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Illinois Valley News, Cave Junction, OR Wednesday, December 8, 2004
Frozen pipes
preventable;
tips provided
Hurricanes. Floods.
Tornadoes. Frozen pipes?
While you may not as-
sociate cold weather with a
natural disaster, frozen
pipes, just as other catastro-
phic events, can cause costly
damage. Unlike other disas-
ters, however, this one is
largely preventable.
During a cold snap,
pipes can freeze and break if
unprotected. Even a small
crack in a pipe can spill out
250 gallons (950 liters) of
water a day.
Freezing pipes can oc-
cur almost anywhere, but
homes in warmer climates,
where pipes lack insulation
or other protection, can be
especially vulnerable to a
drop in temperature. Here
are five steps to reduce the
likelihood of frozen pipes.
*Insulate the most sus-
ceptible pipes -- typically
those on outside walls, in
crawl spaces and in the attic.
*Disconnect outdoor
hoses.
*During extreme cold,
let hot and cold faucets
trickle overnight and keep
doors under sinks open to
allow heat to get to pipes.
*Set thermostat no
lower than 55 degrees Fahr-
enheit (13 Celsius).
*Never try to thaw a
pipe with an open flame or
torch, and be aware of the
danger of electric shock in
standing water.
202 S. Redwood Hwy.
Taylor’s Snack Stix
Pepper Stix, Beef Stix,
German Beef, Teriyaki,
Ham/Cheese, Jalapeno
Pepper Stix
See our
Gift Box
display
13 to choose from
Sliceable
Sausage Chubs
Summer, Beef,
Thuringer, Pepper,
Jalapeno Beef
We also have Crackers ,
Cheese, Wine & Olives
1/2 lb. burger
dinner or Chicken
Enchilada
Microbrew pitcher specials
.
$5
Senior night $1 off
entrees
Pork Cutlet w/Country
gravy
UBA* open mic,
host Fred Epping,
Scrabble Competition
Sautéed or Grilled
Salmon
$5 95
$9 95
Last Artwalk of the
Season ‘2-foot Daddy’
Christmas décor by Debbie
Wilson
All Thai dinner special: Satay
chicken, Tod mun, Shrimp Ran-
goon, green beans &
Pork curry
95
$10
Sunny Sundstrom-
stylized Christmas songs
Lemon Herb Salmon
95
$9
Beef Burgundy
w/mushrooms
$5 95
Holiday season criminals abound,
but suggestions can head them off
MARY REYNOLDS and TAMMY SMITH with their logo,
which was designed by Cave Junction graphic artist
Alan Laurie
Jefferson State Financial
offers personal services
aimed at customer need
At Jefferson State Fi-
nancial Group in Cave Junc-
tion, money matters, but
people count.
That’s the basis of the
operating philosophy em-
ployed by the two partners
running the newly opened
business, Mary Reynolds
and Tammy Smith, who are
Cave Junction residents.
Together they offer per-
sonalized service aimed at
providing customers the best
arrangements for their
In Reynolds’ case, she
makes presentations to
groups of employees at
businesses, explaining the
AFLAC health insurance
plan. It does not cost the
employers; rather the em-
ployees select a plan and
pay for it themselves, she
said, adding that it is well-
received and beneficial.
One special aspect, she
noted, is a provision to pay
policy holders while they
are out of work because of
Health insurance, and mortgage and
refinancing needs among services offered
by agents, who make ‘house calls’ for
added convenience.
health insurance, and mort-
gage and refinancing needs:
even if they have to refer
people to others.
Reynolds is an experi-
enced agent for AFLAC, the
American Family Life As-
surance Co. of Columbus.
The firm insures more than
40 million persons world-
wide, the company states.
Reynolds also handles life
insurance.
Smith is a certified loan
officer, able to deal with
nonconforming loans, and
hard-to-quality loans. She
works with a well-known,
highly experienced broker in
Grants Pass.
A special feature of-
fered by the two is house
calls. They will meet people
needing advice on their ar-
eas of expertise either in
their office, or at the per-
son’s home or workplace.
Their cell phone num-
bers are 660-7342 for Rey-
nolds; 660-2984 for Smith.
The office number is 592-
6333, but they note that
they’re often not “in” be-
cause they’re out working
with customers or potential
clients.
They provide consulta-
tions without charge.
Their office is at 221-B
S. Redwood Hwy. in the
“green building” in-between
Oregon Mt. Real Estate and
April’s Aroma Home.
“We are both consult-
ants in our areas,” said Rey-
nolds. “We look at the needs
of those who come to us,
and we have been quite suc-
cessful helping our custom-
ers with health insurance,
and mortgage and refinanc-
ing needs.”
covered illnesses.
She also has insight into
FHIAP, the Family Health
Insurance Assistance Pro-
gram. It can assist in afford-
ing private health insurance,
depending on qualifications.
“We’re a multiservice
agency,” said Smith. “For
example, in my line of
work, I handle all the leg-
work for customers; there’s
no need for Illinois Valley
residents to go to Grants
Pass or Medford -- we’ve
got it covered here.”
