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About Heppner gazette-times. (Heppner, Or.) 1925-current | View Entire Issue (May 1, 2002)
cost of publication for this sale is not yet ascertainable, but the information will be available 20 days before the scheduled sale date by calling the number listed above. **As described in the intro duction to this notice, there may be additional costs not yet ascer tainable at this time due to inter est, late charges, and other charg es that accrue subsequent to the date of this notice. The total amount necessary to cure may be greater or less depending on when you cure the default. Please call us at the number listed above to determine the exact reinstate ment amount. 4. DECLARATION OF ALL SUMS OWING IF DEFAULT IS NOT CURED AT LEAST FIVE DAYS PRIOR TO TRUSTEE’S SALE By reason of said default, the beneficiary declares all sums owing on the obligation secured by the trust deed due and payable in full (including principal, inter est, late fees, and other charges) ifthe Grantor fails to cure default at least FIVE DAYS PRIOR TO the sale date listed in Section 5. As of the date of this notice, the obligation secured by the Trust Deed includes an unpaid princi pal balance of $29,430.43 plus interest thereon at a rate o f 9.625% from July 19, 2001 until paid; plus late charges of $76.50 through January 2002, plus $12.75 for every month thereaf ter the regular monthly payment is more than 15 days late, plus reconveyance fees of $65.00, and the amounts listed in paragraph 3 above. 5. TRUSTEE’S SALE WHEREFORE, notice here by is given that the undersigned trustee will on JUNE 14, 2002, „at the hour o f 10:00 o ’clock A.M., in accordance with the standard of time established by ,ORS 187.110, at the front en trance of the Morrow County Courthouse, 100 Court Street, in the City of Heppner, County of Morrow, State of Oregon, sell at public auction to the highest bid der for cash the interest in the said described Property which the grantor had or had power to con vey at the time of the execution by grantor of the trust deed, to gether with any interest which the grantor or the grantor's succes sors in interest acquired after the execution of grantor of the trust deed, to satisfy the foregoing ob ligations thereby secured and the costs and expenses of sale, in cluding a reasonable charge by the trustee. Notice is further giv en that any person named in ORS 86.753 has the right, at any time prior to five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of the princi pal as would not then be due had no default occurred) and by cur ing any other default complained of herein that is capable of being cured by tendering the perfor mance required under the obliga tion or trust deed, and in addition to paying said sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually in curred in enforcing the obligation and trust deed, together with trustee’s and attorney’s fees not exceeding the amounts provided by said ORS 86.753. In construing this notice, the singular includes the plural, the word “grantor” includes any suc cessor in interest to the grantor as well as any other person ow ing the obligation, the perfor mance of which is secured by said trust deed, and the words “trustee” and “beneficiary" in clude their respective successors in interest, if any. 6. INQUIRIES Inquiries regarding reinstate ment. payoff or debt verification should be directed to the address es and telephone numbers shown on the first page of this notice. All other inquiries concerning this notice should be directed to the undersigned. DATED: February 11.2002. /s/ Steven G. Jones, Successor Trustee C/O H&L SERVICES. INC. 1111 THIRD AVENUE. #3400 Seattle, Washington 98104-7006 (206) 386-5470 STATE OF WASHINGTON ) )ss COUNTY OF KING ) I, the undersigned, certify TRUSTEE’S NOTICE OF SALE 1. DEFAULT: that I am the attorney or one of Reference is made to that the attorneys for the above named successor trustee and that the certain trust deed made by foregoing is a complete and ex KEVIN AND TRACIE STER act copy of the original trustee’s RENBERG AS TENANTS BY THE