The Sunday Oregonian. (Portland, Ore.) 1881-current, September 22, 1907, Section Five, Image 46

The Sunday Oregonian., September 22, 1907, Section Five, Page 6, Image 46

Image provided by: University of Oregon Libraries; Eugene, OR

About The Sunday Oregonian. (Portland, Ore.) 1881-current | View Entire Issue (Sept. 22, 1907)

Prev Page of 60 Next Prev Issue Next Text PDF JP2 (4.3 MB) Clip/Print Image

Return to Top

Prev Page of 60 Next Prev Issue Next

Newspaper Page Textc THE SUNDAY OREGONIAN. PORTLAND. SEPTEMBER 22, 1907. BEST PROTECTION ATLOWEST COST Why Mutual Insurance Com panies Are Successful in the United States. WERE FIRST IN THE FIELD Organization of the Pioneer Co operative Concern Antedated That of First Stock Corpora tion by 62 Tears. THIRD ARTKXE. In obtaining Insurance the property owner -wants the very best protection at the least possible cost. These needs are supplied by the mutual company at a sav ing of from 25 to 45 per cent, as has been shown in the articles already published by The Oregonian. Mutual insurance Is the oldest form of insurance In the United States, the first company having been the C'ontrlbutlonshlp, organized in Philadel phia in 1752. The original stock company was the Hartford Fire, of Hartford, Conn., 'which was organized In 1810, Just 62 years later. Opponents of mutual Insurance charge that this plan of insurance Is not safe for the reason that so many of those compa nies fail. At the close of the year 1905, there were 326 stock comaanies writing . insurance in the United States and 234 1 mutual companies doing a general insur ! ance business in the same territory. In ' addition to this number there were about frOOl town and county mutuals which do a local business only. These figures are taken, Sfrom the Insurance Year book which further reports that during last (year 76 stock companies and 83 mutual 'companies were in the hands of receivers. I or 18.9 per cent of stock companies and 10 (per cent of the mutual companies. Mutual Insurance, then,' is not an exper iment in this country. Mutual companies ientedate stock companies, and have been (operated with equal success. They are organized for the protection of their mem 'bers, and not for profit. The keynote of Ithese organizations Is protection, but profit spells-the object of the stock com panies. In a mutual company each per son who insures is a member and has a voice In the management, as well as equal rights and privileges with all of the other members. Each member Is naturally In terested In keeping down the loss record, 'for In so doing the cost of individual in surance is reduced. Reduces Fire Hazard. It has been t..e history of mutual com panies that this plan of insurance greatly reduces the fire hazard, since the cost' of Insurance to each member depends upon the Indemnities to be paid. Property-owners carrying this class of protec tion become Interested In all apparatus and building construction, and employ only such as tends to reduce the liability of fire, both for themselves and their neighbors. Another strong point about mutual Insurance is the fact that the money remains at home and the tempta tion to commit arson is materially de creased. An Interesting point of law in this state give3 the member of a mutual company the privilege of withdrawing and escap ing any further liability at any time, pro viding, he gives five days' notice of his Intention. That mutual Insurance has been demon strated a success in this state was shown in yesterday's article, In which was re viewed successful Oregon examples. There are other plans for providing mu tual insurance wherein the policy-holders, though paying the same premiums charged by stock companies for the same Insurance, may share the benefits of the surplus on a pro rata basis. Some cuch plan is almost certain to be adopted by business men who are seri ously studying a more reasonable agency In which to place their Are Insurance. Under the Oregon laws, mutual Are Insurance companies, organized, in