Highland Center plans activities
• o r tie
1*62 C A D ILLA C Sedan de
»1
• .
Powei Seats, Radio w ith power
antennae,
lieatei /d e fro s te r,
faci y aH conditioning, 190
cot
inch engine, a gi eat txjy,
O nly$5>0 oi o ffe r. 282-1X167.
a fte r 5
- HELP! -
I need a babysitter fo r my
adcrable 2 -y e a ro ld tw in g ir ls .
M y home, near Lom bard and
Dekum, 8 - 1 . M ast have own
transp ortatio n. W 'til make a l-
lowance. Phone: 28 -2817.
Many adults cannot read.
Please te ll tliem that FREE
P R IV A IE tutorin g is a v a il
able it l.iu ba ch Iu to r s . C a ll
222-2124.
PIANO OR ORGAN LESSONS:
La test and modern method
guarantee , that you can learn
to play either in stru m en t. F o r
l i o n , | lease call
287-1634.
C IIIZ E N S
FOR
CASSON
C O M M IT ! EE
A c tiv itie s Include ping pong, pool, shuffleboai I, and ball
Ib s e rv o r
1 ■
Employment
HELP!
Both men and women enjoy making th e ir own clothing at
Highland.
In stru ctio n ami assistance is provided fo i those
who need It.
I
P.O. Box 123
P ortla nd , Oregon 97207
••Need money
••Need w orkers
Bowen-Duncan Company
Oper ato rs of Automated Book
.Mtxlel wanted for a rt studio.
keeping and Accounting Sys
M u s t be able to meet public.
tem
s.
2716 N. i.. I mon
C a ll 255-1787.
C a ll 288-8341.
NORTH EAST HOTLINE
H otline volunteers are needed
fo r service in th e M o d e lC itie s
a r e a . Interested p e r s o n s
should contact M s. Janet Sweet
or M s. Annie A lle n at288-9l45
M o n d a y-F rid a y, 9 a jn .- 5 p .tn .
Albina F a m ily St Com m unity
S ervice, 73 N .E . .M o rris.
DIAL-A-JOB
227-5828
tasa
CASH FOB OLD FURNITURE
D on't throw o r give away your unwanted olde r ite m s. We buy
olu fu rn itu re , antiques, anti ol le r m iscellaneous a rtic le s . We
also buy com ple'e estates.
Young men and women
NOW T H E ARMY
STA RTS YOU AT
S288 A M ONTH.
AND YOU MAY
NOT EVEN HAVE
CALL US FIRST-LUCAS
BROS FOUNDRY ANTIQUES 287-3489
5 >07
N . E.
id th .
A
K IL L IN
a W ORTH
Ideal Appliance Center
TO SPEND IT.
ialet ind Service. I aed Refrigerators. Ranges, F nezet
T h a t’ s because you s till get
fre e m eals, free housing,
fre e clothing, free m edical
a n d dental care, free job
tra in in g and education, and
30 d a y s paid vacation a
ye a r. If you’d like to serve
y o u rse lf as you serve your
C ountry, Today’ s A rm y
wants to jo in you.
Washers and D ry e rs . We service all appliances, all makes.
2142 N Killingsworth
I’h ,285-47.32
L m e rg e n c y 289-4 5 2 7
WANTED
Full-time Child Care Care Assistant
C h ild re n s games ami a n a ctivity e n te rta in youngsters after
achoo •
$385
SECONDLY, on the basis of
your previous experience w ith
youi regulai expenses, w rite
down your estim ate of your ba
sic expenses foi food, bousing,
clothing and upkeep, tra n sp o r
tation, m edical care , pei sons I
care , leading and recreation.
Have Your
Birthday party free
at Geneva’s
Best B. Que In Town
Orders
Cafe
to
Open
Fly
go Call
5:30pm
Boy
6 Wings
A
282-6363
Except Monday
Special
Fries
$1.40
Food & Drinks
GENEVA’S
4228 N. Williams
I
282-8986
Bethel Child Care Center |
5828 N.E. 8th Ave.
Portland, Oregon 97211
“ Planned spending" is v e iy
d ilfe re n t fro m the " o ld fash
ioned budgets** that m a n y
young fa m ilie s avoid because
tliey seem like a s tia ir-ja c k e t
w ith tlieu i arelom allotm ents.
