Eugene daily guard. (Eugene, Or.) 1904-1924, January 25, 1908, Image 3

Historic Oregon Newspapers

Eugene daily guard., January 25, 1908, Image 3

Image provided by: University of Oregon Libraries; Eugene, OR

About Eugene daily guard. (Eugene, Or.) 1904-1924 | View Entire Issue (Jan. 25, 1908)

Prev Page of 8 Next Prev Issue Next Text PDF JP2 (2.5 MB) Clip/Print Image

Return to Top

Prev Page of 8 Next Prev Issue Next

Newspaper Page TextGDAiLY GUARD. "llilncot Sunday "?d make all renm-.- U" ,...lnnS 800 , finni-ft Biuni " Tahle to Toe - tnc ! Oreg"0- Eugee' Kates bnily ,. bv carrier, per week.$ "rJdbl carrier, per month .50 ; ivi tereo '.v... , in advance) . 4.00 . jjyoall 008 advance) 2-00 gU mouiu on month. One .05 "JvertlBlng' rates made known on, copies ,ppllcatlon. e Oregon, postof- utered at Jlass matter. I 'Jt Guard ' ' Ag"ts for Tho a""ho;,led t0 1 j"pceint for subscriptions or """Jr business for The Daily nMCt other bus n T weekly Uuaru. vi wee J, c, k rreswell J- " .... 00 .asters are authorized to All P3t?a'tw fm- subscriptions 8 .' . mithorlzed to All PsT".it for subscriptions, Igjgweekly Guard auu .-.-;... r.j , ..bcr .Associated l'reSs SAInU.AV. JAXI AKV Registration opens for prima ries, January ti. ' Close for election, April 7. Primarv Election, April 17. Registration reopens, April ClosV'for election, May 15. fieneral election, June 1. Registration reopens, Septem ber 20. L , Close for election, October Presidential election, Novem ber 3. FRVTERXAL IXSIKAXC'K OX BUSINESS BASIS Today we print a communication Irom Head Clerk Hawes, of the Mod em Woodmen, a fraternal order with i large local membership, In which he Bets for the necessity for higher rates of assessment than the present in order to pay the actual cost of life Insurance furnished Its members. The Modern Woodmen order is an old ud perfectly stable fraternal organ iiation, but it is learning the lesson ol older orders of similar character Hit something cannot be given for lothing, even life insurance, and tend Id permanency as well as business sol idity. Some time there must be a day of reckoning, and Head Clerk Hawes would wisely provide, against calamity before the opportunity pass 'ej. The position he takes and the boldness with which he expresses his views inspires the thought that some time, perhaps in the near future, there may he laws enacted not only guaranteeing bank deposits against loss, but life Insurance policy-holders as well. Men and women who go In to these orders in good, faith and pay their money for years should be as sured that the time will not come, perhaps In old age, that the order will pass Into bankruptcy, or Its rates be forced bo high that they cannot bear the burden of assessment. Fraternal Insurance Is a splendid thing, but we have too many orders, because they are young and growing capacity with a membership composed of the younger class of people, that are giving Insurance at less than It costs and attempting to convince the public, with excellent success, too, that their rates will never be raised. The law should step in and say this kind ot fake promotion, for It can be designated In no other way, must be stopped. The Modern Woodmen offi cials are right In attempting to place their order on a permanent business basis, nd It there are other fraternal organizations In the same predica ment justice to their membership, as ell as common honesty, demands tnat they take similar action. ARK lit WOTTING THK rXITKI) STATES A mere trifle like boycotting the DUted States government is nothing '"such a powerful person as the king of the Western railroads, Edward H. Harriman. even though uncrowned as fet, says the Kresnu Republican. The 01 secretary of War Taft to "Duress r"Krllng the operation of rami,,,.! railway shows how In-1 "lent the "system" is In Its exclu- jve control of bu.-lness, and not even ,,olc S;im may allow anv such ""K fun.-dd ratiuns as fair play to :r'vcrnment undertook ' ' -T'irting the canal, Panama railway line 1 l;i'"d for the exclusive "uerfr-r,.. When Hi he work 11 bra nil th.i a8 b..nc , beiWit of ,ht th..rf. fomi,.t:;n rl:ind railroads, so - ;rb thing as water n the transcontinental traA.. i imuacuiullll'lliHl wtinv.,,, f lhp canal- The gov-1 ""I 'l!.v " " ' r"":'" "'' 'he company 'vd,,.',!!.'