cost of publication for this sale
is not yet ascertainable, but the
information will be available 20
days before the scheduled sale
date by calling the number listed
above.
**As described in the intro
duction to this notice, there may
be additional costs not yet ascer
tainable at this time due to inter
est, late charges, and other charg
es that accrue subsequent to the
date of this notice. The total
amount necessary to cure may be
greater or less depending on
when you cure the default. Please
call us at the number listed above
to determine the exact reinstate
ment amount.
4. DECLARATION OF ALL
SUMS OWING IF DEFAULT IS
NOT CURED AT LEAST FIVE
DAYS PRIOR TO TRUSTEE’S
SALE
By reason of said default, the
beneficiary declares all sums
owing on the obligation secured
by the trust deed due and payable
in full (including principal, inter
est, late fees, and other charges)
ifthe Grantor fails to cure default
at least FIVE DAYS PRIOR TO
the sale date listed in Section 5.
As of the date of this notice, the
obligation secured by the Trust
Deed includes an unpaid princi
pal balance of $29,430.43 plus
interest thereon at a rate o f
9.625% from July 19, 2001 until
paid; plus late charges of $76.50
through January 2002, plus
$12.75 for every month thereaf
ter the regular monthly payment
is more than 15 days late, plus
reconveyance fees of $65.00, and
the amounts listed in paragraph
3 above.
5. TRUSTEE’S SALE
WHEREFORE, notice here
by is given that the undersigned
trustee will on JUNE 14, 2002,
„at the hour o f 10:00 o ’clock
A.M., in accordance with the
standard of time established by
,ORS 187.110, at the front en
trance of the Morrow County
Courthouse, 100 Court Street, in
the City of Heppner, County of
Morrow, State of Oregon, sell at
public auction to the highest bid
der for cash the interest in the said
described Property which the
grantor had or had power to con
vey at the time of the execution
by grantor of the trust deed, to
gether with any interest which the
grantor or the grantor's succes
sors in interest acquired after the
execution of grantor of the trust
deed, to satisfy the foregoing ob
ligations thereby secured and the
costs and expenses of sale, in
cluding a reasonable charge by
the trustee. Notice is further giv
en that any person named in ORS
86.753 has the right, at any time
prior to five days before the date
last set for the sale, to have this
foreclosure proceeding dismissed
and the trust deed reinstated by
payment to the beneficiary of the
entire amount then due (other
than such portion of the princi
pal as would not then be due had
no default occurred) and by cur
ing any other default complained
of herein that is capable of being
cured by tendering the perfor
mance required under the obliga
tion or trust deed, and in addition
to paying said sums or tendering
the performance necessary to
cure the default, by paying all
costs and expenses actually in
curred in enforcing the obligation
and trust deed, together with
trustee’s and attorney’s fees not
exceeding the amounts provided
by said ORS 86.753.
In construing this notice, the
singular includes the plural, the
word “grantor” includes any suc
cessor in interest to the grantor
as well as any other person ow
ing the obligation, the perfor
mance of which is secured by
said trust deed, and the words
“trustee” and “beneficiary" in
clude their respective successors
in interest, if any.
6. INQUIRIES
Inquiries regarding reinstate
ment. payoff or debt verification
should be directed to the address
es and telephone numbers shown
on the first page of this notice.
All other inquiries concerning
this notice should be directed to
the undersigned.
DATED: February 11.2002.
/s/ Steven G. Jones,
Successor Trustee
C/O H&L SERVICES. INC.
1111 THIRD AVENUE. #3400
Seattle, Washington 98104-7006
(206) 386-5470
STATE OF WASHINGTON )
)ss
COUNTY OF KING
)
I,
the undersigned, certify TRUSTEE’S NOTICE OF SALE
1. DEFAULT:
that I am the attorney or one of
Reference is made to that
the attorneys for the above named
successor trustee and that the certain trust deed made by
foregoing is a complete and ex KEVIN AND TRACIE STER
act copy of the original trustee’s RENBERG AS TENANTS BY
THE ENTIRETY, as grantor, to
notice of sale.