this state, can do business In the state with out depositing bonds to the amount of $30,000 with the State Treasurer. Neither are they required to pay to the state a tax of 2 per cent on gross earnings. This gives them a slight advantage over the stock companies, against which both conditions- are Imposed. The state law does provide for the protection of property-owners patronizing these organiza tions In that a mutual company cannot issue any policy until applications for Insurance aggregating $300,000 have been received, and then only JlOO-policles can be written. When the aggregate of applications reaches $500,000, risks for $2000 each may be written, and when the total of appli cations reaches $1,000,000, policies may be written for $3000. , Theory of the Law. These restrictions are imposed on the theory that the amount of premiums paid on the graduated scale of Insurance that must be written will be adequate to meet all ordinary fire losses. On this basis of operation, the foundation is laid for a successful venture into the insur ance field by any organization of busi ness men. It is reported that the gro cers of Oregon, for Instance, are consid ering a plan of mutual Insurance that seems feasible. The scheme proposes the payment by all applicants for insurance of the regular rates charged for the same risks by the stock companies. When the amount of the insurance ap plied for reaches $300,000, the organiza tion may write JlOOO-polleles. The expenses of managing the business will be kept at a minimum and it is be lieved that fully 25 per cent of the cost of Insurance can be saved to the policy holders. At the close of the year, in such a com- pany the expenses of administration can i be paid out of the premiums, and the i surplus, which makes up the fund from which dividends are declared in the stock companies, either can be refunded on a . pro rata basis to the members of the organization, or It can be created into a reserve fund. The latter plan would ef fect a reduction in future premium pay ments. This scheme is considered the most practical of any that has been de vised. It gives no ground for the charge that the plan of organization is faulty, for it is based on the same scheme of fhe stock companies. The only difference la that the policyholders and not a few stockholders will share the profits. Risks Xow Restricted. The reason that mutual companies al ready organized and doing business In this state do not handle a greater amount of Insurance is because the maximum risk now allowed to be written by them is $4000. The amount of Insurance carried In any one block in any city is limited to $S000, regardless of the character of the fire protection. Therefore It is to be Seen that one, or even half a dozen mu tual companies, by adhering to these limitations In Insurance, cannot furnish all of the Insurance that any community, especially a city the size of Portland, requires. The demand is for more of these mutual companies if the existing combine of stock companies is to be com batted successfully. Portland property-owners have come to recognize the worth of mutual Insurance, and many residents of this city have al ready transferred at least a part of their insurance risks from the stock companies to one of the mutual organizations oper ating in this state. The last quarterly report of one Oregon mutual company shows that in 1906 it carried $5,174,442 in surance In Multnomah County, the bulk being written on Portland residence property. , . For the year losses aggregating $8943.35 were paid, or an average loss of $1,728 per $1000 on the Insurance carried. The amount of losses paid was about evenly divided between city and farm property, $4800.55 being paid on city risks and $4142.80 on farm property. This year will show a remarkable Increase in the amount of Insurance written by mutual associations on Portland property. PICKPOCKETS VISIT' CITY Light-Fingered Tersons Stop Here Returning From Fair. . Better keep an eye on your watch and carry your wallet safely tucked away. There are a few pickpockets in the city the overflow of the crooks who have been attending the fair at Salem, where they reaped a rich harvest. Thus far but one robbery has occurred, but the CONWAY GASTLEOUT British Bark Clears With the first Grain Cargo. PRINCIPAL .