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About Heppner herald. (Heppner, Or.) 1914-1924 | View Entire Issue (Jan. 15, 1924)
3?age Two THE HEPPNEK HERALD, HEPPNER, OREGON Tuesday, January 15, 1924 THE HEPPNER HERALD AN INDEPENDENT NEWSPAPER S. A. PATTISON, Ecfttor and Publisher Entered at the Heppner, Oregon, Postotflce as second-class Matter Terms of Subscription One Year $2.00 Six Months $1.00 Three Months $0.50 1. THRIFT, A Message From the Oregon! Bankers' Association Every true American thrills at the mere mention of In dependence. It is the bone and sinew, the heart and soul of our Democracy. It is that for which our ancestors fought and died in the "Revolutionary War. We celebrate with great rejoicing each year when' Independence Day comes around and we are particularly proud of the Declaration of Independence as the greatest American document. This is all as it should be. The attainment of Amercan liberty is the finest achievement in our national life, and an its preservation every one of us would gladly lay down his life. --43ut that is only one kind of liberty, one form of inde pendence political and religious freedom. ' , .There 13 tinother and exceedingly important kind of in- tlependence that is directly related tp the daily lives, the . 11 1 .. t - ..i. . . J t ! 'f ' 1 .C . weii-Deing, comiori ana nappiness ui eacn one ui us, an independence that is vital to the preservation of our na tional integrity. Without it we would degenerate from a nation of sovereign individuals to one of practical slav- CI Jr. 11113 15 tLUiiuiin uiucpcnutnttj nit asoutaiiLt ui ing able to provide for the material needs of life; the physi cal comforts and even luxuries that can make living today so thoroughly enjoyable. That is why we celebrate Thrift Week each year. Thrifty living will enable you in later years to look upon 'Thrift Week as a holiday week to show your happiness at having achieved financial independence. JIow can you do it? By starting now to save some thing systematically each wjeek out of what you earn. Put these savings in the bank at interest and make your mon ey work for y,ou. When a man and his dollars work to gether the result is prosperity. It is not alone what you make, but how you spend and what you save that counts in the end. And remember that hoarded money is lazy money. Be sure that your money is well invested and is working for you. It is" the margin of savings that makes all the differ ence and it is the little sums we save regularly that give us the capital on which tobuild later in life. JJlll 11 ia nui in iiic raviii ui IllUllC tlllU UltllCU icti iiuugs alone that one achieves a thrifty life. The wise employment of our time and the conservation jof our physical energies are equally important. Time is the essence of our life. The only time we can be sure of is the present moment. To live a happy, healthy contented life, we must make careful and wise expendi ture of onir time, our abilities and our resources. It is easy to fritter away our time, dissipate our health and waste our money foolishly! We should make every minute, every ounce, of energy and every icnny return val ue toils. We cannot be thrifty by proxy; the practice of it must he by individual choice and determination. Acquire the habit of spending your money, your time !and your strength as effectively as you can. The immortal Scotch hard, Bobby Burns, with his na tive canniness, sums up thrift in these words written to a friend: To catch Dame Fortune's golden smile Assiduous wait upon her, And gather gear by every wile ; That's justified by honor.' Not for to hide it in a hedge, ' Not for a train attendant, But for the glorious privilege Of being Independent. Read about men who have done worth-while things in the world and you will find that they held thrift as the fundamental, cardinal habit on which to build a success ful, happy, respected career. Benjamin Franklin is perhaps the outstanding expon ent of thrift among notable Americans and today we hon or his memory in the observance of Thrift Week. sumes in twelve months what it produced in that twelve months. The same may be said of America. We must necessarily eat, wear and otherwise consume each year what we produced that year. We must ourselves consume this surplus or cease producing it. The'signs are at hand that we are producing at least too much food. "Eat more wheat bread." "Eat more lamb." '"Eat