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About Oregon daily emerald. (Eugene, Or.) 1920-2012 | View Entire Issue (April 5, 2000)
ADVERTISEMENT Anita Stay# on Traci WEIL BE EXPERIENCE A LITTLE TURBULENCE ANITA IF ANYTHING WERE TO HAPPEN,! THERE'S SOME-f THING I WANT YOU TO KNOW. REMEMBER THAT TIME AT CAMP WHEM YOU WOKE UP AND YOUR HEAD WAS SHAVED INTO A MO HAWK AND YOU NEVER FOUND OUT WHO DID IT"?,. IT WAS ME. I, I DON’T KNOW-,IT WAS FUNNY AT THE TIME, BUT NOW,,, IM SORRY ANITA,I ANITA”? ALL My MONEy'S RIG.HT HERE, AMD I'M ALREADy SET TO PM OFF THE BALA MCE AT THE END OF BREAK, PLUS I HAVE My PHOTO OH THE CARD- WHICH ACTS AS PRO TECTION IF I ACCIDENTALLy LEAVE . IT SOMEWHERE, ^ IM SORRy, DID VOU 5A/ SOMETHING'? ytAH,TH AT 5 &RE.AT ANITA,7^| WHERE PID l PACK THOSE ^ _ CLIPPERS'? ^ 1 Vv VWHAT'5 THIS'?. I HAVE- TO HAVE EVER/THIKI6. TO GETHER, 'CAUSE I JUST KNOW I'LL FORGET ALL MV MONE/, OR SOME 1WB ARB HOW MAXIMA OUR FIHAL APPROACH,. HMMM PLANNING AHEAD A credit card is an important financial tool that allows you to buy now with the promise to pay later. Its also a good way to pay for larger purchases over time. Calculating your income and expenses ahead of time is a good way to protect yourself from more debt than you can handle. Make your spending decisions based on what you can afford, not how much credit you have. Credit cards can help you manage your money. Or they can manage you. * GET SMART ABOUT YOUR CREDIT CARD Paying more than the minimum due can save you a lot in interest charges. If you just paid the minimum due on a $1,000 balance, you'd wind up paying over $800 in interest and it would take you more than 7 years to pay it (That's assuming an APR of 18% and a minimum payment of 2.0% of the balance, or $20.) A memberof citigroupj m<K WHAT IF M/ SEAT DOESM'T^H WORK AS A FLOATATION! K--£i_ DEVICE ^ MAW, 1^, SHOULD HAVE sg aamamj20Bm*-*am*w knocked you out / ^BEFORE WE LEFT. LIKE THEy DID THAT T.V, SHOW, JO THAT &uy OM BAM, BAM DUDE I THOUGHT yOU HIT /OUR L-I MIT/ ^ I PIP HIT ^^M/ LIMIT/ BUT I THOUGHT AHEAD/ SEE, I rAWD APPLIED FOR AMOTHER CARD/ A COUPLE WEEKS I J-ATER, I OPEM THE AAAIL, | bam/ I LOVE IT WHEM A PLAH COMES TOGETHER. WHAT T.V, SHOW? THAT OLD T.V. SHOWT/T' THE. VAN, THE G.U 1, THE MOHAWK DUDE/ ^ MOHAWKS RULE. yE5 THEV DO, M FRIEND; ^ VESTHE/ DO, ^ we ARe HOW MAKING OUR FINAL APPROACH 0,K, SO FAR. I'M AIRSICK, HUNG.R/. we HAve wo Mowe/„,THis is AOWWA Be A &ReAT SPRIW6. ^ Ss. BRBAK ^ HOLD UP THeRe, soldibr JIHeCK IT OUT;. KEEPING YOUR CARD SAFE Know where your card is at all times, and never keep your PIN on or near the card. Carry only the cards you need. Having your photo on the card helps protects you if the card is lost or stolen. Keep a record of your card number, expiration date, and customer service phone number in a safe place, separate from your card. Call your credit card company right away if your card is missing. Save all your receipts to check against your statement and tear up all carbons. KNOW YOUR LIMITS A credit card is a more economical tool if you learn to avoid the fees that can be associated with credit. Pay your bill on time every month to avoid a late fee. Know your credit limit and your balance to avoid the over-the-credit-line fee. Keep track of your charges and stop using the card when you are near you limit, until your make a payment. A perfect record of paying on time and staying within your credit limit is a good way to build a strong credit history, too. To learn more about Credit Matters, visit http://credit-ed.citibank.com Cltl Citibank
