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About Medford mail tribune. (Medford, Or.) 1909-1989 | View Entire Issue (Aug. 9, 1955)
o 0 T o ft) C3 9 0 FOUR MEDFORD (OREGON) Medfomv&Tribuxi TveryBody In Southern Oregon Reads Th Mail Tribune" .published Daily Except Saturday by r MEDFORD PRINTING CO tf-29 North Fir St Phone 2-6141 ROBERT W RUHL. Iditor C KERB GREY Advertising Manager C FERGUSON Manacin Editor ERIC ALLEN JR.. City Editor HARRY CHIP MAN. Telegraph Editor RICHARD JEWETT Sports Editor OLIVE STARCHER Society Editor JACK JACKSON Sunday Editor 0 GERALD LATHAM. Circulation Mgr An Independent Newapa per 'Entered as second class matter at Med ford Ore eon. under Act of March 3. 1897 r. " SUBSCRIPTION RATES By Mail In Advance: Per copy 10c. Daily and Sunday One vear S12.00 Daily and Sunday Six months 6 50 Dailv and Sunday Three mos 3.30 Sunday Only One vear S3 50 By Carrier In Advance Medford. Ashland. Central Point. Eaele Point. Jacksonville. Gold Hill. Phoeni-r-. Shadv Cove Rogue River. Talent, i sjid on motor routes: ,,-nn Uaily and Sunday On. year $13 00 Pailv and Sunday One month V Carrier and Dealers 5c per copy !' All Terms Cash in Advance G ttffiFlal Paper of the City of Medford r: fimrilpjnernf Jackson County 'iT"'"Press Full Leased Wire , MtMRfM OF AUDIT BuntAU OF CIRCULATION Advertising Representative: c-c-r uni i mAV fOMPAJTf INC. t4 1 . rm in VoUf York- Chicaeo. De troit San Francisco. Los Angeles. Seattle. Portland. St Loan Atlanta Vancouver B.C. NATIONAL EDITORIAL Flight o' Time iUedfor and Jackson County History from the files of The Mail Tribune 10, 20. 30 and 10 years ago. 10 YEARS AGO August 9, 1945 (It wast Thursday) Atomic bomb dropped on Nagasaki. From Arthur Perry's Ye Smudge Pot column: The bomb d fatom) itself is a holy terror. Its force can knock off a man's hat at 10 miles. In the 1910 boom, the best Front st. whiskey could do was to remove a hat at 10 gaces. The kick of a mule or overloaded shotgun, or chained lightning ; are puny. People at great distances from the experi mental blast, felt like they had Awaken hands with Dewey Hill the rugged Prospect hired man 20 YEARS AGO August 9, 1935 (It was Friday) R. I. Stewart and Sons award ed contract for construction of nw sewage disposal plant. q Social Security bill awaits President Roosevelt's signature. SO YEARS AGO " August 9, 1925 a (It was Sunday) , Summer School of Art closes art show at Ashland Junior high. From the Local and Personal column: "Rev. Edgar, assisted by his ton, David, and Joseph LSngell are digging a well at the Presbyterian church," says the Jacksonville Post. 4o!years AGO August 9. 1915 (It was Monday) Showers of meteors over Uni tefiGStates tonight predicted by University of Missouri professor of astronomy. Congressman F. H. q Gillett, Springfield, Mass., visits Crater . T.alro 3 What's the Answer? Can You Get of the 7? Oflpr. 1955, Editorial Research Report 1. U. S. soldiers abroad can be tried in foreign courts- for offenses committed on duty, off dut, both or neither? 2". So far this year many more Cadillacs .nave been made than De Solos,- or many more De, Sotos. or about the same num ber of each? e j. vvnicn one or these was- termed "Seward's Folly" when the U. SCgot it: The Philippines, Virgin Islands, Puerto Rico, Alaska, Hawaii? 4. About 40, 70, 100 or 130 different plays are put on in Broadway theatres during a year? O 5G"A nation of shopkeepers" was "what Napoleon called the French, English, Swiss, Prus sians, or Americans? 6. Spaso House contains the U. S. embassy in Rome, Moscow, Paris, ' Madrid, London, or Tokyo? 7. A doodlesack is a musical instrument: French horn, trom bones boss drum, bagpipe, or the sambas a glockenspiel? The Answers: 1. Off-duty of fenses only. 2. About same num ber of each. 3. Alaska. 4. About 70. SirEnglish. 6. Moscow. 7. Bag- - r IIJI..IIIM.IMT g0 XNIWPAPIl llRjK PUiHMIII gA$SOCIATIOH liijjjBaBssssMisssssassssasssssssm o Pipe. o ACTRESS TO WED London UJ.R) Columbia Pictures announced today that thrice-married actress Eva Bar tok will marry Austrian actor KurtTurgens at Schleirsee, near Munich, Germany, Saturday. MAIL TRIBUNE Entirely in Character Some people are surprised that the Southern Pa cific defied the order of the Public Utility Commis sioner of this state to continue its rail service between Ashland and Portland, and rescind its order of dis continuance pending a public hearing. Why should they be? This is entirely in character. WHEN the almighty dollar is concerned, the South ern Pacific has no regard for the public and not much regard for the law. It considers itself and from its very beginning always has considered itself, a law unto itself. Senator Hiram Johnson ended that "rule or ruin" policy in California many years ago. And the Public Utility Commission of that state a year or two ago reasserted its authority by denying the SP