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About Heppner gazette-times. (Heppner, Or.) 1925-current | View Entire Issue (May 8, 2002)
DETERMINE t h e e x a c t r e in s t a t e m e n t a m o u n t . in ORDER TO HAVE THE fo reclo su re pr o c ee d in g DISMISSED, YOU MUST PAY THE REINSTATEMENT AMOUNT AT ANY TIME FRIOR TO FIVE DAYS BE FORE THE DATE LAST SET FOR THE SALE. THEREAF TER, AND PURSUANT TO PARAGRAPH 4 BELOW, YOU WILL HAVE TO PAY YOUR ENTIRE LOAN BALANCE PLUS ALL OTHER CHARGES LISTED IN PARAGRAPH 3 OF THIS NOTICE IN FULL IN ORDER TO STOP THE FORE CLOSURE SALE. FOR FUR THER INFORMATION, ON REINSTATEMENT OR PAY OFFS, WRITE US AT H&L SERVICES, INC., A TTEN TION: REINSTATEMENT DE PARTMENT, 1111 THIRD AV ENUE, SUITE 3400, SEATTLE, WA 98001 OR CALL US AT (206) 386-5470. UNLESS OTH ERWISE AGREED WITH THE CREDITOR, ALL R EIN STATEMENT AND PAYOFF FUNDS MUST BE IN THE FORM OF A CASHIER’S OR CERTIFIED CHECK. The creditor to whom this Amount is owed is WASHING TON MUTUAL BANK. THE INFORM ATION ABOVE IS PROVIDED IN COM PLIANCE WITH THE FEDERAL FAIR DEBT COL LECTION PRACTICES ACT. TRUSTEE’S NOTICE OF SALE 1. DEFAULT: Reference is made to that certain trust deed made by KEVIN AND TRACIE STER- RENBERG AS TENANTS BY THE ENTIRETY, as grantor, to AMERITITLE, as trustee, in fa vor o f WASHINGTON MU TUAL BANK, as beneficiary, dated JULY 28, 1998, recorded JULY 31,1998, in the mortgage records of Morrow County, Ore gon, as Fee No. M-54949, cov ering the following described real and personal property (the “Prop erty ” ) situated in M orrow County, Oregon, to-wit: SEE ATTACHED EXHIBIT “A” THE PROPERTY IN CLUDES A M ANUFAC TURED HOME, LIBERTY (MANUFACTURER), 1985 64 x 14 LIBERTY (MODEL), SE RIAL NUMBER 09620567. The Property is more com monly known as 363 ANDER SON, BOARDMAN, OR 97818. 2. ELECTION TO SELL & AMOUNTS PAST DUE The Beneficiary has elected to proceed as to both the personal property and the real property in accordance with the rights with respect to the real property and as perm itted by O .R.S. 79.5010(4). Both the beneficiary and the trustee have elected to sell the said Property to satisfy the obligations secured by said trust deed and a notice of default has been recorded pursuant to O regon Revised S tatutes 86.753(3); the defaults for which the foreclosure is made are: (a) Grantor’s failure to pay when due the following sums: MONTHLY PAYMENTS: Amount o f monthly pay ments due July 30,2001 through January 30, 2002 Monthly Payments subtotal $1,301.88 LATE CHARGES: Accrued late charges for each m onthly paym ent not made within 15 days of its due date Late Charges subtotal $84.25 TOTAL MONTHLY PAY MENTS AND LATE CHARGES: $1,386.13 (b) Pursuant to Paragraph 5 of the Deed of Trust, transfer of title to the property to Richard Sterrenberg. 3. OTHER CHARGES, COSTS AND FEES: In addition to the amounts in arrears specified above, in order to reinstate the loan, you are obliged to pay the following charges, costs and fees to rein state the Deed of Trust: Title Reports $175.00 Process Service Charges $ 115.00 Copying / Faxing / Telephone $50.00 T r u s t e e ’s / A t t o r n e y ’s F ee $550.00 Postage Fee $15.00 Recording Fees $85.00 Miscellaneous Lender Fees $7.60 Publication Fees Varies* TOTAL CHARGES, COSTS AND FEES $997.60 ** •Publication fees can vary from $600 to $2000 depending on the county, newspaper, and num ber of words to be published. The cost of publication for this sale is not yet ascertainable, but the information will be available 20 days before the scheduled sale date by calling the number listed above. **As described in the intro duction to this notice, there may be additional costs not yet ascertainable at this time due to interest, late charges, and other charges that accrue subsequent to the date of this notice. The total amount necessary to cure may be greater or less depending on when you cure the default. Please call us at the number listed above to determine the exact reinstate ment amount. You must ALSO record a deed transferring title to the property from Richard Sterrenberg back to the original grantors o f the deed of trust and furnish evidence o f same to Trustee. 