cost of publication for this sale
I,
the undersigned, certify TRUSTEE’S NOTICE OF SALE
is not yet ascertainable, but the that 1 am the attorney or one of
1. DEFAULT:
Reference is made to that
information will be available 20 the attorneys for the above named
days before the scheduled sale successor trustee and that the certain trust deed made by
date by calling the number listed foregoing is a complete and ex KEVIN AND TRACIE STER
above.
act copy o f the original trustee’s RENBERG AS TENANTS BY
THE ENTIRETY, as grantor, to
**As described in the intro notice of sale.
duction to this notice, there may
FOSTER PEPPER & AMERITITLE, as trustee, in fa
be additional costs not yet ascer
SHEFELMAN PLLC vor of WASHINGTON MUTU
tainable at this time due to inter
/s/ Jennifer Droz AL BANK, as beneficiary, dated
est, late charges, and other charg
Attorney for Successor Trustee JULY 28, 1998, recorded JULY
31,1998, in the mortgage records
es that accrue subsequent to the
EXHIBIT “A”
of Morrow County, Oregon, as
date o f this notice. The total
Legal Description
amount necessary to cure may be
Lot 7, Block 3, SUNRIDGE Fee No. M-54947, covering the
greater or less depending on TERRACE, PHASE III, in the following described real and per
when you cure the default. Please City of Boardman, County of sonal property (the “Property”)
situated in Morrow County, Ore
call us at the number listed above Morrow and State of Oregon—
to determine the exact reinstate Published: April 24, May 1,8 and gon, to-wit:
ment amount.
SEE ATTACHED EXHIBIT “A”
15,2002
THE PROPERTY IN
4. DECLARATION OF ALL Affid______________________
CLUDES
A M ANUFAC
SUMS OWING IF DEFAULT IS
PUBLIC NOTICE
TURED HOME, CENTRAL
NOT CURED AT LEAST FIVE
STERRENBERG
(MANUFACTURER), 1976 67 x
DAYS PRIOR TO TRUSTEE’S
93531-930448
SALE
14 CENTENNIAL (MODEL),
WE ARE A DEBT COL
SERIAL
NUMBER
By reason of said default, the
LECTOR. THIS COMMUNI
1470376252125.
beneficiary declares all sums
CATION IS AN ATTEMPT TO
The Property is more com
owing on the obligation secured
COLLECT A DEBT AND ANY
monly known as 371 ANDER
by the trust deed due and payable
INFORMATION OBTAINED
SON, BOARDMAN, OR 97818.
in full (including principal, inter
WILL BE USED FOR THAT
2. ELECTION TO SELL &
est, late fees, and other charges)
PURPOSE.
if the Grantor fails to cure default
AMOUNTS PAST DUE
If within thirty (30) days of
at least FIVE DAYS PRIOR TO
The Beneficiary has elected
your receipt of this notice you
to proceed as to both the person
the sale date listed in Section 5.
give notice to the undersigned, in
al property and the real property
As of the date of this notice, the
writing, that you dispute the debt
in accordance with the rights with
obligation secured by the Trust
referred to, or any portion of it,
respect to the real property and
Deed includes an unpaid princi
we will mail a verification of
as perm itted by O.R.S.
pal balance of $29,430.43 plus
such debt to you. In addition, if
79.5010(4). Both the beneficiary
interest thereon at a rate o f
you make the request within said
and the trustee have elected to
9.625% from July 19, 2001 until
thirty (30) days in writing, we
sell the said Property to satisfy
paid; plus late charges of $76.50
will provide you with the name
the obligations secured by said
through January 2002, plus
and address of the original cred
trust deed and a notice of default
$12.75 for every month thereaf
itor, if other than the present cred
has been recorded pursuant to
ter the regular monthly payment
itor shown. Notices under this
O regon Revised Statutes
I is more than 15 days late, plus
paragraph should be sent to H&L
86.753(3); the defaults for which
reconveyance fees of $65.00, and
Services, Inc., Attention: Debt
the foreclosure is made is grant
the amounts listed in paragraph
Verification Department, 1111
or’s failure to pay when due the
3 above.
Third Avenue, Suite 3400, Seat
following sums:
5. TRUSTEE’S SALE
tle, WA 98101. Unless within
MONTHLY PAYMENTS:
WHEREFORE, notice here
thirty (30) days of your receipt
Amount o f monthly pay
by is given that the undersigned
of this notice, we receive notice
ments due July 20,2001 through
trustee will on JUNE 14, 2002,
that you dispute the debt, or some
at the hour o f 10:00 o ’clock
January 30, 2002
portion of the debt, we will as
Monthly Payments subtotal
A.M., in accordance with the
sume the debt amount is valid.