I Ills m odem concept avoids
random percentages. Youde-
sign youi spending plan to suit
your
pai u v u la r c iic u m -
slances m l goals. In fact It
often helps you c la r ify your
goals, it recognizes that one
fa m ily 's "w a s te " Is anothet
fa m ily ’ s need. I tie most com
mon m istake is to tty to fo llo w
someone else’ s pa tte rn. No
single budget can fit tw o d d
fe ie n t fa m ilie s .
I le ie are some steps In
m aking a pei sonali/ed money
plan.
FIR ST. e s t i m a t e
your
m onthly ta ke -h o m e income
( i l t e i (ax deductions). Il's
m ote effe ctive to w in k out a
s|>en>lmg plan on a m onthly,
rather than weekly basis, t » -
cause sjiendtng va rie s consid
e ra bly f r ottr week lo week. If
you gel past weekly, sim ply
m u ltip ly youi weekly t a k e -
home by 4-1 /3 .
Include any income besides
pay. I o i exam ple, tier e is how
an e n tire ly m ythical fa m ily ,
the M o o ie s. In st estim ates its
Income:
I lie M ooi e F a m ily M onthly In-
Come I. stun.ire:
M onthly take-hom e pay
Bank interest
$5
E xtra C h ristm a s pay
$10
T otal
$400
Open 11:00a in
close 6:00pm
3240 N.
Williams Ave.
Please send resume to:
Three steps to a modern money plan
and m iscellaneous.
The okl " budgeting" ap
proach is to regard basic ex-
|ienses as fixed exjienses. In
th e new concept, there Is no
such thing as a fixed expense.
A lm ost every expense can be
reduced if you want to use that
money foi other goals. In fact,
a m ain purpose of the “ spend
ing plan*' Is to shine a spoil Ight
on so-called “ fix e d " expenses
to see if they are that Im m ov
able.
I lie M oores, fo r example,
have decided that college edu
cation for th e ir c h lld i en is a
m a jo r fa m ily goal. Theyde-
clded this in open fa m ily con-
lerence w ith th e li ch ild re n
who w ete encouraged to p a rti
cipate although th e ir boy is on
ly 10 and th e ir g ir l 7.
So (fe y set aside $12 a month
fo i th is purpose. To achieve
this goal, they had lo reduce
ce rta in otbei spending. M rs .
M o o ie teels she can manage
a ttra c tiv e meals on about $26
a week - $ 112 a month.
The M oores decided to add
anolher and somewhat unusual
item to th e ir o w n p la n - a fa m
ily “ ie volving fu n d ." They set
up (his fund to prepay t h e i r
h ig h -c o s t existing debts to
save interest charges. A fte r
debts a ie paid, they w ill use
this fu t.l fo i cash buying ami
cash i epiaceinentol im portant
needs to continue to save in
te ie s t charges and take advan
tage of bargain opportunities.
I his fund is a re g u la r budget
ite m . W hen used, it is to he re
plenished.
t h e y aim to deposit $ 10 a
month into this fund until it
icaches at least $500. The
|K>wer of compound in te test
also w ill help. W lien not in use,
the revolving fund w ill earn in
te ie s t in a savings account. As
Southern
Home-made
Hot Tamales
25< each
$2.00 dozen
it builds, they can reduce thet t
allotm ent to it.
H e re 's one example of the
many ways the M oores’ re
volving fund can save them
money. F o rm e rly , when they
bought a a r, say,$2,000, tliey
traded In th e ir old one, added
a llt lle cash and repaid the ba
lance of $1,500 in 36 monthly
in s ta lm e n ts .
The i n t e r e s t o r finance
charge on that balance is about
$270 o i even m ore in sone a r
eas oi fo r used c a rs . Now the
M oores can use th e ir re vo lv
ing fund of $500 as a tu it lie t
downpayment to reduce t ie ba
lance to $1,000. They’ l l pay
tins in 24 in sta llm e nts. I lie
in te ie s t charge w ill only te
$ 1 2 0 . In tie lo n g run the
M oo ie s w ill be able to buy
m ote and better c a rs tlieu the
fa m ily thatnevei stops to build
a revolving tund.
