Eugene daily guard. (Eugene, Or.) 1904-1924, January 25, 1908, Image 3

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    GDAiLY GUARD.
"llilncot
Sunday "?d make all renm-.-
U" ,...lnnS 800 , finni-ft
Biuni
" Tahle to Toe -
tnc
!
Oreg"0-
Eugee'
Kates bnily
,. bv carrier, per week.$
"rJdbl carrier, per month .50 ;
ivi tereo '.v... , in advance) . 4.00 .
jjyoall 008 advance) 2-00
gU mouiu on
month.
One
.05
"JvertlBlng' rates made known on,
copies
,ppllcatlon. e Oregon, postof-
utered at Jlass matter. I
'Jt Guard ' '
Ag"ts for Tho a""ho;,led t0 1
j"pceint for subscriptions or
"""Jr business for The Daily
nMCt other bus n
T weekly Uuaru.
vi wee J, c, k
rreswell J- " ....
00 .asters are authorized to
All P3t?a'tw fm- subscriptions
8 .' . mithorlzed to
All PsT".it for subscriptions,
Igjgweekly Guard
auu .-.-;... r.j ,
..bcr .Associated l'reSs
SAInU.AV. JAXI AKV
Registration opens for prima
ries, January ti. '
Close for election, April 7.
Primarv Election, April 17.
Registration reopens, April
ClosV'for election, May 15.
fieneral election, June 1.
Registration reopens, Septem
ber 20. L ,
Close for election, October
Presidential election, Novem
ber 3.
FRVTERXAL IXSIKAXC'K
OX BUSINESS BASIS
Today we print a communication
Irom Head Clerk Hawes, of the Mod
em Woodmen, a fraternal order with
i large local membership, In which he
Bets for the necessity for higher
rates of assessment than the present
in order to pay the actual cost of life
Insurance furnished Its members.
The Modern Woodmen order is an old
ud perfectly stable fraternal organ
iiation, but it is learning the lesson
ol older orders of similar character
Hit something cannot be given for
lothing, even life insurance, and tend
Id permanency as well as business sol
idity. Some time there must be a
day of reckoning, and Head Clerk
Hawes would wisely provide, against
calamity before the opportunity pass
'ej. The position he takes and the
boldness with which he expresses his
views inspires the thought that some
time, perhaps in the near future,
there may he laws enacted not only
guaranteeing bank deposits against
loss, but life Insurance policy-holders
as well. Men and women who go In
to these orders in good, faith and pay
their money for years should be as
sured that the time will not come,
perhaps In old age, that the order will
pass Into bankruptcy, or Its rates be
forced bo high that they cannot bear
the burden of assessment.
Fraternal Insurance Is a splendid
thing, but we have too many orders,
because they are young and growing
capacity with a membership composed
of the younger class of people, that
are giving Insurance at less than It
costs and attempting to convince the
public, with excellent success, too,
that their rates will never be raised.
The law should step in and say this
kind ot fake promotion, for It can be
designated In no other way, must be
stopped. The Modern Woodmen offi
cials are right In attempting to place
their order on a permanent business
basis, nd It there are other fraternal
organizations In the same predica
ment justice to their membership, as
ell as common honesty, demands
tnat they take similar action.
ARK lit WOTTING
THK rXITKI) STATES
A mere trifle like boycotting the
DUted States government is nothing
'"such a powerful person as the king
of the Western railroads, Edward H.
Harriman. even though uncrowned as
fet, says the Kresnu Republican. The
01 secretary of War Taft to
"Duress r"Krllng the operation of
rami,,,.! railway shows how In-1
"lent the "system" is In Its exclu-
jve control of bu.-lness, and not even
,,olc S;im may allow anv such
""K fun.-dd
ratiuns as fair play to
:r'vcrnment undertook
' ' -T'irting the canal,
Panama railway line
1 l;i'"d for the exclusive
"uerfr-r,..