$1,679.61
standard of time established by
The purpose of this notice is to
LATE CHARGES:
ORS 187.110, at the front en
collect the indebtedness due, or
Accrued late charges for each
trance o f the Morrow County
in the alternative, to repossess the
monthly payment not made with
Courthouse, 100 Court Street, in
Property (as defined below)
in 15 days of its due date
the City of Heppner, County of
which is the security of said debt.
Late C harges subtotal
Morrow, State of Oregon, sell at
IMPORTANT!
$159.40
public auction to the highest bid
PLEASE READ!
TOTAL MONTHLY PAY
der for cash the interest in the said
AS OF THE DATE OF THIS
MENTS AND LATE CHARG
described Property which the
NOTICE,
THE
TOTAL
ES: $1,839.01
grantor had or had power to con
AMOUNT NECESSARY TO
3. OTHER CHARGES,
vey at the time of the exepptipp,
HAVE Tt(I$ FORECLOSURE
COSTS AND FEES:
by grantpr of the trust deed* to
PROCEEDING DISMISSED
In addition to the amounts in
gether with any interest which the
AND THE TRUST DEED RE
arrears specified above, in order
grantor or the grantor’s succes
INSTATED IS ESTIMATED
to reinstate the loan, you are
sors in interest acquired after the
TO BE $2,938.21. THIS IS THE
obliged to pay the following
execution of grantor of the trust
AMOUNT LISTED IN PARA
charges, costs and fees to rein
deed, to satisfy the foregoing ob
GRAPHS 2 AND 3 BELOW
state the Deed o f Trust:
ligations thereby secured and the
AND IS REFERRED TO IN
Title Reports $209.00
costs and expenses of sale, in
THIS NOTICE AS THE REIN
Process Service Charges $115.00
cluding a reasonable charge by
STATEMENT AMOUNT. BE
Copying / Faxing / Telephone
the trustee. Notice is further giv
CAUSE OF INTEREST, LATE
$50.00
en that any person named in ORS
CHARGES, AND OTHER
T r u s t e e ’ s / A t t o r n e y ’ s F ee
86.753 has the right, at any time
CHARGES THAT MAY AC
$550.00
prior to five days before the date
CRUE SUBSEQUENT TO THE
Postage Fee $15.00
last set for the sale, to have this
DATE OF THIS NOTICE, THE
Recording Fees $85.00
foreclosure proceeding dismissed
AMOUNT DUE ON THE DAY
M iscellaneous Lender Fees
and the trust deed reinstated by
YOU ACTUALLY PAY WILL
$75.20
payment to the beneficiary of the
PROBABLY BE GREATER OR
Publication Fees Varies*
entire amount then due (other
LESS DEPENDING ON WHEN
TOTAL CHARGES, COSTS
than such portion of the princi
YOU CURE. PLEASE CON
AND FEES $1,099.20**
pal as would not then be due had
TACT OUR R EIN STA TE
•Publication fees can vary
no default occurred) and by cur
MENT DEPARTM ENT AT
from $600 to $2000 depending on
ing any other default complained
(206) 386-5470 BEFORE
the county, newspaper, and num
o f herein that is capable of being
SENDING YOUR CHECK TO
ber of words to be published. The
cured by tendering the perfor
DETERMINE THE EXACT
cost of publication for this sale
mance required under the obliga
REINSTATEMENT AMOUNT.
is not yet ascertainable, but the
tion or trust deed, and in addition
IN ORDER TO HAVE THE
information will be available 20
to paying said sums or tendering
FORECLOSURE PROCEED
days before the scheduled sale
the performance necessary to
ING DISMISSED, YOU MUST
date by calling the number listed
cure the default, by paying all
PAY THE REINSTATEMENT
above.
costs and expenses actually in
AMOUNT AT ANY TIME PRI
**As described in the intro
curred in enforcing the obligation
OR TO FIVE DAYS BEFORE
duction to this notice, there may
and trust deed, together with
THE DATE LAST SET FOR
be additional costs not yet ascer
trustee’s and attorney’s fees not
THE SALE. THEREAFTER,
tainable at this time due to inter
exceeding the amounts provided
AND PURSUANT TO PARA
est, late charges, and other charg
by said ORS 86.753.
