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Suite 1540 ciary" include their respective Newport Beach, CA 92660 successors in interest, if any. DATED February 15, 2004 Phone: 949-477-5830 Is/ Sam Dicker For sale information call EXHIBIT A 714-480-5690 Loan # 1 Published: March 31, April 7, Both the beneficiary and the 14 and 21,2004 Affid____________________ trustee have elected to sell the real property to satisfy the ob PUBLIC NOTICE ligations secured by the trust TRUSTEE’S NOTICE deed and a notice of default has OF SALE been recorded pursuant to Or Reference is made to that egon R evised S tatutes certain trust deed made by 86.735(3); the default for Robert M. Kenney and Janet which the foreclosure is made N. Beamer Kenney, as grant in grantor’s failure to pay when or, to Mid Columbia Title Com due the following sums: pany, as trustee, in favor of M onthly installm ents of Morrow Development Corpo $962.28 each commencing ration, as beneficiary, dated with the payment due Septem October 2, 2001, recorded on ber 12, 2003 and continuing O ctober 22, 2001, in the each month until December 12, Records of Morrow County, 2003, at which time the sum of Oregon, in book/reel/volume $1455.21 is due, and said No. at page , or as fee/file/ $1455.21 is due on the 12th of instrument/microfilm/reception each month thereafter until the No. 2001-2560 (indicate Trust Deed is reinstated or which), covering the following goes to Trustee’s sale, plus ac described real property situat cum ulated late charges of ed in that county and state, to- $721.09 through December 31, wit: 2003 plus monthly late charg Parcel 3 of PARTITION es of $21.88 each beginning PLAT 2000-12, in the County January 22,2004 until paid, plus of Morrow and State of Ore all fees, costs and expenses gon. Together with a 1974 Paci associated with this foreclo fica Mobile Home, Vehilce sure. Identification N um ber By reason of the default just 24CGDS0754, License Num described, the beneficiary has ber X 102465, which is firmly declared all sums owing on the affixed to the property and a obligation secured by the trust part of it. deed immediately due and pay Both the beneficiary and the able, those sums being the fol trustee have elected to sell the lowing, to wit: real property to satisfy the ob The sum of $146408.50, ligations secured by the trust with interest thereon at the rate deed and a notice of default has of 8.25% per annum from Jan been recorded pursuant to Or uary 1,2004 until paid, plus all egon R evised S tatutes fees, costs and expenses as 86.735(3); the default for sociated with this foreclosure, which the foreclosure is made all sums expended by benefi in grantor’s failure to pay when ciary to protect the property or due the following sums: the beneficiary’s interest there See Exhibit A attached here in. to and by this reference incor Published: March 31, April 7, porated herein. 14 and 21,2004 By reason of the default just Affid described, the beneficiary has declared all sums owing on the PUBLIC NOTICE obligation secured by the trust TRUSTEE’S NOTICE deed immediately due and pay OF SALE able, those sums being the fol Reference is made to that lowing, to-wit: certain trust deed made by See Exhibit A attached here Robert M. Kenney and Janet to and by this reference incor N. Beamer Kenney, as grant porated herein. or, to Columbia River Title WHEREFORE, notice is Company LLC, as trustee, in hereby given that the under favor of Morrow Development signed trustee will on July 9, 2004, at the hour of 2:00 Corporation, as beneficiary, o’clock, P.M., in accord with dated April 25,2003, recorded the standard of time established on A pril 28, 2003 in the by ORS 187.110, at front door, Records of Morrow County, Port of Morrow office, Two Oregon, in book/reel/volume Marine Drive in the city of No. M-2003 at page 7478, or Boardman, County of Morrow, as fee/file/instrument/micro- State of Oregon, sell at public film/reception No. - (indicate auction to the highest bidder for which), covering the following cash the interest in the real described real property situat property described above ed in that county and state, to- which the grantor had or had wit: Parcel 3 of PARTITION power to convey at the time of PLAT 2000-12, in the County the execution by grantor of the of Morrow and State of Ore trust deed together with any gon. Together with a 1974 Paci- interest which the grantor or fica Mobile Home, Vehicle grantor’s successors in inter Id en tificatio n N um ber est acquired after the execu 24CGDS0754, License Num tion of the trust deed, to satisfy ber X 102465, which is firmly the foregoing obligations there by secured and the costs and affixed to the property and a expenses of the sale, including part of it. Both the beneficiary and the a reasonable charge by the trustee have elected to sell the trustee. Notice is further given real property to satisfy the