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About Spilyay tymoo. (Warm Springs, Or.) 1976-current | View Entire Issue (March 6, 1992)
March 6. 1992 PAflE 7 Spilyay Tymoo Warm Springs, Oregon 'Money ranks Oregon second highest tax burden for Docs Oregon fit the description, ui lieu ; ii ui jh-iiuj uii uic un-tt- suring slick you use, according to Oregon Slate University (OSU) economists. A feature article in a recent issue of "Money" magazine ranked the 50 states plus the District of Columbia according to the annual state and local tax burden borne by a "typical" household in 1991. The authors es timated that burden at $8,168 for Oregon, earned the Emerald State a "hellish" rank of second highest Only New York was higher with a tax of $8,84 1. Alaska ranked lowest with a "heavenly" tax of $2,013. On the basis of "Money's" com parison Oregon is indeed a devilishly delightful place for lax collectors. However. Mike Martin, OSU agri cultural economist, believes these rankings heap far more fire and brimstone on the state than it deserves. Face debts and know how to talk to When your income drops, and you realize you can't pay all your bills, it's important to face your debts and know how to talk to your creditors. Your past experiences with credi tors are important. If you have con sistently paid bills when due, your creditors will be more cooperative than if you were late or didn't make regular payments. Creditors arc in the business of lending money and or providing services. They want to 4-H Enrichment Camp to be held in August Arlcne Boilcau and the Extension staff have begun planning the 4-H Wilderness Enrichment Camp. It will be held in August. Last year, the turnout and parent involvement and support proved to be encouraging and contributed to the overall success of the camp. We hope for more of the same this year. Tests conducted If you're trying to eat less satu rated fat, and you're opting for heart healthy polyunsaturates instead, here's good news from ARS re scorchers A recent study at the Western Hu man Nutrition Research Center sug gests that polyunsaturates - the kind found in corn oil margarine, for ex ample - don't lower your levels of the good HDL cholesterol. The finding comes from tests of 11 healthy middle-aged men who volunteered at the San Francisco center. James M. Iacono, center director, and chemist Rita M. Dougherty con ducted th? 3-month study. They say that although their conclusion agrees with findings of some experts, it con flicts with others that have suggested that the highly touted polyunsaturates may reduce good cholesterol. "Although there was a dip in HDL's at the midpoint in our study," Iacono notes, "HDL levels went back Qualities of 4-H Each 4-H club is special! Each one develops its own identity as it grows, based on the interests, needs and goals of the members, leaders and parents. Even though each club is different, there are qualities that successful 4 H have. Some of these qualities (or use them as goals) are listed below. Not all clubs will have time to ac complish all these possible experi ence, but a balance of activities, skill building, and cooperative efforts is important. QualitiesGoals of a 4-H Club -Club members work together and enjoy being together. Cattle lice are . . . I .ice can cause economic losses in all types of beef cattle operations. Some animals that develop extremely large lice populations may abort their calf or die from anemia caused by blood loss but the major loss results from poor feed conversion. In cow-calf operations, lousy cattle will produce less milk and will wean lighter calves. Cattle feeders will find lousy cattle require more feed for each pound gained. Louse infested cattle appear unthrifty and have dry looking skin. They also damage fences, corrals and feeder bunks by rubbing on them to relieve the irritation caused by lice feeding. Lice are primarily a wintertime problem because sunshine, rain, self grooming and short summer heircoat make poor conditions for their de velopment. Cattle are the only host of cattle lice. Usually 1 or 2 of the cattle in a herd are carriers that will harbor high numbers of lice year around. Bulls arc often carriers since they have a denser coat and cannot self groom as easily as the other cattle. Lice spread by contact from carriers to other animals in the herd. Cattle 'There are several wavs to com pare states tax burdens," says Mar tin. "'Mor?y provided one analysis based on a specific set of assump tions about earnings and expendi tures. 'Money's' analysis was based on an average family who subscribes to the magazine, a family of four with two earners making nearly $74,000 annually a very specific economic demographic profile. "Because Oregon's total tax sys tem is progressive (people with higher incomes pay more taxes), if you happen to be in that profile, you may indeed be in lax hell. But in Oregon you're probably earning less. The average family income here is only about half that of the typical sub scriber to 'Money'," said Martin. 