- allowed by the Note and Deed of wit: Trust. Lot 8, EDGEWOOD VIL II. LA, in the City of Irngon, Coun The principal sum o f ty of Morrow, and State of Ore- $72,129.35 with interest on the » Wednesday, May 8, 2002 - ELEVEN principal balance at the rate of 12.00 percent per annum, from December 1, 2000, until paid; accrued late charges in the amount of $333.99 as of Febru ary 5, 2002, plus monthly late charges of $37.11 each beginning with the February, 2002 payment, until paid; prepayment premium, if applicable; cost of foreclosure report; attorney’s fees, trustee’s fees, together with any other sums due or that may become due under the Note or by reason of this foreclosure and any further advances made by Beneficiary as allowed by the Note and Deed of Trust. Published: April 24, May 1,8 and 15, 2002 Affid______________________ PUBLIC NOTICE TRUSTEE’S NOTICE OF SALE Reference is made to that certain trust deed made by Hu ber Landeros, as grantor(s), to Glenn H. Prohaska, as trustee, in favor of Conseco Finance Servic ing Corp., as beneficiary, dated April 4, 2000, recorded April 7, 2000, in the mortgage records of Morrow County, Oregon, as Mi crofilm No. M-2000-803, cover ing the following described real property situated in said county and state, to wit: Lot 8, SANDZ STONE SUBDIVISION, in the City of Boardman, County of Morrow and State of Oregon which has the address com monly known as 224 SW Willow Fork Drive, Boardman, Oregon 97818. Both the beneficiary and the trustee have elected to sell the said real properly to satisfy the obligations secured by said trust deed and a notice of default has been recorded pursuant to Ore gon Revised Statutes 86.735(3); the default for which the foreclo sure is made is grantor’s failure to pay when due the following sums: $ 3,979.44 Total delinquent monthly payments and late chgs. due as of December 18, 2001 $ 3,979.44 TOTAL AMOUNT REQUIRED TO RE INSTATE AS OF December 18. 2001 By reason of the default, the beneficiary has declared allfetfliis" owing on the obligation secured by the trust deed immediately due and payable, those sums being the following, to-wit: $ 89,699.53 Principal bal ance of loan $ 89,699.53 TOTAL AMOUNT DUE AS OF Decem ber 18,2001 WHEREFORE, notice here by is given that the undersigned trustee will on June 11, 2002, at the hour of 11:30 o’clock A.M., in accord with the standard of time established by ORS 187.110, at front steps of Mor row County Courthouse in the City of Heppner, County of Mor row, State of Oregon, sell at pub lic auction to the highest bidder for cash the interest in the said described real property which the grantor had or had power to con vey at the time of the execution by grantor of the said trust deed, together with any interest which the grantor or grantor’s succes sors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a rea sonable charge by the trustee. Notice is further given that any person named in ORS 86.753 has the right, at any time prior to five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any oth er default complained of herein that is capable of being cured by tendering the performance re quired under the obligation or trust deed, and in addition to pay ing said sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and trust deed, together with trustee's and attorney’s fees not exceeding the amounts provided by said ORS 86.753. In construing this notice, the singular includes the plural, the word “grantor” includes any suc cessor in interest to the grantor continued next page I