? " "" an tn 1'artlnl basis i Hnis , , - unsnip com- to '''-I'll Ulike. The Pn- Mall "rilini a Harriman corporation, report of the secre- j Warner tunes pianos. Leave or cxcluslve privileges dorg t Morris' Music Store. tf demanded In the way of shipping over the Hue, which were of courso refused. Tha result Is that the Pacific Mall has ibeen gradually diverting all Its busi ness from the Pdnania line, taking 1: to"" of Tehauntapec and probably 1L y ianu mini. ho mnllnohl H, ., '" ' "uiu have found It profitable to do under ordinary circumstances. The secre tary discusses, as a counter measure, the propriety of , a , . . . the government's of steamers on the Pacific side to act as a feeder for the ranaina railway ana eventually for tho canal. Tq an ordlnarV compftny th(J ,dca of freezing the United States out on a business proposition would appear to be a stupendous undertaking, but nothing Is too big for Harrlmnn to,at- temp.t, and his success Is shown by th0 number of years In which his lobby delayed the canal legislation. J"o aa' not far distant when food products that are entirely free .,..,. . ..... iiuiii uuunciaiua umi nuxious suu- stanees will be the rule everywhere in the United States. It has taken de cades to awaken public sentiment on this important matter, but now it is thoroughly aroused and moreover; It is supported by the laws of the land. Many years of effort were required to persuade congress to enact a pure food law. The measure that Is now on the federal statute book, It Is true, falls short of what many per sons deemed necessary. Still, It will be wonderfully effective, if properly enforced, and at present there ap pears .to be a disposition to apply It rigorously. The federal law Is sup plemented by many state enactments. Some are recent, others have been tested and found to work well. It is too much to say that public senti ment is overwhelmingly in favor of the enforcement of every law that alms to prevent fraud of any sort In food products What Is the use of discussing the question of whether Springfield is a suburb of Eugene or vice versa? With street cars connecting tho two towns next summer and suburban lines ra diating from them the growth of both will in a few years make it difficult for the uninitiated to determine where the one ends and tho other be gins. As that is the exact number of In vitations to the marriage of Miss Gladys Vanderbllt with tho Hunga rian count with the unpronounceable name, we presume that it will now be the proper caper to spealc of New York's "S00" when referring to Its gilt-edged pink tea wrestlers. Inasmuch as W. D. Haywood and E..H. Harriman both carry the Roose velt "undesirable citizen" brand, It was not surprising that Hayward should have said In a public speech, "I must say I admire Mr. Harriman." Instead of getting the presidency oE a Washington traction company, for w-hlch he thought he was slated, Secretary Loeb was handed what he so freauently has. In the line of du- I tv hnnded ro others a lemon. The question, "Who Is the coun try's biggest liar?" which has been thrown at the public via the New York Sun, will never be definitely answered It depends too much on the viewpoint and the focus. We suppose those who have been convicted and are kept out of prison by shrewd lawyers several names will suggest themselves may be spo ken of as "near-guilty" without but ting Into the libel law. Perry Belmont wants congress to put anti-war handcuffs on the pres ident, but Is a little hazy how it should be done. Congress would doubtless willingly deputize Perry to pull off the stunL. it would seem to be time for the women of New York society to Bit up and take notice when a police court magistrate Issues a signed statement arraigning them for immorality, as one has Just done. Doubtless It' wns failure in Its at tempts to buy editorial space that brought about the heavy current In vent m-nt In newspaper advertising ; space by the Standard Oil Company. " Governor Ileckhan). of Kentucky, Is I not the first politician to discover trl-lthat the road to the United Suites senate Is, like Jordan, a hard one to travel. A HIGHER HEALTH LEVEL "I have reached a higher health IovpI alncn I beBHn using nr. lungs Now Life Pills." writes Jacob Spring er, of West Franklin Maine. "I'hty ;'- , dl,n.,0t vf, on trial money will b and bowels ,it i.i t rPfnded at W. A. Kuykendall's drug stiye. 