SPILYAY TYMOO
M ARCH 7,1983 P A O E 9
As tax time nears...
Here are a few tips for you Extension
Beating
the
cash crunch
The following is the first in a
series on tax tips offered
through the Oregon State
Extension office in Warm
Springs. Look for additional
tips in future editions of
Spilyay Tymoo.
Reducing withholding taxes
could put money in the bank
If you usually get a large
refund on your income taxes,
you probably look forward to
getting that check in the mail.
But, did you ever consider that
the refund money, instead of
being used by the government,
could have been earning more
money for you in an interest-
b e a r in g a c c o u n t? S in c e
January 1982, people who
usually overpay taxes can a d d it io n a l w it h h o ld in g
reduce the amount taken from allowances.
their paychecks by claiming
If you decide to increase your
extra exemptions. The forms allowances to reduce the
for claiming extra exemptions amount of income tax you pay
are usually available from through the year, you will
employers.
probably end up with a much
If you will be receiving a smaller or no refund when you
refund o f $300 or more on your fill out this year’s tax return.
1982 taxes, you could have You may even end up owing the
changed your withholding to government money on April
better match your actual tax 15th. “On the other hand,”
bill. It is generally to an Morrow says, “you will have
in d ivid u al’s advantage to The use of the extra income
increase his or her withholding during the year and could be
a llo w a n ces and cu t ta x earning interest on it.” Those
payments throughout the year. who do decide to increase their
“However, you must pay at withholding allowances to
least 80% o f your income taxes bring home a bigger paycheck
th r o u g h w ith h o ld in g or should put it into a savings
quarterly payments,” warns account to make the most o f it.
Alice Mills Morrow, OSU “You have to set the money
extension family economics aside and puL.it into a savings
specialist. “If you pay less and program or it will quickly cease
end up owing the government to seem like extra money and
more than 20% of your tax too easily get eaten up by
bill on April IS, you could be r o u tin e e x p e n s e s ,” sa y s
required to pay a 20% penalty.” Morrow.
In the past, taxpayers could
She says those people who
c la im o n e w it h h o ld in g prefer to keep their withhold
allowance for every exemption ing allowances low and their
on their tax return, including tax payment high so they can
th e m s e lv e s , u n e m p lo y e d get large refund checks are
s p o u s e s and d e p e n d e n t really using the government as
children. Now, taxpayers can a savings program—except the
increase withholding allowan go v ern m en t d o e sn ’t pay
ces to include planned IRA interest on their money.
c o n t r i b u t i o n s , m o v in g
F o r in f o r m a tio n on
expenses, deductible losses, or in c r e a s in g w it h h o ld in g
other itemized deductions that exemptions, obtain a copy of
will reduce their taxes withheld the full-page Form W-4 from
from each paycheck. Those your employer or the 1RS,
who plan to income average Publication 505 from the 1RS
may also be able to claim provides additional informa
tion.
Cow-calf management
guide available now
The Oregon State University
Extension office has a few
copies of the practical Cow-
C alf M an agem en t gu id e
available. The manual is a joint
publicaiton of the Cooperative
Extension Services in seven
western states.
Information in the guide
include a trou b lesh ootin g
guide and facts about nutrition,
rep ro d u ctio n , range and
pasture, marketing, finance
and health.
The cost is $35.00 per copy
and is available from the
Extension office.
Nutrition course being
offered through mail
Family Lifelines—
7r7nr7n
A three-lesson correspon
dence course—“You, Your
Child and Food” will be
available for all interested
persons to take through the
E x te n sio n S erv ice o ffic e
starting in mid-March.
Each lesson comes in the
mail, bi-weekly, so that the
lesson can be read and short
learning exercises completed.
Mailing envelopes are provided
so that the learning exercises
can be sent back to the
E x te n sio n o ffic e . P en n ie
A lbrandt, Warm Springs
Extension Agent, will look
over the exercises and send
back comments and sugges
tions for the future.
The three lessons included in
the course are “Nutrition
Awareness” which deals with
how children’s eating habits are
formed, how parents effect how
their children’s eating habits
d evelop, general nutrition
information and how to stretch
your food dollar. The second
lesson is “Eating Patterns in
Early Years”—a more detailed
lesson on how parents can help
their children develop good
eating habits. The third lesson
is “ A nswers to Frequent
Question” and answers to
comm only asked questions
about children and correct
eating habits.
If you are interested in
receiving the FREE short
course through the mail give
Sandra or Pennie a call at the
Warm Springs E xten sion
office, 553-1161, extension 238
TODAY!
