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About Medford mail tribune. (Medford, Or.) 1909-1989 | View Entire Issue (Oct. 18, 1960)
o TUESDAY, OCTOBER 18, I960 MEDFORD MAIL TRIBUNE. MEDFORD. ORE. GARDEN By JOHN McLOUGHLIN County Extension Agent DAHLIAS .. After the first killing frost dahlias should be lifted. Dig the clump with six inches of stem. Clean and let dry thor oughly. Be careful not to break the neck of the tubers. Place the clumps in boxes or flats and fill with dry saw dust or peat to prevent shriv eling. Store In a dry frost free location. In well drained locations dahlias may be left in the ground. Cut the stems back to ground level. Clean the area of plant debris and place three inches of mulch over the area. In the spring the clumps are lifted and di vided. PEONIES Cut peony foliage to ground level when it begins to wither. Discard the foliage as it may be a source of botrytis blight. Remove debris and place a . mulch over the roots. Peonies are best in a sunny well drained location free from the roots of other plants. Do not disturb the roots after planting. Plant peonies in a well pre pared garden soil. To Insure good flowering place the bud one inch below the soil line on a firm mound. Deeper plantings may hinder flower ing. A handful of bonemeal placed two inches below the roots is recommended. Time To Start Planting Bulbs, Nurseryman Says By J. VERNON MARSHALL Rogue Villey Nurserymen October - It is time again, to start planting fall bulbs. If you would like a variety of early spring flowers, bulbs should be planted through September, October and No vember, and some planting In December for real late spring flowers. No matter how large or small your gar den, how good or poor your facilities for growing cut flowers, so-called Dutch bulbs can always supply you with plenty of spring flowers With all the many varieties on hand and their easy cul ture there isn't any good rea son why even the small flow- Crater Vo-Ag Tops Erollmenf 01 Previous Years By ALAN BRAY Crater FFA Reporter The Crater vocational agri culture department currently has an enrollment of 121 boys. This surpasses any previous year's enrollment. Forty-eight of the members are in Ag. I, the beginning year of agriculture. This dims has just completed a unit of in struction on the foundation, purpose and policies of voca tional agriculture and Future Farmers-of America. Currently the Ag. I students are studying farm tractors and implements with emphasis on equipment which the chap ter uses. At the end of the ' course the boys take a tractor test covering the material re ceived In the classroom. Those receiving a grade of 100 are allowed to use the chapter tractor and implements on their home projects. After the tractor unit, the boys will study record keep ing, livestock feeding, begin ning dairy, sheep, swine and beef, elementary disease con trol, parliamentary procedure and farm shop skills. The shop skills will Include electric and acetylene weld ing, cutting, brazing and forge work. Rope work teach es the boys how to tie dif ferent knots and make rope halters. Thirty-four boys are enroll ed In Ag II. Here the boys devote most of their work to farm mechanics and agri cultural engineering. Ag. Ill has 28 members en rolled and Ag. IV 14. These two olasses study advanced agricultural science, manage ment and farm practices. BORDEAUX MIXTURE The bordeaux mixture is one of the oldest and widely used fungicides. This mixture offers best control for many present day diseases. A home formula would be to mix two ounces of copper sulfate to one gallon watcV In an earthenware, glass or wood container and two ounces of hydrated lime In a second container. When both solutions are thoroughly mixed pour the two together stirring con stantly. The final -solution should be of a light blue color'. For best results use the bor deaux mixture Immediately after mixing. Agitate the mix ture while you spray. Commercially prepared mix tures are available. These mixtures are very conveni ent since they only require the addition of water. MOTES BULBS Before planting soak bulbs in a solution of 113 table spoons of heptachlor per gal lon water for 30 minutes to prevent infestations of the narcissus bulb fly. A fungicide such as Ferbam may be added to this solution to prevent basal rot. If the bulbs are dipped in a nor mone powder before planting the fungicide may be added then. The hormone powder will stimulate root growth. CARPET BEETLES Frequent examinations for this pest will prevent serious damage. Larvae feed on wool en fabrics, carpets and fur. They are oval shaped, one- fourth inch long and have a fuzzy appearance. The adults may be mottled white, yellow brown and black or pure black. Carpet beetles are found along baseboards and mold ings, behind radiators and heavy furniture and in air ducks. Thorough vacuming and other good