Image provided by: University of Oregon Libraries; Eugene, OR
About Portland observer. (Portland, Or.) 1970-current | View Entire Issue (Oct. 7, 1998)
■PM ,.- M B < V ..- ■ * - \ •. í '• . . . O c t. 7, 1998 (Cljc JJortlanò tObscrurr Page A 7 . » • • ■ -'•» 0 71 C o n c o r d ia U n iv e r s ity N ational Survey Finds Students Key Target For C re d it Card M a rke tin g Students w ho obtain credit cards at on-cam pus tables carry larger bal ances and pay o ff their cards later than those w ho do not, according to the results o f a nationw ide survey o f college studetns released today by the O regon Student Public Interest R e s e a rc h G ro u p (O S P 1 R G ). O SPIRG issued a new fact sheet for college students and also called on colleges to regulate credit card m ar keting on cam pus and do a better job o f educating students abut credit card debt. “ Students, especially those who fill out credit card applications at cam pus tables in return for trinkets and candy, run the risk o f falling into the cam pus credit card trap,” said John V alley, C onsum er A dvocate w ithO SPIRCi. “ Students who desire credit cards should obtain them when they can afford them and should get them based on the best interest rate term s," added John Valley, “ they sh ouldn’t apply for a credit card ju st to obtain a frisbee or free-bee or bottle o f soda at a cam pus table.” “ Students, often w ithout jobs and facing large student loans and other school debts, should be careful not to m ake things w orse by running up unnecessary, high-cost credit card debt, since they risk ruining their credit records if they fail to pay on tim e,” said Peter N ilges student at Lew is and Clark College. Among the national results o f“The C am pus C redit C ard T rap,” a spring 1998 survey o f 1,260 undergraduate students at 15 cam puses, including Portland State University, Lane Com m unity College, and the U niversity o f O regon, w ere the following: PCC Board OK’s ond B In crea sed stu d e n t e n ro llm e n t in P C C s c ie n c e a n d te c h n o lo g y c lasse s o v er the last five y ea rs w as a key rea so n fo r th e bond In an e ffo rt to in c re ase a c ce ss to th e ed u c a tio n req u ired o f c itiz e n s in an in c re a sin g ly co m p lex and te ch n o lo g y b ased society, the PCC B oard o f D irec to rs re c e n tly a n n o u n ced it has ap p ro v e d a $135.5 m illio n bond m easu re fo r th e N o v em b er 1998 gen eral e le c tio n b a l C redit C ard M arketing on Cam- pus Students reported obtaining gifts ranging form T-shirts and frisbees to coffee m ugs, slinkees, and candy or bottles o f soda in return for filling out applications at tables. A ccording to students, cam pus groups sponsoring the tables often receive either flat fees or per-application paym ents from the credit card com panies as well. Students Who Had Obtained Cards At Campus Tables Had More Cards and Higher Balances Then Those Who Had Not Students responsible for their own cards who obtained cards at cam pus tables had m ore cards (2.6) than those who had not (2.1) and had higher unpaid balances ($1039) than those who had not ($854). M ore students responsible for their own cards w ho obtained cards at cam pus tables reported carrying un paid balances (42% ) than those w ho had not (35% ) Most Students Are Responsible For Their Own Cards ■ scien c e and others. PCC P re sid e n t D aniel M o riarty rem a rk e d that PCC is h e a d in g into th e n ext m illen n iu m w ith an eye to w ard the d em and for stu d e n ts able to ad ap t and p erfo rm in an ev o lv in g h ig h -te ch w orld. “ T his b ond allo w s us to be in fro n t o f, or at least in strid e w ith, th e ch an g in g needs o f o u r stu d en ts and co m m u n itie s,” said M oriarty. "W e, as