QO
QO
Notes
from Pennie Albrandt, Lee Hamilton
and Doris Brackett
Another word on
starch blockers
Researchers have known for
over 25 years that certain plant
foods, such as kidney beans
and wheat, contain a substance
that blocks the activity o f a
digestive enzyme that breaks
down starch. Recently this
starch blocker has been
purified and marketed for use
in weight control. Manufac
turers claim that one pill can
block as many as 400 calories
from absorption and use by the
body.
Recently the Food and Drug
Administration moved to ban
the sale of the products because
they were being advertised as a
drug, not as food, and they
were untested for safety and
effectiveness. According to
Joan Weiner, Oregon State
University Extension food and
n u tr itio n s p e c ia lis t , th e
problem with this product is
that unabsorbed starch is
delivered to the large intestine,
w h ere it p r o d u c e s g a s,
diarrhea, and cramps in many
users— som e tim es severe
enough to require hospitaliza
tion. She adds that recent
scientifically controlled studies
indicate that starch blockers
do not block absorption of any
calories from starch or other
calorie sources in the diet. The
substance does work in a test
tube to block the activity of the
starch digesting enzymes, but
in the body there are many
other things happening that
block the starch blockers.
The specialist adds that she is
a little disappointed that
consumers still mistakenly
believe that carbohydrates and
starchy foods are fattening
foods. “This just is not so,
Weiner states. “While it is true
that excess calories from any
food source can lead to excess
a m o u n ts o f sto r e d fa t,
carbohydrates have unjustly
been singled out as fattening.”
There is still no such thing as
a “calorie—free lunch.” A
balanced diet rich in nutrient
dense foods from the basic four
food groups combined with
an a p p r o p r ia te e x e r c is e
program is still the only sure
fire weight control program.
Upcoming 4-H activities
4-H Computer Fair Day at through twelfth graders in the
Now is the time to apply to
OSU
dorms.
be a 4-H Camp Counselor at
Deadlines vary from March Round Lake 4-H Camp to be
T here w ill be a 4-H 1 for class instructors to May held during the week o f June
Computer Fun Day on April 9, 15 f o r l e a d e r - h e l p e r s .
20-24. Application forms are
1983 at the OSU Foundation A p p lic a t io n fo r m s a re available from the Extension
Center in Corvallis. The event available from the Extension office.
is sponsored by the OSU Office.
Would-be counselors must
Extension Service.
Adults who have never been be high school age, have sincere
Prospective 4-H Computer to 4-H Summer Week might interest in working with 4th,
club leaders are encouraged to enjoy going as a leader-helper. 5th and 6th grade youngsters,
attend to learn more about the Leaders in this capacity will be and will be required to attend a
4-H Computer projects. There assigned to help with some counselor training session.
will be a special session for c l a s s e s , w ill a s s is t in Previous experience is helpful,
leaders and parents in how to supervising delegates and may but it is not required. Selected
get started and share ideas. Any be assigned to assist with some applicants will learn leadership
4-H leader, member, parent or evening activities or as a van skills, how to relate to boys and
prospective leader is invited to driver. During other times, girls of camp age, as well as
attend.
volunteers will be free to attend about specific duties of a 4-H
The program begins at 9:30 classes or participate in camp counselor at the training
a.m. on April 9 and ends at 3:30 activities or just relax and visit session that will probably be
p.m. Participants will need a w ith other leaders from held some time in May.
sack lunch and may bring a throughout Oregon.
favorite computer game if they
College students might want
A good camp counselor has
have one. In order to send to apply to be a counselor.
lots o f patience, is a good
registrations in on time it is E ach co u n se lo r w ill be
listener, is able to relate will to
necessary to contact the Warm responsibile for about 25 4-H
younger kids and is able to earn
Springs Extension office by members. It is required that
the respect o f the campers. As a
March 11 if you intend to go. applicants have counseling
4-H camp counselor, you
T r a n s p o r t a t io n c a n be experience and preference will
would be advisor, leader,
arranged.
be given to older, more
disciplinarian and friend to a
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ie
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a
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c
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.
Volunteer leaders positions at
group o f campers. Campers
Counselors will be paid $70
would look to you to answer
4-H Summer Week
plus room and meals will be their questions, help them solve
There are several positions provided. Applications must be problems and help them adjust
available for adult volunteers in to the 4-H office by April 15. to camp life.
For more information about
who would like to attend 4-H
Summer Week in Corvallis, 4-H Summer Week or other
As a 4-H camp counselor,
J u n e 1 3 -1 8 . V o lu n t e e r 4-H programs, contact the
you would have the opportu
Warm
Springs
E
xten
sion
positions range from class
nity to develop your own
instructor to first aid staff to office,
abilities, self-confidence and
leader-helper. Also, about 25
leadership skills with the
college-age counselors are 4-H Camp counselor opportu
support and direction o f adult
needed to supervise 650 eighth nities
camp staff.