When Hi
he work
11 bra nil th.i
a8 b..nc ,
beiWit of
,ht th..rf.
fomi,.t:;n
rl:ind railroads, so
- ;rb thing as water
n the transcontinental
traA.. i imuacuiullll'lliHl
wtinv.,,, f lhp canal- The gov-1
""I 'l!.v " " ' r"":'" "'' 'he company
'vd,,.',!!.'? " "" an tn 1'artlnl basis i
Hnis , , - unsnip com-
to
'''-I'll Ulike. The Pn-
Mall
"rilini
a Harriman corporation,
report of the secre- j Warner tunes pianos. Leave or
cxcluslve privileges dorg t Morris' Music Store. tf
demanded
In the way of shipping over the Hue,
which were of courso refused. Tha
result Is that the Pacific Mall has
ibeen gradually diverting all Its busi
ness from the Pdnania line, taking 1:
to"" of Tehauntapec and probably
1L y ianu
mini. ho mnllnohl H, .,
'" ' "uiu
have found It profitable to do under
ordinary circumstances. The secre
tary discusses, as a counter measure,
the propriety of
, a ,
. . .
the government's
of steamers on the
Pacific side to act as a feeder for the
ranaina railway ana eventually for
tho canal.
Tq an ordlnarV compftny th(J ,dca
of freezing the United States out on
a business proposition would appear
to be a stupendous undertaking, but
nothing Is too big for Harrlmnn to,at-
temp.t, and his success Is shown by
th0 number of years In which his
lobby delayed the canal legislation.
J"o aa' not far distant when
food products that are entirely free
.,..,. . .....
iiuiii uuunciaiua umi nuxious suu-
stanees will be the rule everywhere in
the United States. It has taken de
cades to awaken public sentiment on
this important matter, but now it is
thoroughly aroused and moreover; It
is supported by the laws of the land.
Many years of effort were required
to persuade congress to enact a pure
food law. The measure that Is now
on the federal statute book, It Is
true, falls short of what many per
sons deemed necessary. Still, It will
be wonderfully effective, if properly
enforced, and at present there ap
pears .to be a disposition to apply It
rigorously. The federal law Is sup
plemented by many state enactments.
Some are recent, others have been
tested and found to work well. It is
too much to say that public senti
ment is overwhelmingly in favor of
the enforcement of every law that
alms to prevent fraud of any sort In
food products
What Is the use of discussing the
question of whether Springfield is a
suburb of Eugene or vice versa? With
street cars connecting tho two towns
next summer and suburban lines ra
diating from them the growth of both
will in a few years make it difficult
for the uninitiated to determine
where the one ends and tho other be
gins. As that is the exact number of In
vitations to the marriage of Miss
Gladys Vanderbllt with tho Hunga
rian count with the unpronounceable
name, we presume that it will now
be the proper caper to spealc of New
York's "S00" when referring to Its
gilt-edged pink tea wrestlers.
Inasmuch as W. D. Haywood and
E..H. Harriman both carry the Roose
velt "undesirable citizen" brand, It
was not surprising that Hayward
should have said In a public speech,
"I must say I admire Mr. Harriman."
Instead of getting the presidency
oE a Washington traction company,
for w-hlch he thought he was slated,
Secretary Loeb was handed what he
so freauently has. In the line of du-
I tv hnnded ro others a lemon.
The question, "Who Is the coun
try's biggest liar?" which has been
thrown at the public via the New
York Sun, will never be definitely
answered It depends too much on
the viewpoint and the focus.
We suppose those who have been
convicted and are kept out of prison
by shrewd lawyers several names
will suggest themselves may be spo
ken of as "near-guilty" without but
ting Into the libel law.
Perry Belmont wants congress to
put anti-war handcuffs on the pres
ident, but Is a little hazy how it
should be done. Congress would
doubtless willingly deputize Perry to
pull off the stunL.
it would seem to be time for the
women of New York society to Bit up
and take notice when a police court
magistrate Issues a signed statement
arraigning them for immorality, as
one has Just done.
Doubtless It' wns failure in Its at
tempts to buy editorial space that
brought about the heavy current In
vent m-nt In newspaper advertising
; space by the Standard Oil Company.
"
Governor Ileckhan). of Kentucky, Is
I not the first politician to discover
trl-lthat the road to the United Suites
senate Is, like Jordan, a hard one to
travel.
A HIGHER HEALTH LEVEL
"I have reached a higher health
IovpI alncn I beBHn using nr. lungs
Now Life Pills." writes Jacob Spring
er, of West Franklin
Maine. "I'hty
;'- ,
dl,n.,0t vf, on trial money will b
and bowels
,it i.i t
rPfnded at W. A. Kuykendall's drug
stiye. 2 5c.
Th(,.ltre caf la now wvlns a
!-h
hrlmp i'b
dish of delicious in
everv order OI 0 s.