FOSTER PEPPER & AMERITITLE, as trustee, in fa
SHEFELMAN PLLC vor of WASHINGTON MUTU
/s/ Jennifer Droz AL BANK, as beneficiary, dated
Attorney for Successor Trustee JULY 28, 1998, recorded JULY
31,1998, in the mortgage records
EXHIBIT “A”
of Morrow County, Oregon, as
Legal Description
Fee No. M-54947, covering the
Lot 7, Block 3, SUNRIDGE
TERRACE, PHASE III, in the following described real and per
City of Boardman, County of sonal property (the “Property”)
situated in Morrow County, Ore
Morrow and State of Oregon—
Published: April 24, May 1,8 and gon, to-wit:
15,2002
SEE ATTACHED EXHIBIT “A”
Affid______________________
THE PROPERTY IN
CLUDES
A MANUFAC
PUBLIC NOTICE
TURED HOME, CENTRAL
STERRENBERG
(MANUFACTURER), 1976 67 x
93531-930448
14 CENTENNIAL (MODEL),
WE ARE A DEBT COL
SERIAL
NUMBER
LECTOR. THIS COMMUNI
1470376252125.
CATION IS AN ATTEMPT TO
The Property is more com
COLLECT A DEBT AND ANY
monly known as 371 ANDER
INFORMATION OBTAINED
SON, BOARDMAN, OR 97818.
WILL BE USED FOR THAT
2. ELECTION TO SELL &
PURPOSE.
AMOUNTS PAST DUE
If within thirty (30) days of
The Beneficiary has elected
your receipt of this notice you
to proceed as to both the person
give notice to the undersigned, in
al property and the real property
writing, that you dispute the debt
in accordance with the rights with
referred to, or any portion of it,
respect to the real property and
we will mail a verification of
as perm itted by O.R.S.
such debt to you. In addition, if
79.5010(4). Both the beneficiary
you make the request within said
and the trustee have elected to
thirty (30) days in writing, we
sell the said Property to satisfy
will provide you with the name
the obligations secured by said
and address of the original cred
trust deed and a notice of default
itor, if other than the present cred
has been recorded pursuant to
itor shown. Notices under this
O regon Revised Statutes
paragraph should be sent to H&L
86.753(3); the defaults for which
Services, Inc., Attention: Debt
the foreclosure is made is grant
Verification Department, 1111
or’s failure to pay when due the
Third Avenue, Suite 3400, Seat
following sums:
tle, WA 98101. Unless within
MONTHLY PAYMENTS:
thirty (30) days of your receipt
Amount o f monthly pay
of this notice, we receive notice
ments due July 20, 2001 through
that you dispute the debt, or some
January 30,2002
portion of the debt, we will as
Monthly Payments subtotal
sume the debt amount is valid.
$1,679.61
The purpose of this notice is to
LATE CHARGES:
collect the indebtedness due, or
Accrued late charges for each
in the alternative, to repossess the
monthly payment not made with
Property (as defined below)
in 15 days of its due date
which is the security of said debt.
Late C harges subtotal
IMPORTANT!
$159.40
PLEASE READ!
TOTAL MONTHLY PAY
AS OF THE DATE OF THIS
MENTS AND LATE CHARG
NOTICE».-.., T H E ,.. TOTAL
ES: $1,839.01
AMOUNT NECESSARY TO
3. OTHER CHARGES,
HAVE THIS FORECLOSURE
COSTS AND FEES:
PROCEEDING DISMISSED
In addition to the amounts in
AND THE TRUST DEED RE
arrears specified above, in order
INSTATED IS ESTIMATED
to reinstate the loan, you are
TO BE $2,938.21. THIS IS THE
obliged to pay the following
AMOUNT LISTED IN PARA
charges, costs and fees to rein
GRAPHS 2 AND 3 BELOW
state the Deed of Trust:
AND IS REFERRED TO IN
Title Reports $209.00
THIS NOTICE AS THE REIN
Process Service Charges $ 115.00
STATEMENT AMOUNT. BE
Copying / Faxing / Telephone
CAUSE OF INTEREST, LATE
$50.00
CHARGES, AND OTHER
T r u s t e e ’s / A t t o r n e y ’ s Fee
CHARGES THAT MAY AC
$550.00
CRUE SUBSEQUENT TO THE
Postage Fee $15.00
DATE OF THIS NOTICE, THE
Recording Fees $85.00
AMOUNT DUE ON THE DAY
M iscellaneous Lender Fees
YOU ACTUALLY PAY WILL
$75.20
PROBABLY BE GREATER OR
Publication Fees Varies’"
LESS DEPENDING ON WHEN
TOTAL CHARGES, COSTS
YOU CURE. PLEASE CON
AND FEES $1,099.20**
TACT OUR REINSTATE
♦Publication fees can vary
MENT DEPARTMENT AT
from $600 to $2000 depending on
(206) 386-5470 BEFORE
the county, newspaper, and num
SENDING YOUR CHECK TO
ber of words to be published. The
DETERMINE THE EXACT
cost of publication for this sale
REINSTATEMENT AMOUNT.
is not yet ascertainable, but the
IN ORDER TO HAVE THE
information will be available 20
FORECLOSURE PROCEED
days before the scheduled sale
ING DISMISSED, YOU MUST
date by calling the number listed
PAY THE REINSTATEMENT
above.