GRAPH 4 BELOW, YOU WILL
es that accrue subsequent to the
In construing this notice, the
HAVE TO PAY YOUR ENTIRE
date o f this notice. The total
singular includes the plural, the
LOAN BALANCE PLUS ALL
amount necessary to cure may be
word “grantor” includes any suc
OTHER CHARGES LISTED IN
greater or less depending on
cessor in interest to the grantor
PARAGRAPH 3 OF THIS NO
when you cure the default. Please
as well as any other person ow
TICE IN FULL IN ORDER TO
call us at the number listed above
ing the obligation, the perfor STOP THE FORECLOSURE
to determine the exact reinstate
mance o f which is secured by
SALE. FOR FURTHER INFOR
ment amount.
said trust deed, and the words
MATION, ON REINSTATE
4. DECLARATION OF ALL
“trustee” and “beneficiary” in
MENT OR PAYOFFS, WRITE
SUMS
OWING IF DEFAULT IS
clude their respective successors
US AT H&L SERVICES, INC.,
NOT
CURED
AT LEAST FIVE
in interest, if any.
ATTENTION: REINSTATE
DAYS PRIOR TO TRUSTEE’S
6. INQUIRIES
MENT DEPARTMENT, 1111
SALE
Inquiries regarding reinstate
THIRD AVENUE, SUITE 3400,
By reason of said default, the
ment, payoff or debt verification
SEATTLE, WA 98001 OR
beneficiary declares all sums
should be directed to the address
CALL US AT (206) 386-5470.
owing on the obligation secured
es and telephone numbers shown
UNLESS
OTHERW ISE
by the trust deed due and payable
on the first page of this notice.
AGREED WITH THE CREDI
in full (including principal, inter
All other inquiries concerning
TOR, ALL REINSTATEMENT
est, late fees, and other charges)
this notice should be directed to
AND PAYOFF FUNDS MUST
if the Grantor fails to cure default
the undersigned.
BE IN THE FORM OF A CASH
at least FIVE DAYS PRIOR TO
DATED: February 11,2002.
IER’S OR CERTIFIED CHECK. the sale date listed in Section 5.
/s/ Steven G. Jones,
The creditor to whom this
As of the date of this notice, the
Successor Trustee
amount is owed is WASHING obligation secured by the Trust
C/O H&L SERVICES, INC.
TON MUTUAL BANK.
Deed includes an unpaid princi
1111 THIRD AVENUE, #3400
THE
INFORM ATION
pal balance of $25,643.30 plus
I B^Seattle, Washington 98104-7006
ABOVE IS PROVIDED IN interest thereon at a rate o f
(206) 386-5470
COM PLIANCE WITH THE 9.625% from June 30. 2001 until
STATE OF WASHINGTON)
FEDERAL FAIR DEBT COL paid; plus late charges of $159.40
)ss
LECTION PRACTICES ACT.
through January 2002, plus
. .„ COUNTY OF KING
)
)
Heppner Gazette-Times, Heppner, Oregon
$11.01 for every month thereaf- gon.
ter the regular monthly payment
Commonly known as: 1365
is more than 15 days late, plus E. Idaho A ve., Irrigon, OR
escrow advances of $95.59, re 97844.
conveyance fees of $65.00, and
Both the beneficiary and the
the amounts listed in paragraph trustee have elected to sell the
3 above.
real property to satisfy the obli
5. TRUSTEE’S SALE
gations secured by the trust deed
WHEREFORE, notice here and a notice of default has been
by is given that the undersigned recorded pursuant to Oregon Re
trustee will on JUNE 14, 2002, vised Statutes 86.735(3); the de
at the hour o f 10:00 o ’clock
fault for which the foreclosure is
A.M., in accordance with the
made in grantor’s failure to pay
standard of time established by when due the following sums:
ORS 187.110, at the front en
SEE EXHIBIT A, PARA
trance of the Morrow County
GRAPH I.
Courthouse, 100 Court Street, in
*The beneficial interest in
the City of Heppner, County of said trust deed was assigned to
Morrow, State of Oregon, sell at Altegra Credit Company by in
public auction to the highest bid strument recorded February 4,
der for cash the interest in the said 2002, as Microfilm No. M-2002-
described Property which the
3332.
grantor had or had power to con
By reason of the default just
vey at the time of the execution described, the beneficiary has
by grantor of the trust deed, to declared all sums owing on the
gether with any interest which the obligation secured by the trust
grantor or the grantor’s succes deed immediately due and pay
sors in interest acquired after the able, those sums being the fol
execution of grantor of the trust lowing, to-wit:
deed, to satisfy the foregoing ob
SEE EXHIBIT A, PARA
ligations thereby secured and the GRAPH II.
