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Anita Stay# on Traci
WEIL BE EXPERIENCE
A LITTLE TURBULENCE
ANITA
IF ANYTHING
WERE TO HAPPEN,!
THERE'S SOME-f
THING I WANT
YOU TO KNOW.
REMEMBER THAT TIME AT CAMP WHEM YOU WOKE
UP AND YOUR HEAD WAS SHAVED INTO A MO
HAWK AND YOU NEVER FOUND OUT WHO DID
IT"?,. IT WAS ME. I, I DON’T KNOW-,IT WAS
FUNNY AT THE TIME, BUT NOW,,, IM SORRY ANITA,I
ANITA”?
ALL My MONEy'S RIG.HT HERE, AMD I'M
ALREADy SET TO PM OFF THE BALA MCE AT
THE END OF BREAK, PLUS I HAVE My PHOTO
OH THE CARD- WHICH ACTS AS PRO
TECTION IF I ACCIDENTALLy LEAVE
. IT SOMEWHERE,
^ IM SORRy,
DID VOU 5A/
SOMETHING'?
ytAH,TH AT 5 &RE.AT ANITA,7^|
WHERE PID l PACK THOSE ^
_ CLIPPERS'? ^
1 Vv VWHAT'5 THIS'?.
I HAVE- TO HAVE
EVER/THIKI6. TO
GETHER, 'CAUSE
I JUST KNOW
I'LL FORGET
ALL MV MONE/, OR SOME
1WB ARB HOW MAXIMA
OUR FIHAL APPROACH,.
HMMM
PLANNING
AHEAD
A credit card is an important financial tool that allows
you to buy now with the promise to pay later. Its also a good
way to pay for larger purchases over time. Calculating your income
and expenses ahead of time is a good way to protect yourself from
more debt than you can handle. Make your spending decisions
based on what you can afford, not how much credit you have.
Credit cards can help you manage your money.
Or they can manage you.
* GET SMART ABOUT
YOUR CREDIT CARD
Paying more than the minimum due can save you a
lot in interest charges. If you just paid the minimum
due on a $1,000 balance, you'd wind up paying over $800
in interest and it would take you more than 7 years to pay it
(That's assuming an APR of 18% and a minimum payment
of 2.0% of the balance, or $20.)
A memberof citigroupj
m<K
WHAT IF M/ SEAT DOESM'T^H
WORK AS A FLOATATION! K--£i_
DEVICE ^ MAW,
1^, SHOULD HAVE
sg aamamj20Bm*-*am*w knocked you out
/ ^BEFORE WE LEFT. LIKE THEy DID
THAT T.V, SHOW,
JO THAT &uy OM
BAM,
BAM
DUDE I THOUGHT yOU HIT
/OUR L-I MIT/ ^ I PIP HIT
^^M/ LIMIT/ BUT I
THOUGHT AHEAD/ SEE, I
rAWD APPLIED FOR AMOTHER
CARD/ A COUPLE WEEKS I
J-ATER, I OPEM THE AAAIL, |
bam/
I LOVE IT WHEM A PLAH
COMES TOGETHER.
WHAT T.V, SHOW?
THAT OLD T.V. SHOWT/T'
THE. VAN, THE G.U 1, THE MOHAWK
DUDE/ ^
MOHAWKS RULE.
yE5 THEV DO, M FRIEND;
^ VESTHE/ DO, ^
we ARe HOW MAKING OUR FINAL APPROACH
0,K, SO FAR. I'M AIRSICK, HUNG.R/.
we HAve wo Mowe/„,THis is
AOWWA Be A &ReAT SPRIW6. ^
Ss. BRBAK
^ HOLD UP
THeRe, soldibr
JIHeCK IT OUT;.
KEEPING
YOUR CARD SAFE
Know where your card is at all times, and never keep
your PIN on or near the card. Carry only the cards you need.
Having your photo on the card helps protects you if the card is
lost or stolen. Keep a record of your card number, expiration date,
and customer service phone number in a safe place, separate from
your card. Call your credit card company right away if your card
is missing. Save all your receipts to check against
your statement and tear up all carbons.
KNOW
YOUR LIMITS
A credit card is a more economical tool if you learn
to avoid the fees that can be associated with credit. Pay your
bill on time every month to avoid a late fee. Know your credit
limit and your balance to avoid the over-the-credit-line fee.
Keep track of your charges and stop using the card when you are
near you limit, until your make a payment. A perfect record of
paying on time and staying within your credit limit is a
good way to build a strong credit history, too.
To learn more about Credit Matters,
visit http://credit-ed.citibank.com
Cltl
Citibank