4. DECLARATION OF ALL SUMS OWING IF DEFAULT IS NOT CURED AT LEAST FIVE DAYS PRIOR TO TRUSTEE’S SALE By reason of said default, the beneficiary declares all sums owing on the obligation secured by the trust deed due and payable in full (including principal, inter est, late fees, and other charges) if the Grantor fails to cure default at least FIVE DAYS PRIOR TO the sale date listed in Section 5. As of the date of this notice, the obligation secured by the Trust Deed includes an unpaid princi pal balance of $18,422.86 plus interest thereon at a rate o f 9.625% from June 30,2001 until paid; plus late charges of $84.25 through January 30, 2002, plus $7.96 for every month thereafter the regular monthly payment is more than 15 days late, plus es crow advances of $ 126.64, recon veyance fees of $65.00, and the amounts listed in paragraph 3 above. 5. TRUSTEE’S SALE W HEREFORE, notice hereby is given that the under signed trustee will on JUNE 14, 2002, at the hour of 10:00 o’clock A.M., in accordance with the standard of time established by ORS 187.110, at the front en trance o f the Morrow County Courthouse, 100 Court Street, in the City of Heppner, County of Morrow, State of Oregon, sell at public auction to the highest bid der for cash the interest in the said described Property which the grantor had or had power to con vey at the time of the execution by grantor of the trust deed, to gether with any interest which the grantor or the grantor’s succes sors in interest acquired after the execution of grantor of the trust deed, to satisfy the foregoing ob ligations thereby secured and the costs and expenses of sale, in cluding a reasonable charge by the trustee. Notice is further given that any person named in ORS 86.753 has the right, at any time prior to five days before the date last set for the sale, to have this foreclosure proceeding dis missed and the trust deed rein stated by payment to the benefi ciary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is ca pable o f being cured by tender ing the performance required un der the obligation or trust deed, and in addition to paying said sums or tendering the perfor mance necessary to cure the de fault, by paying all costs and ex penses actually incurred in en forcing the obligation and trust deed, together with trustee’s and attorney’s fees not exceeding the amounts provided by said ORS 86.753. In construing this notice, the singular includes the plural, the word “grantor” includes any suc cessor in interest to the grantor as well as any other person ow ing the obligation, the perfor mance o f which is secured by said trust deed, and the words “trustee” and “beneficiary” in clude their respective successors in interest, if any. 6. INQUIRIES Inquiries regarding reinstate ment, payoff or debt verification should be directed to the ad dresses and telephone numbers shown on the first page of this notice. All other inquiries con cerning this notice should be di rected to the undersigned. DATED: February 11,2002. FUNDS MUST BE IN THE /s/ Steven G. Jones, FORM OF A CASHIER’S OR Successor Trustee CERTIFIED CHECK. C/O H&L SERVICES, INC. The creditor to whom this 1111 THIRD AVENUE, #3400 amount is owed is WASHING Seattle, Washington 98104-7006 TON MUTUAL BANK. (206) 386-5470 THE INFORM ATION STATE OF WASHINGTON ) ABOVE IS PROVIDED IN )ss COMPLIANCE WITH THE COUNTY OF KING ) FEDERAL FAIR DEBT COL I, the undersigned, certify LECTION PRACTICES ACT. that I am the attorney or one of TRUSTEE’S NOTICE OF SALE the attorneys for the above named 1. DEFAULT: successor trustee and that the Reference is made to that foregoing is a complete and ex certain trust deed made by act copy of the original trustee’s KEVIN AND TRACIE STER notice of sale. RENBERG AS TENANTS BY FOSTER PEPPER & THE ENTIRETY, as grantor, to SHEFELMAN PLLC AMERITITLE, as trustee, in fa /s/ Jennifer Droz vor o f WASHINGTON MU