Image provided by: Oregon Historical Society; Portland, OR
About Spilyay tymoo. (Warm Springs, Or.) 1976-current | View Entire Issue (Jan. 22, 2014)
ÍP Jgnugry 22, 2014 Spilydy Tymoo, Wgrm Springs, Oregon Pgge 8 Native Americans and the Affordable Care Act Question: W hat counts as health coverage for purposes o f the indi vidual mandate? Generally, health coverage in , The Affordable Care Act requires cludes em ploy-based insurance, m ost Individual to have health cov Medicaid, Medicare, CHIP, Tricare erage or pay a penalty to the IRS — and certain other types o f cover .this is called the ‘individual man age. Health coverage is also referred date.” N ative A m erican qualify to as minimum essential coverage. for an exem ption from the indi IH S is n o t considered m inim um vidual m andate, but they m ust essential coverage; however, IHS ■ apply for the exem ption and pro beneficiaries have access to a hard- vid e d o cu m en ts to show th at ship.exemption to avoid the tax pen th ey are elig ib le fo r e ith er an alty for not having essential cover ¡exem ption for mem bers o f fed- age. Veterans Affairs coverage var i erally recognized Tribe; and/or ies for different individuals, so vet i a hardship exem ption for people erans should check with the VA rep ¡who are eligible to receive ser resentative to determ ine if they v ic e s from In dian H ealth Ser- have minimum essential coverage. ivice (IHS). Question: I f Indians sign up for Question: Is Indian Health Ser insurance, will they lose their IHS vice coverage going away under the access or coverage? No. A person does not lose eli Affordable Care Act? gibility for IHS services if they sign N o. The IHS Tribal and urban up for Medicaid, Medicare, M ar Indian health programs will n ot be ketplace plans or other health cov erage. going away. ' Question: Are American Indians ¡required to have health insurance a fte r 2014? Question: Why do Indians need health insurance coverage if Indi ans get services from Indian Health Service, a Tribal program , o r an Urban Indian health program? By enrolling in health coverage through the Marketplace, Medicaid or CHIP, you have access to ser vices better. T he Indian H ealth Service, Tribal programs, or Urban In d ian pro g ram s may n o t have enough money to provide all the health care you need. Your clinic can bill the insurance company for the care they provide you, which makes m ore funding available for health care in your community. You will help your Tribe save valuable re sources that can be used to provide care to o th er m em bers o f your community that may n ot be eligible for other forms o f coverage. Question: If Indians enroll in a Marketplace plan, will they have to get their health care from a clinic far away from where they live? No. You can continue to use your Tribal or HIS clinic. Let them know you have insurance so that they can receive payment for services they provide to you. Question: What is the difference between the Exchanges and Mar ketplace? Exchanges and the Marketplace are the same thing. The word “Ex change” is used in Affordable Care Act Legislation and regulations. The word “Marketplace” is used by the federal governm ent in m arketing and advertising because they think the public is more likely to under stand it. State Exchanges have their own names, such as CoverOregon or to other state programs such as CoverCalifornia, CoverWashington, Coverldaho, etc. Question: W hat kind of docu ments do I need to get enrolled in a Marketplace plan? Everyone needs a document to show he or she is a U.S. citizen: birth certificate, T rib a l E n ro llm e n t Card/N um ber or Voter ID. Q uestion: Will there be a cost for Tribal members to enroll in a health insurance plan? When you use Health Insurance Marketplace website, you will find out if you qualify for programs that pay all or a portion o f the costs of health insurance. Your Tribe may be able to help with any additional costs. Q uestion: Is it “D ouble D ip ping” for IHS or my Tribal clinic to receive funding from Congress and also bill my Marketplace insurance? N o. Congress included special benefits and protections in the Af fordable Care Act intended to en courage Indian participation in the new insurance Marketplace, Con gress funds the Indian Health Ser vice at only about half o f the level o f need, and expects the HIS or Tribal program s to bill insurance plans. T h e fu n d in g fo r In d ia n H e a lth care com es from m any sources and is needed to provide services for everyone in the Tribal community. ÍFAFSA ¡workshops Workshops are coming up for students who are planning to go to college. The workshops are in re gard to the Free Application for ¡Federal Student Aid, o f FAFSA. ’The workshops are a requirement for tribal scholarship students. There will be a workshop from 6 to 8 p.m. on Thursday, Jan. 23 at th e ’M adrâs’ b ran ch o f C entral Oregon Community College. There will also be a workshop on January 31 from 1-3 p.m. at the Warm Springs administration build ing- A nother is offered on February 5 from 2-4 p.m. at M adras COCC; and February 19 from 2-4 ,p..m. at M adras CO C C ; and on March 7 from 10 a.m.-12 noon at the Warm Springs administration building. Please bring the following infor mation: D ependent students (18- 24 years old): Bring your parents; parents’ Social Security numbers; parents’ dates o f birth. I f parents ¿te separated or divorced, you will ¿leed the m onth and year o f sepa ration or divorce. Parents 2013 féd éral tax return or estimated income; -if p a re n ts’ are separated o r di vorced, you only need tax informa r o n for the parent that provides tftore o f your support; p aren ts’ 2013 W-2s. All students: Social Security num ber; driver’s license number; 2013 ¿federal tax return (if completed) or Estimated income. All 2013 W-2s. F or more inform ation call Higher •Education 541-553-3311. Voc Rehab orientations Warm Springs Voccational R ehabilitation has orienta tions every Monday at 3 p.m. at their office in the indus trial park. Orientations are also held on Tuesdays at 3 p.m. at the Community Counseling Cen ter. Qg— ---------- ------ — CERTIFIED Cover Oregon is a marketplace for Tribal communities to find health insurance and financial help to pay for it. C0MMÖW1W PARTNER 541 553 1196 -------- — . The next deadline to submit item s f o r publication in the Spilyay Tymoo is Friday, Jan. < 4, 31. Thank you! _____ _ _ _ _ — J < an ■: i 1 i