2 5c. Th(,.ltre caf la now wvlns a !-h hrlmp i'b dish of delicious in everv order OI 0 s. Come anil tf ea oysters. PLAIN WORDS FOR MODERN WOODMEN FROM CLERK HAWES Salem, Or., Jan adoption of the adequate rate and reserve fund system is recognised as the solution to tne question of the permanency of the order is shown by a lengthy document pre pared by Head Clerk Charles W. Hawes, of the Modern Woodmen of America, with 'headquarters at Rock Island, 111., and sent out to the In surance Commissioners of the dif ferent states ot the Country. This letter goes Into an exhaustive dis course on the subject of adequate rates, ana an expression or opinion from the Insurance Commissioners is respectfully invited. Such a letter has been received bv Seerotnrv nf State F. W. Iienson, ex-offlclon Insur ance Commissioner, but, since the In surance laws of Oregon do not em brace or include fraternal Insurance societies. Oregon's commissioner has no Jurisdiction over their regulation, so Secretary Benson made no attempt to comment upon it. The Modern Woodmen of America have a total membership of approxi mately fil 0,0)100 and operates in all states. The news of this contempla ted change in assessments will be of interest to the entire membership of this order, as well as to all similar rraternal Insurance societies. The total amount of Insurance In force in the M. AV. of A., according to statistics January 1, 1907, was: $1,323,393,500. Tho total assets of the organization were $4,660,476, and its liabilities amounted to $935, 051. Head Clerk "Hawes, in his letter to the Insurance Commissioners gives an exhaustive review of the history of the order, with statistics covering its financial and membership condi tions, and unequivocally endorses the adequate rate and reserve fund sys tem. Excerpts from this letter to Oregon's Insurance Commissioner, which is on file in the office of the Secretary of State, voice his views upon the subject very clearly. He says : "It is shown conclusively that within tho limit of 12 assessments per year and collecting the present rates irom ueneticial members, we cannot hope to meet our future. obli gations; that, In fact, our beneficial members, measuring their contribu tions by the lowest mortality stand ard, and by our own experience, are paying for only a minor portion of the whole life-insurance represented by the certificates they hold. Must Take Divisive Stjinil Now. "I do not submit as a part of this report any compromise rates, or half way plans or measures of any kinds. As I see it, our society is required either to make provisions to meet its future obligations in full, as they will mature from year to year, or when the time comes, confess its In ability to do so. The consideration of compromise plans or rates would simply be a by way of deferring .the day ot Judgment. "Only the adoption of rates and plans that will enable us to meet, ev ery obligation we have assumed, or may assume, In the future Is worth while, if we are to retain our posi tion as a society entitled to the con fidence of its member and the In surlng public. Especially Is this true, since It Is a fact we are still In a position where we may adopt plans and rates that will prove acceptable to the great mass of our members, when the necessity for their adop tion is proved to them. "I trust that what follows will bring home the conviction to everv member of our executive council if. indeed, doubt on tlie points treated exists and to every fair minded and honest neighbor, that not. only do the facts of our history prove our Inability to meet, our future obliga tions on present plans, but that the time to adopt sound rates, permitting the society to redeem every