'There are two other measures used in ranking states according to tax burden," said Bruce Weber, OSU Extension Service economist. "One way is to take total state and local keep your business, but they also want to get paid. Contact your creditors; don't wait for them to contact you. Explain your current situation. Tell them unem ployment has reduced your income and you arc not able to keep up with your complete payment Frankly discuss your future income prospects so you and your creditors can figure out solutions to the problem. Most creditors would prefer to receive smaller payments on a regular basis than to begin an expensive collection procedure. Before you and your creditors agree on a reduced payment or some other solution, determine how much money, you have to pay off your debts. Figure out how much income you can count on each month and how much you need to pay for your essen tial monthly living expenses. You'll need to know who and how much you owe, as well as how you plan to pay them. Once you have gathered the infor to measure levels up by the end of the experiment." HDL's, or high-density lipopro teins, have been linked with a lowered risk of arteriosclerosis (hardening of the arteries). The so-called bad cho lesterol, or low-density lipoprotein, is blamed for higher risk of heart disease. HDL and LDL are typically measured in the comprehensive blood test usually included in yearly physical exams. A total cholesterol of 200 or less and an HDL level of above 45 are generally recom mended. For part of the San Francisco study, volunteers followed the eating guidelines recommended by the American Heart Association - fats were no more than 30 percent of the day's calories. Each type of fat saturated, monounsaturated, and polyunsaturated - made up about 10 percent of the day's total calories. Then, to pinpoint any effects the polyunsaturates might have on HDL cholesterol, Iacono and Dougherty leaders listed -There is strong parent support. -Leadership opportunities are given to all 4-H'ers (done through junior andor teen leadership, club officers, community service, etc.) -A variety of teaching methods are used. -Several of these are done in the club: records, presentations, fair preparation, and more. -Members, leaders and parents are informed of all club activities. -Younger members learn basic skills. -Members are excited about 4-H and have fun. primarily a winter time problem, use systemic insecticide .. ... - . it. r . j .,: u n,ooant in ihoir rtoctifiHoc o;qv frnm rhildfftn and ivciHnPQ should not exCCCd thC tOl lice spend their entire life on the animal and will live onlv a few days off the host if removed. Lice can pass from egg to adult in 3 to 4 weeks. Eggs that fall off the host will not hatch unless the weather is hot and then the young must find a host within 2 to 3 days or they will die. Each time cattle are handled they can be examined for lice in a few seconds. Part the hair with your fin gertips and examine them in several places including the neck, withers, brisket, shoulders, midback, tailhead, flank, udder, and behind the rounds. There are 4 species of lice that infest cattle. Three of these species feed by piercing the skin and sucking blood. The fourth, a biting louse, feeds on the scales of the skin and causes irritation. Herds routinely treated for cattle grubs, hornflies, ticks or facefiies in the fall may not develop lice infes tations which require treatment. If grubby cattle arc to be treated for lice, use a systemic insecticide after the first frost in the fall. If this can't be done, wait until January or Febru ary to treat to prevent anaphylactic shock to the animals which results taxes as a percentage of personal - ! ...u ..... I!.,.i lki income in cam suiic. v'b method with U.S.Ccnsus of Govern ment figures, Oregon ranked 13th highest in 1989-1990. Orcgonians paid an average of 12.1 percent of personal income in state and local taxes that year, somewhat above the U.S. average 11.5 percent. "The most commonly used way to examine tax burden, continued Improve your financial situation If you are anticipating a tax re fund, think abou; what you might do with it. A suggestion might be to improve your financial situation. You might pay off credit card debts, start an emergency fund, or save for long term family goals. Credit card debt is expensive be cause interest rates arc high. Paying this off saves interest expense. After your creditors mation you need, contact each credi tor, explain your situation and work out a solution. Be