housekeeping prac tice will help control this pest Do not leave woolen scraps or garments laying on shelves. If infestations occur spray the area with a 9 per cent household DDT solution. Also spray behind radiators, in cor ners and cracks and along moldings and carpeting. er garden cannot supply a variety of color, starting early in the spring, and stretching to late spring, ac cording to when bulbs are planted. If you use these three fall months for plant ing bulbs, you will have three months in the spring of con tinuous beauty. Bulbs Available There are plenty of bulbs in the valley now to be pur chased from your nursery men, or flower shops. Start planting as early as you can In order to have well-rooted plants. If you wish to dig sotne to bring Inside to force for winter flowers, they will be well rooted for that. While you are at It, why not buy a few extra choice bulbs, and not only have beautiful spring flowers, but have winter house flowers as well by preparing some for forcing? Nothing will bright en winter days better than flowers on your window sill, grown from bulbs. Do not buy cheap bulbs for forcing, It does not pay to buy cheao bulbs for outside growth either. A few pointers on pre paring bulbs for forcing Bulbs potted for the house must spend ,a cool weather growing a set of roots to sup port flowers later on. The Ideal temperature range for such root growth is between 34 degrees and 40 degrees. Freezing will not harm root or bulb, but the growth will stop until temp eratures rise again. Potted bulbs should spend from six to eight weeks in a cool, dark, protected place. Cover over in your garden or under saw dust. There the roots can de velop while the top growth remains dormant. When the bulbs are , brought Into warmth and light, the tops will start to grow. These bulbs may be brought In, starting from the middle of November all through the winter, for house forclnc. The change In temperature, it it can be controlled, should be gradual, 50 degrees to 60 degrees, for two or three weeks. After bringing them Indoors temperature can be raised to 60 degrees or higher, If necessary, to bring buds Into flower. These bulbs will adjust themselves to a wide range of growing con ditions Indoors. For best flow ering they must have at least three or four hours of direct sun. Also, remember for In door flowering, do not buy cheap bulbs, buy top-size bulbs of good forcing variety. varieties uiven Here are some of the best forcing varieties-Tulips, Bar tigon (red), Aristocrat (pink). Golden Age (yellow), The Vel vet King (purple), Orange Favorite, and the Sunshine, good patriot tulips for forc ing. For early outside flow ers, don't forget the Red Em peror. The new White Em peror produces a beautiful pure white flower. These tu lips bloom while the other tulips are still in bud. Here are some forcing varieties In Hyaclnths-La-Vicloria (red). City of Haarlem (yellow). Pink Pearl, and Innocence. which is a beautiful creamy white. For Daffodils, King Alfred Is still one of the fa vorite yellow trumpets, net double nose bulbs, plant about three bulbs in 6" pots. If you follow this procedure you may have flowers or green growing folllace In the house all winter. Use ordin ary garden soil. Mix with Michigan peat for best re sults. , Farm Notes By JOHN McLOUGHLIN County Extension Agent Berckman's Blight of Arbor vitae Spray applications should now be made for control of Berckmann's blight in Arbor- vitae shrubbery trees. This fungus disease is read ily recognized by the brown, dead areas in the foliage oc curring earlier in the season At that time the foliage take on a grayish cast, then turns a reddish-brown as the fungus moves down the small branches which become gird led and die. Towards the fall the foliage sheds, leaving un sightly masses of gray stems Whenever Oriental arborvi- tae growing in western Ore gon develop brown areas in the outer foliage, or appear dead at the tops, the trouble is almost certain to be due to the Coryncum fungus caus ing this disease. Only the Oriental arborvt- tae is attacked, including the Beckmann group. American and European species are im mune. Golden arborvltae is the most susceptible of all. To control Berckmann's blight cut out and burn all dead and dying twigs and branches. Spray the trees in early October and early No vember with a tribasic copper sulfate at three tablespoons per gallon of water. All trees including those which appear healthy should be sprayed. If rain occurs before the spray dries on the trees apply a second application. Add a spreader sticker to all sprays. Washington - IUPD - House wives will pay lower retail prices for nearly all cuts of red meat this fall because of seasonally increased supplies, the agriculture department said in a marketing report. The department said the price declines probably will be less than usual because supplies of red meat