promise it has made or will make, Is now. "It is to be remembered that ev ery day our assumed obligations ap proach that much closer the dates of maturity. The longer we delay, the more years we waste In debnting In evltable conclusions, the larger must be each member's Individual contri bution toward the amount we must provide to meet our losses If we are to meet them." "Must CoviT Ilisumnro Cost. "If our society is to live and pros per, It must provide for Its members rates high enough at every age, but not too high, at any age, and the plans of collection, coupled with the promised benefits, must bo such ns to meet tho needs of the masses of the people. It would be Idle to adopt rates, no matter how adequate, If they were so high they could not lie paid by our members. If the so ciety is to live. Its rates and the terms of payment must cover the costs of the insurance carried and be within the reach of the masses of the people, t Therefore, the question of plan to he adopted is all rtnport- ant. for the character of the plan i determines the rates to be charged I how they are to be distributed be-, ors, working ten hours a day, aver tween the ages and over the full tab-1 aged seventeen cents an hour for ular period. j males, fifteen cents for females; "I have given careful study to Ibis spinners, twelve cents an. hour, feature of the rate question, nnd in Wages prevailing before September, formulating tho suggestions embod- 19(17. were, we Judge, not, very fa ied In what follows In this report. I viirnble to the declaration of extra have ha'l the able actuarial assistance j dividends and the nrriimulutlun of of Dr. (I. E. West, chief of the rer- j surpluses by operatives; and a reduc nril deiir.rl nient of the head clerks ' nfflc, whose ability and responslhll iitv In nr-'Uiirial work is known to ev ler'v member of the council. I do not ' hesitate to ltidorre, as absolutely cor rect the rate tames emuracen in me several pl.'iris siiniiioieo mm ru.- . t,um- ooxes. i ne operatives may sun nave ell's consideration and I am sure that full dinner pall, only they must usi these rl will be found correct by .smaller palls. ,-verv c'nei'e'eiit actuary. Pixket Itiorve" Sv-KMII I'llils. I -A rv.. in the pocket of the;. GASOLINE WOOD HAWING members Is never available when! n.-cded by the way. It does not W. G. White ! prepared to fi earn Interest and makes possible, your wood on short notice. still lower rates for tne memuers. and, unll.y V the reserve uiveaiineui ; under official auspices, Is usually disputed by the holders, who default on their obligations at maturity. "It should be remarked here that a fraternal beneficiary society like ours never defaults, never repud iates, Its obligations. Only the mem bers, who are, In fact, the society, can do this. Kor years they cheer fully pay fi'ss Uian cost for their pro tection, and w hen the t i mo coifres for them to nroduce their so-called That thej.1KK.kot reserves' they wax Indignant ana lupse oui, uuiiiiuuk me sutiii) , and Its officers. For what? For their Inability to continue to give them something for nothing. "This is tho history of the 'pocket reserve system. It has deprived hun dreds of thousands of families of in surance protection. It owes millions of dollars It will never pay through refusal or failure of members to pay extra assessments levied to meet old age losses losses that were unpro under the current system. On the other hand, the Iobs ot reserves ac cumulated and Invested under offi- vided for In the years of prosperity clal supervision amounts to pnutic ally nothing. "The argument is all In favor of the level rate against the annually increasing rate, In my humble judg ment. While It is a difficult mutter, at best, for' any society with ajarge membership to readjust Its rates on adequate plans, still If given the choice and If readjustment Is found to be inevitable, the average man prefers a level rate, a rate that does not change with his age, and thai will permit him, during bis produc tive young years, to provide a fund. reserve, to be employed for his re lief during the non-productive years of