prepared to ex plain the following: The reason you fell behind in your payments. Your current income and pros pects for future income. Other obligations. Your plans to bring this debt up to date and keep it current, including the amount you will be able to pay each month. Visit local creditors in person. Visit the loan officer at your bank or credit union, the credit manager of local stores, the budget counselor at the utility company. Don't forget creditors like your dentist, physician, clinic and hospital. Contact out-of-town creditors by phone or letter. If you phone, write down the name and title of the person to whom you talked. Follow up the conservation with a letter summa rizing what you and the creditor agreed. Keep copies of your corre spondence as well as any reply. of cholesterol lowered levels of polys to 3.8 per cent for part of the study. "Neither the 3.8 nor the lOpercent levels of polyunsaturates lowered HDL cholesterol for more than about 2 weeks," says Iacono. "In our new studies, we're looking for an expla nation of why other researchers con cluded that polyunsaturates lowered HDL's." The ARS scientists relied on practical menus with typical foods that taste good and were easy to buy and prepare, yet were low in fat. Menus included, for instance, ham, turkey, meatloaf, baked fish, spa ghetu, lasagna, or other familiar fare. "Lowering the fat in your meals is often simply a matter of making easy substitutes at the supermarket of per haps changing some of the ways you cook," says Dougherty. "You can cut fat calories if you trim visible fat off meat or choose lean meats and poultry. Or switch to low-fat or nonfat dairy products like skim milk or low fat yogurt and reduced-fat sour cream. "Instead of using butter for cooking or at the table," she adds, "choose polyunsaturated margarine like a vegetable-oil-based spread." Camp counselor trainings Friday, April 24, 5:00 p.m. through Sunday, April 26, 12:00 noon. Also May 6, 12, 20, from 4:00 p.m. - 8:00 p.m. If you are interested, call the Extension office 553-3238. fmm Hvinw mih nrftient in their bodies. If treatment for lice is needed in late fall or early winter, use a nonsystemic insecticide. Systemics will not kill lice that are not feeding or eggs of lice. A second treatment may be needed in herds with large infestations. Consult your local Veterinarian or Extension Agent for recommendations about how to control lice. Several products are now available which may be useful de pending on methods and conditions. Following simple sanitation prac tices will help you limit the spread of lice in your cattle. Isolate newly pur chased animals and examine them. If they have lice, treat them before you move them into the herd. If bedding, feeder bunks, sheds or trucks have been contacted by lousy cattle, keep other cattle away from them for 2 days in winter or 1 0 day s in summer, or sanitize them before reuse. Re member, all insecticides are poisons. Read the label on the package and follow precautions carefully. Avoid contaminating the skin, eyes, and clothing with any pesticide. To pro tect fish and wildlife, keep pesticides out of the ponds and streams. Keep typical household Weber, is to look al ivr canita stale and local taxes (total taxes divided by a slate's total population). B y this method, Orcgonians paid $ 1 ,92 1 per person in 1989-1990,placiiiRihc stale as 19ih highest among the 50 suites." In terms of per capita taxes, Or egon is almost 5 percent below the U.S. average of $2,015 per person, Weber said. you pay off credit card debts, set up a plan to control spending ana avoiu accumulating a new balance. "When credit cards arc used for daily living expenses such as gaso line, food, and clothing, and the amount charged is not paid at the end oflhcbillingcyclc.you arc borrowing money for daily living and therefore increasing your living costs by 1 8-20 percent annually. If you have no credit card debt, a suggestion could be a start of an emergency fund. A minimum emer gency fund equal to three months take home pay. Use the tax refund to start the fund and develop a plan to routinely add small amounts. If you already have an emergency fund, consider starting a savings account for long-term family goals, such as education of children, buying a home, or retirement. Four day mini college scheduled for June 15-18 An Extension Mini-College is scheduled to be held June 15-18, 1992 at Oregon State University, Corvallis. There will be four days of classes, workshops, tours and new friends. The mini-college is co sponsored by OSU Extension Service and Oregon Extension Homcmakers Council. T-shirts made without chemicals T-shirts are everywhere. The lat est trend is environmentally friendly ToKirie Thc urn rnnctniPtpH rnm. plctcly of cotton, with no