during the next few months will av erage below those of last year. Beef supplies will be more plentiful, but less pork will be available. An Agricultural Marketing Service (AMS) survey shows that more than half of all U.S. families bought canned peaches, canned fruit cocktail, canned snap beans, canned corn, and canned peas during a recent 12-month period. About seven out of- every 10 families bought canned corn and canned peas. Six out of every 10 bought canned peaches, and almost as many bought canned fruit cocktail. Slightly more than half of all families bought canned snap beans. Washington- lUPII -The agri culture department predicts the fall pig crop in 10 corn belt slates will fall 3 per cent irom 1USB. But the department said the price boosting drop in hog production apparently could be reversed late this year with output going up 4 per cent in the first half of the 1B61 season. Washlngton-IUPU-The Agri culture Department said to day the value of farm real estate slipped a fraction na tionally in the four months between March 1 and July 1 for the first time since 1952. The economics staff of the Agricultural Researce Service estimated the total market value of farm real estate as of July 1 at $128.8 billion or 5111.24 per acre. Washington - IUPD - The ag riculture department's evalu ation of the current farm real estate market shows that the highest priced farms - includ ing buildings and land - are in the eastern Corn Belt. In the year ended March 15, lands rated as "good" land in the eastern Corn Belt sold for an average of $434 an acre. "Poor" land in the sarhe area averaged $144 per acre. About 160,000 farms and parcels of land totaling near ly 27 million acres were In volved in voluntary and es tate sales in the year ended March 15. The total sale val ue of these transfers amounted to about $3.2 billion, or an average of about $20,000 per iransicr. tne average sale was tots acres. The rate of voluntary transfers at 30.7 per 1.000 farms during the year was 2 per cent less than that In the previous 12 months and the lowest since 1939-40. The rate of farm foreclosures, includ ing assignments to avoid fore closures, bankruptcies, and related c'cfaults was 1.6 farms per 1,000, or a national total of about 6,500 such transfers. Washington- IUPD -Hersehel Ncwsom, master of the Na tional Grange, said the farm proposals of both presi dential candidates leave "a great deal to be desired so far. Ncwsom's comments indi cated, however, that up to now he leaned more toward Democratic nominee John F. Kennedy's farm program than toward GOP nominee Rich ard M. Nixon's proposals. - CHIT By JOE COWLEY Mail Tribune srm Editor Grandpa and Grandma are here from North Dakota to see their granddaughters Little Bit and Very Little Bit. The first thing Grandma did was start a thorough housecleaning. She started at one end of the house and worked clean to me inner ena. tven went ..b uuae oi apsom salts ana During her cleanup she worked her way into the study and started stacking up various papers, notes and memor andum we had piled around. One of these notes was that vBt-- uuun, oams vaney has been elected chairman of for Kennedy committee. This George, also the "Mayor of Sams Valley," asked that all farmers attending the meeting spread the Democratic farm gospel among their friends and neighbors. He also asked them to have some information prepared for Michigan Gov. Mennen G. (Soapy) Williams' appearance here Oct. 24. A big farm rally is planned and the Jackson farm platform will be presented. Listening to approximately national farm problems during the luncheon meeting, we wondered what happened could be wrong, but when dustry including packing house operators and orchardists, It would seem that most of the county's horticulture people are Republicans. Why haven't they formed some sort of an organization outside of the Jackson County Fruit Growers' League, etc.? This leads to the. inevitable conclusion that politically there are Democrats, Republicans and the pear industry. Harper Edwards, chairman cratic Central Committee, mentioned that his brother wrote legislation for the Idaho Wheat commission and is treasurer of the Wheat Growers' Association of the Western States. ne saia, we snoman ; view the wheat surplus problem as cause for alarm but as an instrument for peace and plenty." Other peoples' comments were: "Wb hnr . lot shnt surplus and subsidization of agriculture, but never hear about other forms of government subsidies. How about construc tion of power dams, construction of freeways which serve the trucking industry, etc." Farmers fl1 nnn i : i - . Another comment: "We h the world. Yet it takes a year consider possible world emergencies, we don't really have much of a crop surplus. We should have some kind of world relief program through which this surplus food can be dis tributed to needy peoples." Yet