-PART BARLEY Vessel Goes to the United Kingdom for Orders Captain Jones Is a Well-Known Master in Portland Harbor. The British bark Conway Castle, Captain Jones, cleared from Portland yesterday with 18,667 bushels of wheat, valued at $16,800 and 89,659 bushels of barley, valued at.$60,228. ' The total value of the cargo is $77,028 and she Is bound for the United Kingdom for Amazon was fixed at the same rate for orders. Both vessels are close in and are named for November and December loading. The canceling date has been set for December 31. The British steamship Redhlll, which arrlyed In from Newcastle, N. S. W., yesterday with a cargo of coal, has been taken by A. Berg for wheat for the United Kingdom. The Redhlll is a steamer of 2509 tons. The British steamship Scottish Mon arch, 32V tons, and now bound for San Francleco from Newcastle in coal was iirnen tor outwara loading or wneat and flour for the Orient. She is a heavy carrier and will make a good showing on the October export list. Advices received late last evening; state that the British ship Rajore, from London to San Francisco in cement, has been diverted to Portland. This will place the cargo of that vessel on the Portland market. She comes in to Balfour. Guthrie & Co. 4 V iiiki - y v - Jr jm. . ill FZVZI X MISS EVA EARLE FRENCH IN "KING OF THE DESERT," AT THE STAB. fair is hardly at an end, and the rank and file of the crook brigade has hardly had time to get busied in Portland as yet. J. E. Stewart, 494 East Washington street, claims the distinction of being the first victim. His watch was taken from home while he was in a crowded streetcar sometime yesterday. Detective Hellyer, who was on detail at Salem, returned yesterday with . the report that crooks were numerous at the State Fair, he discovered several "dips" of reputation there, and promptly ran them out of the place. While they were advised not to visit Portland, It Is Just possible that they have favored this community with their presence, the po lice believe. NEWS OF PUBLIC LIBRARY Interesting Book Plate Exhibit In stalled on First and Second Floors. - An interesting exhibit of book-plates is Installed in the cases on the landing be tween the first and second floors. The library is rich in its collection of English book-plates, which are found scattered all through the Wilson collection, some very notable ones and some very beautiful ones. The following little list of books Is a guide to the study of the subject: Allen, C. D. "American Book-Plates" am. Bowdoin, W. G. "Rise of the Book Plate" (1901). Do Tabley, J. B. I W. "Guide to the Study of Book-Plates" (1900). . Hardy, W. J. "Book-Plates" (1S93). Studio; extra number (Winter 1S98-99); "Modern Book-Plates and Their De signers." The file of the International Studio also contains many designs for book-plates. The library could use to advantage odd numbers of Harper's, Century or Scrlb ner's and other illustrated magazines, as well as complete sets. The reading-room at Gresham is now installed in the old printing office; the new room with Its fresh paint, new cur- I it 1 - t I V t' $ $ 1 t ! i - i fjiiiMw fSrtTtm iMiiimiitf tiwimiwmi snn-3 T 4 I J William Hunt, tot the Lyric. tains and pretty plants. Is most attractive. The larger space makes possible a chil dren's corner, and at the request of the teachers in the Gresham public schools the children's books usually sent to the school will from this time be placed In the reading-room. There is also a study table near which are shelved special books for the use of teachers and older pupils. To the deposit collections at the South Portland and St. John reading-rooms have been added copies of the books of history and literature