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About Spilyay tymoo. (Warm Springs, Or.) 1976-current | View Entire Issue (March 7, 1983)
SPILYAY TYMOO M ARCH 7,1983 P A O E 9 As tax time nears... Here are a few tips for you Extension Beating the cash crunch The following is the first in a series on tax tips offered through the Oregon State Extension office in Warm Springs. Look for additional tips in future editions of Spilyay Tymoo. Reducing withholding taxes could put money in the bank If you usually get a large refund on your income taxes, you probably look forward to getting that check in the mail. But, did you ever consider that the refund money, instead of being used by the government, could have been earning more money for you in an interest- b e a r in g a c c o u n t? S in c e January 1982, people who usually overpay taxes can a d d it io n a l w it h h o ld in g reduce the amount taken from allowances. their paychecks by claiming If you decide to increase your extra exemptions. The forms allowances to reduce the for claiming extra exemptions amount of income tax you pay are usually available from through the year, you will employers. probably end up with a much If you will be receiving a smaller or no refund when you refund o f $300 or more on your fill out this year’s tax return. 1982 taxes, you could have You may even end up owing the changed your withholding to government money on April better match your actual tax 15th. “On the other hand,” bill. It is generally to an Morrow says, “you will have in d ivid u al’s advantage to The use of the extra income increase his or her withholding during the year and could be a llo w a n ces and cu t ta x earning interest on it.” Those payments throughout the year. who do decide to increase their “However, you must pay at withholding allowances to least 80% o f your income taxes bring home a bigger paycheck th r o u g h w ith h o ld in g or should put it into a savings quarterly payments,” warns account to make the most o f it. Alice Mills Morrow, OSU “You have to set the money extension family economics aside and puL.it into a savings specialist. “If you pay less and program or it will quickly cease end up owing the government to seem like extra money and more than 20% of your tax too easily get eaten up by bill on April IS, you could be r o u tin e e x p e n s e s ,” sa y s required to pay a 20% penalty.” Morrow. In the past, taxpayers could She says those people who c la im o n e w it h h o ld in g prefer to keep their withhold allowance for every exemption ing allowances low and their on their tax return, including tax payment high so they can th e m s e lv e s , u n e m p lo y e d get large refund checks are s p o u s e s and d e p e n d e n t really using the government as children. Now, taxpayers can a savings program—except the increase withholding allowan go v ern m en t d o e sn ’t pay ces to include planned IRA interest on their money. c o n t r i b u t i o n s , m o v in g F o r in f o r m a tio n on expenses, deductible losses, or in c r e a s in g w it h h o ld in g other itemized deductions that exemptions, obtain a copy of will reduce their taxes withheld the full-page Form W-4 from from each paycheck. Those your employer or the 1RS, who plan to income average Publication 505 from the 1RS may also be able to claim provides additional informa tion. Cow-calf management guide available now The Oregon State University Extension office has a few copies of the practical Cow- C alf M an agem en t gu id e available. The manual is a joint publicaiton of the Cooperative Extension Services in seven western states. Information in the guide include a trou b lesh ootin g guide and facts about nutrition, rep ro d u ctio n , range and pasture, marketing, finance and health. The cost is $35.00 per copy and is available from the Extension office. Nutrition course being offered through mail Family Lifelines— 7r7nr7n A three-lesson correspon dence course—“You, Your Child and Food” will be available for all interested persons to take through the E x te n sio n S erv ice o ffic e starting in mid-March. Each lesson comes in the mail, bi-weekly, so that the lesson can be read and short learning exercises completed. Mailing envelopes are provided so that the learning exercises can be sent back to the E x te n sio n o ffic e . P en n ie A lbrandt, Warm Springs Extension Agent, will look over the exercises and send back comments and sugges tions for the future. The three lessons included in the course are “Nutrition Awareness” which deals with how children’s eating habits are formed, how parents effect how their children’s eating habits d evelop, general nutrition information and how to stretch your food dollar. The second lesson is “Eating Patterns in Early Years”—a more detailed lesson on how parents can help their children develop good eating habits. The third lesson is “ A nswers to Frequent Question” and answers to comm only asked questions about children and correct eating habits. If you are interested in receiving the FREE short course through the mail give Sandra or Pennie a call at the Warm Springs E xten sion office, 553-1161, extension 238 TODAY! QO QO Notes from Pennie Albrandt, Lee Hamilton and Doris Brackett Another word on starch blockers Researchers have known for over 25 years that