Come anil
tf
ea oysters.
PLAIN WORDS FOR
MODERN WOODMEN
FROM CLERK HAWES
Salem, Or., Jan
adoption of the adequate rate and
reserve fund system is recognised
as the solution to tne question of
the permanency of the order is
shown by a lengthy document pre
pared by Head Clerk Charles W.
Hawes, of the Modern Woodmen of
America, with 'headquarters at Rock
Island, 111., and sent out to the In
surance Commissioners of the dif
ferent states ot the Country. This
letter goes Into an exhaustive dis
course on the subject of adequate
rates, ana an expression or opinion
from the Insurance Commissioners is
respectfully invited. Such a letter
has been received bv Seerotnrv nf
State F. W. Iienson, ex-offlclon Insur
ance Commissioner, but, since the In
surance laws of Oregon do not em
brace or include fraternal Insurance
societies. Oregon's commissioner has
no Jurisdiction over their regulation,
so Secretary Benson made no attempt
to comment upon it.
The Modern Woodmen of America
have a total membership of approxi
mately fil 0,0)100 and operates in all
states. The news of this contempla
ted change in assessments will be of
interest to the entire membership of
this order, as well as to all similar
rraternal Insurance societies.
The total amount of Insurance In
force in the M. AV. of A., according
to statistics January 1, 1907, was:
$1,323,393,500. Tho total assets of
the organization were $4,660,476,
and its liabilities amounted to $935,
051.
Head Clerk "Hawes, in his letter to
the Insurance Commissioners gives
an exhaustive review of the history
of the order, with statistics covering
its financial and membership condi
tions, and unequivocally endorses the
adequate rate and reserve fund sys
tem. Excerpts from this letter to
Oregon's Insurance Commissioner,
which is on file in the office of the
Secretary of State, voice his views
upon the subject very clearly. He
says :
"It is shown conclusively that
within tho limit of 12 assessments
per year and collecting the present
rates irom ueneticial members, we
cannot hope to meet our future. obli
gations; that, In fact, our beneficial
members, measuring their contribu
tions by the lowest mortality stand
ard, and by our own experience, are
paying for only a minor portion of
the whole life-insurance represented
by the certificates they hold.
Must Take Divisive Stjinil Now.
"I do not submit as a part of this
report any compromise rates, or half
way plans or measures of any kinds.
As I see it, our society is required
either to make provisions to meet
its future obligations in full, as they
will mature from year to year, or
when the time comes, confess its In
ability to do so. The consideration
of compromise plans or rates would
simply be a by way of deferring .the
day ot Judgment.
"Only the adoption of rates and
plans that will enable us to meet, ev
ery obligation we have assumed, or
may assume, In the future Is worth
while, if we are to retain our posi
tion as a society entitled to the con
fidence of its member and the In
surlng public. Especially Is this
true, since It Is a fact we are still In
a position where we may adopt plans
and rates that will prove acceptable
to the great mass of our members,
when the necessity for their adop
tion is proved to them.
"I trust that what follows will
bring home the conviction to everv
member of our executive council if.
indeed, doubt on tlie points treated
exists and to every fair minded
and honest neighbor, that not. only
do the facts of our history prove our
Inability to meet, our future obliga
tions on present plans, but that the
time to adopt sound rates, permitting
the society to redeem every promise
it has made or will make, Is now.
"It is to be remembered that ev
ery day our assumed obligations ap
proach that much closer the dates of
maturity. The longer we delay, the
more years we waste In debnting In
evltable conclusions, the larger must
be each member's Individual contri
bution toward the amount we must
provide to meet our losses If we are
to meet them."
"Must CoviT Ilisumnro Cost.