which have been found most helpful to high school students. orders. The cargo was dispatched by G. W. McNear. The Conway Castle is the first grain ship of the season to clear for the United Kingdom. She carries a fair s' ed cargo and will receive 29s for the freight. She will leave down this morning and will proceed immediately to sea. Captain Jones shipped his sail ors early in the week and has been in the stream eince Tuesday. The master of the Conway Castle is well known In Portland. Several years ago he sailed from here with the Galgate, took her to Limerick, dis charged, loaded for New York, landed his ship there and then came overland and took the old Trade Winds out with a full cargo, all in less than one year. Captain Jones at that time established a record for taking out the most wheat of any single eklpper in one season. He now comes to the front with the first outward cargo for the season of 1908. CARRIES RAILROAD SUPPLIES Barge AVallacut AVI 11 Leave Late This Week for Tillamook. Loaded with steel rails for six miles of railroad, other track equipment, and the cylinder piers for three steel bridges, the sea-going barge Wallacut will leave Port land this week for Tillamook Bay. This is the second shipment of supplies for the Pacific Railway & Navigation Company's line to the Tillamook country. " The Wallacut Is now receiving her cargo at the Alblna dock. The cylinder piers will probably be taken on at the Marine Iron Works, St. John, where fhey were manufactured. It Is expected she will leave down by Saturday at the latest. Already 800 rails, weighing 25 tons, have been lifted jnto the hold of the barge. In the shipment being made by the railroad company are also 5000 machine bolts, 300 kegs of track spikes, 400 rolls of barb wlr fencing, ten kegs of staples and 15,000 cast separators. Robert Wakefield, the contractor on the Tillamook division, is sending down by the Wallacut the second steam shovel for Tillamook Bay. Weighing 45 tons, the whole thing can be lifted to the deck of the barge without difficulty by the new derrick at the Alblna dock. The cylinder piers are for' the steel bridges across the Miami. Kilchls and Wilson Rivers, three pf the five streams that flow into Tillamook Bay. Work on tne -Ail ami linage was Degun last weeK. The tug Samson will probably tow the Wallacut to Tillamook Bay. SHERIFF HUNTS FOR JURORS Two Venires Exhausted in Thomp son Case at Condon. CONDON, Or.. Sept. 21. (Special.) Two venires, of Jurymen have been exhausted already, and only three Jurymen secured. In the appealed murder case of Thomp son. Deputleswere sent out to remote parts of .the country for a new venire and the case will be taken up again at once. In the case of C. W. Wester vs. Mont gomery & Enberg, a suit brought .to compel payment for barley burned by the defendants, a non-suit was granted. Wester had been allowed bir a previous Jury about $475. This case was closely watched by farmers as they were some what anxious to know whether they must suffer the loss from carelessness of threshing machines or not. FIVE VESSELS ARE CHARTERED Three Sailing Craft and. Two Steam- y . ers Taken tor Grain. Outward charters for . grain took a spurt yesterday and five new vessels were placed lor the Columbia River. The British bark Alexander Black was chartered by Glrvln & Eyre for grain for the United Kingdom at 32s 6d. Through Taylor. Young & Co., the bark MOTOR BOATS MUST REGISTER. New Ruling Makes Licenses Compul sory for All Craft. All vessels propelled wholly or In part by gasoline, naptha, coal oil or STEAMER INTELUOENCH Doe to Arrive. Nam. From Date. Kalozno. .... .8an Francisco. .In port. Arabia Hongkong In port. Breakwater.. Coos Bay In port Redondo feeattle In port. Alliance. .... Coo. Bar Srpt. 10 Bciaok.. .... Los Angela. . ..Sept. 24 City of Pan. . .San Francisco. . Sept. 2.1 JohanPoulsen Sad Francisco. . Sept. 25 Costa Rica. . Fan Francisco. Pept. . D. Inman. Fan Francisco. .Sept. Geo. W. EldrSan Pedro Oct. Alesla Honjrkong. . . .. Oct. Nlcomedla Hongkong Nov. Nun-antia. ... Hongkong Nov. 30 1 10 t 23 Scheduled to Depart. Nam. For Data. Breakwater. .Coos Bay Sept. 23 . Redondo. Seattle Sept. 23 Roanoke Los Ansreles.... Sept. 20 City of Pan. . .San Francisco. . Sept. 27 - Alliance Coos Bay Sept. 28 Kalomo Yokohama Pept. 28 . JohanPoulsenSan Francisco.. Sept. 28 Arabia Hongkong Sept. 28 Costa Rica... San Francisco Oct. 3 Geo. W. ElderSan Pedro Oct. 8 R. D. Inman. San Francisco. . Oct. 4 Alesla Hongkong Oct. 20 Nlcomolla. . . Hongkong Nov. 8 Numantla. . ..Hongkong. .. .'