request to drop its local noon trains between San Francisco and Sacramento because it claimed they were losing money. The SP refused to obey and appealed to the California Supreme Court. The SP lost. BUT it may be different in Oregon. As this is writ ten the appeal of Oregon's Public Utility Commis sioner to the courts has not been acted upon. But it is hard to see how any court could properly sustain the railroad in this high-handed and arbitrary action. If it does and the decision is sustained by the State Supreme Court then our Public Utility Commis sion might as well be abolished, and the seal of the state handed over to the mighty SP with a blanket permission to do as it pleases ! AS the lawyers for the commission stated this de " fiance of "due process of law" on the part of this billion dollar corporation was surprising. Our prediction, is that as matters proceed, the legal department of the Oregon PUC will be due for many more surprises, as it deals with this "public be damned" corporation. R.W.R. "The Baby in Diapers " The current Colliers runs a page "ad" showing a baby in diapers, striding forward with the aid of helping hands with one chubby foot nearly touching the following arresting caption: "WHOSE ELECTRIC BILLS WILL HE HAVE TO PAY?" There follows this argument, quote; "Is this youngster going to grow up to pay a lot of other people's electric bills just as you do today? "You're actually helping to pay the bills of 4 million businesses and homes that get subsidized electricity from federal power projects. "Government subsidized electricity is sold to customers for less than it costs. Who pays the difference? All tax payers including you. "If the groups that want the government to build more electric power projects have their way, you must , have to help pay many more millions of other people's electric bills. "Isn't that a good reason for opposing any more un necessary federal government power projects?" The "ad" is signed "American Electric Light and Power Companies. IN OTHER words if no more public power projects are built this young man, when he grows up, will have to. pay less and less If more such projects are built he will have to pay more. Carrying this argument to its logical conclusion, if all the present public power projects like Grand Coulee, Bonneville and TVA were abolished and "America's Electric Light and Power companies" were given a 100 per cent the electric bills and this probably buy himself a two of having the burden of paying the electric bills of 4 billion businesses and homes" taken from his shoul ders. WELL, WELL, well, what NEXT ! " The only trouble with this argument is there is no evidence to support it. Public power in the realm of multiple federal projects on our larger rivers may be as wicked and unAmerican as the A.E.L.&P. pri vate companies maintain or they may not. But one thing about them can't be denied. That one thing is : WHEREVER they have been established, electric rates have come down, and industrial development and material well being in the areas served, have come up in many instances sensationally. More than that. The electricity generated has not been sold for less than cost. It has been always sold at a profit, and instead of these projects being a burden on the taxpayers, they have been and are self-liquidating. They won't in the end cost the federal taxpayers a cent. IN THIS advertisement, The matter of electric brought up. Usually this anti-public-power propaganda. For example in this Hells vate power company enthusiasts, have stressed the fact that this construction by the Idaho Power com pany won't cost the taxpayers anything, while a high dam would cost them $350,000,000 in federal funds. But there is no mention thus generated is 'going to the private company starts It is known that the Idaho Power company, fi nanced in Boston, has to highest rates for its output And this little boy m diapers if he should settle in Idaho will have to pay the upon. R.W.R. Tuesday, August 9, 1955 for his electricity. monopoly, down would go promising bambino would - tone Cadillac, as a result in fact there is one sur- rates to the consumer is is noticeably skipped, in Canyon decision, the pri of what the electric power cost the consumer, when operations. date charged one of the in the far western area. price this company decides . j I CONFERENCE OPENING Seated at opening session of Atomsf or Peace" conference at Geneva are (left to right): Swiss President Max Petitpierre; UN Secy. Gen. Das Hammarskjold; Conference President and noted Indian scientist Dr H J. Bhabha, and Professor Walter G. Whit man of the U. S. They are seated at the President's tribunal. Matter of RUSSIA IN RETROSPECT II Editor's note: This is the second of a series of reports summing up Stew art Alsop's experiences in the Soviet Union, which he brought out with him from