ob that any person named in ORS ligations secured by the trust 86.753 has the right, at any time deed and a notice of default has prior to five days before the been recorded pursuant to Or date last set for the sale, to egon R evised Statutes have this foreclosure proceed ing dismissed and the trust deed 86.735(3); the default for reinstated by payment to the which the foreclosure is made beneficiary o f the entire in grantor's failure to pay when amount then due (other than due the following sums: See Exhibit A attached here such portion of the principal as to and by this reference incor would not then be due had no porated herein. default occurred) and by cur * By reason of the default just ing any other default com described, the beneficiary has plained of herein that is capa declared all sums owing on the ble of being cured by tender ing the performance required obligation secured by the trust deed immediately due and pay under the obligation or trust able, those sums being the fol deed, and in addition to paying those sums or tendering the lowing, to-wit: See Exhibit A attached here performance necessary to cure to and by this reference incor the default, by paying all costs porated herein. and expenses actually incurred WHEREFORE, notice is in enforcing the obligation and hereby given that the under trust deed, together with trust signed trustee will on July 9, ee and attorney fees not ex 2004, at the hour of 10:00 ceeding the amounts provided o'clock, A.M., in accord with by ORS 86.753. In construing this notice, the the standard of time established singular includes the plural, the by ORS 187.110, at front door. word “grantor” includes any Port of Morrow office, Two successor in interest to the Marine Drive in the city of grantor as well as any other Boardman, County of Morrow, person owing an obligation, the State cf Oregon, sell at public performance of which is se auction to the highest bidder for cured by the trust deed, and the cash the interest in the real words “trustee” and “benefi- property described above (,i which the grantor had or had power to convey at the time of the execution by grantor of the trust deed together with any interest which the grantor or grantor’s successors in inter est acquired after the execu tion of the trust deed, to satisfy the foregoing obligations there by secured and the costs and expenses of the sale, including a reasonable charge by the trustee. Notice is further given that any person named in ORS 86.753 has the right, at any time prior to five days before the date last set for the sale,* to have this foreclosure proceed ing dismissed and the trust deed reinstated by payment to the beneficiary o f the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by cur ing any other default com plained of herein that is capa ble of being cured by tender ing the performance required under the obligation or trust deed, and in addition to paying those sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and trust deed, together with trust ee and attorney fees not ex ceeding the amounts provided by ORS 86.753. In construing this notice, the singular includes the plural, the word “grantor” includes any successor in interest to the grantor as well as any other person owing an obligation, the performance of which is se cured by the trust deed, and the words “trustee” and “benefi ciary” include their respective successors in interest, if any. DATED February 15, 2004 /s/ Sam Dicker EXHIBIT A Loan # 2 Both the beneficiary and the trustee have elected to sell the real property to satisfy the ob ligations secured by the trust deed and a notice of default has been recorded pursuant to Or egon R evised Statutes 86.735(3); the default for which the foreclosure is made in grantor’s failure to pay when due the following sums: M onthly installm ents of $674.84 each commencing with the payment due Septem ber 12, 2003 and continuing each month until December 1, 2003, at which time the sum of $836.38 is due, and said $836.38 is due on the 1st of each month thereafter until the Trust Deed is reinstated or goes to Trustee’s sale, plus ac cum ulated late charges of $419.69 through December 31, 2003 plus monthly late charg es of $12.55 each beginning January 11,2004 until paid, plus all fees, costs and expenses associated with this foreclo sure. By reason of the default just described, the beneficiary has declared all sums owing on the obligation secured by the trust deed immediately due and pay able, those sums being the fol lowing, to wit: The sum of $104,131.17 with interest thereon at the rate of 8.25% per annum from Jan uary 4,2004 until paid, plus all fees, costs and expenses as sociated with this foreclosure, all sums expended by benefi ciary to protect the property or the beneficiary’s interest there in. Published: March 31, April 7, 14 and 21,2004 Affid____________________ PUBLIC NOTICE The Morrow