AMOUNT AT ANY TIME PRI
**As described in the intro
OR TO FIVE DAYS BEFORE
duction to this notice, there may
THE DATE LAST SET FOR
be additional costs not yet ascer
THE SALE. THEREAFTER,
tainable at this time due to inter
AND PURSUANT TO PARA
est, late charges, and other charg
GRAPH 4 BELOW. YOU WILL.
es that accrue subsequent to the
HAVE TO PAY YOUR ENTIRE
date o f this notice. The total
LOAN BALANCE PLUS ALL
amount necessary to cure may be
OTHER CHARGES LISTED IN
greater or less depending on
PARAGRAPH 3 OF THIS NO
when you cure the default. Please
TICE IN FULL IN ORDER TO
call us at the number listed above
STOP THE FORECLOSURE
to determine the exact reinstate
SALE. FOR FURTHER INFOR
ment amount.
MATION. ON REINSTATE
4. DECLARATION OF ALL
MENT OR PAYOFFS. WRITE
SUMS OWING IF DEFAULT IS
US AT H&L SERVICES. INC.,
NOT CURED AT LEAST FIVE
ATTENTION: REINSTATE
DAYS PRIOR TO TRUSTEE’S
MENT DEPARTMENT, 1111
SALE
THIRD AVENUE. SUITE 3400,
By reason of said default, the
SEATTLE. WA 98001 OR
beneficiary declares all sums
CALL US AT (206) 386-5470.
owing on the obligation secured
UNLESS
OTHERWISE
by the trust deed due and payable
AGREED WITH THE CREDI
in full (including principal, inter
TOR. ALL REINSTATEMENT
est, late fees, and other charges)
AND PAYOFF FUNDS MUST
if the Grantor fails to cure default
BE IN THE FORM OF A CASH
at least FIVE DAYS PRIOR TO
IER’S OR CERTIFIED CHECK.
the sale date listed in Section 5.
The creditor to whom this
As of the date of this notice, the
amount is owed is WASHING
obligation secured by the Trust
TON MUTUAL BANK
Deed includes an unpaid princi
THE
INFORMATION
pal balance of $25,643.30 plus
ABOVE IS PROVIDED IN
interest thereon at a rate of
COM PLIANCE WITH THE
9.625° o from June 30, 2001 until
FEDERAL FAIR DEBT COL
paid: plus late charges of $ 159.40
LECTION PR ACTICES ACT
through January 2002. plus
Heppner Gazette-Times, Heppner, Oregon Wednesday, May 1, 2002 - ELEVEN
$11.01 for every month thereaf
ter the regular monthly payment
is more than 15 days late, plus
escrow advances of $95.59, re
conveyance fees of $65.00, and
the amounts listed in paragraph
3 above.
5. TRUSTEE’S SALE
WHEREFORE, notice here
by is given that the undersigned
trustee will on JUNE 14, 2002,
at the hour of 10:00 o ’clock
A.M., in accordance with the
standard of time established by
ORS 187.110, at the front en
trance o f the Morrow County
Courthouse, 100 Court Street, in
the City of Heppner, County of
Morrow, State of Oregon, sell at
public auction to the highest bid
der for cash the interest in the said
described Property which the
grantor had or had power to con
vey at the time of the execution
by grantor of the trust deed, to
gether with any interest which the
grantor or the grantor’s succes
sors in interest acquired after the
execution of grantor of the trust
deed, to satisfy the foregoing ob
ligations thereby secured and the
costs and expenses of sale, in
cluding a reasonable charge by
the trustee. Notice is further giv
en that any person named in ORS
86.753 has the right, at any time
prior to five days before the date
last set for the sale, to have this
foreclosure proceeding dismissed
and the trust deed reinstated by
payment to the beneficiary of the
entire amount then due (other
than such portion of the princi
pal as would not then be due had
no default occurred) and by cur
ing any other default complained
of herein that is capable of being
cured by tendering the perfor
mance required under the obliga
tion or trust deed, and in addition
to paying said sums or tendering
the performance necessary to
cure the default, by paying all
costs and expenses actually in
curred in enforcing the obligation
and trust deed, together with
trustee’s and attorney’s fees not
exceeding the amounts provided
by said ORS 86.753.