his old age. The average man will not, If he can avoid it. accept a plan of protection for his dependents that imposes on him an anunlly increas ing burden from year to year, and which become most burdensonmo in those years in which ho Is least able to pay. "If, as a society, we are to live. and meet our future obligations, we must either adopt an adequate nat ural premium plan the rates 'ad vancing from year to year or by ser ies of years, with some possible mod ifications involving the accumulation and investment of full reserves. "We must either provide a reserve fund to hold the rates reasonably low and level for life from age at entry, or we must, collect more money each year from each member to meet the annually increasing costs. We have the choice of these two basic plans, with their possible modifications; we must choose either one or the other, if we ahe to live and pay out. Old Neigiiber the Problem. "The old neighbor, as related to rate readjustment is our problem. As a matter of sentiment and frater nal duty, we concede that he must lie cared for; but not at the sacri fice of the society's life, nor under plans that will stop Its growth, which eventually would mean its death. "It Is conceded that the old mem ber of today has discharged his full obligation to the society, In the sense that he has paid for his Insurance all he was calbnl upon to pay. From this point, of view he Is not Indebted to the society. On the other hand the illustrations of individual costs In Section 5 of this report, clearly prove from our own experience that the older members are not paying their costs, and that these costs, to a great er or less extent, are being paid by the younger members, the amount of the deficit each old member creates being determined by his age, rate, etc. Nevertheless tho old member cannot be criticized for not paying something he was never railed upon to pay, granting that he should have been called upon and should have paid It." M1XK7PAI, OWMIKSIMP PAYS IV ASH LA XI) (Ashland Record. 1 The total receipts of the Ashland pity waterworks for the your 1907 amounted to $17,000.03. Tho total expenditures, Including Interest. taxes on mill property, maintenance and additions and extensions of the system, amounted to $8,249.46, leav ing a balance on the right side of $8,827.1. There are several mains In town which will have to be replaced with larger pipe In order to give adequate service and there must be consider able expense for betterments this year. It Is understood thnt the water department will purchase a car of pipe early in the spring for this pur pose. Rtrong Box mill Dinner I'nll. (Saturday Evening Post.) Some time ago we mentioned thnt the Fall River cotton mills had en Joyed a prosperous year. Sharehold ers 1n' thirty-three companies re ceived cash and stock dividends averaging twenty per cent, besides which a number of mlils made sub stantial additions to surplus. In December the mills cut down production by one-fourth. There Is a sliding seal" of wages, the present base being 23.90 cents per cut; but this went Into effct only In Septem ber last. Through 1 900 the base was 18 rents per cut; In 1904 and 1905 In 1900, weav- 17.32 cents per cut. tion by one-fourtn of the output of the mills Is certainly not favorable to that process. Whatever benefit a high tariff pro duced for the stoi kholders they re tain, tucked awav in their strona riiuiiu iien tain. iiuhiui wi, bio tvbbi ouiu mwi, i O CLASSIFIED OH SAl.K WOOD FOR SAi.K lii-lnch oak wood. Phone Farmers' Nli. j-ti, . ! WOOD FOR SALi: lli-liuh oak : wood, $6.5u per cord. Phone Far-; mors' 2S0. J-6 i FOR SALE;- New 6 room house; concreti foundation; outbuildings, good well, hy owner, 974 Ferry street. j3 0 i FOR SALE bvcond growtn fir wood. W. l-i. Copperuoll, at Watt's jewelry store. tt FOR SALE Heavy (arm wagon, nearly new. Inquire at 685 East Eleventh street. tf FOR SALE Cheap, good second hand Studcbaker 3-lnch wagon. Enquire at Eugene Grocery. tf CORDWOOD FOK SALE Leave or ders with L. G. Brown at Dr. Urown's office in Chrlsnian block. FOR SALE English walnut treees two years old. .1. W. White's