Said Reynolds, “We
work really hard to educate
people as to what’s available
for them; showing them
what’s affordable.
“Overall, Tammy and I
strive for the goal of finan-
cial planning for our cus-
tomers; we’re not just look-
ing for a quick sale; we want
people to be long-term satis-
fied customers.”
“We feel good about
helping people,” said Smith,
noting that she recently
helped a family consolidate
their bills, while reducing
their mortgage payments.
“People often need help
getting through the proc-
esses of loans and health
insurance,” said Reynolds,
“and that’s what we do.”
“We do what’s best for
the customer,” said Smith.
The two work as a
team, and also are interested
in helping to promote the
valley’s art community.
As such, they will par-
ticipate in the final Second
Friday Art Walk of 2004 on
Dec. 10 between 5 and 8
p.m. at their office. They’ll
provide cookies and hot
chocolate.
To avoid becoming a
victim, especially during
this holiday season, Deputy
Rich McMillen offers 25-
plus tips.
McMillen is crime pre-
vention officer for Josephine
County Sheriff’s Office.
Besides the tips, he suggests
that residents start a
Neighborhood Watch group.
“It’s free and proven to
decrease crime,” he said.
Phone him at 474-5136 for
more information. Follow-
ing are the 25 tips.
*Lock all doors and
windows, especially when
leaving your home, even if
you plan to return soon.
*Don’t leave your
house key out for a thief to
use.
*Leave on a few lights
when you go out in the eve-
ning. A bathroom light is the
most baffling to a burglar.
*Never leave your
name or address on your key
ring. Be careful with whom
you leave your auto key
ring, and don’t leave your
house key on the same ring.
*Don’t provide infor-
mation on your telephone
answering system that could
help a burglar. Don’t give
your name or number, and
don’t say that you are not at
home. Instead, use a mes-
sage such as, “Hello, we’re
not able to take your call in
person right now; please
leave a message after the
tone.”
*Shrubbery should not
obscure doors and windows.
Prune the growth so that a
criminal cannot work unde-
tected.
*Don’t leave large
amounts of cash or other
valuables at home. Use a
safety deposit box.
*Don’t leave ladders in
your yard. Store garden
tools and bicycles in a
locked garage.
*Check references of
anyone you employ for
work around your home.
*Don’t admit strangers
until they have produced
satisfactory identification. If
they ask to use the tele-
phone, offer to make the call
for them.
*Use a paper shredder
for anything with your per-
sonal information on it prior
to putting it in the trash.
*Do not provide per-
sonal information over the
phone or Internet unless you
initiated the call and know
to whom you are speaking.
*Check your credit his-
tory every six months.
*Have your mail deliv-
ered to a locked mailbox or
use a post office box.
*Lock your vehicle
each time you get out of it.
*Never leave your vehi-
cle keys hanging in the ga-
rage; never keep a spare set
in the vehicle.
*If possible, park your
vehicle in a locked garage.
*Never leave valuables
in plain sight. Lock them in
the trunk.
*Audible alarms on
homes and vehicles usually
can scare off a criminal.
*Use various types of
lighting in and around your
home that are activated by
movement.
*Alert your neighbor to
your absence so that they
may help watch your resi-
dence.
*Use good locks.
*While shopping, keep
your purse with you. Do not
place it in a shopping cart.
*Park on a well-lighted
parking lot and have your
keys out and ready to use
prior to exiting a store.
*Be a good neighbor. If
you see something or some-
one suspicious in the
neighborhood, ask the sher-
iff’s office or whatever po-
lice agency is appropriate to
check it. Know your
neighbor and watch each
other’s property.
P.O. Box 1668
221 B S. Redwood Hwy.
Cave Junction, OR 97523
Mary Reynolds
Agent
541-592-6262
Office
541-660-7342
Cell
• Mortgages &
Tammy Smith
Refinancing
• Hard to Qualify Loans
• Life & Health
541-592-6333
Office
Loan Officer
541-660-2984
Cell
An Independent Agent
Representing
While we have the gift of life, it seems
to me that only tragedy is to allow part
of us to die - whether it is our spirit, our
creativity, or our glorious uniqueness.
- Gilda Radnor -
Support the merchants who advertise in ‘Illinois Valley News’
Christmas is coming and Winter is here! Time
for a llama felt hat from
Forest Edge Farm
Southern Oregon Guild’s
Holiday Bazaar
at the Guild’s new
Art Services Space
in Cave Junction
from Dec. 7 –23
Call or email and
come for a visit.
Joyce & Harry Abrams
592-6078
llamuz@forestedgefarm.com
Junction Inn
Dave’s Perfect Pizza
Tropical Tans
Heaven Scent Florist
Book Exchange
True Value Hardware
Elsie Hathaway
Northwest Hairlines
Illinois Valley News
Blalock Insurance
Evergreen Federal Bank
Frank & Julia Trevino
River Valley Restaurant
Tender Treasures
Junction Realty
Bear Images
Darn Near Everything
And to all the wonderful, anonymous private citizens who gave up their evenings
& nights to help patrol our community. Together we made a difference!!!
Our apologies to any person or business inadvertently omitted!!