ENTIRETY, as grantor, to notice of sale. FOSTER PEPPER & AMERITITLE, as trustee, in fa SHEFELMAN PLLC vor of WASHINGTON MUTU /s/ Jennifer Droz AL BANK, as beneficiary, dated Attorney for Successor Trustee JULY 28, 1998, recorded JULY 31,1998, in the mortgage records EXHIBIT “A” of Morrow County, Oregon, as Legal Description Fee No. M-54947, covering the Lot 7, Block 3, SUNRIDGE TERRACE, PHASE III, in the following described real and per City of Boardman, County of sonal property (the “Property”) situated in Morrow County, Ore Morrow and State of Oregon— Published: April 24, May 1,8 and gon, to-wit: 15,2002 SEE ATTACHED EXHIBIT “A” Affid______________________ THE PROPERTY IN CLUDES A MANUFAC PUBLIC NOTICE TURED HOME, CENTRAL STERRENBERG (MANUFACTURER), 1976 67 x 93531-930448 14 CENTENNIAL (MODEL), WE ARE A DEBT COL SERIAL NUMBER LECTOR. THIS COMMUNI 1470376252125. CATION IS AN ATTEMPT TO The Property is more com COLLECT A DEBT AND ANY monly known as 371 ANDER INFORMATION OBTAINED SON, BOARDMAN, OR 97818. WILL BE USED FOR THAT 2. ELECTION TO SELL & PURPOSE. AMOUNTS PAST DUE If within thirty (30) days of The Beneficiary has elected your receipt of this notice you to proceed as to both the person give notice to the undersigned, in al property and the real property writing, that you dispute the debt in accordance with the rights with referred to, or any portion of it, respect to the real property and we will mail a verification of as perm itted by O.R.S. such debt to you. In addition, if 79.5010(4). Both the beneficiary you make the request within said and the trustee have elected to thirty (30) days in writing, we sell the said Property to satisfy will provide you with the name the obligations secured by said and address of the original cred trust deed and a notice of default itor, if other than the present cred has been recorded pursuant to itor shown. Notices under this O regon Revised Statutes paragraph should be sent to H&L 86.753(3); the defaults for which Services, Inc., Attention: Debt the foreclosure is made is grant Verification Department, 1111 or’s failure to pay when due the Third Avenue, Suite 3400, Seat following sums: tle, WA 98101. Unless within MONTHLY PAYMENTS: thirty (30) days of your receipt Amount o f monthly pay of this notice, we receive notice ments due July 20, 2001 through that you dispute the debt, or some January 30,2002 portion of the debt, we will as Monthly Payments subtotal sume the debt amount is valid. $1,679.61 The purpose of this notice is to LATE CHARGES: collect the indebtedness due, or Accrued late charges for each in the alternative, to repossess the monthly payment not made with Property (as defined below) in 15 days of its due date which is the security of said debt. Late C harges subtotal IMPORTANT! $159.40 PLEASE READ! TOTAL MONTHLY PAY AS OF THE DATE OF THIS MENTS AND LATE CHARG NOTICE».-.., T H E ,.. TOTAL ES: $1,839.01 AMOUNT NECESSARY TO 3. OTHER CHARGES, HAVE THIS FORECLOSURE COSTS AND FEES: PROCEEDING DISMISSED In addition to the amounts in AND THE TRUST DEED RE arrears specified above, in order INSTATED IS ESTIMATED to reinstate the loan, you are TO BE $2,938.21. THIS IS THE obliged to pay the following AMOUNT LISTED IN PARA charges, costs and fees to rein GRAPHS 2 AND 3 BELOW state the Deed of Trust: AND IS REFERRED TO IN Title Reports $209.00 THIS NOTICE AS THE REIN Process Service Charges $ 115.00 STATEMENT AMOUNT. BE Copying / Faxing / Telephone CAUSE OF INTEREST, LATE $50.00 CHARGES, AND OTHER T r u s t e e ’s / A t t o r n e y ’ s Fee CHARGES THAT MAY AC $550.00 CRUE SUBSEQUENT TO THE Postage Fee $15.00 DATE OF THIS NOTICE, THE Recording Fees $85.00 AMOUNT DUE ON THE DAY M iscellaneous Lender Fees YOU ACTUALLY PAY WILL $75.20 PROBABLY BE GREATER OR Publication Fees Varies’" LESS DEPENDING ON WHEN TOTAL CHARGES, COSTS YOU CURE. PLEASE CON AND FEES $1,099.20** TACT OUR REINSTATE ♦Publication fees can vary MENT DEPARTMENT AT from $600 to $2000 depending on (206) 386-5470 BEFORE the county, newspaper, and num SENDING YOUR CHECK TO ber of words to be published. The DETERMINE THE EXACT cost of publication