gro cery, Filth and Willamette streets. J31 WOOD Fo:; SALfc A few words of good dry grub oak and dry fir. Enquire of E. M. Warren, 442 Lawrence street. FOR SALE Cook stove wood for sale; lii-lnch oak wood, the right sie for the cook stove, i'hone Far- mors 2.S6. ' f I S FOR SALE Fresh milch cow, six years old. Also pure bred Poland China pigs. Address Geo. C. Wld mor, Eugene R. F. D. 1. tf FOR SALE Homestead relinquish ment of 160 acres and 80 acres. Also a small tract of timber for sale. See Mark T. Fleming, 412 Willamette street. FOR SALE House of five rooms and large lot on East Eighth street, north side: at a bargain if sold soon. J. C. Rlckle. For partic ulars address or call on S. R. Wil liams, Eugene, Or. FOR SALE Fine land in acreage tracts, close to Eugene; good loca tion; good school adjoining prop erty; terms reasonable. Inquire Holms 3 and 4, lleckwlth Uulld lug, Eugene, Oregon. fJ FOR SALE OR TltADE For proper ty in or near Eugene, 28 acres in Oakland, Douglas county; 8 room house; orchard; several acres tim ber. Inquire at 710 Charneltou street, Eugene, Or. "FROM OCCIDENT TO ORIENT" and "Around tho World," by Charlton Ilrlstow Perkins. Price, $1.50, postpaid. Address II. Clay Perkins, Grants Pass, Oregon, f J 0 FOR SALE Ut UWNER New eight room house with gas, electric light, beautiful Bhrubbory, and all mod ern Improvements, two blocks from car line and in heart of res idence district. You pay no ngent's commission. Lots 60 2-3 x 160. Apply at this office for particulars. FOR SALE AT A BA RGAIN Good house of 7 rooms, 80 fruit trees, deep well with wind mill, one acre under chicken fence; large chicken house; two blocks from Geary school house. Price, $1800. Time on part. I. N. Iiarbaugh, agent, Room 5, over First National Bank. Bring this notice with you. FOR SALE BY OWNER Only one block from high school, choice lo cation, residence, new and modern and east frontage; high, dry lot; well worth $2000; will go at a bargain If sold soon. Enquire at this office. tf TOR KENT FO RRENT Five furnished rooms for housekeeping. Call at 751 Wil lamette street. J2 5 FOR RENT Two rurnlshed rooms for young men students. Call at 332 East Fourteenth street. tf FURNISHED ROOMB Electric light and bath; throe blocks west of postofflce. Apply at 621 Lincoln. tt PASTURE TO RENT Will pasture cattle and horses on the Matthew Wallls farm, two miles west of Eugene. Fine grazing; terms rea sonable. Inquire Room 1, over Loan & Savings bank, or address P. O. Box 182. Eugene. WANTED WANTED A cheap boat. Address box 281, Eugene, Oru. WANTED Cook for Eugene General hospital. Apply Room 1 1 5,Smeede Hotel. tf WANTED Apprentice girl at Colvln & Russell's millinery store, 84 E. Ninth Kireet. WANTED lly Ftilverslty .student, board and lodging In exchange for work. "C," care of Guard. J28 TO TRADE By owner, timber land for city property or laud close to ' some town. No agents. Address II. G., Box 494, lingene, Or. IF YOU WANT TO SELL your prop erty tell the Oregon Land Compa ny about It and they will do the rest. 412 Wlllametto street, Eu gene, Or. tf VI' A VI' I-' 1 1 Tun t.nrl i.ntu ,lnl ly to got their clothes rbaned arid pre-Heil at the Eugene Dye Works. tf WANTED -A lady t'i keep house; youn or old, for four little ejrls. the yoiirmest four and the oldest lug on 12 years; no objection to a lady with onehlld. For former Information address Geo. . Land, Wlldwood, 3r. q 125 , o COLUMNS! W A NTED ( ( out Inueil ) WANTED ---A situation by an expe rienced housekeeper, capable of tak ing charge of boarding bouse; or would take entire charge of pri vate house for small compensation and home for sell and two daugh-, ters, aged 13 and 15; best of ref ences given. Address Mrs. E. A. 11., SO W. Seventh street, Eugene, O.'