In construing this notice, the
singular includes the plural, the
word “grantor” includes any suc
cessor in interest to the grantor
as well as any other person ow
ing the obligation, the perfor
mance o f which is secured by
said trust deed, and the words
“trustee” and “beneficiary” in
clude their respective successors
in interest, if any.
6. INQUIRIES
Inquiries regarding reinstate
ment, payoff or debt verification
should be directed to the address
es and telephone numbers shown
on the first page of this notice.
All other inquiries concerning
this notice should be directed to
the undersigned.
DATED: February 11,2002.
/s/ Steven G. Jones,
Successor Trustee
C/O H&L SERVICES, INC.
1111 THIRD AVENUE, #3400
Seattle, Washington 98104-7006
(206) 386-5470
STATE OF WASHINGTON )
)ss
COUNTY OF KING
)
I, the undersigned, certify
that I am the attorney or one of
the attorneys for the above named
successor trustee and that the
foregoing is a complete and ex
act copy of the original trustee’s
notice of sale.
FOSTER PEPPER &
SHEFELMAN PLLC
/s/ Jennifer Droz
Attorney for Successor Trustee
EXHIBIT “A”
Legal Description
Lot 20, Block 1. SUNRIDGE
TERRACE PHASE II, in the City
of Boardman, County of Morrow
and State of Oregon—
Published: April 24, May 1.8 and
15,2002
Affid______________________
PUBLIC NOTICE
TRUSTEE’S NOTICE OF SALE
Reference is made to that
certain trust deed made Adelai
da Rodriguez unmarried person,
as grantor, to Amerititle, as trust
ee. in favor of First Franklin Fi
nancial Corporation, as benefi
ciary, dated October 5, 2000. re
corded on October 24, 2000, in
the Records of Morrow County,
Oregon, as microfilm No. M-
2000-2354*, covering the follow
ing described real property situ
ated in that county and state, to-
wit:
Lot 8, EDGF.WOOD VIL
LA, in the City of Imgon, Coun
ty of Morrow, and State of Ore
gon.
Commonly known as: 1365
E. Idaho Ave., Irrigon, OR
97844.
Both the beneficiary and the
trustee have elected to sell the
real property to satisfy the obli
gations secured by the trust deed
and a notice of default has been
recorded pursuant to Oregon Re
vised Statutes 86.735(3); the de
fault for which the foreclosure is
made in grantor’s failure to pay
when due the following sums:
SEE EXHIBIT A, PARA
GRAPH I.
*The beneficial interest in
said trust deed was assigned to
Altegra Credit Company by in
strument recorded February 4,
2002, as Microfilm No. M-2002-
3332.
By reason of the default just
described, the beneficiary has
declared all sums owing on the
obligation secured by the trust
deed immediately due and pay
able, those sums being the fol
lowing, to-wit:
SEE EXHIBIT A, PARA
GRAPH II.
WHEREFORE, notice is
hereby given that the undersigned
trustee will on July 2,2002, at the
hour of three o’clock, P.M., in
accord with the standard of time
established by ORS 187.110, at
the front steps of the Morrow
County Courthouse, 100 N. Court
Street in the City of Heppner,
County of Morrow, State of Ore
gon, sell at public auction to the
highest bidder for cash the inter
est in the real property described
above which the grantor had or
had power to convey at the time
of the execution by grantor of the
trust deed together with any in
terest which the grantor or grant
or’s successors in interest ac
quired after the execution of the
trust deed, to satisfy the forego
ing obligations thereby secured
and the costs and expenses of the
sale, including a reasonable
charge by the trustee. Notice is
further given that any person
named in ORS 86.753 has the
right, at any time prior to five
days before the date last set for
the sale, to have this foreclosure
proceeding dismissed and the
trust deed reinstated by payment
to the beneficiary of the entire
amount then due (other than such
portion of the principal as would
not then be due had no default
occurred) and by curing any oth
er default complained of herein
that is capable of being cured by
tendering the performance re
quired under the obligation or
trust deed, and in addition to pay
ing those sums or tendering the
performance necessary to cure
the default, by paying all costs
and expenses actually incurred in
enforcing the obligation and trust
deed, together with trustee and
attorney fees not exceeding the
am ounts provided by ORS
86.753.
In construing this notice, the
singular includes the plural, the
word “grantor” includes any suc
cessor in interest to the grantor
as well as any other person ow
ing an obligation, the perfor
mance of which is secured by the
trust deed, and the words “trust
ee” and “beneficiary” include
their respective successors in in
terest, if any.
DATED February 21,2002.