for this sale REINSTATEMENT AMOUNT. is not yet ascertainable, but the IN ORDER TO HAVE THE information will be available 20 FORECLOSURE PROCEED days before the scheduled sale ING DISMISSED, YOU MUST date by calling the number listed PAY THE REINSTATEMENT above. AMOUNT AT ANY TIME PRI **As described in the intro OR TO FIVE DAYS BEFORE duction to this notice, there may THE DATE LAST SET FOR be additional costs not yet ascer THE SALE. THEREAFTER, tainable at this time due to inter AND PURSUANT TO PARA est, late charges, and other charg GRAPH 4 BELOW. YOU WILL. es that accrue subsequent to the HAVE TO PAY YOUR ENTIRE date o f this notice. The total LOAN BALANCE PLUS ALL amount necessary to cure may be OTHER CHARGES LISTED IN greater or less depending on PARAGRAPH 3 OF THIS NO when you cure the default. Please TICE IN FULL IN ORDER TO call us at the number listed above STOP THE FORECLOSURE to determine the exact reinstate SALE. FOR FURTHER INFOR ment amount. MATION. ON REINSTATE 4. DECLARATION OF ALL MENT OR PAYOFFS. WRITE SUMS OWING IF DEFAULT IS US AT H&L SERVICES. INC., NOT CURED AT LEAST FIVE ATTENTION: REINSTATE DAYS PRIOR TO TRUSTEE’S MENT DEPARTMENT, 1111 SALE THIRD AVENUE. SUITE 3400, By reason of said default, the SEATTLE. WA 98001 OR beneficiary declares all sums CALL US AT (206) 386-5470. owing on the obligation secured UNLESS OTHERWISE by the trust deed due and payable AGREED WITH THE CREDI in full (including principal, inter TOR. ALL REINSTATEMENT est, late fees, and other charges) AND PAYOFF FUNDS MUST if the Grantor fails to cure default BE IN THE FORM OF A CASH at least FIVE DAYS PRIOR TO IER’S OR CERTIFIED CHECK. the sale date listed in Section 5. The creditor to whom this As of the date of this notice, the amount is owed is WASHING obligation secured by the Trust TON MUTUAL BANK Deed includes an unpaid princi THE INFORMATION pal balance of $25,643.30 plus ABOVE IS PROVIDED IN interest thereon at a rate of COM PLIANCE WITH THE 9.625° o from June 30, 2001 until FEDERAL FAIR DEBT COL paid: plus late charges of $ 159.40 LECTION PR ACTICES ACT through January 2002. plus Heppner Gazette-Times, Heppner, Oregon Wednesday, May 1, 2002 - ELEVEN $11.01 for every month thereaf ter the regular monthly payment is more than 15 days late, plus escrow advances of $95.59, re conveyance fees of $65.00, and the amounts listed in paragraph 3 above. 5. TRUSTEE’S SALE WHEREFORE, notice here by is given that the undersigned trustee will on JUNE 14, 2002, at the hour of 10:00 o ’clock A.M., in accordance with the standard of time established by ORS 187.110, at the front en trance o f the Morrow County Courthouse, 100 Court Street, in the City of Heppner, County of Morrow, State of Oregon, sell at public auction to the highest bid der for cash the interest in the said described Property which the grantor had or had power to con vey at the time of the execution by grantor of the trust deed, to gether with any interest which the grantor or the grantor’s succes sors in interest acquired after the execution of grantor of the trust deed, to satisfy the foregoing ob ligations thereby secured and the costs and expenses of sale, in cluding a reasonable charge by the trustee. Notice is further giv en that any person named in ORS 86.753 has the right, at any time prior to five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of the princi pal as would not then be due had no default occurred) and by cur ing any other default complained of herein that is capable of being cured by tendering the perfor mance required under the obliga tion or trust deed, and in addition to paying said sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually in curred in enforcing the obligation and trust deed, together with trustee’s and attorney’s fees not exceeding the amounts provided by said ORS 86.753. In construing this notice, the singular includes the plural, the word “grantor” includes any suc cessor in interest to the grantor as well as any other person ow ing the obligation, the perfor mance o f which is secured by said trust deed, and the words “trustee” and “beneficiary” in