another comment: "Jackson with three main problems. agricultural land, farm cipdit and farm labor. Considering the first problem, population expansion brings a real need for more water. The Democrats have done more toward construction of multi-purpose dams than the Republicans." (After looking at a man of bureau of reclamation nmioMc and proposed projects, we seriously question this.) "The system of production credit associations were set up by the Democrats for farm loans on a yearly productive basis. When you consider it takes about 15 years for pear trees to hit full production and peach trees about five years, present loan terms are too short. (The local PCA granted its' iirst o-year loan last ween.) ' Another comment: "Trouble Is, farmers won't all stick to one loan institution. If they did, more equitable terms could be worked out since it would pay such an institution to make loan terms more attractive. When a depression comes farmers will flock to the loan institution which will grant me lowest interest rates, otnerwlse they go elsewhere." Another comment: "Big ibck oi transportation, mere has to be a comparatively cheap way to ship farm products out of the valley in quantity." Now comes County Assessor Ray Schumacher to answer his farm critics who were quoted in last week's column: "In my administration we have followed more closely to eco nomic use in appraising farm lands. When appraising, we consider the home site value of surrounding lands. We also place agriculture iand values with adjustments for location, topography, drainage and other factors. "Lands close to good market centers anrl always have a greater value vaiues are iouna rjy a tnorough study of market sales this area and related areas. 'People place their own values on lands by what they buy and sell them for. The appraisers merely verify these sales by personally contacting the buyers and sellers. The information they get is correlated with the estimated market value. Individual high or low sales do not control the value placed for assessment," Ray emphasized. One of the county appraisers waylaid us as we were leaving the courthouse and said he knows of no land on which the taxes were raised by more than $2 (two dollars) an acre recently. , Digging through a pile of papers and envelopes Grandma had stacked up neatly for us, we came on an advertisement for an ant farm. Naturally, this was directed to the farm editor. All we can say is this is the ideal gift for the farmer who can sit in his living room and watch farmino it used to was. A loan institution here reDorts few Inarm inWon f v... farmers to take advantage of today's feeder sale at the Mid way auction yards. Perhaps one reason is that the forage growth available for winter grazing in Oregon and the west ern range county is the shortest In four or five years, ac cording to an OSC report. Possibly, farm machinery this winter if not sooner. Six farm equipment plants and three construction equipment plants will close for two to five weeks to balance inventories of finished goods, accord ing to a news release. International Harvester company announced recently it will lay off about 17,000 workers during this period. It represents about 46 per cent of the firm's labor force. This firm reported a heavy carryover of last year's spring farm implements. Some farm imple ment manufacturers have already anticipated this market trend, however and have already trimmed their employment. To paraphrase an old saying, vou can lead Vm tn ivw source sites, but you can't make them develop them. The Rogue basin program is slowly getting under way after early opposition. Now California is running into resistance over the proposed $1.75 billion water bond measure. The California State Grange Monday was expected to reaffirm its opposition to the proposal. As a California farm reporter staled, crnwth of the golden state's agriculture Is mainly due to increased irriua- tion. Field crop production there is now double what it was in the 1930's. Only field crops that have dropped in Importance In the past 20 years there have been wheat and beans, both grown on unirrigatcd fields. The reDorlrV quoted the California state director of agriculture: The state has 139 commercial crops and 20 important products of live stock and poultry. Irrigation produces diversification. This, the California ag director pointed out, indirectly helped California take the agricultural lead away from Iowa. It produces only 69 crops. The same could happen in Oregon; but we will need more and more water, to do it. CHAT to work on Granda, fed him a really put the run on him. agriculturist and hen fancier the Jackson County Farmers happened last week 20 people discuss local and to the local Republicans. We you consider the lina n in. of the r r to nrnri,,n JZ ..... exDansion nf mihriivioinne it farm problem in the valley is than remote