■PM
,.- M B
<
V ..-
■ * - \ •. í
'•
. . .
O c t. 7, 1998
(Cljc JJortlanò tObscrurr
Page A 7
. » • • ■
-'•»
0 71
C o n c o r d ia U n iv e r s ity
N ational Survey Finds Students Key
Target For C re d it Card M a rke tin g
Students w ho obtain credit cards
at on-cam pus tables carry larger bal
ances and pay o ff their cards later
than those w ho do not, according to
the results o f a nationw ide survey o f
college studetns released today by
the O regon Student Public Interest
R e s e a rc h
G ro u p
(O S P 1 R G ).
O SPIRG issued a new fact sheet for
college students and also called on
colleges to regulate credit card m ar
keting on cam pus and do a better job
o f educating students abut credit card
debt.
“ Students, especially those who
fill out credit card applications at
cam pus tables in return for trinkets
and candy, run the risk o f falling into
the cam pus credit card trap,” said
John V alley, C onsum er A dvocate
w ithO SPIRCi. “ Students who desire
credit cards should obtain them when
they can afford them and should get
them based on the best interest rate
term s," added John Valley, “ they
sh ouldn’t apply for a credit card ju st
to obtain a frisbee or free-bee or
bottle o f soda at a cam pus table.”
“ Students, often w ithout jobs and
facing large student loans and other
school debts, should be careful not to
m ake things w orse by running up
unnecessary, high-cost credit card
debt, since they risk ruining their
credit records if they fail to pay on
tim e,” said Peter N ilges student at
Lew is and Clark College.
Among the national results o f“The
C am pus C redit C ard T rap,” a spring
1998 survey o f 1,260 undergraduate
students at 15 cam puses, including
Portland State University, Lane Com
m unity College, and the U niversity
o f O regon, w ere the following:
PCC
Board
OK’s
ond
B In crea sed stu d e n t e n ro llm e n t in
P C C s c ie n c e a n d te c h n o lo g y
c lasse s o v er the last five y ea rs w as
a key rea so n fo r th e bond
In an e ffo rt to in c re ase a c ce ss to
th e ed u c a tio n req u ired o f c itiz e n s
in an in c re a sin g ly co m p lex and
te ch n o lo g y b ased society, the PCC
B oard o f D irec to rs re c e n tly a n
n o u n ced it has ap p ro v e d a $135.5
m illio n bond m easu re fo r th e N o
v em b er 1998 gen eral e le c tio n b a l
C redit C ard M arketing on Cam-
pus
Students reported obtaining gifts
ranging form T-shirts and frisbees to
coffee m ugs, slinkees, and candy or
bottles o f soda in return for filling out
applications at tables. A ccording to
students, cam pus groups sponsoring
the tables often receive either flat
fees or per-application paym ents
from the credit card com panies as
well.
Students Who Had Obtained
Cards At Campus Tables Had
More Cards and Higher Balances
Then Those Who Had Not
Students responsible for their own
cards who obtained cards at cam pus
tables had m ore cards (2.6) than those
who had not (2.1) and had higher
unpaid balances ($1039) than those
who had not ($854).
M ore students responsible for their
own cards w ho obtained cards at
cam pus tables reported carrying un
paid balances (42% ) than those w ho
had not (35% )
Most Students Are Responsible
For Their Own Cards
■
scien c e and others.
PCC P re sid e n t D aniel M o riarty
rem a rk e d that PCC is h e a d in g into
th e n ext m illen n iu m w ith an eye
to w ard the d em and for stu d e n ts
able to ad ap t and p erfo rm in an
ev o lv in g h ig h -te ch w orld. “ T his
b ond allo w s us to be in fro n t o f, or
at least in strid e w ith, th e ch an g in g
needs o f o u r stu d en ts and co m m u
n itie s,” said M oriarty. "W e, as a
com m unity co lleg e, have a resp o n
sib ility to o u r stu d en ts, e m p lo y
ers, an d th e co m m u n ity to plan
ahead in o rd e r to p ro v id e u p-to-
d ate and c o m p re h e n siv e e d u c a
tional and tra in in g p ro g ra m s for
the fu tu re .”