"If our society is to live and pros
per, It must provide for Its members
rates high enough at every age, but
not too high, at any age, and the
plans of collection, coupled with the
promised benefits, must bo such ns
to meet tho needs of the masses of
the people. It would be Idle to
adopt rates, no matter how adequate,
If they were so high they could not
lie paid by our members. If the so
ciety is to live. Its rates and the
terms of payment must cover the
costs of the insurance carried and be
within the reach of the masses of
the people, t Therefore, the question
of plan to he adopted is all rtnport-
ant. for the character of the plan i
determines the rates to be charged I
how they are to be distributed be-, ors, working ten hours a day, aver
tween the ages and over the full tab-1 aged seventeen cents an hour for
ular period. j males, fifteen cents for females;
"I have given careful study to Ibis spinners, twelve cents an. hour,
feature of the rate question, nnd in Wages prevailing before September,
formulating tho suggestions embod- 19(17. were, we Judge, not, very fa
ied In what follows In this report. I viirnble to the declaration of extra
have ha'l the able actuarial assistance j dividends and the nrriimulutlun of
of Dr. (I. E. West, chief of the rer- j surpluses by operatives; and a reduc
nril deiir.rl nient of the head clerks
' nfflc, whose ability and responslhll
iitv In nr-'Uiirial work is known to ev
ler'v member of the council. I do not
' hesitate to ltidorre, as absolutely cor
rect the rate tames emuracen in me
several pl.'iris siiniiioieo mm ru.- . t,um- ooxes. i ne operatives may sun nave
ell's consideration and I am sure that full dinner pall, only they must usi
these rl will be found correct by .smaller palls.
,-verv c'nei'e'eiit actuary.
Pixket Itiorve" Sv-KMII I'llils. I
-A rv.. in the pocket of the;. GASOLINE WOOD HAWING
members Is never available when!
n.-cded by the way. It does not W. G. White ! prepared to fi
earn Interest and makes possible, your wood on short notice.
still
lower rates for tne memuers.
and, unll.y
V the reserve uiveaiineui ;
under official auspices, Is usually
disputed by the holders, who default
on their obligations at maturity.
"It should be remarked here that
a fraternal beneficiary society like
ours never defaults, never repud
iates, Its obligations. Only the mem
bers, who are, In fact, the society,
can do this. Kor years they cheer
fully pay fi'ss Uian cost for their pro
tection, and w hen the t i mo coifres for
them to nroduce their so-called
That thej.1KK.kot reserves' they wax Indignant
ana lupse oui, uuiiiiuuk me sutiii) ,
and Its officers. For what? For
their Inability to continue to give
them something for nothing.
"This is tho history of the 'pocket
reserve system. It has deprived hun
dreds of thousands of families of in
surance protection. It owes millions
of dollars It will never pay through
refusal or failure of members to pay
extra assessments levied to meet old
age losses losses that were unpro
under the current system. On the
other hand, the Iobs ot reserves ac
cumulated and Invested under offi-
vided for In the years of prosperity
clal supervision amounts to pnutic
ally nothing.
"The argument is all In favor of
the level rate against the annually
increasing rate, In my humble judg
ment. While It is a difficult mutter,
at best, for' any society with ajarge
membership to readjust Its rates on
adequate plans, still If given the
choice and If readjustment Is found
to be inevitable, the average man
prefers a level rate, a rate that does
not change with his age, and thai
will permit him, during bis produc
tive young years, to provide a fund.
reserve, to be employed for his re
lief during the non-productive years
of his old age. The average man will
not, If he can avoid it. accept a plan
of protection for his dependents that
imposes on him an anunlly increas
ing burden from year to year, and
which become most burdensonmo in
those years in which ho Is least able
to pay.
"If, as a society, we are to live.
and meet our future obligations, we
must either adopt an adequate nat
ural premium plan the rates 'ad
vancing from year to year or by ser
ies of years, with some possible mod
ifications involving the accumulation
and investment of full reserves.
"We must either provide a reserve
fund to hold the rates reasonably low
and level for life from age at entry,
or we must, collect more money each
year from each member to meet the
annually increasing costs. We have
the choice of these two basic plans,
with their possible modifications;
we must choose either one or the
other, if we ahe to live and pay out.
Old Neigiiber the Problem.
"The old neighbor, as related to
rate readjustment is our problem.
As a matter of sentiment and frater
nal duty, we concede that he must
lie cared for; but not at the sacri
fice of the society's life, nor under
plans that will stop Its growth,
which eventually would mean its
death.
"It Is conceded that the old mem
ber of today has discharged his full
obligation to the society, In the sense
that he has paid for his Insurance all
he was calbnl upon to pay. From this
point, of view he Is not Indebted to
the society. On the other hand the
illustrations of individual costs In
Section 5 of this report, clearly prove
from our own experience that the
older members are not paying their
costs, and that these costs, to a great
er or less extent, are being paid by
the younger members, the amount of
the deficit each old member creates
being determined by his age, rate,
etc. Nevertheless tho old member
cannot be criticized for not paying
something he was never railed upon
to pay, granting that he should have
been called upon and should have
paid It."