1 he M oores' plan is suitable
fo i them only. Il you spend
m o ie fo rfo o d thanM rs.M o o re
you e a te r can decide tha t's a ll
fig h t, o r you can I iml possible
leaks so you can have t ie mon
ey lo r other goals.
A fa m ily in N orth C arolina
a llo ts $13 a month ju st fo i m u
sic reco rds, as much as it
spends fo r a ll entertainm ent.
Who is to say It is overspend
ing? The fa m ily co n tro ls as
tutal spending so well It is able
to live in a com m unity wheie
t ie average income is c o n sid
e ra bly higher than its own.
I l l I Rl), step is to test your
spending p la n . \
s im p le
spending le c o n t is d e c o n tro l
«.renter of your spending plan.
It shows you w le i e voui money
actually goes and then helps
you make it go w le i e you want.
It also tests whether your
plan Is re a lis tic ; whether, fo r
exam ple, M rs . M oore actuallv
can provide a ttra c tiv e meals
on $112 a m ontli, especially as
t ie ch ild re n get o ld e r,
A
spetxling record has
another big value. It locates
money leaks, spending you
never really intended.
Even
without a form al
spending p ljn a spending re
cord can serve as a valuable
d ire c tio n fin d e r. A H a r r is
burg, Pennsylvania fa m ily re
ports Its record ended in ar gu
ments about where money
went. A D e tro it couple found
It like a game, the y could
hardly w ait m onth’ s end to
total the re s u lts . They even
made m id -m onth reckonings
to see how they were doing.
Some make a needless chore
of th is reco rd. " | spent a ll
one New Y ear’ s Day ruling
an elaborate book w ith ie»l
and black colum ns fo r d if
ferent enu ie s ," said one hus
band. “ We gave it up («fore
the end of January.
Here is a sim ple way: l.e t
one person make the e n trie s ,
keep tlie book in one con
venient place. Jot if own the
la m ily ’ s expenditures at the
same tim e each day.
3 he record book its e lf need
1« only an o rd in a ry large
notebook w ith colum ns ruled
off.
T he m ore detailed the head
ings, the m ore e lflc le n t the
record Is in detecting spend
ing leaks. Item s bought in the
same store, such as fa m ily
foods, pa rty foods and clean
ing supplies should he put in
d iffe re n t colum ns.
II you
don’ t separate them, you nevet
w ill know youi fa m ily loud
o r entertainm ent spending.
W hat re a lly makes th is sim
ple re a lis tic system w o ik is
fa m ily cooperation, \ llm e m -
bers need to share in deciding
the goals and in setting down
the expenditures. Not sharing
goals is one type of m istake .
" T o one pe t son It may 1«
im portant to have lip s tic k ; to
another, to go the the theater;
to a th ird , to have money to
put in church each Sunday .’ ’
D r . Alexander 1-, Handel, a
noted authority on fa m ily life ,
once said, " I f you do not
cover these item s, vour bud
get is u n re a lis tic and tfie
money supposed to buy leafy
green
vegetables w ill 1«
sa crifice d fo r other things.
\ young housewife w rite s
"M y husband doesn’ t want me
to spend any m ore on the
house, not even fo r (he kitchen
linoleum we need badly. Bur
he paid >300 lo r an outboard
m o to r.”
I lie era in which husbands
dictated a budget is running
out. Nowadays, spendingdeci
sums are made by hushands
and wives together.
I tie othei widespread m is
take, besides the budget im
posed by Mania and I is.l.ly,
is rig id ity . I Ins is the notion
that you have to meet vom
fig u re s evei v month.
A ll that re illy counts is the
y e a r's aveiage. H yougoovei
one month, and you m ust dip
into re se rve s, you s t ill have
a chance to regain youi ground
In succeeding m onths. It you
continually go ove r, you may
need to re -a p p ra ise your o r i
ginal estim ates in the light
of fu rth e i experience, o r y ou
may find you need less than
you thought fo r some living
expenses. An e ffic ie n t spend
ing plan is a livin g thing,
always open to rev lew.
if you would like to know
m ore about planning a fle xib le
budget, c a ll the Consum er
P ro te ctio n P rogram at 283-
2359 o r drop In our o ffice at
575 N. k illin g s w o rth 8:00 to
t>:30 M on. - F r l. and Satunlay
8:30 to 5:00 p.m .
WANTED
.M en and Women for janitorial service.’