costs and expenses of sale, in
WHEREFORE, notice is
cluding a reasonable charge by hereby given that the undersigned
the trustee. Notice is further giv trustee will on July 2,2002, at the
en that any person named in ORS hour of three o’clock, P.M., in
86.753 has the right, at any time accord with the standard of time
prior to five days before the date established by ORS 187.110, at
last set for the sale, to have this the front steps of the Morrow
foreclosure proceeding dismissed County Courthouse, 100 N. Court
and the trust deed reinstated by Street in the City of Heppner,
payment to the beneficiary of the County of Morrow, State of Ore
entire amount then due (other gon, sell at public auction to the
than such portion of the princi highest bidder for cash the inter
pal as would not then be due had est in the real property described
no default occurred) and by cur above which the grantor had or
ing any other default complained had power to convey at the time
of herein that is capable of being of the execution by grantor of the
cured by tendering the perfor trust deed together with any in
mance required under the obliga terest which the grantor or grant
tion or trust deed, and in addition or’s successors in interest ac
to paying said sums or tendering quired after the execution of the
the performance necessary to trust deed, to satisfy the forego
cure the default, by paying all ing obligations thereby secured
costs and expenses actually in and the costs and expenses of the
curred in enforcing the obligation sale, including a reasonable
and trust deed, together with charge by the trustee. Ifotice is
trustee’s and attorney’s fees not further given that any person
exceeding the amounts provided named in ORS 86.753 has the
right, at any time prior to five
by said ORS 86.753.
In construing this notice, the days before the date last set for
singular includes the plural, the the sale, to have this foreclosure
word “grantor” includes any suc proceeding dismissed and the
cessor in interest to the grantor trust deed reinstated by payment
as well as any other person ow to the beneficiary of the entire
ing the obligation, the perfor amount then due (other than such
mance o f which is secured by portion of the principal as would
said trust deed, and the words not then be due had no default
“trustee” and “beneficiary” in occurred) and by curing any oth
clude their respective successors er default complained of herein
that is capable of beiog cured by
in interest, if any.
tendering the performance re
6. INQUIRIES
Inquiries regarding reinstate quired under the obligation or
ment, payoff or debt verification trust deed, and in addition to pay
should be directed to the address ing those sums or tendering the
es and telephone numbers shown performance necessary to cure
the default, by paying all costs
on the first page of this notice.
All other inquiries concerning and expenses actually incurred in
this notice should be directed to enforcing the obligation and trust
deed, together with trustee and
the undersigned.
attorney fees not exceeding the
DATED: February 11,2002.
/s/ Steven G. Jones, am ounts provided by ORS
Successor Trustee 86.753.
In construing this notice, the
C/O H&L SERVICES, INC.
1111 THIRD AVENUE, #3400 singular includes the plural, the
Seattle, Washington 98104-7006 word “grantor” includes any suc
(206) 386-5470 cessor in interest to the grantor
as well as any other person ow
STATE OF WASHINGTON)
)ss ing an obligation, the perfor
mance of which is secured by the
COUNTY OF KING
)
I, the undersigned, certify trust deed, and the words “trust
that I am the attorney or one of ee” and “beneficiary” include
the attorneys for the above named their respective successors in in
successor trustee and that the terest, if any.
DATED February 21, 2002.
foregoing is a complete and ex
/s/ James Ray Streinz,
act copy of the original trustee’s
Successor Trustee
notice of sale.
State of Oregon, County of
FOSTER PEPPER &
SHEFELMAN PLLC Multnomah) ss.
I, the undersigned, certify
/s/ Jennifer Droz
Attorney for Successor Trustee that I am the attorney or one of
the attorneys for the above named
EXHIBIT “A”
trustee and that the foregoing is
Legal Description
Lot 20, Block 1. SUNRIDGE a complete and exact copy of the
TERRACE PHASE II, in the City original trustee’s notice of sale.
/s/ Jason A. Skelton
of Boardman, County of Morrow
Attorney for Trustee
and State of Oregon—
EXHIBIT A
Published: April 24, May 1,8 and
I.