more citrus fruits." "Eat more apples." "Eat more prunes." "Eat more raisins." "Eat more fish." "Eat more vegetables." "Eat more cheese." "Drink more milk. ' these exhortations are displayed on bill boards, are placarded in. the show windows, are carried about on trucks and auto windshields, and spread about in adver tising columns. Like the old Tennessee mountain host, we say to our guest at table: "Take mo' of it, stranger; take m,o of it; take d nigh all of it. If these are not signs of over producing, how shall we know the signs when we see them? Portland Telegram. WHY WE OVERPRODUCE Between the years 1900 and 10,20 the efficiency of the American farmer so increased that we were producing 37 ler cent more of food and other farm products with an in crease of only 5 per cent in the farming population. This increase in the efficiency of the fanner released for other industries no less than 12,500,000 persons. So de clares the research council of the National Transportation institute. The release of these people to manufacturing industries and the same advance in manufacturing methods that made farming more efficient, has worked to increase the quantity of manufactured goods per capita in the same twenty years. The output of factories and mines has dou bled in ihat period. It results that today the American people have (o per cent per capita more of food, farm pro duce and of manufactured goods to enjoy than they had twenty years ago. What "is to be done with this? Can it be sold abroad and we get the money for it? This caunot be done, not alone because the world is war poor and cannot afford to buy it; but because the world always lives on what it current- .. , :;,";:!!; u.-rjv'i: tli? v.tv! ! o-i- s ! i i & 4 4 CECIL H-K-M-M T. H. Lowe, H. J. Streeter, J. W. Osborn, Henry Kreba and Walter Pope, also our worthy "Mayor", the leading light of Cecil, were all vis iting the county seat during the week. Archdeacon Goldie of Cove held a fine service in Cecil on Sunday 1 evening. In spite of the severe weather a large number of people were present. Mr. and Mrs. Karl Farnsworth of Rhea .entertained a large party of their friends on Saturday evening. Dancing, games and cards were the order of the evening with refresh ments served hetween times. Martin Bauernfiend, the obliging storekeeper and car doctor of Mor gan, was doing business in Cecil on Monday. David Hynd of Sand Hollow, who has been visiting Hynd Bros, ranch at Cecil, left on Tuesday for Hepp ner to attend to business matters be fore returning to his home. Mr. and Mrs. Ellis White of As toria, who have b(en visiting with Mr. and Mrs. T. W. May at Lone Star ranch for several weeks, left on the local on Monday for Portland. W. A. Thomas of Dotheboys Hill was calling on his friends in Cecil on Sunday and Investigating the weather question. Gordon Hall and W. Fletcher of hunting fox or jack rabbits. Road crew and their state trucks, graders, etc., left for Pendleton on Thursday. The bad weather is post poning the road work for the pres ent. R. W. Morse, county agent, was calling on "the mayor" on Wednes day and discussing "Farm Bureau and the Jack Rabbits of Monmouth." Mr. and Mrs. Geo. Krebs and children of The Last Camp were vis iting with Mr. and Mrs. Oral Hen riksen at Ewlng on Thursday. E. Linsley, who has heen visiting his sister, Mrs. J. E. Crabtree, left on Friday for Portland, where he will visit for a few days before re turning to his home at Salem. Mrs. E. Willbanks and children, who have been visiting with Mm. Willbanks' parents, Mr. and Mrs. W. H Chandler, at Willow creek ranch, for some time, left on Saturday for their home in Vernonia. E. Bellinger of Boardman has been shipping several cars of haled hay from Cecil during the weelt. Mr. and Mrs. Zenneth Logan of Boardmian were calling on their friends on Willow creek on Friday and will spend! a few days in the Ce cil vicinity. Zenneth still has a warm spot in his heart for Cecil, al though his home is now at the Land of Promise vis, Boardman. Frank Connor of The Last Camp, who over did himself during the hol idays by eating turkey, winning blankets, etc., is having a lay off till Radio on the Farm KEEPS YOU IN TOUCH WITH THE WORLD Concerts, lectures, news bulletins, market reports. You should know, the price of wheat, sheep and cattle in Chicago and Portland every day. Only the best makes handled: GREBE ACE MURAD CROSLEY AIRPHONE Indoor or outdoor Aerial dry batteries. Prices from $10.00 up. fr.sk when our demonstration will be in your vicinity. REDUCED FOR THIS WEEK $4.35 $4.25 FRYE Phone 472 Electric Toastei s BoudoirLamps MAURICEfA. mm'- Everything Electrical Fourmile are busy men these days he recovers from his exertions. Charter number 3774 Reserve District No. 1J R SPOUT OF CONDITION OF THE FIRST NATIONAL BANK at Heppner in ttio State of Oregon, at the close of business on December 31. 