. Nov. 30 Cleared Saturday. Conway Castle, Br. bark (Jones), with 18,667 bushels of wheat and 88.659 bushels of barley. for the United Kingdom,- for orders. Total value of the cargo. $77,028. Alliance, Am. steamship (Olson), with general cargo, for Coos Bay. electricity and measuring between five and 20 tons will hereafter be com pelled to take out licenses at the local customs house. Craft over 20 tons will be compelled to take out an enroll ment license. The local Inspectors of hulls and boilers will see that all craft are equipped with life saving devices and carry the proper lights. The law regarding the equipment and the license is directed at all craft which carry passengers for hire. It is in cumbent upon all craft, however, to obey the rules and regulations cover ing lights and signals. It is necessary for all power boats to carry a bright light forward (screened and a bright light showing clear and at least six feet above the forward light. Side lights are also necessary. Side lights must be boxed and boxes must extend three feet forward of the light which shall shine through 10 points. The law permits a combination light on motor boats under 15 tons. Regulate Gasoline Launches. ABERDEEN, Wash.. Sept. 21. Spe cial.) Captain Dorn, of the Customs Of fice, has received instructions from the United States Inspectors of Hulls at Se attle to furnish a report of all gasoline launches on the harbor, their names, owners and capacity. It Is proposed to enforce more stringent rules with regard to their operation and equipment. Casco to Bring Tanbark."' The steamship Casco, which alled from San Francisco, Thursday, will call at Fort Bragg on the voyage North and will bring a cargo of tanbark for Weber Bros., at Fulton. The Casco has been operating coast wise in the lumber trade for some time. '.' Marine Notes. ' . . The steamship Costa Rica, for San Francisco, eailed ysterday with 117 passengers and full cargo of freight. The steamship Alliance tailed for Coos Bay last night. She was Well filled with freight and had a full pas senger list. Captain George Conway, Superintend ent of water lines for the O. R. & N. Co., who has been ill for several days. Is reported to be much improved. A Chinese sailor on the British steamship Strathness was seriously in jured yesterday by being struck with a heavy timber. He was removed to the Good Samaritan Hospital. Arrivals and Departures. PORTLAND, Sept. 21. Sailed Steamship Costa Rica, for San Francisco; steamship Alliance, for Coos Bay; schooner Annie Campbell, for San Pedro, from Stella. Astoria. Sept. 21. Condition of the bar at 5 P. M-, smooth; wind north, is miles ; weather, cloudy. Arrived down during; th night and sailed at t A. M.. steamer R. D. Inman, for San Francisco; arrived down during the night and sailed at 9:50 A. M., steamer Excelsior, for San Francisco; ar rived down last night and sailed, steamer Bee, for Ban Pedro; arrived down during the night and sailed at 11:13 A. M., Ger man steamer Eva, lor Vladivostok and North China, via Tacoma; arrived down at 6 A. schooner Annie M. Campbell ; arrived at 10:15 A. M. and left no at 3:10 P. M., British steamer Redhlll, from New castle, Australia; arrived down at 10 A. M. and sailed at 11:40 A. M., steamer Asuncion, for San Francisco. Sailed at 10:30 A.' M., schooner Glen dale, for San Francisco t Balled at 1:30 P. M., schooner Honoipu, for Honolpu, arrived down at 4:40 P. M. and sailed at 6:10 P. M-. steamer Costa Rica, for San