“ T h is b o n d also allo w s us to
m eet a g ro w in g d em and fo r ed u c a
tion and tra in in g in the hig h te c h
n ology and scien c e fields, enhance
e x i s t i n g w o rk f o rc e tr a i n in g
throughout our d istrict and upgrade
ex istin g fa c ilitie s so they are not
o n ly up to g o v ern m e n t stan d ard s,
but the sta n d a rd o f q u a lity e m
b rac ed b y PCC," added M oriarty.
Larry Gross, Concordia University s
chairperson and professor m Performing
and Visual Arts, was named "Oregon
Higher Education Art Educator o f die
Y ear’bytheOregonArtEducator’sAsso-
M ost students surveyed (69% )
obtained credit cards in their own
names, while the other (31% ) siad
that their parents either paid their
primary credit card bills or co-signed
at least one o f their cards. O f those
who obtained cards in their own
names, only 15% reported holding a
full-time jo b w hen they applied.
O verall, students responsible for
their ow n cards had aveage unpaid
balances o f $968; how ever, students
who reported carrying over a bal
ance had unpaid balances o f $ 1,366
ciahon(OAEA).
Judy Schultz, Curator o f Education for
the P(»tland ArtN1uscuin.ru'till nated(iii»ss
for dus award. Schultz served in an advi
sory role for Concordia’s imaginative
MADE for Kids program-a progressive
way oflinking C oncordia students in Per
forming and Visual Arts with kids in the
community. ' ‘MADE for Kids is an mno-
vativeand wonderful wayolbnngingart to
Credit Card Education Inad
equate
| T h e U n iv e r s it y e n c o u r a g e s
a l te r n a t iv e t r a n s p o r ta tio n , o f
f e r in g to f a c u lty , s t a f f a n d s t u
d e n ts
P o rtla n d S ta te U n iv e r s ity s tu
d e n ts , f a c u lty , s t a f f a n d a d m in
i s t r a t o r s w h o p a r k in th e
U n iv e r s it y ’s p a r k in g s tr u c tu r e s
s h o u ld le a v e h o m e a lit t l e e a r ly
M o n d a y , S e p te m b e r 2 8 . N o t
o n ly is it th e f i r s t d a y o f s c h o o l,
b u t n e w p a rk in g p r o c e d u re s m a y
b e in p la c e th a t m a y r e q u ir e
so m e e x tr a tim e .
“ In n o v a tio n s to b e in tr o d u c e d
in s o m e P S U p a r k in g s tr u c t u r e s
th is te rm in c lu d e a g a te d s y s
te m a n d a n u m b e r o f p a r k in g
m e te r s f o r s h o r t- te r m , c a r p o o l,
an d d is a b le d p a r k in g ,” sa y s
S a n d ra R itc h ie , d ir e c to r o f
T r a n s p o r ta tio n an d P a rk in g S e r
v ic e s . “ P a r k in g S tr u c tu r e s 1
a n d 2 , w ith e n tr a n c e s fro m SW
B r o a d w a y , w ill b e m o s t a f
fe c te d . B a s ic a lly , g e n e r a l p e r
m it p a r k in g w ill b e g in o n th e
s e c o n d o r th ir d le v e ls . A ls o ,
th e b a s e m e n ts o f P a r k in g S tr u c
tu re 2 a n d th e P C A T b u ild in g
[ P o r tla n d C e n te r f o r A d v a n c e d
T e c h n o lo g y , 1 8 0 0 SW S ix th ]
w ill b e r e s tr ic te d to f a c u lty a n d
In his first year at PCC, Ethan enjoys the mix of ages,
students take studying more seriously. It makes fo r an
interesting experience in class.”
Ethan also gives high marks to many of his professors:
“ My first biology teacher was awesome; he’s real with
self, Ethan still appreciates PCC’s low cost. “ I tell my
friends, fo r one class at the uni
versity you can take three at
something for every
Safeway
Vegetables
.V
SAVE up to $2.89 lb. on 2
Visit Safeways Web site at
www.safeway.com
‘ ÍZ-» f '
Ni.-
‘
BUY ONE GET ONE
FREE
X*
- - -
« l ? ♦ / ’
place.”
•>A.Í >
College that
fits your life.