M1XK7PAI, OWMIKSIMP
PAYS IV ASH LA XI)
(Ashland Record. 1
The total receipts of the Ashland
pity waterworks for the your 1907
amounted to $17,000.03. Tho total
expenditures, Including Interest.
taxes on mill property, maintenance
and additions and extensions of the
system, amounted to $8,249.46, leav
ing a balance on the right side of
$8,827.1.
There are several mains In town
which will have to be replaced with
larger pipe In order to give adequate
service and there must be consider
able expense for betterments this
year. It Is understood thnt the water
department will purchase a car of
pipe early in the spring for this pur
pose. Rtrong Box mill Dinner I'nll.
(Saturday Evening Post.)
Some time ago we mentioned thnt
the Fall River cotton mills had en
Joyed a prosperous year. Sharehold
ers 1n' thirty-three companies re
ceived cash and stock dividends
averaging twenty per cent, besides
which a number of mlils made sub
stantial additions to surplus.
In December the mills cut down
production by one-fourth. There Is
a sliding seal" of wages, the present
base being 23.90 cents per cut; but
this went Into effct only In Septem
ber last. Through 1 900 the base was
18 rents per cut; In
1904 and 1905
In 1900, weav-
17.32 cents per cut.
tion by one-fourtn of the output of
the mills Is certainly not favorable
to that process.
Whatever benefit a high tariff pro
duced for the stoi kholders they re
tain, tucked awav in their strona
riiuiiu iien tain. iiuhiui wi,
bio tvbbi ouiu mwi,
i O
CLASSIFIED
OH SAl.K
WOOD FOR SAi.K lii-lnch oak
wood. Phone Farmers' Nli. j-ti,
. !
WOOD FOR SALi: lli-liuh oak :
wood, $6.5u per cord. Phone Far-;
mors' 2S0. J-6 i
FOR SALE;- New 6 room house;
concreti foundation; outbuildings,
good well, hy owner, 974 Ferry
street. j3 0
i
FOR SALE bvcond growtn fir
wood. W. l-i. Copperuoll, at Watt's
jewelry store. tt
FOR SALE Heavy (arm wagon,
nearly new. Inquire at 685 East
Eleventh street. tf
FOR SALE Cheap, good second
hand Studcbaker 3-lnch wagon.
Enquire at Eugene Grocery. tf
CORDWOOD FOK SALE Leave or
ders with L. G. Brown at Dr.
Urown's office in Chrlsnian block.
FOR SALE English walnut treees
two years old. .1. W. White's gro
cery, Filth and Willamette streets.
J31
WOOD Fo:; SALfc A few words of
good dry grub oak and dry fir.
Enquire of E. M. Warren, 442
Lawrence street.
FOR SALE Cook stove wood for
sale; lii-lnch oak wood, the right
sie for the cook stove, i'hone Far-
mors 2.S6. ' f I S
FOR SALE Fresh milch cow, six
years old. Also pure bred Poland
China pigs. Address Geo. C. Wld
mor, Eugene R. F. D. 1. tf
FOR SALE Homestead relinquish
ment of 160 acres and 80 acres.
Also a small tract of timber for
sale. See Mark T. Fleming, 412
Willamette street.
FOR SALE House of five rooms and
large lot on East Eighth street,
north side: at a bargain if sold
soon. J. C. Rlckle. For partic
ulars address or call on S. R. Wil
liams, Eugene, Or.
FOR SALE Fine land in acreage
tracts, close to Eugene; good loca
tion; good school adjoining prop
erty; terms reasonable. Inquire
Holms 3 and 4, lleckwlth Uulld
lug, Eugene, Oregon. fJ
FOR SALE OR TltADE For proper
ty in or near Eugene, 28 acres in
Oakland, Douglas county; 8 room
house; orchard; several acres tim
ber. Inquire at 710 Charneltou
street, Eugene, Or.
"FROM OCCIDENT TO ORIENT"
and "Around tho World," by
Charlton Ilrlstow Perkins. Price,
$1.50, postpaid. Address II. Clay
Perkins, Grants Pass, Oregon, f J 0
FOR SALE Ut UWNER New eight
room house with gas, electric light,
beautiful Bhrubbory, and all mod
ern Improvements, two blocks
from car line and in heart of res
idence district. You pay no ngent's
commission. Lots 60 2-3 x 160.
