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EASTERN OREGON MARKETPLACE
East Oregonian
Tuesday, December, 25, 2018
EASTERN OREGON
marketplace
Place classified ads online at www.easternoregonmarketplace.com or call 1-800-962-2819 between 8 a.m. and 5 p.m. Monday through Friday.
After hours, leave a voicemail and we’ll confirm your ad the next business day. Email us at classifieds@ eastoregonian.com or fax: 541-278-2680
East Oregonian
Deadline is 3 p.m. the day before publication
211 S.E. Byers Ave.
333 E. Main St.
We accept:
Pendleton, OR 97801 Hermiston, OR 97838
See www.easternoregonmarketplace.com for classified ads from all over Eastern Oregon
EAST OREGONIAN • HERMISTON HERALD • BLUE MOUNTAIN EAGLE • WALLOWA COUNTY CHIEFTAIN
EO ON THE GO
104 Special Notices
BUSY SCHEDULE?
GET THE
EO E-EDITION
AND GET GOING!
• 24/7 Online Access
• Top Rated Stories
• Community Calendar
• Marketplace
• E-Edition & More!
PLEASE CHECK YOUR
AD ON THE FIRST DAY
OF PUBLICATION.
While we are happy to make
any necessary corrections,
we can not be responsible
for errors appearing for mul-
tiple days. Thank you!
IT’S WORTH IT! GET A CLASS AD!
Everything you need.
Everywhere you go!
The EO-Online.
Get Moving.
CLASSIFIED LINE AD
DEADLINES
East Oregonian
3pm the day prior to
publication
Hermiston Herald
10am Tuesday
1-800-962-2819
classifieds@eastoregonian.com
184 Personals
Contact Dayle or Grace at
502 Real Estate
First time home buyer? I can
take away the confusion and
will help you every step of the
way. Buying a home is easier
than you think! Call Carolyn at
Ranch-N-Home Realty, special-
izing in eastern Oregon.
541-786-0822
Ranch-N-Home Realty
Thinking of selling or buying a
home? I am happy to help with
all your real estate needs and I
am available evenings, week-
ends and holidays to accommo-
date your busy schedule. Also
available on short notice. Call
Carolyn Rovier
Ranch-N-Home Realty
541-786-0822
TURN HERE to find your new
home before Interest Rates
hike. Call Kerry 541-377-6855
for prompt courteous service
and Turn into your New Home.
(accessing all listings available
in our area)
TURN HERE REALTY &
TRAVEL
305 SW Court Ave
TURN HERE REALTY ---Look
for the big blue arrow on SW
Court and drop by to find all your
Real Estate Needs. Access to
all listings for your convenience.
Free market analysis to list your
home at the right price. Call Ker-
ry 541-377-6855
TURN HERE REALTY &
TRAVEL
305 SW Court Ave
504 Homes for Sale
EQUAL HOUSING
OPPORTUNITY
All real estate advertising
in this paper is subject to
the Fair Housing Act which
makes it illegal to advertise
any preference, limitation, or
discrimination based on race,
color, religion, sex, handicap,
familial status, or national or-
igin, or an intention to make
any such preference, limita-
tion, or discrimination. Famil-
ial status includes children
under the age of 18 living with
parents or legal custodians,
pregnant women, and people
securing custody of children
under 18.
This newspaper will not
knowingly accept any adver-
tising for real estate which
is in violation of the law. Our
readers are hereby informed
that all dwellings advertised
in this newspaper are avail-
able on an equal opportunity
basis. To complain of dis-
crimination, call HUD toll-free
at 1-800-669-9777. The toll-
free telephone number for the
hearing impaired is 1-800-
927-9275.
WHY WAIT! GET YOUR CLASS AD NOW!
Classified Ads work hard for you!
classifieds@eastoregonian.com
1-800-962-2819
to place your classified ad!
CALL 1-800-522-0255
FOR DETAILS!
504 Homes for Sale
Current MLS listings include
several 3 and 4 bedroom, 2 bath
homes for sale in popular loca-
tions. Call Matt Vogler, “The
Weekend and After Hours Re-
altor” for addresses and pricing.
John J. Howard & Assoc.