Çolden
whok*
*WI
torn
<
’ •SÄ*
body here. It’s a cool
Portland
Community
College
4 w
Boneless Beef
Round Steak
-• -
y •• ’?*'•
PCC,” he says. “ There’s
Look For Your
Safeway W eekly
Shopping Guide
at Safeway
.......
you, he brings it to your level.’ On a scholarship him
FOOD & DRUG
...and save more shopping
N.*; •
fc * »
people compared to high school,’ he says. "The older
B.O.G.O. SALE!
in the Portland Metro Area
< ; T '
cultures and backgrounds. “ There are so many different
o p p o r tu n itie s .
“ A lth o u g h th e c h a n g e s w e ’re
in tr o d u c in g w e re n e c e s s ita te d
because
of
c o n s tru c tio n
p ro je c ts an d A D A r e q u ir e
m e n ts ,” s a y s D y c k , “ w e to o k
th is o p p o r tu n ity to a d d r e s s th e
n e e d s o f th e c a m p u s as a w h o le .
W e e x p e c t so m e in itia l c o n g e s
tio n , r e lo c a tio n a n d r o u tin g is
s u e s , b u t w e b e l i e v e th e s e
c h a n g e s w ill b e n e f it f a c u lty ,
s ta f f , s t u d e n ts , v i s i t o r s , a n d
th o s e w h o a re d is a b le d ."
In Your Oregonian FOODday
i
•
S ave O n S afeway ’ s
SAFEWAY
- ■»» : A .
<>•
.¿ y
4* '* •*«*•* •<
* ‘:v ;
-,v
< - *
T ' A• —
Hoping to make a difference
tr a n s p o r ta tio n , o f f e r in g to f a c
u lty , s t a f f a n d s tu d e n ts s u b s i
d iz e d tr a n s it p a s s e s th a t p r o
v id e u n lim ite d rid e s o n T ri-M e t,
in c lu d in g th e n ew W e s t- s id e
lig h t r a il. T h e U n iv e r s ity a lso
o f fe rs s p e c ia l c a r p o o l r a te s an d
s t a f f o n ly .”
F o r its 1 5 ,0 0 0 s tu d e n ts , 2 ,0 0 0
f a c u lty a n d s ta f f , a n d m u ltitu d e
o f v is i to r s , P S U is a l lo tte d o n ly
3 ,0 0 0 p a r k in g s p a c e s b y th e
C ity . A s a r e s u lt, th e U n iv e r
s ity e n c o u r a g e s a lte r n a tiv e
people outside of the college level." com
mented Schultz. “I thought Larry’s in
volvement in the creation of this program
nude him anixitstandingeandidate for the
aw ard." Chuck Kunert Dean. School of
Arts and Sciences agrees,"!ranyis another
example of the wonderful teaching staff
we have at Concordia we are all proud of
his achievement" The OAEA presents
this arnudawardtohigher education teach
ers who made an outstanding contribution
to die furtherance of art education.
The award will be presented to Gross
on October 10th. 1998 at OAEA’s annual
convention in Springfield, Oregon.
Ethan
B radford
O nly 41% o f all students found
credit card education materials "help
ful” or “som ew hat helpful.” O ver
one-quarter o f students (26% ) found
in tr o d u c to ry
“ te a s e r
ra te s
misleading.
W hen asked how long it would
take to pay o ff a $ 1,000 credit card
debt at an 18% A nnual Percentage
Rate (APR) and only making the
minimum required paym ent o f 3%,
only 20% o f all students guessed the
correct answ er, six years.
Parking Opportunities At
Portland State To Change
lot.
T he m easu re is d esig n ed to e x
p an d and im p ro v e fa c ilitie s e s p e
c ially in the areas o f w o rk fo rce
train in g , co m p u ter te ch n o lo g y and
sc ien c e. It w ill m eet p ro je c te d
e d u c a tio n a l n eeds o f the co m m u
n ity th ro u g h o u t the first d ec ad e o f
th e n ew cen tu ry .
A cco rd in g to B oard C h a ir M ike
H erefo rd , m an y o f the PC C sc i
en ce a n d te ch n o lo g y labs a re m ore
th an 20 y ea rs o ld and are in a d
eq u a te for the train in g n ee d ed for
to d a y ’s w o rk p la c e .
H e re f o r d
add ed that th e bond w o u ld also
a llo w th e c o lle g e to c o n s tru c t
n ew er, m o re te c h n o lo g ic a lly a d
v anced b u ild in g s to h o u se p ro
g ram s in te ch n o lo g y , e le c tro n ic s,
P ro fe s s o r N a m e d
-,
.4"’ «..
*•
* *•