clude their respective successors in interest, if any. 6. INQUIRIES Inquiries regarding reinstate ment, payoff or debt verification should be directed to the address es and telephone numbers shown on the first page of this notice. All other inquiries concerning this notice should be directed to the undersigned. DATED: February 11,2002. /s/ Steven G. Jones, Successor Trustee C/O H&L SERVICES, INC. 1111 THIRD AVENUE, #3400 Seattle, Washington 98104-7006 (206) 386-5470 STATE OF WASHINGTON ) )ss COUNTY OF KING ) I, the undersigned, certify that I am the attorney or one of the attorneys for the above named successor trustee and that the foregoing is a complete and ex act copy of the original trustee’s notice of sale. FOSTER PEPPER & SHEFELMAN PLLC /s/ Jennifer Droz Attorney for Successor Trustee EXHIBIT “A” Legal Description Lot 20, Block 1. SUNRIDGE TERRACE PHASE II, in the City of Boardman, County of Morrow and State of Oregon— Published: April 24, May 1.8 and 15,2002 Affid______________________ PUBLIC NOTICE TRUSTEE’S NOTICE OF SALE Reference is made to that certain trust deed made Adelai da Rodriguez unmarried person, as grantor, to Amerititle, as trust ee. in favor of First Franklin Fi nancial Corporation, as benefi ciary, dated October 5, 2000. re corded on October 24, 2000, in the Records of Morrow County, Oregon, as microfilm No. M- 2000-2354*, covering the follow ing described real property situ ated in that county and state, to- wit: Lot 8, EDGF.WOOD VIL LA, in the City of Imgon, Coun ty of Morrow, and State of Ore gon. Commonly known as: 1365 E. Idaho Ave., Irrigon, OR 97844. Both the beneficiary and the trustee have elected to sell the real property to satisfy the obli gations secured by the trust deed and a notice of default has been recorded pursuant to Oregon Re vised Statutes 86.735(3); the de fault for which the foreclosure is made in grantor’s failure to pay when due the following sums: SEE EXHIBIT A, PARA GRAPH I. *The beneficial interest in said trust deed was assigned to Altegra Credit Company by in strument recorded February 4, 2002, as Microfilm No. M-2002- 3332. By reason of the default just described, the beneficiary has declared all sums owing on the obligation secured by the trust deed immediately due and pay able, those sums being the fol lowing, to-wit: SEE EXHIBIT A, PARA GRAPH II. WHEREFORE, notice is hereby given that the undersigned trustee will on July 2,2002, at the hour of three o’clock, P.M., in accord with the standard of time established by ORS 187.110, at the front steps of the Morrow County Courthouse, 100 N. Court Street in the City of Heppner, County of Morrow, State of Ore gon, sell at public auction to the highest bidder for cash the inter est in the real property described above which the grantor had or had power to convey at the time of the execution by grantor of the trust deed together with any in terest which the grantor or grant or’s successors in interest ac quired after the execution of the trust deed, to satisfy the forego ing obligations thereby secured and the costs and expenses of the sale, including a reasonable charge by the trustee. Notice is further given that any person named in ORS 86.753 has the right, at any time prior to five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any oth er default complained of herein that is capable of being cured by tendering the performance re quired under the obligation or trust deed, and in addition to pay ing those sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and trust deed, together with trustee and attorney fees not exceeding the am ounts provided by ORS 86.753. In construing this notice, the singular includes the plural, the word “grantor” includes any suc cessor in interest to the grantor as well as any other person ow ing an obligation, the perfor mance of which is secured by the trust deed, and the words “trust ee” and “beneficiary” include their respective successors in in terest, if any. DATED February 21,2002. /s/ James Ray Streinz, Successor Trustee State of Oregon, County of Multnomah ) ss. I, the undersigned, certify that I am the attorney or one of the attorneys for the above named trustee and that the foregoing is a complete and exact copy of the original trustee's notice of sale. /s/ Jason A. Skelton Attorney for Trustee EXHIBIT A I. Monthly principal and inter est installments of $742.15 each from January 1,2001. until paid; accrued late charges in the amount of $333.99 as of Febru ary 5, 2002, plus monthly late charges of $37.11 each beginning with the February. 