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About Portland observer. (Portland, Or.) 1970-current | View Entire Issue (Aug. 20, 1986)
_ a B o August 20, 1986, Portland Observer, Page 5 Financial Advisor Offers Low-Risk Financial Investments by Jeny Garner Are you one o l the thousands of people who are looking for a safe, low risk way to invest your hard earned money? If you are, then WTodrow Wilson Financial Service could be the place for you "In any investment there are two risks the credit risk and the inter est The credit risk is this. Can the government or the bank pay the principal and interest when it's due? The interest risk is this While your money is in an account, will it go up or down? "For example. say you put your money in a six month certificate During the first three months, the interest rate goes up and you can't take advantage of this because you are locked up in six month certifi cate for a lower rate But if it goes down, you're better off, because your account in locked in at the higher rate.'' said Wilson Wilson counsels individuals investing in government securities or investments that are backed by the U S Government. Investments such as treasury bills and notes. Jennie Mae certificates. IRA's, trea sury bonds, etc. Wilson has been a financial advi sor for nearly seven years and is icgistered with the Security Ex change Commission ISEC) in Wash ington, D C Prior to this, he was employed by the Department of Ur ban Development for 16 years as a financial analyst and loan examiner According to Wilson, anyone that has an income can start a financial plan, if they are serious about mana ging their money. "The amount of money a person has isn't the most important thing It's what you want the money to d o ," Wilson said Wilson said, before he recom mends a financial plan for an inves tor, he first does what he calls an "investment plan". An investment plan sees how many dependents are in the investor's family and also sets goals. "W e set goals to see if one is planning for retirement, educating because the investment rates are low " Besides offering investment counseling to individuals. Wilson offers financial services to small businesses seeking commercial loans Io expand ' Expertise is im portant when preparing a loan If one organized his or her package correctly, it enhances the proba bility of getting a loan." Wilson was asked whether he sees many African Americans seek ■ng financial plans He replied. Frankly, I don t see many I don't know the reason for this, I blame myself for not penetrating the Afn can American community in the manner I should " Wilson said another reason Afn can Americans don t seek financial advice is due to the shortage of African American financial count« tors Although there are a few African Americans doing invest ment counseling as stock brokers, they work on commission " Wilson said the reason he doesn't set a minimum amount of money for investment is because it would efc minate a tot of people including African Americans. "This is why I say anyone with an income who is serious about managing their mo ney can get something started," Said Wilson. STEVEN BAILEY. N.l). N ati k < H’ atuk E xmii v IT ivsk : ian ISOA) 2H9 9»»I4 M ‘iN X III IM .sW oRrtl IX HOI VSIt - ME *I7?I7 W o o drow W ilson plans that set m in im u m a m ounts investors need fo r inve stm en ts e lim in a te a lot of people, in c lu d in g A fric a n Am ericans Photo by R ichard J B ro w n one s children, traveling, or plan tile deal for his customers. Wilson ning for the future I would also ask has formed a networking system them what type of risk they're will with several banks I have been mg to take." doing a great deal of business with "If someone comes into my office a bank in Oakland Last fall I was I don’t want them to have unreal doing business w itti the Bank of istic expectations We don't want a American and City Bank (the two person expecting to start an invest largest banks in America), Republic- ment this year and expect it to Bank of New York and a bank in double within a year I can’t serve Washington. D C I used to do a lot such an individual, ” said Wilson of business with the Federal Re In an effort to find die best possi serve Bank, not so much now. As primary health care providers we offer a full range of naturopathic health i are service The naturopathic physu tan provides preventative, wholislic and natural family health care lor a wide range of acute and chronic conditions and minor traumatic in,unes The following is a list of services available through the clinic feel free to tall and discuss your questions about the naturopathic approach to health and how it applies to you and your family • S TA N D A R D LA B O R A TO R Y ANO D IA G N O S TIC TESTING • H AIR MINE R A I A N ALYSIS • PHYSIOTHERAPY M A N IPU L ATIO N AND MASSAGE • EXERCISE THERAPY • CLEANSING PROG R A M S A N D EASTING • COUNSELING • BOTANICAL MEDICINE • HOM EOPA TH Y • HYDROTHERAPY • COMPLETE PHYSICAL E XA M S • CONSUL IA IIO N S FOR SPECIFIC PROBLEMS • GYNECOLOGIC E X A M S ANO W O M E N S H E A L T H CARE • NUTRITIONAL A N D DIETARY ASSESSMENT • allergy testing ano CLINICAL ECOLOGY • GERIATRICS • CHILDREN S ME OICINE • SCHOOL A N D JOB PHYSICALS • PRENATAL ANO POSTNATAL CARE What kind of car do you want? And what kind of terms? Im m u n iza tio n Clinics If you are the parent of a school or day caie age child, Oregon law requires your children to have up to date immunization shots for Diph theria, Tetanus (DPT or DTI, Mea sles, Murnps, Rubella (MMR). and Polio before they can be admitted to school or day care this year. The Health Services Division of the Multnomah County Department of Human Services will hold special immunization clinics to help County residents insure that their children are properly immunized against dan genius diseases and can be admit ted to school or day care tins year A child entering kindergarten at age five need four or five Diphther la. Tetanus (DPT or DTI shots, one Md.isles, Mumps, Rubella (MMR) shot, and four Polio vaccines If you are not sure what shots your child has had, or if your child needs an immunization, call your regular physician or the Health Division of the Multnomah County Department of Human Services at 248 3816 Children under 15 years of age must l>e accompanied by a parent or legal guardian to sign a consent form Parents are asked to bring any immunization records they have to the clinic. Immunization shots may be ob tamed by appointment at any of the six County clinics In addition to regular clinic hours, three special clinics will be provided The dates and locations are August 27, at the East County Health Center, 620 NE 2nd in Gresham; and Grace Peck Health Center at 2415 SE 43rd Ave rtue. and on September 3, at North east Health Center, 5329 NE Union Avenue All three clinics will be held from 3 00 7:00 p.m and no appointment is necessary. The minimum fee for service at these clinics is $5. Fees can be dis counted for Multnomah Couty rest dents based on income and family size No Multnomah County rest dent will be turned away for inability to pay This service is not available for out of county residents or per sons who belong to health mainten ance organizations (HMOsl. Per sons who live outside Multnomah County or belong to HMOs will be directed to contact their local health department or required to pay 100% of the fee foi service. 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