a com m unity co lleg e, have a resp o n sib ility to o u r stu d en ts, e m p lo y ers, an d th e co m m u n ity to plan ahead in o rd e r to p ro v id e u p-to- d ate and c o m p re h e n siv e e d u c a tional and tra in in g p ro g ra m s for the fu tu re .” “ T h is b o n d also allo w s us to m eet a g ro w in g d em and fo r ed u c a tion and tra in in g in the hig h te c h n ology and scien c e fields, enhance e x i s t i n g w o rk f o rc e tr a i n in g throughout our d istrict and upgrade ex istin g fa c ilitie s so they are not o n ly up to g o v ern m e n t stan d ard s, but the sta n d a rd o f q u a lity e m b rac ed b y PCC," added M oriarty. Larry Gross, Concordia University s chairperson and professor m Performing and Visual Arts, was named "Oregon Higher Education Art Educator o f die Y ear’bytheOregonArtEducator’sAsso- M ost students surveyed (69% ) obtained credit cards in their own names, while the other (31% ) siad that their parents either paid their primary credit card bills or co-signed at least one o f their cards. O f those who obtained cards in their own names, only 15% reported holding a full-time jo b w hen they applied. O verall, students responsible for their ow n cards had aveage unpaid balances o f $968; how ever, students who reported carrying over a bal ance had unpaid balances o f $ 1,366 ciahon(OAEA). Judy Schultz, Curator o f Education for the P(»tland ArtN1uscuin.ru'till nated(iii»ss for dus award. Schultz served in an advi sory role for Concordia’s imaginative MADE for Kids program-a progressive way oflinking C oncordia students in Per forming and Visual Arts with kids in the community. ' ‘MADE for Kids is an mno- vativeand wonderful wayolbnngingart to Credit Card Education Inad equate | T h e U n iv e r s it y e n c o u r a g e s a l te r n a t iv e t r a n s p o r ta tio n , o f f e r in g to f a c u lty , s t a f f a n d s t u d e n ts P o rtla n d S ta te U n iv e r s ity s tu d e n ts , f a c u lty , s t a f f a n d a d m in i s t r a t o r s w h o p a r k in th e U n iv e r s it y ’s p a r k in g s tr u c tu r e s s h o u ld le a v e h o m e a lit t l e e a r ly M o n d a y , S e p te m b e r 2 8 . N o t o n ly is it th e f i r s t d a y o f s c h o o l, b u t n e w p a rk in g p r o c e d u re s m a y b e in p la c e th a t m a y r e q u ir e so m e e x tr a tim e . “ In n o v a tio n s to b e in tr o d u c e d in s o m e P S U p a r k in g s tr u c t u r e s th is te rm in c lu d e a g a te d s y s te m a n d a n u m b e r o f p a r k in g m e te r s f o r s h o r t- te r m , c a r p o o l, an d d is a b le d p a r k in g ,” sa y s S a n d ra R itc h ie , d ir e c to r o f T r a n s p o r ta tio n an d P a rk in g S e r v ic e s . “ P a r k in g S tr u c tu r e s 1 a n d 2 , w ith e n tr a n c e s fro m SW B r o a d w a y , w ill b e m o s t a f fe c te d . B a s ic a lly , g e n e r a l p e r m it p a r k in g w ill b e g in o n th e s e c o n d o r th ir d le v e ls . A ls o , th e b a s e m e n ts o f P a r k in g S tr u c tu re 2 a n d th e P C A T b u ild in g [ P o r tla n d C e n te r f o r A d v a n c e d T e c h n o lo g y , 1 8 0 0 SW S ix th ] w ill b e r e s tr ic te d to f a c u lty a n d In his first year at PCC, Ethan enjoys the mix of ages, students take studying more seriously. It makes fo r an interesting experience in class.” Ethan also gives high marks to many of his professors: “ My first biology teacher was awesome; he’s real with self, Ethan still appreciates PCC’s low cost. “ I tell my friends, fo r one class at the uni versity you can take three at something for every Safeway Vegetables .V SAVE up to $2.89 lb. on 2 Visit Safeways Web site at www.safeway.com ‘ ÍZ-» f ' Ni.- ‘ BUY ONE GET ONE FREE X* - - - « l ? ♦ / ’ place.” •>A.