certain plant foods, such as kidney beans and wheat, contain a substance that blocks the activity o f a digestive enzyme that breaks down starch. Recently this starch blocker has been purified and marketed for use in weight control. Manufac turers claim that one pill can block as many as 400 calories from absorption and use by the body. Recently the Food and Drug Administration moved to ban the sale of the products because they were being advertised as a drug, not as food, and they were untested for safety and effectiveness. According to Joan Weiner, Oregon State University Extension food and n u tr itio n s p e c ia lis t , th e problem with this product is that unabsorbed starch is delivered to the large intestine, w h ere it p r o d u c e s g a s, diarrhea, and cramps in many users— som e tim es severe enough to require hospitaliza tion. She adds that recent scientifically controlled studies indicate that starch blockers do not block absorption of any calories from starch or other calorie sources in the diet. The substance does work in a test tube to block the activity of the starch digesting enzymes, but in the body there are many other things happening that block the starch blockers. The specialist adds that she is a little disappointed that consumers still mistakenly believe that carbohydrates and starchy foods are fattening foods. “This just is not so, Weiner states. “While it is true that excess calories from any food source can lead to excess a m o u n ts o f sto r e d fa t, carbohydrates have unjustly been singled out as fattening.” There is still no such thing as a “calorie—free lunch.” A balanced diet rich in nutrient dense foods from the basic four food groups combined with an a p p r o p r ia te e x e r c is e program is still the only sure fire weight control program. Upcoming 4-H activities 4-H Computer Fair Day at through twelfth graders in the Now is the time to apply to OSU dorms. be a 4-H Camp Counselor at Deadlines vary from March Round Lake 4-H Camp to be T here w ill be a 4-H 1 for class instructors to May held during the week o f June Computer Fun Day on April 9, 15 f o r l e a d e r - h e l p e r s . 20-24. Application forms are 1983 at the OSU Foundation A p p lic a t io n fo r m s a re available from the Extension Center in Corvallis. The event available from the Extension office. is sponsored by the OSU Office. Would-be counselors must Extension Service. Adults who have never been be high school age, have sincere Prospective 4-H Computer to 4-H Summer Week might interest in working with 4th, club leaders are encouraged to enjoy going as a leader-helper. 5th and 6th grade youngsters, attend to learn more about the Leaders in this capacity will be and will be required to attend a 4-H Computer projects. There assigned to help with some counselor training session. will be a special session for c l a s s e s , w ill a s s is t in Previous experience is helpful, leaders and parents in how to supervising delegates and may but it is not required. Selected get started and share ideas. Any be assigned to assist with some applicants will learn leadership 4-H leader, member, parent or evening activities or as a van skills, how to relate to boys and prospective leader is invited to driver. During other times, girls of camp age, as well as attend. volunteers will be free to attend about specific duties of a 4-H The program begins at 9:30 classes or participate in camp counselor at the training a.m. on April 9 and ends at 3:30 activities or just relax and visit session that will probably be p.m. Participants will need a w ith other leaders from held some time in May. sack lunch and may bring a throughout Oregon. favorite computer game if they College students might want A good camp counselor has have one. In order to send to apply to be a counselor. lots o f patience, is a good registrations in on time it is E ach co u n se lo r w ill be listener, is able to relate will to necessary to contact the Warm responsibile for about 25 4-H younger kids and is able to earn Springs Extension office by members. It is required that the respect o f the campers. As a March 11 if you intend to go. applicants have counseling 4-H camp counselor, you T r a n s p o r t a t io n c a n be experience and preference will would be advisor, leader, arranged. be given to older, more disciplinarian and friend to a e x p e r ie n c e d a p p li c a n t s . Volunteer leaders positions at group o f campers. Campers Counselors will be paid $70 would look to you to answer 4-H Summer Week plus room and meals will be their questions, help them solve There are several positions provided. Applications must be problems and help them adjust available for adult volunteers in to the 4-H office by April 15. to camp life. For more information about who would like to attend 4-H Summer Week in Corvallis, 4-H Summer Week or other As a 4-H camp counselor, J u n e 1 3 -1 8 . V o lu n t e e r 4-H programs, contact the you would have the opportu Warm Springs E xten sion positions range from class nity to develop your own instructor to first aid staff to office, abilities, self-confidence and leader-helper. Also, about 25 leadership skills with the college-age counselors are 4-H Camp counselor opportu support and direction o f adult needed to supervise 650 eighth nities camp staff.