Moscow. Moscow There are two very simple facts, taken together, that provide the main clue to the k? VTimA1! m n r h dis cussed internal problem of the whole So viet system. The first is the fact that Moscow is on about the same lattitude a s Labrador, Hudson Bay, or Sitka, Alas Stewart Alsop ka. In other words, the Russian land mass is very far north. This in turn means a dangerously short growing season except in the most southerly parts of Rus sia, and no real growing season at all in the north. And this is why, even with the best agricul tural system in the world, and despite the immensity of the Russian land area, it would still be difficult to grow enough food for the Soviet population. The second fact is that the whole Soviet system is squartly based on ruthless exploitation of the peasantry, in order to provide the capital for industrial expansion. The way it is done is essentially . very simple. The state pays the collective farms artificially low nrices for what they . produce. The state then sells the farm produce for as much as ten times what it paid. This enormous profit margin provides the bulk of the capital for new plants and equipment for Soviet industry , plus the funds for the huge Soviet war machine. Put these two facts together and you see why the Soviet agri cultural crisis, about which the world has heard so much, is no new thing, but something in herent in the system. THE CRISIS has been going on ever since Stalin forced collectivization on the peasants in the early 30s, starving some 3,000,000 people in order to achieve it. Stalin did so, not simply out of wanton cruelty, but because he recognized that collectivization of the land was essential in order to sweat the peasants for the capital for in dustrial expansion and for funds for the war machine. The present Soviet rulers cannot posibly abandon collec tive agriculture unless they are prepared to abandon Commun ism, whicn tney are noi. ui the collective system is by its very nature inefficient. Essentially, the collective farming system is an attempt to apply the Soviet method of in dustrial production to agricul tural riroduction. The Russian peasant has "norms" to fulfill, just like a Russian factory work er. As in the case of the worker. the peasant income depends on how well he fulfills his norms But a sick calf is not like a piece of machinery. You cannot use a mechanical approach to biology because biology is not mechanical. One result of trying to do so is the collective farms are cursed with bookkeepers, bosses, overseers and all the trappings of bureaucracy. Over all, it requires six or seven So viet workers on the land to pro duce what one American agri cultural worker produces. Add the short Russian grow ing season, less tne continuing voracious demand for funds from Soviet industry and the Soviet war machine, and it is easy to see why the Soviet agri cultural crisis is permanent. In statistical terms, the crisis is easy to describe. The Soviet population is growing at a rate of about 1.5 per cent a year, 'and farm production is increasing at a rate of only about one per cent. In the long run the very long run this could be a formula for mass starvation. Moreover, the rate of increase in farm production has only been maintained by all sorts of temporary expedients. . . "pOR EXAMPLE, grain and po- tato crops have long been emphasized at the expense of livestock, since grain supplies far more calories per acre than meat. But this process has now reached the point of no return, with the livestock population of Russia lower than before the Revolution.' Again, the system of, Fact by sa ai,op crop rotation was recently de nounced by Nikita Khrushchev, and in many areas the soil is currently being mined to in crease immediate production at the expense of future fertility Another temporary expedient has been the training of some 30,000 hard-core young Com munists to take over the man agement of the collective farms. This, so far, has led only to bitterness and confusion. At the same time, the much publicized attempt to exploit some vast acreages of marginal land has been undertaken, an attempt which, depending on the weather could quite easily fail disas trously. Finally, in- order to provide incentives, the Soviet rulers have done what they least wished to do they have given the farm workers a bigger share of the national income. This in turn has been the major factor in the current Soviet inflation, thus reducing the available mar gin of funds to pay for indus trial expansion and the was ma chine. "Inflation," significantly, is the one word no Soviet censor will pass when this reporter tried to suggest the same thing with the phrase "rationing by the purse, the sharp-eyed cen sor caught and cut it out. But the inflation is there, visible to the naked eye, in the endless lines of people . waiting to buy shoddy, fantastically