15,2002
Monthly principal and inter
Affid______________________
est installments of $742.15 each
PUBLIC NOTICE
from January 1,2001. until paid;
TRUSTEE’S NOTICE OF SALE accrued late charges in the
Reference is made to that amount of $333.99 as of Febru
certain trust deed made Adelai ary 5, 2002, plus monthly late
da Rodriguez unmarried person, charges of $37.11 each beginning
as grantor, to Amerititle, as trust with the February, 2002 payment,
ee, in favor of First Franklin Fi until paid; delinquent property
nancial Corporation, as benefi taxes, if any; cost of foreclosure
ciary. dated October 5, 2000, re report; attorney's fees, trustee's
corded on October 24, 2000, in fees, together with any other
the Records of Morrow County, sums due or that may become due
Oregon, as microfilm No. M- under the Note or by reason of
2000-2354*, covering the follow this foreclosure and any further
ing described real property situ advances made by Beneficiary as
ated in that county and state, to- allowed by the Note and Deed of
wit:
Trust.
Lot 8, EDGEWOOD VIL
II.
LA, in the City of Irngon, Coun
The principal sum o f
ty of Morrow, and State of Ore- $72,129.35 with interest on the
»
Wednesday, May 8, 2002 - ELEVEN
principal balance at the rate of
12.00 percent per annum, from
December 1, 2000, until paid;
accrued late charges in the
amount of $333.99 as of Febru
ary 5, 2002, plus monthly late
charges of $37.11 each beginning
with the February, 2002 payment,
until paid; prepayment premium,
if applicable; cost of foreclosure
report; attorney’s fees, trustee’s
fees, together with any other
sums due or that may become due
under the Note or by reason of
this foreclosure and any further
advances made by Beneficiary as
allowed by the Note and Deed of
Trust.
Published: April 24, May 1,8 and
15, 2002
Affid______________________
PUBLIC NOTICE
TRUSTEE’S NOTICE OF SALE
Reference is made to that
certain trust deed made by Hu
ber Landeros, as grantor(s), to
Glenn H. Prohaska, as trustee, in
favor of Conseco Finance Servic
ing Corp., as beneficiary, dated
April 4, 2000, recorded April 7,
2000, in the mortgage records of
Morrow County, Oregon, as Mi
crofilm No. M-2000-803, cover
ing the following described real
property situated in said county
and state, to wit:
Lot 8, SANDZ STONE
SUBDIVISION, in the City of
Boardman, County of Morrow
and State of Oregon
which has the address com
monly known as 224 SW Willow
Fork Drive, Boardman, Oregon
97818.
Both the beneficiary and the
trustee have elected to sell the
said real properly to satisfy the
obligations secured by said trust
deed and a notice of default has
been recorded pursuant to Ore
gon Revised Statutes 86.735(3);
the default for which the foreclo
sure is made is grantor’s failure
to pay when due the following
sums:
$ 3,979.44 Total delinquent
monthly payments and late chgs.
due as of December 18, 2001
$
3,979.44
TOTAL
AMOUNT REQUIRED TO RE
INSTATE AS OF December 18.
2001
By reason of the default, the
beneficiary has declared allfetfliis"
owing on the obligation secured
by the trust deed immediately due
and payable, those sums being
the following, to-wit:
$ 89,699.53 Principal bal
ance of loan
$ 89,699.53
TOTAL
AMOUNT DUE AS OF Decem
ber 18,2001
WHEREFORE, notice here
by is given that the undersigned
trustee will on June 11, 2002, at
the hour of 11:30 o’clock A.M.,
in accord with the standard of
time established by ORS
187.110, at front steps of Mor
row County Courthouse in the
City of Heppner, County of Mor
row, State of Oregon, sell at pub
lic auction to the highest bidder
for cash the interest in the said
described real property which the
grantor had or had power to con
vey at the time of the execution
by grantor of the said trust deed,
together with any interest which
the grantor or grantor’s succes
sors in interest acquired after the
execution of said trust deed, to
satisfy the foregoing obligations
thereby secured and the costs and
expenses of sale, including a rea
sonable charge by the trustee.
Notice is further given that any
person named in ORS 86.753 has
the right, at any time prior to five
days before the date last set for
the sale, to have this foreclosure
proceeding dismissed and the
trust deed reinstated by payment
to the beneficiary of the entire
amount then due (other than such
portion of the principal as would
not then be due had no default
occurred) and by curing any oth
er default complained of herein
that is capable of being cured by
tendering the performance re
quired under the obligation or
trust deed, and in addition to pay
ing said sums or tendering the
performance necessary to cure
the default, by paying all costs
and expenses actually incurred in
enforcing the obligation and trust
deed, together with trustee's and
attorney’s fees not exceeding the
amounts provided by said ORS
86.753.
In construing this notice, the
singular includes the plural, the
word “grantor” includes any suc
cessor in interest to the grantor
continued next page
I