. J25 MISCKLLA.NEOIS ACCORDION PLEATING--Done by Mrs. llort Vincent at 627 Hilyard Rtr.ot noiir. t,'uut VliWh nn rmiKnn. I able terms. Phone Red 3302. tf , FOR EXCHANGE 15 acres, well Improved, near Oakland, for prop erty In or near Eugene. Good trade will be given. McMurphey & Hugh, i West Eighth street. tf STORE AND OFFICE HELP Fur nished free to emplolyers. Clerks' Registration llurcau, entrance to offices 14 Selllng-lllrscli building, 3X6 1-2 Washington street,, corner West Park, Portland, Oregon, tf DON'T fall to see vjhezeni It you want bargains In real estate. We buy and sell farm and city prop erty, improved and unimproved. Timber and mining stock. II. Che m, Room II, Walton lildg. tt GOLD AND SILVER. PLATING Oil knives, forks and all household ar ticles that do not look like new. Write the Oregon Plating Works, 128 Lownsdale street, Portland, Oregon, for urlr.ea INTERNATIONAL CORRESPON DENCE SCHOOLS "Tho Rosy Man's University." Gives a thor ough training at your own home in nearly all the trades and profes sions. Text books and Instruments (when required) furnished free. Full Information and circulars at the local enrollment office, 45 W. Eighth street, R. J. Kirkwood, rep resentative. LOST AMI POUND LOST IN dressing room at Armory Saturday night, a purse. Finder please leave at Guard office. Jenkins & Starbuck Dealers in REAL ESTATE Wc are new comers here and are in the Real Estate Business To Dq Business We have been in this busi ness before and understand it thoroughly. At present we are in correspondence with a number of Eastern People who arc going to locate in this country and if you are desirous of dis posing of properties such as City, Pasture and Farm Lands, call on us. We are personally acquainted with a number of these correspondents and know they are comtng west. If you want to SELL, list your property with"us for there is going to be "things doing" in real estate that is Listed with us. Jenkins & Starbuck Rooms ? nnd 18 THEATRE BLOCK ' rtfttiaWBifWto i ami 'Madame Dean': FRENCH FEMALE Pills. A Kakb, Optat sic i) ..-i' i. i r it run Ki rpHsywif Ml'.NHTllI ATH.M. fttfFR MOWN TO FAIL, K.M Hurt ! t-....v! HfttlfiM:lton iur-l.ftl.-l or ;f'n.i v 0 TuimN-iI, Kiit (ir'1-.iit-l r. r 31.i'i r h . Wtll (mmicI Ud 111 iii) Ir.ii!, ti if i i ' 1 fur when MUmM. Kmi.cs I ?.'. lufWt tin cottli'2 t:i" V Iisill.f, lU'.-ciit liii HtilffltltHM!. VtHir ;nt:i- ! in 1 1 imw U.viu trnuiX vour onti rs i' i I in: umita muth en., in m, lanctnw, ?,. in Eifltine Uj W. L OrLan UBKOBSXI Appreciates smoking good cigars. It gives him relaxation. The Mount Hood Cigar is a favorite among all thinkingmcn It is positively the best 10c Cigar on the market Furnish your new home properly. Don't slight the gas fixtures. Wc do all kinds of reliable plumbing and tinning wrk. v-all and let us estimate on your work. Ay a & Heitzm&n 34 West 8th St, Phone black 1171 Organized 1883 The First National Bank OF EUGENE, OREGON Capital pnld In $100,000 Surplus and undivided profits Additional liability of stoekluilders under national hanking laws. 65,000 100,000 Total $205,000 Wo will bo nleasod to have your name on our books your funds sub ject to check. We will handle your business with care nnd in strict confldonco, whothor your account la largo or i small. T. G. Hendricks ....President S. B. Enkln, Vice President P. E. Snod?rnsa Cashier I.uko L, Goodrich. .Assistant Coxhler Merchants Bank EUGENE, OREGON Docs a General Banking Business on Conservative Lines c c cnrMrcn n ' 1 . L. H. POTTER, Vice Pres. B F. N. McALISTER, Cashier. Cor 7th and Willamette V. Ii. CH.VMIIKItS, I'reslilent. DAHWIX HltlSTOW, Cnshlci Chambers-Bristow Banking Company Of ICllene, Oregon. Paid Ud Cash Capita) $60,000 Notes And MortKiiKos boufcht. Hon ey limned on approved Hoctirity. In terest jMiitl on time eertlflaites nf do. KNlt. A Kcucrul bunkiutf bUHlnooa transacted. STOXK'H IIKAVI3 DROP Greatest known remedy for heaves Highland, Or., Oct. 3!, 1902 This ii to certify that I ravc my mare one bottle of "Stone'n Heave Dropn" and cured her o heaves Thin was last winter and she has not been affected ulnce G Wallace DR . S. C. S TONE, Salem, Or. ' For sale by alt druggists. i: $1.00 IHSCHtSTEH'S PILLS k 'i he: iiwoiii tiiiAMi. a .VTN '""I AI.J-..rllr.,,itl.f., )( C-'i i-' i 1 '' imiti.i J nr iA .Mrsl.ri. . .i , I:. SOI nriv 'T'. HOWEP & WOCD It nl IXnti? and Timber !ninlf Ranch, I n riu ntitl City PnM'Hy Vour luiinmituft rotiHH'dtilly 8olirlt'l. Room I, over l-'lrt Nut. Itunk IS. a G