chemicals Tl, USCU in UIC IiniSIUiiK urw-t:5. nit result is a natural ecru color. Several companies arc developing lines using fabrics whose fibers are organically grown and naturally col ored or colored with vegetable dyes. Esprit's collection is called Ecollection, T.L. Higgins call theirs Higgn N'trual, and Levi Strauss' is Levi's Naturals. A new category of sport shoe is the all terrain sandal or amphibious Agricultural Trade and Visitors to the newest office of Oregon State University's (OSU) Agricultural Experiment Station (AES) won't see work boot, blue jeans or pickup trucks. They'll more likely meet international marketing specialists in sports jackets who are members of the Agricultural Trade and Marketing Program. This latest addition to OSU's statewide agricultural experiment station network is situated in Portland's commercial waterfront district. The staff will conduct re search in support of the state's in ternational agricultural trade com munity. The establishment of the new sta tion is temporary for now. Its fund ing, made possible through a special USDA grant, will run out next year. By then, AES administrators hope the new station will have demon strated its worth and permanent funding will be found. A long list of planned projects includes development of strategies to bring new food processors to Or egon, a study of the implications of the U.S. free trade agreement for pesticides away from children and domestic animals and safely dispose oi used containers. The recommendations in this ar ticle are based on the best informa tion currently available. If recom mendations are followed carefully, Applesauce cupcakes recipe given 1 12 cups all-purpose flour 1 12 tsp. baking powder 1 tsp ground cinnamon 12 tsp. ground nutmeg 14 tsp. ground cloves 2 Tbsp. creamy peanut butter 2 Tbsp. margarine, softened 14 cup firmly packed brown sugar legg 14 cup unsweetened applesauce 14 cup skim milk 14 cup chopped unsaltcd dry roasted peanuts 12 tsp. vanilla extract vegetable cooking spray 14 cup sifted powdered sugar 1 Tbsp. creamy peanut butter melted 1 to 2 tsp. unsweetened apple juice Combine first 5 ingredients in a small bowl; stir well. Set aside. Cream The Oregon State University Tour is going to be March 23, 24, 25, 1992. OSU Extension is looking for homes to host the foreign exchange students that will arrive Monday evening and depart Wednesday morning. The students will be in your home by night and the community by day. If you are interested call Liz Blann, Madras Extension Office 475-3808 or the Warm Springs Extension Office 553-3238. Stepfamilies need to discuss money issues Money is second only to children as a major problem area for remarried couples. Even though its important and each spouse has experience with money in previous marriages, re married couples may still have a hard lime confronting important issues. That's the observation Anita Mctz.cn, executive director of the American Council on Consumer In terests, and Edward Meten, profes sor and chair, family economics and management, University of Missouri, make in a new Oregon State Uni versity (OSU) Extension Service publication. Stepfamilies often find themselves starling witn limited resources as a result of earlier divorce, and their current and future resources strained as they build new relationships while retaining tics to past ones, they ob serve. Although it'simportanttodiscuss money matters in advance and to get as many things in place as possible, couples "need to understand that in footwear. These shoes look like a cross between dime store thongs and ripped up running shoes. Thty are popular with water sports enthusiasts n mo.t finH ihrir uiqu nntn ctrwte aim waj iiiw uivi. ashaveotherkindsof specialty shoes. incy nave moiuca aruics, special foodbed drainage systems, and toe and heel protection. Hocchst Cclancse Corp. is begin ning a state-of-the-art polyester re cycling plant in 1992 near Spartanburg, SC. It will recycle polyester bottles, jugs, and solid waste polyester including clothing. Marketing program Oregon agricultural trade, an exami nation of the effects of the Salmon recovery plan on Oregon agriculture, and a study of the potential for commercial sales of wheat to less developed countries. Part of the reason for putting the new station in Portland, said Mike Martin, OSU agricultural economist and project leader for the new pro gram, is to demonstrate to the trade community there that "we have something to offer." "We want to deal with research on trade issues at the place and in the community where those issues are happening," he said. The offices of the new program are in the Wheat Marketing Center portion of the recently remodeled Albers Mill Building on the Willamette River. Currently, the research staff con sists of Martin and international trade specialistJohn Green, whocomplcted his graduate studies at Iowa State University. He was hired last fall. Over the next year Green will coordinate his research activities with a project leader in Corvallis. Martin residues should not exceed the toler ance established for any particular chemical. Follow recommendations carefully with respect to dosage lev els, number of applications and minimum interval between applica tions. The cattleman is responsible for residues. 