Apply at this office for particulars.
FOR SALE AT A BA RGAIN Good
house of 7 rooms, 80 fruit trees,
deep well with wind mill, one acre
under chicken fence; large chicken
house; two blocks from Geary
school house. Price, $1800. Time
on part. I. N. Iiarbaugh, agent,
Room 5, over First National Bank.
Bring this notice with you.
FOR SALE BY OWNER Only one
block from high school, choice lo
cation, residence, new and modern
and east frontage; high, dry lot;
well worth $2000; will go at a
bargain If sold soon. Enquire at
this office. tf
TOR KENT
FO RRENT Five furnished rooms
for housekeeping. Call at 751 Wil
lamette street. J2 5
FOR RENT Two rurnlshed rooms
for young men students. Call at
332 East Fourteenth street. tf
FURNISHED ROOMB Electric light
and bath; throe blocks west of
postofflce. Apply at 621 Lincoln.
tt
PASTURE TO RENT Will pasture
cattle and horses on the Matthew
Wallls farm, two miles west of
Eugene. Fine grazing; terms rea
sonable. Inquire Room 1, over
Loan & Savings bank, or address
P. O. Box 182. Eugene.
WANTED
WANTED A cheap boat. Address
box 281, Eugene, Oru.
WANTED Cook for Eugene General
hospital. Apply Room 1 1 5,Smeede
Hotel. tf
WANTED Apprentice girl at Colvln
& Russell's millinery store, 84 E.
Ninth Kireet.
WANTED lly Ftilverslty .student,
board and lodging In exchange for
work. "C," care of Guard. J28
TO TRADE By owner, timber land
for city property or laud close to
' some town. No agents. Address
II. G., Box 494, lingene, Or.
IF YOU WANT TO SELL your prop
erty tell the Oregon Land Compa
ny about It and they will do the
rest. 412 Wlllametto street, Eu
gene, Or. tf
VI' A VI' I-' 1 1 Tun t.nrl i.ntu ,lnl
ly to got their clothes rbaned arid
pre-Heil at the Eugene Dye Works.
tf
WANTED -A lady t'i keep house;
youn or old, for four little ejrls.
the yoiirmest four and the oldest
lug on 12 years; no objection to
a lady with onehlld. For former
Information address Geo. . Land,
Wlldwood, 3r. q 125
, o
COLUMNS!
W A NTED ( ( out Inueil )
WANTED ---A situation by an expe
rienced housekeeper, capable of tak
ing charge of boarding bouse; or
would take entire charge of pri
vate house for small compensation
and home for sell and two daugh-,
ters, aged 13 and 15; best of ref
ences given. Address Mrs. E. A.
11., SO W. Seventh street, Eugene,
O.'. J25
MISCKLLA.NEOIS
ACCORDION PLEATING--Done by
Mrs. llort Vincent at 627 Hilyard
Rtr.ot noiir. t,'uut VliWh nn rmiKnn. I
able terms. Phone Red 3302. tf ,
FOR EXCHANGE 15 acres, well
Improved, near Oakland, for prop
erty In or near Eugene. Good trade
will be given. McMurphey & Hugh,
i West Eighth street. tf
STORE AND OFFICE HELP Fur
nished free to emplolyers. Clerks'
Registration llurcau, entrance to
offices 14 Selllng-lllrscli building,
3X6 1-2 Washington street,, corner
West Park, Portland, Oregon, tf
DON'T fall to see vjhezeni It you
want bargains In real estate. We
buy and sell farm and city prop
erty, improved and unimproved.
Timber and mining stock. II. Che
m, Room II, Walton lildg. tt
GOLD AND SILVER. PLATING Oil
knives, forks and all household ar
ticles that do not look like new.
Write the Oregon Plating Works,
128 Lownsdale street, Portland,
Oregon, for urlr.ea
INTERNATIONAL CORRESPON
DENCE SCHOOLS "Tho Rosy
Man's University." Gives a thor
ough training at your own home
in nearly all the trades and profes
sions. Text books and Instruments
(when required) furnished free.
Full Information and circulars at
the local enrollment office, 45 W.
Eighth street, R. J. Kirkwood, rep
resentative. LOST AMI POUND
LOST IN dressing room at Armory
Saturday night, a purse. Finder
please leave at Guard office.