County School District Board of Directors will meet in Executive Session un der ORS 192.660(1 )(d) to dis cuss labor negotiations. That meeting is scheduled for Tues day, April 20th, 2004 at the Dis trict Office in Lexington, OR beginning at 6:30 pm. The Bud get Committee meeting will follow at 7:00 pm. Published: April 21,2004 PUBLIC NOTICE NOTICE OF BUDGET COMMITTEE MEETING DATE CHANGE A public meeting of the bud get committee of the City of lone, Morrow County, State of Oregon, to discuss the budget ! Heppner Gazette-Times, Heppner. Oregon for the fiscal year July 1,2004 PUBLIC NOTICE to June 30,2005 will be held at TRUSTEE’S NOTICE lone City Hall 385 W. 2nd St., OF SALE lone, OR. The meeting will Loan No: 6530361473 take place on the 29th day of T.S. No: 1065643-09 April. 2004 at 6:00 PM. If a 106793 second meeting is necessary, Reference is made to that it will be held at the same loca certain deed made by MARK tion on the 6th day of May, S. MORRIS 2004 at 6:00 PM. The purpose as Grantor to of the meeting is to receive the FIRST AMERICAN T I budget message and to receive TLE INSURANCE COMPA public comment on the budget. NY, as Trustee, in favor of A copy of the budget document BANK OF AMERICA may be inspected or obtained N.A. as Beneficiary, on or after May 7,2004 at lone dated January 14, 2003, re City Hall, between the hours corded January 29, 2003, in of 7:00 AM and 3:30 PM. official records of MORROW This is a public meeting County, OREGON in book/ where deliberation of the bud reel/volume No. XX at page get committee will take place. No. XX, fee/file/instrument/ Any person may appear at the microfilm/reception No. 2003- meeting and discuss the pro 6668 covering the following posed programs with the Bud described real property situat get Committee. ed in the said County and State, Published: April 21 and 28, to-wit: 2004 LOT 9, EDGEWOOD VIL Affid______________ * LA, IN THE CITY OF IRRI- PUBLIC NOTICE NOTICE OF BUDGET COMMITTEE MEETING A public meeting of the Bud get Committee of the City of Heppner, M orrow County, State of Oregon to discuss the budget for the fiscal year July 1, 2004 to June 30, 2005 will be held at Heppner City Hall. The meeting will take place on the 11th of May, 2004 at 7:00 PM. The purpose of the meet ing is to receive the budget message and to receive com ment from the public on the budget. If necessary, a second meeting will be held May 12, 2004 at 7:00 PM, to complete the budget process. A copy of the budget may be inspected or obtained on or after May 12, 2004 at Heppner City Hall, 188 NW Willow Street, between the hours of 9:00 AM and 5:00 PM. This is a public meeting where deliberations of the Bud get Committee will take place. Any person may appear at the meeting and discuss the pro posed programs with the Bud get Committee. Persons who wish to attend and need assis tance are asked to call (541) 676- 9618, or TTY relay 1-800- 735-2900. Published: April 21 and 28, 2004 Affid____________________ PUBLIC NOTICE The Budget Committee of the City of Heppner will hold a public hearing on May 11,2004, at 7:00 PM at Heppner City Hall, 188 W. Willow Street, to consider and hear comments from the public on the City’s election to receive State Rev enue Sharing funds for the fis cal year 2004-2005 and the possible use of these funds. Gerald W. Breazeale Budget Officer Published: April 21 and 28, 2004 Affid____________________ PUBLIC NOTICE NOTICE Of BUDGET COMMITTEE MEETING A public meeting of the Bud get Committee of the lone Ru ral Fire Protection District #6- 604, Morrow State of Oregon, to discuss the budget for the fiscal year July 1,2004 to June 30, 2005 will be held at lone Fire Hall. The meeting will take place on the 10th day of May. 2004 at 7:30 P.M.. The purpose of the meeting is to receive the budget message and to receive comment from the public on the budget. A copy of the budget document may be inspected or obtained on or after April 13th, 2004 at MCGG in lone, between the hours of 8:00 A.M. and 5:00 P.M.. This is a public meeting where deliberation of the Bud get Committee will take place. Any person may appear at the meeting and discuss the pro posed programs with the Bud get Committee. Published: April 21 and May 5, 2004 Affid PUBUCNOHCE/ LEGAL NOTICE DEADLINE MONDAYS AT 5 p.m. GON, COUNTY OF MOR ROW AND STATE OF OR EGON. Commonly known as: 1375 EAST IDAHO AVE NUE IRRIGON OR 97844 Both the beneficiary and the trustee have elected to sell the said real property to satisfy the obligations secured by said trust deed and notice has been recorded pursuant to Section 86.735(3) of Oregon Revised Statutes: the default for which the foreclosure is made is the grantor’s: Failure to pay the monthly payment due Decem ber 1, 2003 of principal, interest and impounds and subsequent in stallments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. Monthly payment $652.24 Monthly Late Charge $32.61 By this reason of said de fault the beneficiary has de clared all obligations secured by said deed of trust immedi ately due and payable, said sums being following, to-wit; The sum of $76,940.11 togeth er with interest thereon at 6.000% per annum from No vember 01, 2003 until paid; plus all accrued late charges there on; and all trustee’s fees, fore closure costs and any sums advance by the beneficiary pursuant to the terms and con ditions of the said deed of trust. Whereof, notice hereby is given that, CAL-WESTERN RECONVEYANCE CO R PORATION the undersigned trustee will on July 27,2004 at the hour of 1:00pm, Standard ofTime, as established by Sec tion 187.110, Oregon Revised Statutes, at AT THE COURT STREET ENTRANCE TO MORROW COUNTY COURTHOUSE 100 COURT STREET City of HEPPNER, County of MOR ROW, State of Oregon, sell at public auction to the highest bidder for cash the interest in the said described real proper ty which grantor had or had power to convey at the time of the execution by him of the said trust deed, together with any interest which the grantor or his successors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and expense of sale, including a reasonable charge by the trustee. Notice is further given that any per son named in Section 86.753 of Oregon Revised Statutes has the right to have the fore closure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of said principal as would not then be due had no default occurred), together with the costs, trust ee’s and attorney’s fees and curing any other default com plained of in the Notice of De fault by tendering the perfor mance required under the obli gation or trust deed, at any time prior to five days before the date last set for sale. In construing this notice, the masculine gender includes the feminine and the neuter, the sin gular includes plural, the word “grantor” includes any succes- I Wednesday, April 21,2004 • NINE sor in interest to the grantor as well as any other persons ow ing an obligation, the perfor mance of which is secured by said trust deed, the words “trustee” and “beneficiary” in cludes their respective succes sors in interest, if any. Dated: March 16, 2004 CAL-WESTERN RECONVEYANCE CORPORATION 525 EAST MAIN STREET P.O. BOX 22004 EL CAJON CA 92022-9004 CAL-WESTERN RECONVEYANCE CORPORATION Signature/By: /s/ Yvonne J. Wheeler, A.V.P. Published: April 21,28, May 5 and 12,2004 Affid (2) PUBLIC NOTICE TRUSTEE’S NOTICE OF SALE Loan No: 1004013799 T.S. No: 1063509-09 107016 Reference is made to that certain deed made by SWAYNE R. EVANS AND MARY A. EVANS, H U S BAND AND WIFE as Grantor to MID-COLUMBIA TITLE COMPANY, as Trustee, in fa vor of FIRST FRANKLIN F I NANCIAL CORPORATION as Beneficiary, dated January 09, 2001, re corded January 24, 2001, in official records of MORROW County, OREGON in book/ reel/volume No. XX at page No. XX, fee/file/instrument/ microfilm/reception No. 2001- 143 covering the following de scribed real property situated in the said County and State, to-wit: PARCEL 1 OF PARTI TION PLAT NO. 1998-12, IN THE COUNTY OF M OR ROW AND STATE OF OR EGON. Commonly known as: 74678 COLUMBIA LANE IRRIGON OR 97844 Both the beneficiary and the trustee have elected to sell the said real property to satisfy the obligations secured by said trust deed and notice has been recorded pursuant to Section 86.735(3) of Oregon Revised Statutes: the default for which the foreclosure is made is the grantor’s: Failure to pay the monthly payment due October 1, 2003 of principal, interest and im pounds and subsequent install ments due thereafter; plus late charges; together with all sub sequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. Monthly payment $548.24 Monthly Late Charge $27.41 By this reason of said de fault the beneficiary has de clared all obligations secured by said deed of trust immedi ately due and payable, said sums being following, to-wit; The sum of $59,090.12 togeth er with interest thereon at 10.5007a per annum from Sep tember 01, 2003 until paid; plus all accrued late charges there on; and all trustee’s fees, fore closure costs and any sums advance by the beneficiary pursuant to the terms and con ditions of the said deed of trust. Whereof, notice hereby is given that, CAL-WESTERN RECONVEYANCE C O R PORATION the undersigned trustee will on August 03,2004 at the hour of 1:00pm. Standard ofTime, as established by Sec tion 187.110, Oregon Revised Statutes, at AT THE COURT STREET ENTRANCE TO MORROW COUNTY COURTHOUSE 100 COURT STREET City of HEPPNER, County of MOR ROW, State of Oregon, sell at public auction to the highest bidder for cash the interest in the said described real proper ty which grantor had or had power to convey at the time of the execution by him of the said trust deed, together with any interest which the grantor or his successors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured Ctmrmued next page