Attorney for Successor Trustee TUAL BANK, as beneficiary, EXHIBIT “A” dated JULY 28, 1998, recorded Legal Description JULY 31, 1998, in the mortgage Lot 22, Block 1, SUNRIDGE records of Morrow County, Ore TERRACE PHASE II, in the City gon, as Fee No. M-54951, cov o f Boardman, County of Morrow ering the following described real and State of Oregon— and personal property (the “Prop Published: April 24, May 1,8 and erty ”) situated in M orrow 15,2002 County, Oregon, to-wit: Affid______________________ SEE ATTACHED EXHIBIT “A” THE PROPERTY IN PUBLIC NOTICE CLUDES A M ANUFAC STERRENBERG TURED HOME, FLEETWOOD 93531-930444 (MANUFACTURER), 1977 60 x WE ARE A DEBT COL 24 BARRINGTON (MODEL), LECTOR. THIS COMMUNI SERIAL NUMBER CATION IS AN ATTEMPT TO WAF12730311146AB. COLLECT A DEBT AND ANY The Property is more com INFORMATION OBTAINED m only known as 324 WILL BE USED FOR THAT MALHEUR, BOARDMAN, OR PURPOSE. 97818. If within thirty (30) days of 2. ELECTION TO SELL & your receipt o f this notice you AMOUNTS PAST DUE give notice to the undersigned, in The Beneficiary has elected writing, that you dispute the debt to proceed as to both the personal referred to, or any portion of it, property and the real property in we will mail a verification of accordance with the rights with such debt to you. In addition, if respect to the real property and you make the request within said as perm itted by O.R.S. thirty (30) days in writing, we 79.5010(4). Both the beneficiary will provide you with the name and the trustee have elected to and address of the original credi sell the said Property to satisfy tor, if other than the present credi the obligations secured by said tor shown. Notices under this trust deed and a notice of default paragraph should be sent to H&L has been recorded pursuant to Services, Inc., Attention: Debt O regon Revised Statutes Verification Department, 1111 86.753(3); the defaults for which Third Avenue, Suite 3400, Se the foreclosure is made are: attle, WA 98101. Unless within (a) Grantor’s failure to pay thirty (30) days of your receipt when due the following sums: of this notice, we receive notice MONTHLY PAYMENTS: that you dispute the debt, or some Amount o f monthly pay portion of the debt, we will as ments due July 30,2001 through sume the debt amount is valid. January 30, 2002 The purpose o f this notice is- to Monthly Payments subtotal collect the indebtedness due, or $1,942.85 in the alternative, to repossess the LATE CHARGES: Property (as defined below) Accrued late charges for each which is the security of said debt. m onthly paym ent not made IMPORTANT! within 15 days of its due date PLEASE READ! Late C harges subtotal AS OF THE DATE OF THIS $165.13 NOTICE, THE TOTAL TOTAL MONTHLY PAY AMOUNT NECESSARY TO M ENTS AND LATE HAVE THIS FORECLOSURE CHARGES: $2,107.98 PROCEEDING DISMISSED (b) Pursuant to Paragraph 5 AND THE TRUST DEED RE of the Deed of Trust, transfer of INSTATED IS ESTIMATED title to the property to Richard TO BE $3,207.58. THIS IS THE Sterrenberg. AMOUNT LISTED IN PARA 3. OTHER CHARGES, GRAPHS 2 AND 3 BELOW COSTS AND FEES: AND IS REFERRED TO IN In addition to the amounts in THIS NOTICE AS THE REIN arrears specified above, in order STATEMENT AMOUNT. BE to reinstate the loan, you are CAUSE OF INTEREST, LATE obliged to pay the following CHARGES, AND OTHER charges, costs and fees to rein CHARGES THAT MAY AC state the Deed of Trust: CRUE SUBSEQUENT TO THE Title Reports $217.00 DATE OF THIS NOTICE, THE Process Service Charges $115.00 AMOUNT DUE ON THE DAY Copying / Faxing / Telephone YOU ACTUALLY PAY WILL $50.00 PROBABLY BE GREATER OR T ru stee’s/A tto rn ey ’s Fee LESS DEPENDING ON WHEN $550.00 YOU CURE. PLEASE CON Postage Fee $15.00 TACT OUR REIN STA TE Recording Fees $85.00 MENT DEPARTM ENT AT M iscellaneous Lender Fees (206) 386-5470 BEFORE $67.60 SENDING YOUR CHECK TO Publication Fees Varies* DETERM INE THE EXACT TOTAL CHARGES, COSTS REINSTATEMENT AMOUNT. AND FEES $1,099.60** IN ORDER TO HAVE THE ♦Publication fees can vary FORECLOSURE