7 Thsn. ncanut butter and margarine in a medium bowl; gradually add brown sugar, beating well at medium speed of an electric mixer. Add egg and applesauce; beat well. Add flour mix ture tocrcamcd mixture alternately with milk, beginning and ending with flour mixture. Mix well after each addition. Stir in peanuts and vanilla Spoon cupcake batter into muffin pans coated with cooking spray, filling each cup two-thirds full. Bake at 350 for 25 to 30 minutes or until a wooden pick inserted in centers comes out clean. Remove cupcakes from pans, and cool completely on wire racks. Combine po"'dcred sugar, melted peanut butter, and apple juice, stirring well. Drizzle powdered sugar mixture over cupcakes. Yield; 1 dozen (156 Information provided by: Warm Springs OSU Extension Office 1131 Paiute Street 553-3238 view of the complexities and sensi tivities involved, success can t nc expected overnight. Progress usually occurs over time," the authors stress. The Mctzcns identify five stages a couple will go through in the nor mal evolution of dealing with money matters, from "rose -colored glasses to "achieving stability." Each stepfamily progresses through the stages at its own pace, they explain. Some couples find they can talk openly, plan together and arc able to move ahead, spending little time in the early stages. Others may communicate well, but lack the tools to implement a successful money system witnout giving more time and effort to gaining additional knowledge and advice. The authors stress that a strong commitment to the marriage is re quired "along with a willingness to work through the stages. It takes time and trust as sensitive and important money matters arc attended to. For those couples who do what it takes to achieve the final stage, the rewards in terms of quality of life arc great." Singlccopicsof "Stages in Money Management for Stepfamilies," FS 316, arc available without charge from Publications Orders, Agricul tural Communications, OSU Ad ministrative Services A422,Corvallis 97331-2119. MaKe d PraCllCaiSlJl Many kitchen basics, such as bak ing pans, staple food items or pots and pans, make practical shower or housewarming presents. One way to present the gift is to put the items in a canvas or nylon mesh bag that can be used again as a grocery sack. Tuck some colored paper around the gift and tic the bag with a bright bow. latest addition to OSU nlans to cet undergraduate interns and graduate students involved with international trade and marketing research projects through the Port land office. Research directions for the new program will be partially guided by and advisory committee represent ing food processing, trade, financial and marketing concerns in Portland; and by representatives from the various agricultural commodity commissions and the international trade office of the Oregon Depart ment of Agriculture. "We're establishing a strategic plan for what we want to do with this program in the next two years," said Martin. "That includes establishing connections with marketing and in ternational trade research efforts at Washington State University and the University of Idaho. In addition, we've had very good cooperation from Portland State University." OSU AES Director, Thayne Dutson, also hopes the program will help direct future research projects. "The new program will provide an important link between OSU re search on agricultural production and processing and the state's trade and marketing system," said Dutson. "For example , the Trade and Mar keting Program may identify poten tial research on products that could be conducted at AES Branch Sta tions or on campus," he said. "Or, specialists in the Portland Program may incorporate research data from the campus and branch stations into trade and marketing research projects." Junior, teen and adult leaders forum scheduled for April An Oregon 4-H leaders' forum is scheduled to be held April 3-4 (3 p.m. Friday through 5 p.m. Saturday) at Sunri vcr. This leaders forum is for junior, teen and adult 4-H leaders. The cost of the forum is $52 before February 3. You may apply for par tial scholarships from the Jefferson County 4-H Leaders Association. Call 475-3808 for information. Out of pocket expenses are deductible if you keep a dated receipt. i