Francisco. San Francisco, Sept. 21. Sailed at 12, noon, steamer City of Panama, for Port land; sailed, steamers Atlas and Roanoke, for Portland. Monterey, Sept. ,21. Arrived at 3 A. M., steamer W. S. Porter and schooner Rod erick Dhu. from Portland. San Pedro,... Sept. 21. Arrived yesterday, schoner Churchill, frofn Astoria. Tide at Astoria Sunday. High. Low. 0:45 A. M 80 feet'7:12 A. M 01 feet 1:17 P. M 8 0 feet7:35 P- M....0.7 feet DAILY CITY STATISTICS Births. : KASXER-At East Twelfth- street, Sep tember 16, to the wife of Reinhold Kasner, a son. . GRIFFIX At 1076 IJneoln street, Sep tember 12, to the wife of M. H. Griffin, a daughter. - M'COLLiUM At 500 Roselawn avenue, September 18. to the wife of T. H. Mc Collum. a daughter. ANDERSON At 1122 Twenty-second street, September 9, to the wife of Christ Anderson, a daughter. GALBRAITH At 1199 Garfield avenue. September 12, to the wife of B. R. Gal braith, a son. ' Marriage Licenses. BIDWEL,IJ-QUINER-Earl E. Bidwell. 23, city; Lillian N. Quiner, 20, city. DOVE-BRADLEY George I. Dove,-. 83, city; Maud S. Bradley, 24, city. Robert F. Scott, of the First National Bank, Gleaned up $105,000 on $150 Invested in Mining Stock , No one was injured by that stroke of good fortune. In fact, hundreds of others fared just as 'well, the money coming from the earth. Truth is, the world was the gainer, too, as it was that much richer. No one was "skinned," as in the case of the Standard Oil, where some one must suffer because Rockefeller and his bandit pals are amassing millions by outrageous profits on kerosene and kindred product- of petroleum. ' Money taken from the earth is not filched from anybody's pockets. It is clear gain, and all humanity is bettered. OUR SHARES ARE NOW 50 CENTS EACH. WE BELIEVE THEY WILL READILY SELL AT S3 TO $5 WITHIN A YEAR. We shall be grreatly mistaken if they do not gro to $10 or moro within the ne?;t two years. This Is because we have REAL srold mines, tried and tested. We have a five-stamp mill at work, but desire to Increase its capacity to 20 stamps. Then we must increase our mining capacity to provide the ore to feed It. This ore is susceptible to treatment by the cyanide process, an advantage of from $8 to $12 per ton over the smelting Ki- v - t is 1 fllf "3 t 1 1 a aav St.. . . . . - . i . ? i-353 ATI Wi?n 9' L..: itsi r I f77 I ' -At I - 1 7 O . w " t X 1 4 S Interior of Mill, Stamp Battery and Head of tbe Flatea Bring Increased to Twenty Stamps. ores of Colorado. We must, therefore, install a cyanide plant. We are hauling- our ore to the mill by wagon at an expense of 75 cents per ton In dry weather and $1 In wet. We must build an aerial tramway that will enable us do away-with teams and deliver the ore at 5 cents per ton. These Improvements are of vital impor tance to our stockholders, because every pennv saved will add just that much to their dividends. THEN WE HAVE TWO RICH COPPER PROPERTIES. One over three miles In length by 600 feet wide, and the other 1800x600 feet, and within 200 feet of the railroad track at Yreka. These will be producers by the time the present flurry in copper has been thoroughly settled, and great as has been the per cent paid to owners of shares in the Standard Oil, we believe our profits will be Just as large. OUR MR. POOR WRITES THAT HE HAS PLACED A CREW OF MEN AT WORK ON TUNNEL FOUR To Intersect the ore vein at a depth of 400 feet. Completion of this will place us In position to begin mining on that ltwge scale that means large returns to' our entire company. WE HAVE THE MINES AND THEY ARE REAL AND THEY ARE GOOD ONES. We are Belling stock tonly that we may add equipment to enable us to get from them within a few years the gold that belongs to us that is there for the mining WITHOUT DELAY without waiting a lifetime. We are not content to mine as our predecessors did. While they made GOOD money, we want to make a heap and GET IT RIGHT AWAY. And if we do that, all who are with us will share In our Income. THERE ARE INDEPENDENT FORTUNES IN THESE