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About Illinois Valley news. (Cave City, Oregon) 1937-current | View Entire Issue (Dec. 8, 2004)
Page 7 Illinois Valley News, Cave Junction, OR Wednesday, December 8, 2004 Frozen pipes preventable; tips provided Hurricanes. Floods. Tornadoes. Frozen pipes? While you may not as- sociate cold weather with a natural disaster, frozen pipes, just as other catastro- phic events, can cause costly damage. Unlike other disas- ters, however, this one is largely preventable. During a cold snap, pipes can freeze and break if unprotected. Even a small crack in a pipe can spill out 250 gallons (950 liters) of water a day. Freezing pipes can oc- cur almost anywhere, but homes in warmer climates, where pipes lack insulation or other protection, can be especially vulnerable to a drop in temperature. Here are five steps to reduce the likelihood of frozen pipes. *Insulate the most sus- ceptible pipes -- typically those on outside walls, in crawl spaces and in the attic. *Disconnect outdoor hoses. *During extreme cold, let hot and cold faucets trickle overnight and keep doors under sinks open to allow heat to get to pipes. *Set thermostat no lower than 55 degrees Fahr- enheit (13 Celsius). *Never try to thaw a pipe with an open flame or torch, and be aware of the danger of electric shock in standing water. 202 S. Redwood Hwy. Taylor’s Snack Stix Pepper Stix, Beef Stix, German Beef, Teriyaki, Ham/Cheese, Jalapeno Pepper Stix See our Gift Box display 13 to choose from Sliceable Sausage Chubs Summer, Beef, Thuringer, Pepper, Jalapeno Beef We also have Crackers , Cheese, Wine & Olives 1/2 lb. burger dinner or Chicken Enchilada Microbrew pitcher specials . $5 Senior night $1 off entrees Pork Cutlet w/Country gravy UBA* open mic, host Fred Epping, Scrabble Competition Sautéed or Grilled Salmon $5 95 $9 95 Last Artwalk of the Season ‘2-foot Daddy’ Christmas décor by Debbie Wilson All Thai dinner special: Satay chicken, Tod mun, Shrimp Ran- goon, green beans & Pork curry 95 $10 Sunny Sundstrom- stylized Christmas songs Lemon Herb Salmon 95 $9 Beef Burgundy w/mushrooms $5 95 Holiday season criminals abound, but suggestions can head them off MARY REYNOLDS and TAMMY SMITH with their logo, which was designed by Cave Junction graphic artist Alan Laurie Jefferson State Financial offers personal services aimed at customer need At Jefferson State Fi- nancial Group in Cave Junc- tion, money matters, but people count. That’s the basis of the operating philosophy em- ployed by the two partners running the newly opened business, Mary Reynolds and Tammy Smith, who are Cave Junction residents. Together they offer per- sonalized service aimed at providing customers the best arrangements for their In Reynolds’ case, she makes presentations to groups of employees at businesses, explaining the AFLAC health insurance plan. It does not cost the employers; rather the em- ployees select a plan and pay for it themselves, she said, adding that it is well- received and beneficial. One special aspect, she noted, is a provision to pay policy holders while they are out of work because of Health insurance, and mortgage and refinancing needs among services offered by agents, who make ‘house calls’ for added convenience. health insurance, and mort- gage and refinancing needs: even if they have to refer people to others. Reynolds is an experi- enced agent for AFLAC, the American Family Life As- surance Co. of Columbus. The firm insures more than 40 million persons world- wide, the company states. Reynolds also handles life insurance. Smith is a certified loan officer, able to deal with nonconforming loans, and hard-to-quality loans. She works with a well-known, highly experienced broker in Grants Pass. A special feature of- fered by the two is house calls. They will meet people needing advice on their ar- eas of expertise either in their office, or at the per- son’s home or workplace. Their cell phone num- bers are 660-7342 for Rey- nolds; 660-2984 for Smith. The office number is 592- 6333, but they note that they’re often not “in” be- cause they’re out working with customers or potential clients. They provide consulta- tions without charge. Their office is at 221-B S. Redwood Hwy. in the “green building” in-between Oregon Mt. Real Estate and April’s Aroma Home. “We are both consult- ants in our areas,” said Rey- nolds. “We look at the needs of those who come to us, and we have been quite suc- cessful helping our custom- ers with health insurance, and mortgage and refinanc- ing needs.” covered illnesses. She also has insight into FHIAP, the Family Health Insurance Assistance Pro- gram. It can assist in afford- ing private health insurance, depending on qualifications. “We’re a multiservice agency,” said Smith. “For example, in my line of work, I handle all the leg- work for customers; there’s no need for Illinois Valley residents to go to Grants Pass or Medford -- we’ve got it covered here.” Said Reynolds, “We work really hard to educate people as to what’s available