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About Portland observer. (Portland, Or.) 1970-current | View Entire Issue (April 20, 1972)
Highland Center plans activities • o r tie 1*62 C A D ILLA C Sedan de »1 • . Powei Seats, Radio w ith power antennae, lieatei /d e fro s te r, faci y aH conditioning, 190 cot inch engine, a gi eat txjy, O nly$5>0 oi o ffe r. 282-1X167. a fte r 5 - HELP! - I need a babysitter fo r my adcrable 2 -y e a ro ld tw in g ir ls . M y home, near Lom bard and Dekum, 8 - 1 . M ast have own transp ortatio n. W 'til make a l- lowance. Phone: 28 -2817. Many adults cannot read. Please te ll tliem that FREE P R IV A IE tutorin g is a v a il able it l.iu ba ch Iu to r s . C a ll 222-2124. PIANO OR ORGAN LESSONS: La test and modern method guarantee , that you can learn to play either in stru m en t. F o r l i o n , | lease call 287-1634. C IIIZ E N S FOR CASSON C O M M IT ! EE A c tiv itie s Include ping pong, pool, shuffleboai I, and ball Ib s e rv o r 1 ■ Employment HELP! Both men and women enjoy making th e ir own clothing at Highland. In stru ctio n ami assistance is provided fo i those who need It. I P.O. Box 123 P ortla nd , Oregon 97207 ••Need money ••Need w orkers Bowen-Duncan Company Oper ato rs of Automated Book .Mtxlel wanted for a rt studio. keeping and Accounting Sys M u s t be able to meet public. tem s. 2716 N. i.. I mon C a ll 255-1787. C a ll 288-8341. NORTH EAST HOTLINE H otline volunteers are needed fo r service in th e M o d e lC itie s a r e a . Interested p e r s o n s should contact M s. Janet Sweet or M s. Annie A lle n at288-9l45 M o n d a y-F rid a y, 9 a jn .- 5 p .tn . Albina F a m ily St Com m unity S ervice, 73 N .E . .M o rris. DIAL-A-JOB 227-5828 tasa CASH FOB OLD FURNITURE D on't throw o r give away your unwanted olde r ite m s. We buy olu fu rn itu re , antiques, anti ol le r m iscellaneous a rtic le s . We also buy com ple'e estates. Young men and women NOW T H E ARMY STA RTS YOU AT S288 A M ONTH. AND YOU MAY NOT EVEN HAVE CALL US FIRST-LUCAS BROS FOUNDRY ANTIQUES 287-3489 5 >07 N . E. id th . A K IL L IN a W ORTH Ideal Appliance Center TO SPEND IT. ialet ind Service. I aed Refrigerators. Ranges, F nezet T h a t’ s because you s till get fre e m eals, free housing, fre e clothing, free m edical a n d dental care, free job tra in in g and education, and 30 d a y s paid vacation a ye a r. If you’d like to serve y o u rse lf as you serve your C ountry, Today’ s A rm y wants to jo in you. Washers and D ry e rs . We service all appliances, all makes. 2142 N Killingsworth I’h ,285-47.32 L m e rg e n c y 289-4 5 2 7 WANTED Full-time Child Care Care Assistant C h ild re n s games ami a n a ctivity e n te rta in youngsters after achoo • $385 SECONDLY, on the basis of your previous experience w ith youi regulai expenses, w rite down your estim ate of your ba sic expenses foi food, bousing, clothing and upkeep, tra n sp o r tation, m edical care , pei sons I care , leading and recreation. Have Your Birthday party free at Geneva’s Best B. Que In Town Orders Cafe to Open Fly go Call 5:30pm Boy 6 Wings A 282-6363 Except Monday Special Fries $1.40 Food & Drinks GENEVA’S 4228 N. Williams I 282-8986 Bethel Child Care Center | 5828 N.E. 8th Ave. Portland, Oregon 97211 “ Planned spending" is v e iy d ilfe re n t fro m the " o ld fash ioned budgets** that m a n y young fa m ilie s avoid because tliey seem like a s tia ir-ja c k e t w ith tlieu i arelom allotm ents. I Ills m odem concept avoids random percentages. Youde- sign youi spending plan to suit your pai u v u la r c iic u m - slances m l goals. In fact It often helps you c la r ify your goals, it recognizes that one fa m ily 's "w a s te " Is anothet fa m ily ’ s need. I tie most com mon m istake is to tty to fo llo w someone else’ s pa tte rn. No single budget can fit tw o d d fe ie n t fa m ilie s . I le ie are some steps In m aking a pei sonali/ed money plan. FIR ST. e s t i m a t e your m onthly ta ke -h o m e income ( i l t e i (ax deductions). Il's m ote effe ctive to w in k out a s|>en>lmg plan on a m onthly, rather than weekly basis, t » - cause sjiendtng va rie s consid e ra bly f r ottr week lo week. If you gel past weekly, sim ply m u ltip ly youi weekly t a k e - home by 4-1 /3 . Include any income besides pay. I o i exam ple, tier e is how an e n tire ly m ythical fa m ily , the M o o ie s. In st estim ates its Income: I lie M ooi e F a m ily M onthly In- Come I. stun.ire: M onthly take-hom e pay Bank interest $5 E xtra C h ristm a s pay $10 T otal $400 Open 11:00a in close 6:00pm 3240 N. Williams Ave. Please send resume to: Three steps to a modern money plan and m iscellaneous. The okl " budgeting" ap proach is to regard basic ex- |ienses as fixed exjienses. In th e new concept, there Is no such thing as a fixed expense. A lm ost every expense can be reduced if you want to use that money foi other goals. In fact, a m ain purpose of the “ spend ing plan*' Is to shine a spoil Ight on so-called “ fix e d " expenses to see if they are that Im m ov able. I lie M oores, fo r example, have decided that college edu cation for th e ir c h lld i en is a m a jo r fa m ily goal. Theyde- clded this in open fa m ily con- lerence w ith th e li ch ild re n who w ete encouraged to p a rti cipate although th e ir boy is on ly 10 and th e ir g ir l 7. So (fe y set aside $12 a month fo i th is purpose. To achieve this goal, they had lo reduce ce rta in otbei spending. M rs . M o o ie teels she can manage a ttra c tiv e meals on about $26 a week - $ 112 a month. The M oores decided to add anolher and somewhat unusual item to th e ir o w n p la n - a fa m ily “ ie volving fu n d ." They set up (his fund to prepay t h e i r h ig h -c o s t existing debts to save interest charges. A fte r debts a ie paid, they w ill use this fu t.l fo i cash buying ami cash i epiaceinentol im portant needs to continue to save in te ie s t charges and take advan tage of bargain opportunities. I his fund is a re g u la r budget ite m . W hen used, it is to he re plenished. t h e y aim to deposit $ 10 a month into this fund until it icaches at least $500. The |K>wer of compound in te test also w ill help. W lien not in use, the revolving fund w ill earn in te ie s t in a savings account. As Southern Home-made Hot Tamales 25< each $2.00 dozen it builds, they can reduce thet t allotm ent to it. H e re 's one example of the many ways the M oores’ re volving fund can save them money. F o rm e rly , when they bought a a r, say,$2,000, tliey traded In th e ir old one, added a llt lle cash and repaid the ba lance of $1,500 in 36 monthly in s ta lm e n ts . The i n t e r e s t o r finance charge on that balance is about $270 o i even m ore in sone a r eas oi fo r used c a rs . Now the M oores can use th e ir re vo lv ing fund of $500 as a tu it lie t downpayment to reduce t ie ba lance to $1,000. They’ l l pay tins in 24 in sta llm e nts. I lie in te ie s t charge w ill only te $ 1 2 0 . In tie lo n g run the M oo ie s w ill be able to buy m ote and better c a rs tlieu the fa m ily thatnevei stops to build a revolving tund. 1 he M oores' plan is suitable fo i them only. Il you spend m o ie fo rfo o d thanM rs.M o o re you e a te r can decide tha t's a ll fig h t, o r you can I iml possible leaks so you can have t ie mon ey lo r other goals. A fa m ily in N orth C arolina a llo ts $13 a