Jenkins &
Starbuck
Dealers in
REAL
ESTATE
Wc are new comers here
and are in the
Real Estate
Business
To Dq
Business
We have been in this busi
ness before and understand
it thoroughly. At present
we are in correspondence
with a number of Eastern
People who arc going to
locate in this country and
if you are desirous of dis
posing of properties such
as City, Pasture and Farm
Lands, call on us. We
are personally acquainted
with a number of these
correspondents and know
they are comtng west. If
you want to SELL, list
your property with"us for
there is going to be "things
doing" in real estate that
is Listed with us.
Jenkins & Starbuck
Rooms ? nnd 18
THEATRE BLOCK '
rtfttiaWBifWto i ami
'Madame Dean':
FRENCH
FEMALE
Pills.
A Kakb, Optat
sic i) ..-i'
i. i r it run Ki rpHsywif
Ml'.NHTllI ATH.M. fttfFR MOWN TO FAIL,
K.M Hurt ! t-....v! HfttlfiM:lton iur-l.ftl.-l
or ;f'n.i v 0 TuimN-iI, Kiit (ir'1-.iit-l
r. r 31.i'i r h . Wtll (mmicI Ud 111
iii) Ir.ii!, ti if i i ' 1 fur when MUmM.
Kmi.cs I ?.'. lufWt tin cottli'2 t:i"
V Iisill.f, lU'.-ciit liii HtilffltltHM!. VtHir
;nt:i- ! in 1 1 imw U.viu trnuiX vour
onti rs i' i I in:
umita muth en., in m, lanctnw, ?,.
in Eifltine Uj W. L OrLan
UBKOBSXI
Appreciates smoking good
cigars. It gives him relaxation.
The Mount Hood Cigar is a
favorite among all thinkingmcn
It
is positively the best 10c
Cigar on the market
Furnish your new home
properly. Don't slight the
gas fixtures. Wc do all
kinds of reliable plumbing
and tinning wrk. v-all
and let us estimate on
your work.
Ay a & Heitzm&n
34 West 8th St,
Phone black 1171
Organized 1883
The First
National Bank
OF EUGENE, OREGON
Capital pnld In $100,000
Surplus and undivided
profits
Additional liability of
stoekluilders under
national hanking laws.
65,000
100,000
Total $205,000
Wo will bo nleasod to have your
name on our books your funds sub
ject to check. We will handle your
business with care nnd in strict
confldonco, whothor your account la
largo or i small.
T. G. Hendricks ....President
S. B. Enkln, Vice President
P. E. Snod?rnsa Cashier
I.uko L, Goodrich. .Assistant Coxhler
Merchants Bank
EUGENE, OREGON
Docs a
General Banking
Business
on
Conservative Lines
c c cnrMrcn n ' 1 .
L. H. POTTER, Vice Pres.
B F. N. McALISTER, Cashier.
Cor 7th and Willamette
V. Ii. CH.VMIIKItS, I'reslilent.
DAHWIX HltlSTOW, Cnshlci
Chambers-Bristow
Banking Company
Of ICllene, Oregon.
Paid Ud Cash Capita) $60,000
Notes And MortKiiKos boufcht. Hon
ey limned on approved Hoctirity. In
terest jMiitl on time eertlflaites nf do.
KNlt. A Kcucrul bunkiutf bUHlnooa
transacted.
STOXK'H IIKAVI3 DROP
Greatest known remedy for heaves
Highland, Or., Oct. 3!, 1902
This ii to certify that I ravc my
mare one bottle of "Stone'n Heave
Dropn" and cured her o heaves
Thin was last winter and she has
not been affected ulnce G Wallace
DR . S. C. S TONE, Salem, Or.
' For sale by alt druggists.
i:
$1.00
IHSCHtSTEH'S PILLS
k 'i he: iiwoiii tiiiAMi. a
.VTN '""I AI.J-..rllr.,,itl.f.,
)( C-'i i-' i 1 '' imiti.i J nr iA
.Mrsl.ri. . .i , I:.
SOI nriv 'T'.
HOWEP & WOCD
It nl IXnti? and Timber !ninlf
Ranch, I n riu ntitl City PnM'Hy
Vour luiinmituft rotiHH'dtilly
8olirlt'l.
Room I, over l-'lrt Nut. Itunk
IS. a
G