farm lands. These nrices will show a slieht rimn A wfa&miwk IF, -tA"NwwAi TALL CORN Ernie Santo, himself 6 feet, 4 inches, stands on a step-ladder to reach to the top of his corn growing on his acreage at his Lozier lane home. He crossed this special variety of corn himself to larger than average ears of tender sweet corn. Local Farmer Grows Variety of By JOE COWLEY Mail Tribune Farm Editor The Rogue valley can grow anything and Ernie Santo, of Lozier lane, has set out to prove n on his 1110 of an acre. He grows corn 14 feet tall, sugar cane, nine foot tall sorghum, yams, black-eyed peas, peanuts and sunflowers measuring 20 inches across, to mention a few. "We got the soil, we got the climate," Santo said. "If people would only try it they would find they can grow anything here. Trouble is I'm gettin' old (He's 72.) Some body else should take over and work these things out." Santo, a whipcord thin, bronzed farmer 6 foot, Vi inch tall is sure if people will eat what he grows and stick to a carefully balanced diet they will live a long and active life. He emphasized that he uses only barnyard manure and compost to en rich. the good, black earth. No sprays are used, although he admitted the bugs sometimes get the best, of him. Traps Atop Sunflowers Birds give him some trou ble, too with his berries and seed plants. This sounds like a Texas tale, but the Santo sunflowers are so big that he can put squirrel traps atop them to catch the birds who go after the seeds. As you've probably noticed the sunflow er seeds have become an ever more popular commodity in the local stores. Santo claims they contain a large amount of vitamin C. After a steady diet of sunflower seeds the local Luther Burbank said he could throw away his glasses. A trip through the Santo acreage is like a tour through a plant museum. For instance, tired of cracking the hardshell walnuts? Santo raises a soft shell variety from Sacramen to, Calif. The veteran farmer like a lot of us likes to eat figs. Trouble is figs are sensi tive to our usual early spring frost. So. Santo imported a variety from a New York nursery which will stand as much freezing as an apple tree. This plant experimenter also figured a way to have his wild plum jam and enjoy Lawn O TRACTORS O TILLERS O MOWERS MUSTANG TILLERS Model 2055 Reg. $163.0O-Sale I 17 Model 2067 Am ff Reg. $231.00-Sale 17 Model 2044 tQA Reg. $124.95-Sale 77 Model 2046 $ltO Reg. $149.95-Sale IZ7 Model 2048 tlAA Reg. $214.95-Sole Model 2040 Combination Tiller and Mower. Reg. $233.20-Sale vrJrV?SI grow 14 feet tall. It produces Crops fresh plums right off the tree, too. He crossed the wild plum with the Tartarian cher ry to make the plum sweeter and more edible. Result was a plum about the size of a very large cherry. Many Variety Tree Grown Like a lot of backyard gar deners, Santo was crowded for room. Yet, he wanted more fruit. He budded four kinds of plums, one peach, one almond and nectarine, all on one tree. The "plant nutterer" also raises large, hot tasting arti chokes which are considered quite a delicacy at the best dinner-parties. He raises cel ery, too. "People say celery won't grow here. Well, you see it don t you? Growing fine right there!" Santo said. Santo also claims to have tound at least a partial cure ior nis arthritis. Arthritis simply the removal of grease from the bones by eating too many acid foods, he said. By crossing an Italian and Ameri can tomato he has removed the acid from this plant. Do you love to eat garlic but hate sitting next to some body who has also eaten it? A crossing of hybrid garlic and onion has eliminated this problem, too, Santo says. He also gets 25 cloves to this plant. Santo pointed out that three to four cloves per plant are common place compared to the average 13 or 20 his plants produce. It's these cloves which dried make the garlic. The plant experimenter also produces Louisiana head rice which he grinds into flour. He likes a tender corn so has crossed yellow and white sweet corn. More and more Oklahomans and Texans must be moving into the area. Some fruit and produce men report selling large amounts of black eyed peas. Santo grows 'em, too. He claims that this va riety has vitamins not found in other peas and beans. Santo raises both bush and vine yams. His yams are 11 inches long. He also raises a new mild white onion, and buckwheat for his pancakes. Big banana and Garden Equipment (1 Slightly Used) Ride-a-Matic Tractor With battery, starter, genera tor, wheel weights and 30" ROTARY TILLER. (Other attach ments available.) Regular New Price $865.80 SALE I-Bolens RIDEMASTER Riding Mower, 5Vi h.p., Reg. New sm'e$474399 l-Bolens GREENBRIER Riding Mower, 414 h.p., Reg. New Pnc. "59.95 $329 l-Bolens SUBURBAN Riding Mower, 3'4 h.p., Reg. New ;An.