MINES FOR 10,000 PEOPLE. $100 Invested now will, we are sure, be worth $600 to $1000 within a year. We believe it will p-row to $2000 within five years. In addition there will be dividends to be shared with all. MANY MEN WILL WORK A FULL YEAR FOR $2000 When $200 to $250 Invested in shares like ours would earn that sum for the owner and he need not work at all. It seems passing strange, indeed, that any person who can spare from $50 up does not immediately invest In our stock in something that works for him or her -night and day and brings a greater Income than ever can be realized bv human toll. IT IS THE OPPORTUNITY OF A LIFETIME. When these shares are dis posed of. It may be that the chance will never be offered here again. $20 ORE IN THESE MINES WOULD BE EQUIVALENT TO INCOMPREHENSIBLE PROFITS ON THE MILLIONS OF TONS OF ORE IN SIGHT. But we have better a dozen times than that. Herewith we submit the sworn statement of our superintendent, Mr. A. L. Hayes, as to the value of our ores, which, by actual test, on numerous occasions, and from various locations, were found to be as follows: Champion Mine Assay on decomposed Quarts mat ter taken from Tunnel 2, one foot above the bottom of tunnel Gold S100.00 to tbe ton. Champion Mine Assay, decomposed quartz from Tunnel 2, average sample Gold 00 to the ton. Selected sample from Tunnel 2 Gold $1503.33 to the ton. Champion Mine Assay, 4 feet above bottom of Tunnel 2, average sample Gold H140.00 to the ton. Selected sample taken by A. L. Hayes from Tunnel 2 Gold 9800.0O to the ton. Champion Mine Assay, decomposed quartz, one foot below bottom of Tunnel 2, where underground stop commences. Average sample Gold 9108.00 to the ton. Selected sample, taken from same place Gold 97&S.OO to the ton. Champion Mine Assay, from north end of under ground stope. Tunnel 2 Gold $2480.00 to the ton. OUR REFERENCES Persons not acquainted with the management of The Champion Group Mining Company naturally desire to knnir oinethlns; of our atandlns; and responsibility. We ahall be Klad if such will communicate with any of the mercantile firms of Yreka, California, or the Chamber of Commerce of that city. Thin body is composed of the most representative men of not only the city, but adjacent territory. We are -willing and Klad to abide by anything: they may aay of ua. PRICE OF SHARES AT THIS TIME (The rlsht is reserved to advance stock: without notice.) 'lOO Shares at 50c per Share . . . . . $ SO.OO $10.00 down and $5.00 per month until paid. 2SO Shares at SOc per Share v . . . . . $12S.OO $15.00 down and $10.00 per month until paid. SOO Shares at SOc per Share . . . . . $2SO.OO $50.00 down and $25.00 per month until paid. lOOO Shares at SOc per Share $SOO.OO $50.00 down and $33.00 per month tin til paid. Deduct 10 per cent when cash accompanies the order. WTTHI1V A FEW DAYS TUB PRICE WILL BE ADVANCED TO 75. CUT OUT AND MAIL THIS COUPON TO US TODAY The Champion Group Mining Co., Couch Building, Fourth and Washington Streets, Portland, Or.: Gentlemen: Please mail me, without cost to me, descriptive booklet relating to your Champion Group Mining properties, and oblige, Name Street and No Town . State THE CHAMPION GROUP MINING COMPANY Telephones, Main 8115 Al 857 206-207-208 COUCH BLDCL. Fourth and Washington Sts. Portland, Oregoa HATWARD-SCHINDLER Robert W. Hay ward, 39, city; Marie A. Schindler, 22, C1WESA-PAULIN August P. Wesa, 32, city: Amanda Paulin, 32, city. GROOM-BALL Ellsworth Groom, J8, city: Berenase Ball. 22, city. NUDERM ARK-HI BBARD John Her man Nudermark, 28, city; Harriet Hlb bard. 18. city. SALISBURT-HILDEBRAND Claude Marlon Salisbury, 27, St. John; Mary Florence Hlldebrand. 18, city. . HEAD-BEARDSLEY William Head, 48, Arlington; Nora Beardsley. 