/s/ James Ray Streinz,
Successor Trustee
State of Oregon, County of
Multnomah ) ss.
I, the undersigned, certify
that I am the attorney or one of
the attorneys for the above named
trustee and that the foregoing is
a complete and exact copy of the
original trustee's notice of sale.
/s/ Jason A. Skelton
Attorney for Trustee
EXHIBIT A
I.
Monthly principal and inter
est installments of $742.15 each
from January 1,2001. until paid;
accrued late charges in the
amount of $333.99 as of Febru
ary 5, 2002, plus monthly late
charges of $37.11 each beginning
with the February. 2002 payment,
until paid; delinquent property
taxes, if any; cost of foreclosure
report; attorney’s fees, trustee's
fees, together with any other
sums due or that may become due
under the Note or by reason of
this foreclosure and any further
advances made by Beneficiary as
allowed by the Note and Deed of
Trust.
II.
The principal sum o f
$72,129.35 with interest on the
principal balance at the rate o f
12.00 percent per annum, from
December 1, 2000, until paid;
accrued late charges in the
amount of $333.99 as of Febru
ary 5, 2002, plus monthly late
charges of $37.11 each beginning
with the February, 2002 payment,
until paid; prepayment premium,
if applicable; cost of foreclosure
report; attorney’s fees, trustee’s
fees, together with any other
sums due or that may become due
under the Note or by reason of
this foreclosure and any further
advances made by Beneficiary as
allowed by the Note and Deed of
Trust.
Published: April 24, May 1,8 and
15,2002
Affid______________________
PUBLIC NOTICE
TRUSTEE’S NOTICE OF SALE
Reference is made to that
certain trust deed made by Hu
ber Landeros, as grantor(s), to
Glenn H. Prohaska, as trustee, in
favor of Conseco Finance Servic
ing Corp., as beneficiary, dated
April 4, 2000, recorded April 7,
2000, in the mortgage records of
Morrow County, Oregon, as Mi
crofilm No. M-2000-803, cover
ing the following described real
property situated in said county
and state, to wit:
Lot 8, SANDZ STONE
SUBDIVISION, in the City of
Boardman, County of Morrow
and State of Oregon
which has the address com
monly known as 224 SW Willow
Fork Drive, Boardman, Oregon
97818.
Both the beneficiary and the
trustee have elected to sell the
said real properly to satisfy the
obligations secured by said trust
deed and a notice of default has
been recorded pursuant to Ore
gon Revised Statutes 86.735(3);
the default for which the foreclo
sure is made is grantor's failure
to pay when due the following
sums:
$ 3,979.44 Total delinquent
monthly payments and late chgs.
due as of December 18, 2001
$
3.979.44
TOTAL
AMOUNT REQUIRED TO RE
INSTATE AS OF December 18,
2001
By reason of the default, the
beneficiary has declared all sums
owing on the obligation secured
by the trust deed immediately due
and payable, those sums being
the following, to-wit:
$ 89,699.53 Principal bal
ance of loan
$ 89,699.53
TOTAL
AMOUNT DUE AS OF Decem
ber 18,2001
WHEREFORE, notice here
by is given that the undersigned
trustee will on June 11, 2002, at
the hour of 11:30 o’clock A.M.,
in accord with the standard of
tim e established by ORS
187.110, at front steps of Mor
row County Courthouse in the
City of Heppner, County of Mor
row, State of Oregon, sell at pub
lic auction to the highest bidder
for cash the interest in the said
described real property which the
grantor had or had power to con
vey at the time of the execution
by grantor of the said trust deed,
together with any interest which
the grantor or grantor's succes
sors in interest acquired after the
execution of said trust deed, to
satisfy the foregoing obligations
thereby secured and the costs and
expenses of sale, including a rea
sonable charge by the trustee,
Notice is further given that any
person named in ORS 86.753 has
the right, at any time prior to five
days before the date last set for
the sale, to have this foreclosure
proceeding dismissed and the
trust deed reinstated by payment
to the beneficiary of the entire
amount then due (other than such
portion of the principal as would
not then be due had no default
occurred) and by curing any oth
er default complained of herein
that is capable of being cured by
tendering the performance re
quired under the obligation or
trust deed, and in addition to pay
ing said sums or tendering the
performance necessary to cure
the default, by paying all costs
and expenses actually incurred in
enforcing the obligation and trust
deed, together with trustee's and
attorney's fees not exceeding the
amounts provided by said ORS
86.753.
In construing this notice, the
singular includes the plural, the
word “grantor” includes any suc
cessor in interest to the grantor
continued next page