Í > College that fits your life. Çolden whok* *WI torn < ’ •SÄ* body here. It’s a cool Portland Community College 4 w Boneless Beef Round Steak -• - y •• ’?*'• PCC,” he says. “ There’s Look For Your Safeway W eekly Shopping Guide at Safeway ....... you, he brings it to your level.’ On a scholarship him FOOD & DRUG ...and save more shopping N.*; • fc * » people compared to high school,’ he says. "The older B.O.G.O. SALE! in the Portland Metro Area < ; T ' cultures and backgrounds. “ There are so many different o p p o r tu n itie s . “ A lth o u g h th e c h a n g e s w e ’re in tr o d u c in g w e re n e c e s s ita te d because of c o n s tru c tio n p ro je c ts an d A D A r e q u ir e m e n ts ,” s a y s D y c k , “ w e to o k th is o p p o r tu n ity to a d d r e s s th e n e e d s o f th e c a m p u s as a w h o le . W e e x p e c t so m e in itia l c o n g e s tio n , r e lo c a tio n a n d r o u tin g is s u e s , b u t w e b e l i e v e th e s e c h a n g e s w ill b e n e f it f a c u lty , s ta f f , s t u d e n ts , v i s i t o r s , a n d th o s e w h o a re d is a b le d ." In Your Oregonian FOODday i • S ave O n S afeway ’ s SAFEWAY - ■»» : A . <>• .¿ y 4* '* •*«*•* •< * ‘:v ; -,v < - * T ' A• — Hoping to make a difference tr a n s p o r ta tio n , o f f e r in g to f a c u lty , s t a f f a n d s tu d e n ts s u b s i d iz e d tr a n s it p a s s e s th a t p r o v id e u n lim ite d rid e s o n T ri-M e t, in c lu d in g th e n ew W e s t- s id e lig h t r a il. T h e U n iv e r s ity a lso o f fe rs s p e c ia l c a r p o o l r a te s an d s t a f f o n ly .” F o r its 1 5 ,0 0 0 s tu d e n ts , 2 ,0 0 0 f a c u lty a n d s ta f f , a n d m u ltitu d e o f v is i to r s , P S U is a l lo tte d o n ly 3 ,0 0 0 p a r k in g s p a c e s b y th e C ity . A s a r e s u lt, th e U n iv e r s ity e n c o u r a g e s a lte r n a tiv e people outside of the college level." com mented Schultz. “I thought Larry’s in volvement in the creation of this program nude him anixitstandingeandidate for the aw ard." Chuck Kunert Dean. School of Arts and Sciences agrees,"!ranyis another example of the wonderful teaching staff we have at Concordia we are all proud of his achievement" The OAEA presents this arnudawardtohigher education teach ers who made an outstanding contribution to die furtherance of art education. The award will be presented to Gross on October 10th. 1998 at OAEA’s annual convention in Springfield, Oregon. Ethan B radford O nly 41% o f all students found credit card education materials "help ful” or “som ew hat helpful.” O ver one-quarter o f students (26% ) found in tr o d u c to ry “ te a s e r ra te s misleading. W hen asked how long it would take to pay o ff a $ 1,000 credit card debt at an 18% A nnual Percentage Rate (APR) and only making the minimum required paym ent o f 3%, only 20% o f all students guessed the correct answ er, six years. Parking Opportunities At Portland State To Change lot. T he m easu re is d esig n ed to e x p an d and im p ro v e fa c ilitie s e s p e c ially in the areas o f w o rk fo rce train in g , co m p u ter te ch n o lo g y and sc ien c e. It w ill m eet p ro je c te d e d u c a tio n a l n eeds o f the co m m u n ity th ro u g h o u t the first d ec ad e o f th e n ew cen tu ry . A cco rd in g to B oard C h a ir M ike H erefo rd , m an y o f the PC C sc i en ce a n d te ch n o lo g y labs a re m ore th an 20 y ea rs o ld and are in a d eq u a te for the train in g n ee d ed for to d a y ’s w o rk p la c e . H e re f o r d add ed that th e bond w o u ld also a llo w th e c o lle g e to c o n s tru c t n ew er, m o re te c h n o lo g ic a lly a d v anced b u ild in g s to h o u se p ro g ram s in te ch n o lo g y , e le c tro n ic s, P ro fe s s o r N a m e d -, .4"’ «.. *• * *•