$23!::!...!199 177 Big Y Feed & Seed Co. 1948 Pacific Hiway North Medford, Ore. m f ' IU7 No Soil Bank Scheduled Here This Fall There will be no signup this fall of additional land or con tracts under the soil bank con servation reserve, Harry Mar- Red Bluff Bull Sale Evenis Set Red Bluff, Calif.-The Cow boy National Shrine and Hall of Fame in Oklahoma City will be featured at the 1961 Red Bluff Bull sale Feb. 2, 3, 4. Many Rogue valley stock men attend tnis annual event. This new phase to the big annual Red Bluff event will be the 1960 California Cow boy Hall of Fame honoree Roy Owens, a former 18 year member of the Red Bluff bull sale committee, according to sale chairman Charles Stover. Red Bluff. A Hereford bull, donated by American National Live stock President and First Vice President of the National Cowboy Hall of Fame, Fred Dressier of Gardnerville, Nev., will be sold for the Shrine. The bull is being fed and fitted for the auction by the Lucky Hereford ranch at Si erra county, California. Other Hall of Fame events being readied for the West's largest sale of graded and in spected bulls at Red Bluff will include a banquet to which descendants of the western states honorees to the Shrine will be invited. Value of Good Direction Noted Dallas - The dollars-and-cents value of good forest management was spelled out for Oregon communities re cently by Sam Robb, of Wil lamette Valley Lumber com pany, Dallas, chairman of the Oregon committee of Ameri can Forest Products Indus tries. Robb cited estimates from a government study which showed that for every 8,000 acres of timberland brought into production by Tree Farm methods, the community reaps these benefits: Some 296 more jobs are ere ated. The local area gains 112 more households. Local people achieve a to tal added personal income of $590,000 annually. Local bank deposits in crease by $270,000. There are 170 more passen ger cars. Local retailers bet a total of $360,000 more in yearly retail sales. The community gets four new retail establishments. Government scientist s warned today that artificial lighting may reduce egg pro duction of young hens. Poltrymen have been us ing artificial light in encour age egg production for many years. But the Agriculture Department reports that re cent experiments show this practice may be a handicap if. it is started too early. and a two storied squash are also raised by the plant ex perimenter. . These are most of the fruit and vegetable varieties raised on the small plot of ground on Lozier lane. If there are others you can be sure Ernie Santo will make them grow in the good soil he has. a) New! 599 SALE PRICE Sign-Ups tin, Jackson County Agricul tural Stabilization and Con servation office manager, said today in response to inquiries from farmers regarding the status of the program. Martin also said that pro. gram contracts which expire in 1960 or later are no longer eligible to be extended for an additional period of years. "Under the Soil Bank act enacted in May of 1956," Mar tin explained, "the Secretary of Agriculture was authorized to enter into Conservation Re- ' serve contracts with produ cers during the five-year pe riod 1956-60. "The signup under the 1960 program was held last fall, so that farmers would know in advance of the cropping sea son whether their land would be accepted into the Conser vation Reserve. Since the au thorization to enter into new contracts has not been extend ed beyond 1960, there will be no signup this fall." : Contracts Still Good : , "Farmers should under stand, however, that the exist, ing contracts for 1960 and previous years will remain in effect and payments will con tinue to be made under them for the period of the contracts and in accordance with con tract terms. The annual De partment of Agriculture ap. propriation bills provide mon ey with which to meet obliga tions already on the books.". There are 34 Conservation Reserve contracts in effect this year in Jackson county, involving a total acreage of 1,797 acres, Martin said. Con tract periods range from 3 to 10 years, and annual rental payments for 1960 amount to approximately $24,069. Nationally there are mora than 300,000 Conservation Re serve contracts in effect in 1960, covering a total acreage of approximately 28.6 million acres in 48 states. The aver age rental payment is $11.85 per acre, and the rental pay ments for 1960 will amount to about $338 million. r ii fcr All-in-one Ruccosaor to your Hand. Chnin. Crosscut, and Buck Saws Fells. Bucks Limbs Undercuts Clears land Prunes Precision-cuts Leaves Mi!l-ed&e Onlypower saw SAKE UP IN A TREE or on a ladder. Try it yourself. Contact us todayl ONLY Including 20' blade $17353 BIG Y FEED & SEED 1948 Pacific Hwy. North MEDFORD ' Phone SP 3-3160 Ride-a-Matic TRACTOR With battery, starter, genera tor, fenders, tool box-30" ROTARY TILLER! Other attach ments available.) Reg. New Price-$848.80 Q9 M V 4 BANK TERMS 12 Months To Pay NO DOWN PAYMENT (On Approved Credit) WE TAKE TRADE-INSI