1923 BESOUBCEB Loans and discounts. Including rediscounts, nc-ct-tanres of other banks, and foreiKti bills of exchaiiKe or drafts sold with indorse ment of ttiis bank (except those shown In b and e) $565,868.81 'Total loanH Jj65.fitIS.Sl Overdrafts, unsecured . 65:2.08 V. S. Government Securities Owned: I'eiiosited lo secure, circulation ( fj. S, bonds lmr value! 25,000.00 All oilier United States (iovenunent securities (including premiums, if any) 28,450.00 Total 63,450.00 Other bondi, itocks, securities, etc.: 1 33,055.00 Uiuiiilnir lloise.$26,000.0lt, furniture and fixtures $5,500.(10 31,500.00 linal esiute owned other than hanking- hnuse 48.4X4.10 Lawful reserve with Federal Reserve Bank 43,875.11 Cash in vault and amount due from national banks 87,506.48 Amount due from State banks, bankers, and trust companies in the UnKed States (other than Included In last two items) ' ' '" P 11,485.13 Checks on other banks in the same city or town as reporting bank 1,758.63 Total of last three Items 100,750.26 Checks and drafts on banks (includlnK Federal Reserve Hank) located outside of city or town of report1n bank nail ,. Miscellaneous cash items iJU.lt Redemption fund with IT. 8. Treasurer and due ,.,. from U. S. Treasurer Other assets, if any 7,i61.34 TOTAL, $887,178.05 T.TABTT.TT1X8 Capital stock paid In $100,000.00 Surplus fund 50,000.00 I'ndtvtded profits $ 13,949.34 Reserved fur interest and taxes accrued 360.73 14,310.07 nirculatins notes outstanding 22,900.00 Amnunt due lo national hank 1,267.43 Aiuount due to State banks, bankers, and trust companies In the Vnited States and foreign countries (other tbnn Included In last Item) 17,105.58 Certified cheeks outstanding 196.10 Lt. stuer's checks outstanding 13,t95.46 Total of last four items 32,464.57 Demand deposit (other than bank depoaita) inb. ject to Beierve (deposits payable within 30 days) : Individual deposits subject to check 400,493.83 Certificates of deposit due in less than 30 davs (other than for money borrowed) 20,000.00 State, county, or other municipal deposits secured by pledge or asset of this bunk or suretv "nd 24.223.66 Other demand deposits 2S47.18 Total of demand deposits (other than bank deposits) subject to Reserve. '.t four items i $447,564.67 Time deposit! aubject to reaervafpavable after 30 days, or subject to 30 days or more notice, and postal savings): Certificates of deposit (other than for money bor rowed) ; , ; go 559 23 State, county, or other municipal deposits secured by pledge of assets of this bank or surety , bond 30.641.14 Other ttline deposits 98,593.31 Total of time deposits subject to Reserve, latl thrc tterne 219,793.74 Letters of Credit and Travelers' Checks sold for cash and outstanding 145.00 T0TAI' 9887.178.0S State of Oregon, County of Morrow, ss: I. W. E. Moore, Cashier of the above-named bank, do solemnly swear that the above statement is true to the best of my knowledge and belief. Correct-Attest: W. E. MOORE, Cashier JACK HYND JOHN KILKENNY FRANK GILLIAM D iroctors Subscribed and sworn before me this 7th day of January, 1924 ni'BI.VA F. CORRIGALL. Notary Public. Vy rc-nui-im rs?!res August 18, 1925. , You Can See What You are Buying when you fill your tank from a Dayton Visible Gasoline Pump I have just installed one at my Repair Shop. Let me fill your tank next time. . R. f ELL Chase Street Drop irito MCATEE 6c AIKEN'S and See their Fine Line of BOX1CANDIES HOT DRINKS and SANDWICHES always ready to serve! I !' f.",V - iBl IE. ,,.7 Am CJLl ill! flr ll'l el " '! 'KT i. ' cnaaBaiBiHBnEEiSBHBr:- Did You Ever Have an Argument M B a with your grocer, doctor, or neigh bor he INSISTING you had not paid your bill, while you were POSITIVE you bad? Such annoyances are needless. There is very little room for dispute about accounts that are paid by check. Tour cancelled check, when prop erly endorsed, Is the most perfect form of receipt known in the busi ness world. First National Bank Heppner Ore. IB '