over-priced consumer goods. Add finally the severe de mands made on the Soviet economy by the satellites, and above all China, and it is easy to see why the Russian rulers now want a breathing spell. But here the usual caveat must be entered. Secretary of State John Foster Dulles . to the contrary, the Soviet system is nowhere near to being "on the point of collapse." In the ways outlined, the Soviet system has problems, and the Soviet agricultural sys tem works particularly badly. But the system works all the same. One. way or another, by one expedient or another, the system will beimade to keep on work ing, even if it again becomes necessary to adopt mass starva tion as Soviet national policy. Nothing could be more danger ous than to base American na tional policy on the assumption that the Soviet system is sud denly and delightfully going to come apart at the seams. (Copyright, 1955, New York Herald Tribune, Inc.) Editorial Comment B. L. M. Tests To the Editor: I wish to have the people know the simple facts about the 50 tests made on the Hidden Treasure Placer claim mentioned in a recent Mail Trib une story. The tests were made in bull dozer cuts. There were ten per pendicular cuts. Some of them were made outside of the pay streak which would have never been mined. The total amount of material tested was about 30 cubic feet out of those cuts. Of this amount 48 tests were made, 35 in a radius of 30 feet by 25 feet. The tests ran from trace to $1.50 per yard. Assayers tell me it takes Vz ounce of con centrates to make a good test of placer ground, which would have been impossible to get out of each of the 48 samples. Of these ten test cuts, there was only 2V square feet of bed rock tested. It is where most of the gold is. The two center bed rock tests could not be measured as it was muddy and sloppy. There is about 264,000 square feet of surface pay gravel con tested by the B.L.M. Of this amount, they did not test over 41 square feet of bedrock. They are also blocking off my tailing dump of my other claim. Another misleading statement was made at the hearing. They stated a yard of gravel washed by hand was a day's work. That is true by using a pan. But shoveling in a sluice box would be 5 to 9 cubic yards per day, as any text book on mining will verify. I know that the B.L.M. would admit that these statements are true, as their figures wiU tell. Samuel L. Dickey, RRT. 1, Box 271, Rogue River, Ore Crater lake- in Oregon is gen erally believed to be the deepest lake in the North American continent Witness Describes Seeing POWs Thrown From Korea Barracks New York (U.R) A witness testified today that he saw Sgt. James C. Gallagher mistreat two fellow American prisoners of war in Korea and throw them to their deaths in the sub-zero cold. Sgt. Donell Adams, 27, Cot tonwood, Ala., testifying at Gal lagher's court martial on charges of murder and collab orating with the Communists, said the 23-year-old Brooklyn soldier dumped . the two dying men through a barracks door "like a bartender bouncing a drunk." The two victims were identi fied as Cpl. John William Jones, Detroit, and Cpl. Donald Thomas Baxter, Waukon, la. The inci dents allegedly occurred in prisonor of war camp No. 5 in Pyoktong, North Korea', in Feb ruary, 1951. River Frozen Over A second witness, Sgt. Ed ward T. Smith, 24, Fresno, Calif, now stationed in Toule, France, corroborated most of the testi mony given by Adams. He said Gallagher grabbed the ailing prisoners and tossed them from the room "like a sack of spuds " Smith testified that it was 40 degrees below zero outside at the time. There was snow on the ground and the nearby Yalu river was frozen over with six to eight feet of ice, he said. Asked when he saw the two men again, Smith said it was the next day when he saw them being carried on a stretcher to the camp's "death house." "They were dead," he said. "They were frozen solid." Unable To Move Smith testified that there was sufficient heat inside the bar racks to keep the men alive and that none of them died of freez Communications Letter! to the Editor must bear the name and address of the writer although under certain - circum stances the use at a pen name or initial for publication is permis sible. The Mail Tribune reserves the right to edit aU letters with an eye to clarification and condensa tion Letters submitted for publica tion must not exceed 400 words. SP Was Subsidized To the Editor: Regarding the SP railroad passenger transpor tation, Portland to Dunsmuir, this service was subsidized, both freight and passenger, by the people through the government by a grant of land along both sides of the railroad survey. The bill called for exchange of all poor lands within the original grant for other more valuable land beyond the grant bound aries. The grant land was to be sold for $2.50 per acre to the public for the