month ju st fo i m u sic reco rds, as much as it spends fo r a ll entertainm ent. Who is to say It is overspend ing? The fa m ily co n tro ls as tutal spending so well It is able to live in a com m unity wheie t ie average income is c o n sid e ra bly higher than its own. I l l I Rl), step is to test your spending p la n . \ s im p le spending le c o n t is d e c o n tro l «.renter of your spending plan. It shows you w le i e voui money actually goes and then helps you make it go w le i e you want. It also tests whether your plan Is re a lis tic ; whether, fo r exam ple, M rs . M oore actuallv can provide a ttra c tiv e meals on $112 a m ontli, especially as t ie ch ild re n get o ld e r, A spetxling record has another big value. It locates money leaks, spending you never really intended. Even without a form al spending p ljn a spending re cord can serve as a valuable d ire c tio n fin d e r. A H a r r is burg, Pennsylvania fa m ily re ports Its record ended in ar gu ments about where money went. A D e tro it couple found It like a game, the y could hardly w ait m onth’ s end to total the re s u lts . They even made m id -m onth reckonings to see how they were doing. Some make a needless chore of th is reco rd. " | spent a ll one New Y ear’ s Day ruling an elaborate book w ith ie»l and black colum ns fo r d if ferent enu ie s ," said one hus band. “ We gave it up («fore the end of January. Here is a sim ple way: l.e t one person make the e n trie s , keep tlie book in one con venient place. Jot if own the la m ily ’ s expenditures at the same tim e each day. 3 he record book its e lf need 1« only an o rd in a ry large notebook w ith colum ns ruled off. T he m ore detailed the head ings, the m ore e lflc le n t the record Is in detecting spend ing leaks. Item s bought in the same store, such as fa m ily foods, pa rty foods and clean ing supplies should he put in d iffe re n t colum ns. II you don’ t separate them, you nevet w ill know youi fa m ily loud o r entertainm ent spending. W hat re a lly makes th is sim ple re a lis tic system w o ik is fa m ily cooperation, \ llm e m - bers need to share in deciding the goals and in setting down the expenditures. Not sharing goals is one type of m istake . " T o one pe t son It may 1« im portant to have lip s tic k ; to another, to go the the theater; to a th ird , to have money to put in church each Sunday .’ ’ D r . Alexander 1-, Handel, a noted authority on fa m ily life , once said, " I f you do not cover these item s, vour bud get is u n re a lis tic and tfie money supposed to buy leafy green vegetables w ill 1« sa crifice d fo r other things. \ young housewife w rite s "M y husband doesn’ t want me to spend any m ore on the house, not even fo r (he kitchen linoleum we need badly. Bur he paid >300 lo r an outboard m o to r.” I lie era in which husbands dictated a budget is running out. Nowadays, spendingdeci sums are made by hushands and wives together. I tie othei widespread m is take, besides the budget im posed by Mania and I is.l.ly, is rig id ity . I Ins is the notion that you have to meet vom fig u re s evei v month. A ll that re illy counts is the y e a r's aveiage. H yougoovei one month, and you m ust dip into re se rve s, you s t ill have a chance to regain youi ground In succeeding m onths. It you continually go ove r, you may need to re -a p p ra ise your o r i ginal estim ates in the light of fu rth e i experience, o r y ou may find you need less than you thought fo r some living expenses. An e ffic ie n t spend ing plan is a livin g thing, always open to rev lew. if you would like to know m ore about planning a fle xib le budget, c a ll the Consum er P ro te ctio n P rogram at 283- 2359 o r drop In our o ffice at 575 N. k illin g s w o rth 8:00 to t>:30 M on. - F r l. and Satunlay 8:30 to 5:00 p.m . WANTED .M en and Women for janitorial service.’ Hiring immediately. j I Good ♦ W anted Paper boys for the Portland Observer For information ca II 284-8089 wages--company 714 N.E. Alberta benefits. A 288-5138. | Coast Janitorial I Service j HANDYMAN SUPERVISOR Home m aintenance background in m inor re p a irs and su p erv iso ry experience req u ired . $700.00 p er month. Make application a t, o r send resu m e to: 3973 N.E.Rodney L e t PEPPS BOTTLE SHOP be your headquarters fo r champagne, wines, m ix e rs . . a t the lowest p rice s in town Lloyd Center — Next to the Liquor Store PE PI'S One and Only Store Open 9 30 i m to 9 0 0 p m Daily Sundays Noon to 4 00 p.m Senior Adult Service Center 3904 N.E. Union Avenue Portland,Oregon 97212 C losing date fo r applications is April 28, 1972 at 5:00 p.m . 2 8 1 -2 7 3 1 Neat 2 hJrm . - g a r. - level 50 x 100 lo t- $6,500. L o t s - zoned com m ercia! - 5,000 sq. I t , 2 - 10,000s q .ft.- M ust sell. The go al 1 lie awaits you in this » !x :rm .b ric k -ti!e d roof hume, finished bsm t. w ith party rm . and fire p la c e . 2 -2 /3 baths, w w carp et, covered patio, J tle . g a r , lots of s h ru th e ry , priced fo r quick sale. 3 bd rm . - 50 x 100 co rn e r - North side - 3 B d rm s .-b s m t. fr u it tr e e . - fcb. - te rm s . dble. g a r .- 50 x 100 let - $p,500 2 bd rm . - 50 \ 100 lot - f r u it Hume and income - 4 apts. - $9,500. trees - $7,500 - te rm s . 3 Where to buy your Observer Lov-Lee-Ladee .............................. Neighbcu hood B il l’ s S.ius age l td .. G eoigia P acific B ld g ........................ County C o u rt H o u se ......................... Paige’ s P rescription Pharmacy... G rant High P h a rm a c y ...................... F reedom Bank ................................... 10b N. k illin g s w o rth .......95 N . 1 lllam o ok .............900 S.W. 5th ______ 1021 S.W. 4th .............3701 N .E . 7th ........2647 N jB , 33« d Rich Si S Cigar Man ...................... ......2737 N .E . Union ....... 734 SW Aider G re n fe ll's Fowl M a r k e t.................... L illia n ’ s Beauty Salon...................... M axey’ s B etter B uy........................... ........ -t ’ I t N.I.. I mon ......3632 N . W illia m s ....... 4oOI N . W illia m s A lb e rt son'9........................................ ..909 N, k illin g sw o rth C la rk M ai k e t ...................................... F red M e y e rs ............................... .. Phipps P harm acy............................... Cathay G ro c e ry .................................. POP - MA G r o c e r y ............................ Shop tv Save S u p e rm a rk e t............... 15th Avenue I'h r iftw a y ....................... ....833 N . Peninsula . . ' m N .E . t mon ..4001 N. M is s is s ip p i .......’o i'1 N. W illia m s ........ 2517 N.W illia m s ......1947 N . W illia m s ..........2520 N .E . 15th PAPI K Bt A L s Broadway and A ld e r Broadway and Y a m h ill Broadway aixl Salmon P ioneer P o - 5th Avenue Mannings - I loyd Centet Lloyd C e n te i- Multnom ah st. I B rm s . - fcb. - >5,500 Inve sto rs - we have pa« kaee deals on fix e rs . Call Louis Scott 285-6574 J.J. WALKER REAL ESTATE 24 Hour phone service 665-3491 Invest in th e W e -t' 665-4145 THE PORTLAND OBSERVER 2201 N. Killingsworth Portland,Oregon 283-2486 WE ARE FULLY EQUIPPED TO ORIGINATE OR DUPLICATE any printed MATERIAL AIL TYPES OF PRINTED MATTER Ticket« — church bulletin« — book« Wadding Invitation« — brochure« program« — p a m p M .ti — WE CAN SATISFY YOUR PRINTING NEEDS f s