39, city. Deaths. ' ' SEABURG At Aberdeen. September 17,' Peter O. Seaburg, a native of Sweden, aged 63 years, 1 month and 22 days. Re mains brought here for Interment. MATHER At Good Samaritan Hos pital. September 20, John A. Mather, a native of Indiana, aged 73 years, S months and 19 days. DELAET At 214 Union avenue, Septem ber 21. Elizabeth Delaet, a native of Ohio, aged 73 years. CARSON At Good Samaritan Hospital. September 18, Martin Carlson. WHITING At 538 Armstrong street, September 19, Mrs. JUlia C. Whiting, a native of Wisconsin, aged 69 years, 2 months and 22 days. ELLIS At 608 Hayes street, Septem ber 19, Jerome T. Ellis, a native of Illi nois, aged 36 years, 10 months and 11 day 8. MURRAY At 400 Sell wood avenue, Sep tember 19, Viola Murray, an Infant. HOFFMAN At 391 Albina avenue, Sep tember 19, Catherine Ella Hoffman, an Infant. . l t " Articles of Incorporation. B. T. WILLIAMS COMPANY, of Port land: capital stork, $28,000; Incorporators, Edward T. Williams. J. Wilson Evans and Katharine C. Williams." MOSIBR DEVELOPMENT COMPANY, of Portland; capital stock, $5000; In corporators, Johnson . White, C. L. Kc Kenna and Joseph L. McKenna. HAWTHORNE-AVENUE STABLES, of Portland: capital stock, $15,000; Incorpora tors, George Lang, . J. H. Kltchlng and Fred W Cassldy. Building; Permits. LUCY M. LITTLE One- and one-half story frame dwelling. -Knowles street, be tween Holland and Morgan, $300. GEORGE W. GREEN One-story frame dwelling, Broadway and High streets, $1000. ELLA WRIGHT One-story frame barn, East Thirteenth and Winona streets, $160. W. J. STIFE One-story frame barn. Haight avenue, between Alnsworth and Jewett, $50. COMMERCIAL CLUB Eight-story steel store and office block. Fifth and Oak streets. $150,000. STEPHENS BROS. One-story frame barn. East Tenth and Ellsworth streets, $1000. " A. J. TUCKER One-story frame dwell ing. East Fifteenth street, between Clack amas and Marion, $1000. BALDWIN & DOWNING Eight-story brick office block. Alder and Park streets, $125,000. MRS. J. B. GORDON One-story frame dwelling. East Fifteenth street, between Skidmore and Prescott, $j000. J. RUEDY One-story frame dwelling, East Seventh and Going streets, $3300. WEINHARD ESTATE Repair store, Fifth street, between Oak and Pine, $30. JOSEPH PAQUET One-story frame warehouse, waterfront, between Eas.t Morrison and East Alder, $1000. M. F. DONAHUE Repair dwelling, Garfield streets, between Sumner and Al berta, $3000. DUE TO CLERK'S ERROR Montana Marriage Law Does Xot Carry Out Makers' Intent. HELENA, Mont, Sept 21. (Special.) In an opinion rendered by Attorney General Albert J. Galen, a decidedly contrary vlefr is taken to that of Judge Bourquin, of Butte, who held that the Montana marriage law provides that all guilty divorced persons who re marry within two years are guilty of a felony and may be sent to the peni tentiary. Mr. Galen. In his opinion, holds that this section of the codes was repealed by a special enactment of the Legislature. Neither the District Court at Butte nor the Attorney-General at Helena, however, essays td deny that a serious blunder was made by a copyist in the Legislature, who made the enrolled copy of the law read that an Innocent party to a divorce may not marry at all. The clerk felled to finish the section in transcribing. This has the effect of vitiating the Bourquin decision, which threatened to create great havoc through the ille- gitlmatizing of children, property and the like. transfer of Metal Markets. NEW YORK, Sept. 21. There w ao Chang of consequence in the metal market and business was quiet In the ahnenctt of ca bles. Tin was quoted at 86.7537.25c Copper was more or less nominal. Lead and spelter were wea kat recent prj-es. Iron was unchanged. NEW YORK, Sept. 21. There has been no further changes in the market for evaporated apples, but prices are firmly held. Apricots and peaches are quiet. Prunes are In fair demand for pot. Every Ycman Boom tb wonaarnu MARVEL whirling Spray 16 new Vftctati Briitw. Jnje&m Htm and auction, beat 8t. Mt-Moit convenient. Ask tv drvraUt Iter It. f he cannot 6 apply the n&HiKij. accent no other, bat tend suunp for tUtutrmted book Ji. It itr foil n&rtlcmlar and HrJrtions In yaluableto Lartlea. Mr RI'KI. CO., 44 B. S4 T.t KB iV lOKK. JTor mi by lAua-Ia.vlfl Drag Co..