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About East Oregonian : E.O. (Pendleton, OR) 1888-current | View Entire Issue (Dec. 25, 2018)
Page 2A EASTERN OREGON MARKETPLACE East Oregonian Tuesday, December, 25, 2018 EASTERN OREGON marketplace Place classified ads online at www.easternoregonmarketplace.com or call 1-800-962-2819 between 8 a.m. and 5 p.m. Monday through Friday. After hours, leave a voicemail and we’ll confirm your ad the next business day. Email us at classifieds@ eastoregonian.com or fax: 541-278-2680 East Oregonian Deadline is 3 p.m. the day before publication 211 S.E. Byers Ave. 333 E. Main St. We accept: Pendleton, OR 97801 Hermiston, OR 97838 See www.easternoregonmarketplace.com for classified ads from all over Eastern Oregon EAST OREGONIAN • HERMISTON HERALD • BLUE MOUNTAIN EAGLE • WALLOWA COUNTY CHIEFTAIN EO ON THE GO 104 Special Notices BUSY SCHEDULE? GET THE EO E-EDITION AND GET GOING! • 24/7 Online Access • Top Rated Stories • Community Calendar • Marketplace • E-Edition & More! PLEASE CHECK YOUR AD ON THE FIRST DAY OF PUBLICATION. While we are happy to make any necessary corrections, we can not be responsible for errors appearing for mul- tiple days. Thank you! IT’S WORTH IT! GET A CLASS AD! Everything you need. Everywhere you go! The EO-Online. Get Moving. CLASSIFIED LINE AD DEADLINES East Oregonian 3pm the day prior to publication Hermiston Herald 10am Tuesday 1-800-962-2819 classifieds@eastoregonian.com 184 Personals Contact Dayle or Grace at 502 Real Estate First time home buyer? I can take away the confusion and will help you every step of the way. Buying a home is easier than you think! Call Carolyn at Ranch-N-Home Realty, special- izing in eastern Oregon. 541-786-0822 Ranch-N-Home Realty Thinking of selling or buying a home? I am happy to help with all your real estate needs and I am available evenings, week- ends and holidays to accommo- date your busy schedule. Also available on short notice. Call Carolyn Rovier Ranch-N-Home Realty 541-786-0822 TURN HERE to find your new home before Interest Rates hike. Call Kerry 541-377-6855 for prompt courteous service and Turn into your New Home. (accessing all listings available in our area) TURN HERE REALTY & TRAVEL 305 SW Court Ave TURN HERE REALTY ---Look for the big blue arrow on SW Court and drop by to find all your Real Estate Needs. Access to all listings for your convenience. Free market analysis to list your home at the right price. Call Ker- ry 541-377-6855 TURN HERE REALTY & TRAVEL 305 SW Court Ave 504 Homes for Sale EQUAL HOUSING OPPORTUNITY All real estate advertising in this paper is subject to the Fair Housing Act which makes it illegal to advertise any preference, limitation, or discrimination based on race, color, religion, sex, handicap, familial status, or national or- igin, or an intention to make any such preference, limita- tion, or discrimination. Famil- ial status includes children under the age of 18 living with parents or legal custodians, pregnant women, and people securing custody of children under 18. This newspaper will not knowingly accept any adver- tising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this newspaper are avail- able on an equal opportunity basis. To complain of dis- crimination, call HUD toll-free at 1-800-669-9777. The toll- free telephone number for the hearing impaired is 1-800- 927-9275. WHY WAIT! GET YOUR CLASS AD NOW! Classified Ads work hard for you! classifieds@eastoregonian.com 1-800-962-2819 to place your classified ad! CALL 1-800-522-0255 FOR DETAILS! 504 Homes for Sale Current MLS listings include several 3 and 4 bedroom, 2 bath homes for sale in popular loca- tions. Call Matt Vogler, “The Weekend and After Hours Re- altor” for addresses and pricing. John J. Howard & Assoc. 