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5A THE DAILY ASTORIAN • TUESDAY, OCTOBER 18, 2016 Social Security: Adjustment is based on Consumer Price Index Continued from Page 1A By law, the dollar increase in Medicare’s Part B premium cannot exceed a beneicia- ry’s cost-of-living raise. That’s known as the “hold harm- less” provision, and it pro- tects the majority of Medicare recipients. But another federal law says that the Part B premium must raise enough money to cover one-fourth of expected spending on doctors’ services. That means that a minority of beneiciaries, including new enrollees and higher-income people, have to shoulder the full increase. Their premiums would jump. Millicent Graves, a retired veterinary technician, says Medicare and supplemen- tal insurance premiums eat up nearly a third of her $929 monthly Social Security pay- ment. And don’t tell the 72-year-old from Williams- burg, Virginia, that consumer prices aren’t going up. She says her insurance premiums went up by $46.50 this year, and her cable TV, Internet and phone bill went up, too. “I just lose and lose and lose and lose,” Graves said. 60 million More than 60 million retir- ees, disabled workers, spouses and children get Social Secu- rity beneits. The COLA also affects beneits for about 4 mil- lion disabled veterans, 2.5 mil- lion federal retirees and their AP Photo/Patrick Semansky The Social Security Administration’s main campus is seen in Woodlawn, Md. Millions of Social Security recipients and federal retirees will get only tiny increases in benefits next year, the fifth year in a row that older Americans will have to settle for historically low raises. survivors, and more than 8 mil- lion people who get Supple- mental Security Income, the disability program for the poor. Many people who get SSI also receive Social Security. Since 2008, the COLA has been above 2 percent only once, in 2011. It’s been zero three times. “This loss of anticipated retirement income compounds every year, causing people to spend through retirement sav- ings far more quickly than planned,” said Mary Johnson of the Senior Citizens League. “Over the course of a 25- or 30-year retirement, it reduces anticipated Social Security Chamber: Local Realtor sees lack of beach wheelchairs as an ‘embarrassment’ Continued from Page 1A Mayor Sam Steidel said the project could start small, then grow. Councilors asked about the chairs’ durability, liabil- ity issues, grant opportunities and the possibility of business sponsorships. Councilor Melissa Cad- wallader said the goal date of acquiring the chairs by June 20 is within the city’s cur- rent iscal year and not in the budget. Meeting a need Though the city allows per- mits for disabled visitors to drive or be driven on the beach, their experience is “limited to them sitting in place or being carried,” Weintraub said. Court Carrier, the cham- ber’s executive director, said he has received a handful of complaints about the city’s lack of beach wheelchairs. “What a cap for us to be able to say we have made our beach totally accessible to everyone, and have that avail- able in the year of the Beach Bill anniversary,” Carrier said. Councilor Wendy Hig- gins said she gets requests at the Ocean Lodge for beach wheelchairs. “It would be nice to have it in our own commu- nity,” she said. The chamber identiied Deming Designs as a possi- ble manufacturer and could pursue funding opportunities from Clatsop County, Travel Oregon and others. Melisa Colvin of Bronze Coast Gallery wrote a letter THE DAILY ASTORIAN T UESDAY E VENING A (2) (-) (-) (6) (-) (8) (9) (10) (12) (13) (-) (20) (-) (29) (30) (31) (32) (34) (35) (36) (38) (39) (43) (44) (45) (46) (47) (48) (49) (50) (51) (52) (53) (54) (56) (57) (58) (61) (63) (64) (65) (162) L KATU KOMO KING KOIN KIRO KGW KRCW KOPB KPTV KPDX KCPQ TBS KZJO ESPN ESPN2 NICK DISN FAM FMC LIFE ROOT FS1 SPIKE COM HIST A&E TLC DISC NGEO TNT AMC USA FOOD HGTV FX CNN FNC CNBC BRAV TCM SYFY RFD (2) (4) (5) (-) (7) (-) (3) (10) (12) (-) (13) (20) (22) (29) (30) (31) (32) (34) (35) (36) (38) (39) (43) (44) (45) (46) (47) (48) (49) (50) (51) (52) (53) (54) (56) (57) (58) (61) (63) (64) (65) (162) 6 supporting the project, not- ing that her wheelchair-bound father had used beach wheel- chairs in Cape Cod, Massa- chusetts. “It made such a dif- ference for us, at a dificult time, for him to be able to join the rest of the family on the beach,” she wrote. “I’d love to see Cannon Beach become a place that could make this pos- sible, as well.” “Cannon Beach is the jewel of the Oregon Coast, and it is frankly an embarrassment that there are no beach wheelchairs available in Cannon Beach for our visitors to access the beaches,” local real estate agent Alaina Giguiere wrote in a letter. The project team will come back to the City Council with more information. income by tens of thousands of dollars.” Calculations By law, the cost-of-liv- ing adjustment is based on the Consumer Price Index for Urban Wage Earners and Clerical Workers, or CPI-W, a broad measure of consumer prices generated by the Bureau of Labor Statistics. It measures price changes for food, hous- ing, clothing, transportation, energy, medical care, recre- ation and education. The COLA is calculated using the average CPI-W for July, August and September. If prices go up, beneits go up. If prices drop or stay lat, beneits stay the same. The numbers for July and August suggest COLA of just 0.3 percent. The numbers for September are to be released Tuesday. Some advocates complain that the government’s measure of inlation doesn’t relect the costs many older Americans face. For example, gasoline prices have fallen by nearly 18 percent over the past year, according to the August inla- tion report, while the cost of medical care has gone up by more than 5 percent. For seniors who don’t drive much, they don’t get the full beneit of low gas prices, said Max Gulker, a senior research fellow at the American Institute for Economic Research. Many seniors, however, spend more of their income on health care. Graves said she appreciates lower gas prices, but doesn’t drive much. “I just have to rely more each month on cashing in investments,” Graves said. “I’m lucky I can do that.” Online: Social Secu- rity Interactive: http://apne. ws/2dkYati Halloween Costume Contest B RING IN OR EMAIL YOUR PHOTOS C LASSIFIEDS @D AILY A STORIAN . 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