Hiring immediately.
j
I
Good
♦
W anted
Paper boys for
the Portland
Observer
For information
ca II
284-8089
wages--company
714
N.E.
Alberta
benefits. A
288-5138.
| Coast Janitorial
I
Service
j
HANDYMAN SUPERVISOR
Home m aintenance background in
m inor re p a irs and su p erv iso ry
experience req u ired .
$700.00 p er month.
Make application a t, o r send
resu m e to:
3973 N.E.Rodney
L e t PEPPS BOTTLE SHOP be your headquarters fo r
champagne, wines, m ix e rs . . a t the lowest p rice s in
town
Lloyd Center — Next to the Liquor Store
PE PI'S One and Only Store
Open 9 30 i m to 9 0 0 p m Daily
Sundays Noon to 4 00 p.m
Senior Adult Service Center
3904 N.E. Union Avenue
Portland,Oregon 97212
C losing date fo r applications is
April 28, 1972 at 5:00 p.m .
2 8 1 -2 7 3 1
Neat
2
hJrm . - g a r. - level
50 x 100 lo t- $6,500.
L o t s - zoned com m ercia! -
5,000 sq. I t , 2 - 10,000s q .ft.-
M ust sell.
The go al 1 lie awaits you in this
» !x :rm .b ric k -ti!e d roof hume,
finished bsm t. w ith party rm .
and fire p la c e . 2 -2 /3 baths,
w w carp et, covered patio,
J tle . g a r , lots of s h ru th e ry ,
priced fo r quick sale.
3 bd rm . - 50 x 100 co rn e r - North side - 3 B d rm s .-b s m t.
fr u it tr e e . - fcb. - te rm s . dble. g a r .- 50 x 100 let - $p,500
2 bd rm . - 50 \ 100 lot - f r u it Hume and income - 4 apts. -
$9,500.
trees - $7,500 - te rm s .
3
Where to buy your
Observer
Lov-Lee-Ladee ..............................
Neighbcu hood B il l’ s S.ius age l td ..
G eoigia P acific B ld g ........................
County C o u rt H o u se .........................
Paige’ s P rescription Pharmacy...
G rant High P h a rm a c y ......................
F reedom Bank ...................................
10b N. k illin g s w o rth
.......95 N . 1 lllam o ok
.............900 S.W. 5th
______ 1021 S.W. 4th
.............3701 N .E . 7th
........2647 N jB , 33« d
Rich Si S Cigar Man ......................
......2737 N .E . Union
.......
734 SW Aider
G re n fe ll's Fowl M a r k e t....................
L illia n ’ s Beauty Salon......................
M axey’ s B etter B uy...........................
........ -t ’ I t N.I.. I mon
......3632 N . W illia m s
....... 4oOI N . W illia m s
A lb e rt son'9........................................
..909 N, k illin g sw o rth
C la rk M ai k e t ......................................
F red M e y e rs ............................... ..
Phipps P harm acy...............................
Cathay G ro c e ry ..................................
POP - MA G r o c e r y ............................
Shop tv Save S u p e rm a rk e t...............
15th Avenue I'h r iftw a y .......................
....833 N . Peninsula
. . ' m N .E . t mon
..4001 N. M is s is s ip p i
.......’o i'1 N. W illia m s
........ 2517 N.W illia m s
......1947 N . W illia m s
..........2520 N .E . 15th
PAPI K Bt A L s
Broadway and A ld e r
Broadway and Y a m h ill
Broadway aixl Salmon
P ioneer P o - 5th Avenue
Mannings - I loyd Centet
Lloyd C e n te i- Multnom ah st.
I
B rm s .
-
fcb. - >5,500 Inve sto rs - we have pa« kaee
deals on fix e rs .
Call
Louis Scott 285-6574
J.J. WALKER REAL ESTATE
24 Hour phone service
665-3491
Invest in th e W e -t'
665-4145
THE PORTLAND OBSERVER
2201 N. Killingsworth
Portland,Oregon
283-2486
WE ARE FULLY EQUIPPED TO
ORIGINATE OR DUPLICATE
any printed
MATERIAL
AIL TYPES OF PRINTED
MATTER
Ticket« — church bulletin« — book«
Wadding Invitation« — brochure«
program« — p a m p M .ti —
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PRINTING NEEDS
f
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