541.377.9470
Prices are up! Now may be the
time to gain some equity and
move up to a larger home. Call
Matt Vogler for a free Market
Analysis.
John J. Howard & Assoc.
(541) 377-9470
Call the “Weekend & After Hours
Realtor” to view homes at a con-
venient time for you. Available
on Short Notice, Special Financ-
ing Program Information! Call
Matt Vogler, 541.377.9470
John J. Howard & Assoc.
(541) 377-9470
CLASSIFIEDS
Something for everyone in the Classifieds
ST. ANTHONY HOSPITAL VOLUNTEERS
have the unique opportunity to make a positive
difference in peoples' lives every day that they
generously donate their time and talents.
Volunteering gives you the opportunity to learn new
skills, make new friends and develop new interests!
When you join the St. Anthony Hospital family, you will experience the
personal fulfi llment and rewards that only come from helping others.
At St. Anthony Hospital, you can volunteer as little as an hour a week or as
often as you'd like. Your service is greatly appreciated, so we are thankful
for any time you off er. We attempt to fi nd just the right fi t for your talents
and skills and our hospital needs.
IF YOU HAVE an eye for real
value, you’ll eye the classified
ads regularly.
502 Real Estate
CLASSIFIEDS
504 Homes for Sale
Frequent volunteer opportunities include:
• Customer service/cashier in the gift shop,
Inspirations.
•Customer service at the information desk.
• Patient services.
• Day Surgery
Happy Holidays
from Ranch -N- Home Realty!
Call Carolyn Rovier
541-786-0822
Ranch-N-Home Realty
How Much is your Home Worth?
Call Matt Vogler, The Week-
end and After Hours Realtor,
for a free Market Analysis.
541.377.9470. More Listings
needed to meet current buyer
demand!
John J. Howard & Assoc.
(541) 377-9470
If you’d like to discuss how you can join the St. Anthony Hospital family, please call the number below.
Emily Smith • 541-278-2627 • emilysmith@chiwest.com
2801 St. Anthony Way, Pendleton, OR 97801
www.sahpendleton.org
HOMES SELL FAST IN CLASSIFIEDS!
Fixing Your Finances
G
etting out of or reducing debt, sticking to a budget and saving more are New Year’s resolutions most Americans
have made. It’s especially relevant as holiday bills start rolling in mid-January. Is this year going to be different?
The Consumer Financial Protection Bureau offers four resolutions that can help you take control of your finances.
CREATE AND
STICK TO A BUDGET
Budgeting allows you to
allocate money to ensure all
of you and your family’s
needs are met, gives you a
better idea of how much
money you have coming in
and going out, and lets you
see where you spend your
money and where you can
cut. Using a website or a bud-
get app, you can assign
money to certain pots, includ-
ing money to save and to pay
for unexpected expenses.
SHOP AROUND
FOR LOANS
If this is the year you want
to go back to school, buy a
house or trade in an old
clunker, make sure you’re get-
ting the best loan for you. Talk
to your bank, talk to your auto
dealership, ask people you
know who have made similar
investments about the terms
of their loans. Ask lenders
about interest rates, payback
and payoff terms. Know how
much of a down payment you
need to put down on a house
or car.
FACE YOUR DEBT
Know how much debt you
have and what your interest
rate is. If you’re behind on any
payments, take steps to get
back on track. Even if you
have debt collectors calling
you, you can take control. The
© ADOBE STOCK
CFPB has resources to help
consumers get their finances
in line. If you’re up to date,
consider what you can pay off
first, focusing on higher inter-
est accounts like credit card,
and budget money to pay that
off more quickly. If interest
rates have gone down since
you purchased a home, look
into refinancing.
FOCUS ON YOUR
CREDIT SCORE
That number affects how
much money you can borrow
and at what interest rate, so a
bad score can mean thou-
sands of dollars more in inter-
est over the life of a loan.
Check your credit report at
annualcreditreport.com to
make sure there are no errors.
Dispute any errors with the
appropriate credit agency.
Strengthen your credit score
by paying your bills on time
every month, withhold from
applying for new lines of
credit unless necessary and
reduce the percentage of your
available credit that’s in use.