541.377.9470 Prices are up! Now may be the time to gain some equity and move up to a larger home. Call Matt Vogler for a free Market Analysis. John J. Howard & Assoc. (541) 377-9470 Call the “Weekend & After Hours Realtor” to view homes at a con- venient time for you. Available on Short Notice, Special Financ- ing Program Information! Call Matt Vogler, 541.377.9470 John J. Howard & Assoc. (541) 377-9470 CLASSIFIEDS Something for everyone in the Classifieds ST. ANTHONY HOSPITAL VOLUNTEERS have the unique opportunity to make a positive difference in peoples' lives every day that they generously donate their time and talents. Volunteering gives you the opportunity to learn new skills, make new friends and develop new interests! When you join the St. Anthony Hospital family, you will experience the personal fulfi llment and rewards that only come from helping others. At St. Anthony Hospital, you can volunteer as little as an hour a week or as often as you'd like. Your service is greatly appreciated, so we are thankful for any time you off er. We attempt to fi nd just the right fi t for your talents and skills and our hospital needs. IF YOU HAVE an eye for real value, you’ll eye the classified ads regularly. 502 Real Estate CLASSIFIEDS 504 Homes for Sale Frequent volunteer opportunities include: • Customer service/cashier in the gift shop, Inspirations. •Customer service at the information desk. • Patient services. • Day Surgery Happy Holidays from Ranch -N- Home Realty! Call Carolyn Rovier 541-786-0822 Ranch-N-Home Realty How Much is your Home Worth? Call Matt Vogler, The Week- end and After Hours Realtor, for a free Market Analysis. 541.377.9470. More Listings needed to meet current buyer demand! John J. Howard & Assoc. (541) 377-9470 If you’d like to discuss how you can join the St. Anthony Hospital family, please call the number below. Emily Smith • 541-278-2627 • emilysmith@chiwest.com 2801 St. Anthony Way, Pendleton, OR 97801 www.sahpendleton.org HOMES SELL FAST IN CLASSIFIEDS! Fixing Your Finances G etting out of or reducing debt, sticking to a budget and saving more are New Year’s resolutions most Americans have made. It’s especially relevant as holiday bills start rolling in mid-January. Is this year going to be different? The Consumer Financial Protection Bureau offers four resolutions that can help you take control of your finances. CREATE AND STICK TO A BUDGET Budgeting allows you to allocate money to ensure all of you and your family’s needs are met, gives you a better idea of how much money you have coming in and going out, and lets you see where you spend your money and where you can cut. Using a website or a bud- get app, you can assign money to certain pots, includ- ing money to save and to pay for unexpected expenses. SHOP AROUND FOR LOANS If this is the year you want to go back to school, buy a house or trade in an old clunker, make sure you’re get- ting the best loan for you. Talk to your bank, talk to your auto dealership, ask people you know who have made similar investments about the terms of their loans. Ask lenders about interest rates, payback and payoff terms. Know how much of a down payment you need to put down on a house or car. FACE YOUR DEBT Know how much debt you have and what your interest rate is. If you’re behind on any payments, take steps to get back on track. Even if you have debt collectors calling you, you can take control. The © ADOBE STOCK CFPB has resources to help consumers get their finances in line. If you’re up to date, consider what you can pay off first, focusing on higher inter- est accounts like credit card, and budget money to pay that off more quickly. If interest rates have gone down since you purchased a home, look into refinancing. FOCUS ON YOUR CREDIT SCORE That number affects how much money you can borrow and at what interest rate, so a bad score can mean thou- sands of dollars more in inter- est over the life of a loan. Check your credit report at annualcreditreport.com to make sure there are no errors. Dispute any errors with the appropriate credit agency. Strengthen your credit score by paying your bills on time every month, withhold from applying for new lines of credit unless necessary and reduce the percentage of your available credit that’s in use.