purpose of rais ing money to .build the railroad. The most valuable of this land was disposed of for values be yond those intended. However, during this earlier period, the timber was a good investment, and all stands of full sections of larger lumber in the timber belt of Oregon and California became the property of future lumber companies, thus provided the funds for building the railroad. All other land within this grant was withdrawn from the market probably because to pay taxes on this unsold land would, during the coming years, be unprofit able, rather than profitable, though they contested the peo ples' right of confistication by not fulfilling the agreement as to the grant. Through parts of southern California, the company volun tarily relinquished a portion of the grant as desert land, non supporting of railroad or man. Later, however, - these lands be came desirable, and were being taken up by the people. The RR reapplied for land grants. Huntr mgton and one of California s U.S. senators managed to renew the land grant, and they, with state officers, ran the settlers off the land. My interpretation would be that the railroad belongs to the people, and that the RR gets the revenue for running the enter prise. In the days of its incep tion, Chinese labor was cheap, so the cost of its construction was not hard on the pocketbook. My guess would be that the rail road owned some bus stock. I am not alone in this belief. George L. Haff P.O. Box 105 Gold HU1, Oregon Needed By Invalids To the Editor: I sure hope they can arrange to keep the pas senger train service going from Medford to Portland. It would be awful for sick people to go without this train service. I think the State of Oregon could pay the railroad enough so they could afford to run this train and keep it going. My sister came. home here in 1945 from Nebraska. I went up to Portland on the night train and met her at the train in Port land, and she stood the trip on the train from Portland, but could not have stood the trip from Portland on an old bus. I think it would be a big draw back to this country if this train is stopped. Frank Griffing Box 484 J Central Point ing during the time they were there. Adams testified, under ques tioning by assistant trial counsel Lt. Erwin B. Drucker, that he was in a room next to the one in which Gallagher, Adams and Baxter were quartered. The par tition between the two rooms had been torn down, Adams said, and he had an unobstructed view of the beds where the two victims lay, suffering from dysentery and exposure and un able to move. Jubilant Chandler Confident of Win In Fall Election Louisville, Ky. (U.R) Former baseball Commissioner A. B. (Happy) Chandler was assured of the Democratic nomination for Kentuckys governor today but it caused little joy among the state organization whose can didate, Bert T. Combs, was soundly defeated. When the tabulation reached 3124 of the state's 4165 precincts Chandler had 209,927 votes, a margin of 19.144 over his pri- i mary opponent's 190,783. Chandler arrived at his cam paign headquarters here yester day to celebrate his victory with his campaign leaders and work ers. He issued a statement ex pressing his gratitude and his confidence he would defeat the Republican nominee, Edwin Denney of Lexington, in the November election. State Healing Wounds At the same time, Chandler set about healing the wounds caused by the bitter campaign in which he overthrew the Dem ocratic machine in power for eight years. U. S. Sen. Earle C. Clements and Gov. Lawrence Wetherby, heads of the state organization, were prime targets of Chandl er's biting oratory during the campaign. Referring to the pair fre quently as "Clementine and Wetherbine" Chandler said he was out to break their "dictator ship." Indications were his ver bal blasts would not be forgot ten easily despite his prediction "there will be no division in Democratic ranks in the Novem ber election." Chandler added, "I earnestly solicit the support of all Ken tuckians." However, at Combs head quarters, Wetherby announced, "we will not concede this elec tion until every vote is counted." Special Board To Review Case Of Eugene Landy Washington (U.R) Secretary of the Navy Charles Thomas has announced that a special board. of officers will review -the case of Eugene W.' Landy, who was denied a reserve commission because his mother was once a communist. Thomas said that Landy, a Merchant Marine honor gradu ate, will receive "a fair and im partial hearing" and that he per- sonaUy will review the board's finding. Congress May Investigate Congress may also take up the case. Sen. Warren G. Magnusbn (D-Wash.) said his Senate Com merce Committee will invest! gate the matter" in January if it isn't "cleared up" before Con gress reconvenes.1 As it stands, Magnuson said, the case "is a proper subject for inquiry." Landy was graduated