2002 payment, until paid; delinquent property taxes, if any; cost of foreclosure report; attorney’s fees, trustee's fees, together with any other sums due or that may become due under the Note or by reason of this foreclosure and any further advances made by Beneficiary as allowed by the Note and Deed of Trust. II. The principal sum o f $72,129.35 with interest on the principal balance at the rate o f 12.00 percent per annum, from December 1, 2000, until paid; accrued late charges in the amount of $333.99 as of Febru ary 5, 2002, plus monthly late charges of $37.11 each beginning with the February, 2002 payment, until paid; prepayment premium, if applicable; cost of foreclosure report; attorney’s fees, trustee’s fees, together with any other sums due or that may become due under the Note or by reason of this foreclosure and any further advances made by Beneficiary as allowed by the Note and Deed of Trust. Published: April 24, May 1,8 and 15,2002 Affid______________________ PUBLIC NOTICE TRUSTEE’S NOTICE OF SALE Reference is made to that certain trust deed made by Hu ber Landeros, as grantor(s), to Glenn H. Prohaska, as trustee, in favor of Conseco Finance Servic ing Corp., as beneficiary, dated April 4, 2000, recorded April 7, 2000, in the mortgage records of Morrow County, Oregon, as Mi crofilm No. M-2000-803, cover ing the following described real property situated in said county and state, to wit: Lot 8, SANDZ STONE SUBDIVISION, in the City of Boardman, County of Morrow and State of Oregon which has the address com monly known as 224 SW Willow Fork Drive, Boardman, Oregon 97818. Both the beneficiary and the trustee have elected to sell the said real properly to satisfy the obligations secured by said trust deed and a notice of default has been recorded pursuant to Ore gon Revised Statutes 86.735(3); the default for which the foreclo sure is made is grantor's failure to pay when due the following sums: $ 3,979.44 Total delinquent monthly payments and late chgs. due as of December 18, 2001 $ 3.979.44 TOTAL AMOUNT REQUIRED TO RE INSTATE AS OF December 18, 2001 By reason of the default, the beneficiary has declared all sums owing on the obligation secured by the trust deed immediately due and payable, those sums being the following, to-wit: $ 89,699.53 Principal bal ance of loan $ 89,699.53 TOTAL AMOUNT DUE AS OF Decem ber 18,2001 WHEREFORE, notice here by is given that the undersigned trustee will on June 11, 2002, at the hour of 11:30 o’clock A.M., in accord with the standard of tim e established by ORS 187.110, at front steps of Mor row County Courthouse in the City of Heppner, County of Mor row, State of Oregon, sell at pub lic auction to the highest bidder for cash the interest in the said described real property which the grantor had or had power to con vey at the time of the execution by grantor of the said trust deed, together with any interest which the grantor or grantor's succes sors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a rea sonable charge by the trustee, Notice is further given that any person named in ORS 86.753 has the right, at any time prior to five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any oth er default complained of herein that is capable of being cured by tendering the performance re quired under the obligation or trust deed, and in addition to pay ing said sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and trust deed, together with trustee's and attorney's fees not exceeding the amounts provided by said ORS 86.753. In construing this notice, the singular includes the plural, the word “grantor” includes any suc cessor in interest to the grantor continued next page