for them; showing them what’s affordable. “Overall, Tammy and I strive for the goal of finan- cial planning for our cus- tomers; we’re not just look- ing for a quick sale; we want people to be long-term satis- fied customers.” “We feel good about helping people,” said Smith, noting that she recently helped a family consolidate their bills, while reducing their mortgage payments. “People often need help getting through the proc- esses of loans and health insurance,” said Reynolds, “and that’s what we do.” “We do what’s best for the customer,” said Smith. The two work as a team, and also are interested in helping to promote the valley’s art community. As such, they will par- ticipate in the final Second Friday Art Walk of 2004 on Dec. 10 between 5 and 8 p.m. at their office. They’ll provide cookies and hot chocolate. To avoid becoming a victim, especially during this holiday season, Deputy Rich McMillen offers 25- plus tips. McMillen is crime pre- vention officer for Josephine County Sheriff’s Office. Besides the tips, he suggests that residents start a Neighborhood Watch group. “It’s free and proven to decrease crime,” he said. Phone him at 474-5136 for more information. Follow- ing are the 25 tips. *Lock all doors and windows, especially when leaving your home, even if you plan to return soon. *Don’t leave your house key out for a thief to use. *Leave on a few lights when you go out in the eve- ning. A bathroom light is the most baffling to a burglar. *Never leave your name or address on your key ring. Be careful with whom you leave your auto key ring, and don’t leave your house key on the same ring. *Don’t provide infor- mation on your telephone answering system that could help a burglar. Don’t give your name or number, and don’t say that you are not at home. Instead, use a mes- sage such as, “Hello, we’re not able to take your call in person right now; please leave a message after the tone.” *Shrubbery should not obscure doors and windows. Prune the growth so that a criminal cannot work unde- tected. *Don’t leave large amounts of cash or other valuables at home. Use a safety deposit box. *Don’t leave ladders in your yard. Store garden tools and bicycles in a locked garage. *Check references of anyone you employ for work around your home. *Don’t admit strangers until they have produced satisfactory identification. If they ask to use the tele- phone, offer to make the call for them. *Use a paper shredder for anything with your per- sonal information on it prior to putting it in the trash. *Do not provide per- sonal information over the phone or Internet unless you initiated the call and know to whom you are speaking. *Check your credit his- tory every six months. *Have your mail deliv- ered to a locked mailbox or use a post office box. *Lock your vehicle each time you get out of it. *Never leave your vehi- cle keys hanging in the ga- rage; never keep a spare set in the vehicle. *If possible, park your vehicle in a locked garage. *Never leave valuables in plain sight. Lock them in the trunk. *Audible alarms on homes and vehicles usually can scare off a criminal. *Use various types of lighting in and around your home that are activated by movement. *Alert your neighbor to your absence so that they may help watch your resi- dence. *Use good locks. *While shopping, keep your purse with you. Do not place it in a shopping cart. *Park on a well-lighted parking lot and have your keys out and ready to use prior to exiting a store. *Be a good neighbor. If you see something or some- one suspicious in the neighborhood, ask the sher- iff’s office or whatever po- lice agency is appropriate to check it. Know your neighbor and watch each other’s property. P.O. Box 1668 221 B S. Redwood Hwy. Cave Junction, OR 97523 Mary Reynolds Agent 541-592-6262 Office 541-660-7342 Cell • Mortgages & Tammy Smith Refinancing • Hard to Qualify Loans • Life & Health 541-592-6333 Office Loan Officer 541-660-2984 Cell An Independent Agent Representing While we have the gift of life, it seems to me that only tragedy is to allow part of us to die - whether it is our spirit, our creativity, or our glorious uniqueness. - Gilda Radnor - Support the merchants who advertise in ‘Illinois Valley News’ Christmas is coming and Winter is here! Time for a llama felt hat from Forest Edge Farm Southern Oregon Guild’s Holiday Bazaar at the Guild’s new Art Services Space in Cave Junction from Dec. 7 –23 Call or email and come for a visit. Joyce & Harry Abrams 592-6078 llamuz@forestedgefarm.com Junction Inn Dave’s Perfect Pizza Tropical Tans Heaven Scent Florist Book Exchange True Value Hardware Elsie Hathaway Northwest Hairlines Illinois Valley News Blalock Insurance Evergreen Federal Bank Frank & Julia Trevino River Valley Restaurant Tender Treasures Junction Realty Bear Images Darn Near Everything And to all the wonderful, anonymous private citizens who gave up their evenings & nights to help patrol our community. Together we made a difference!!! Our apologies to any person or business inadvertently omitted!!