last Fri day from the Merchant Marine Academy, Kings Point, N.Y., but was denied a Navy reserve com mission on security grounds. The 21-year-old midshipman sailed Sunday aboard a tanker to earn $400 needed for school ing. : Second in his class of 96, he plans to study admiralty law at Yale University. Available Facts Reviewed Thomas said he had "quickly reviewed the facts ' presently available in the case." He noted that a Navy board had unani mously ruled that Landy's suit ability for a reserve commission was "open to question" and that a screening board had unani mously recommended against a commission. Thomas said that Landy, who has appealed, would be invited to appear personally before the officers board that he will set up. Landy s mother has stated that her "Kaffee-Klatsch" mem bership in the party was ended largely because of the opposition of her three sons. "He is not responsible for the activities of his mother," Mag nuson said, "and we hope the Navy will look at all the facts." Dead line Sunday Classified is at noon Saturday: 10 a.m. Monday for Monday: other day 9:30 previous day. In the Day's Hews By FRAHC JENKII As this is written, America's emotions are deeply stirred by the case of Eugene Landy, 21- - e U.S. merchant marine academjr wno wm acniea a navai reserve, commission because his widowed mother was once a Communist. , On the face of what we know which is very little it doesn't seem fair to us that the sins of the parent should be visited upon the child. A T any rate, Landy hasn't lack- aA infliipntial frinHc Sen. Herbert Lehman, a noted (and, I think, a sincere) liberal, is demanding a full report on his case from the navy. Sen. H. Alex ander Smith of New Jersey not a professional liberal, but a fair and able senator took up the case at once and has just notified Landy that the navy will recon sider his application for a com mission. G Senator Smith's statement is confirmed by Navy Secretary Thomas, who has just announced that he will review the case fully and impartially. TN situations of this sort, it's so hard to judge when we know so little of all the circumstances. I think it will be better to with hold judgment until we know more of the facts. VISITATION of the sins of the rtarpntc imnn ho Viilr4 ! an ancient human tragedy. Euri pides referred to it some four centuries before the birth of Christ when he said in one of his Fragments: "The gods visit the sins of the fathers upon the chil dren." In Merchant of Venice, some 20 centuries later, Shakespeare used almost the same words: "The sins of the father are to be laid upon the children." I hope the time may come when human beings will be so tolerant and so fair that each of us will be judged upon HIS OWN record. OPEAKING of ruckuses: Canada's army and air force have developed a difference of opinion over who should have control of ground-to-air missile programs. The army is reported to con sider missiles just another form of artillery and thus are the army's responsibility. The air force argument is un- is responsible for all air defense, including not only interceptor planes but ground units firing missiles. T expect the common, .ordinary Canadian won t care much WHO saves him from invading enemy bombers in case Cana da should be invaded. His chief interest will lie in BEING SAVED. IRENCH Premier Faure tells the French national assembly in Paris that France's living standard will DOUBLE in the next ten years if economic prog ress in the country continues at the present rate. How come the present satisfy ing rate of economic progress? Well, the French seem to have quit quarreling and GONE TO WORK. WEATHER note: " On the nation's weather front, showers and cooler air have brought some relief to the HEAT STRICKEN regions of the Midwest. But many parts of the Eastern and Southern sections of the na tion are still SIZZLING in hot and humid weather. pRETTY rugged? Wait a minute. Listen to Mr. Dun and Mr. Bradstreet, the noted business prognosticators:. Retail merchants are smashr. ing all prior records, for mid summer business. Despite SIZ ZLING temperatures, retail sales for the week just ended were at the HIGHEST LEVEL EVER AT TAINED at this time of year. "All major areas of the nation racked up better sales records than in the comparable week last year . . . Merchants in resort areas enjoyed the biggest tourist business on record." WE grumble about the weather, but when all's said and done we take it in stride. Almost every business or industry has unusual, specialized risks that need insuring. Many insurance agencies have neither the experi ence nor range of policies to han dle such unusual risks. I am tolct that the Medford Agency wel comes rare insuring situations, and has Lloyds of London, and Sur plus Lines to handle them. Is this true? For Information Call MEDFORD INSURANCE AGENCY Phono 2-4940 INSURANCI rennR