PROCEED from $600 to $2000 depending on ING DISMISSED, YOU MUST the county, newspaper, and num PAY THE REINSTATEMENT ber of words to be published. The AM OUNT AT ANY TIME cost of publication for this sale PRIOR TO FIVE DAYS BE is not yet ascertainable, but the FORE THE DATE LAST SET information will be available 20 FOR THE SALE. THEREAF days before the scheduled sale TER, AND PURSUANT TO date by calling the number listed PARAGRAPH 4 BELOW, YOU above. WILL HAVE TO PAY YOUR **As described in the intro ENTIRE LOAN BALANCE duction to this notice, there may PLUS ALL OTHER CHARGES be additional costs not yet LISTED IN PARAGRAPH 3 OF ascertainable at this time due to THIS NOTICE IN FULL IN interest, late charges, and other ORDER TO STOP THE FORE charges that accrue subsequent to CLOSURE SALE. FOR FUR the date of this notice. The total THER INFORMATION. ON amount necessary to cure may be REINSTATEMENT OR PAY greater or less depending on OFFS, WRITE US AT H&L when you cure the default. Please SERVICES. INC., A TTEN call us at the number listed above TION: REINSTATEMENT DE to determine the exact reinstate PARTMENT. 1111 THIRD AV ment amount. You must ALSO ENUE, SUITE 3400. SEATTLE. record a deed transferring title to WA 98001 OR CALL US AT the property from Richard (206) 386-5470. UNLESS OTH Sterrenberg back to the original ERWISE AGREED WITH THE grantors of the deed of trust and CRED ITO R. ALL R EIN furnish evidence o f same to STATEMENT AND PAYOFF Trustee. Heppner Gazette-Times, Heppner, Oregon Wednesday, May 8, 2002 - NINE 4. DECLARATION OF ALL Oregon— SUMS OWING IF DEFAULT IS Published: April 24, May 1,8 and 15,2002 NOT CURED AT LEAST FIVE DAYS PRIOR TO TRUSTEE’S Affid______________________ SALE PUBLIC NOTICE By reason of said default, the STERRENBERG beneficiary declares all sums 93531-930445 owing on the obligation secured WE ARE A DEBT COL by the trust deed due and payable LECTOR. THIS COMMUNI in full (including principal, inter CATION IS AN ATTEMPT TO est, late fees, and other charges) COLLECT A DEBT AND ANY if the Grantor fails to cure default INFORMATION OBTAINED at least FIVE DAYS PRIOR TO WILL BE USED FOR THAT the sale date listed in Section 5. PURPOSE. As of the date o f this notice, the If within thirty (30) days of obligation secured by the Trust your receipt of this notice you Deed includes an unpaid princi give notice to the undersigned, in pal balance of $28,153.93 plus writing, that you dispute the debt interest thereon at a rate of referred to, or any portion of it, 9.625% from June 30,2001 until we will mail a verification o f paid; plus late charges of $ 163.15 such debt to you. In addition, if through January 30, 2002, plus you make the request within said $12.17 for every month thereaf thirty (30) days in writing, we ter the regular monthly payment will provide you with the name is more than 15 days late, plus and address of the original cred escrow advances of $169.57, re itor, if other than the present cred conveyance fees of $65.00, and itor shown. Notices under this the amounts listed in paragraph paragraph should be sent to H&L 3 above. Services, Inc., Attention: Debt 5. TRUSTEE’S SALE Verification Department, 1111 W HEREFORE, notice Third Avenue, Suite 3400, Seat hereby is given that the under tle, WA 98101. Unless within signed trustee will on JUNE 14, thirty (30) days of your receipt 2002, at the hour of 10:00 o’clock of this notice, we receive notice A.M., in accordance with the that you dispute the debt, or some standard of time established by portion of the debt, we will as ORS 187.110, at the front en sume the debt amount is valid. trance of the Morrow County The purpose of this notice is to Courthouse, 100 Court Street, in collect the indebtedness due, or the City of Heppner, County of in the alternative, to repossess the Morrow, State of Oregon, sell at Property (as defined below) public auction to the highest bid which is the security of said debt. der for cash the interest in the said IMPORTANT! described Property which the PLEASE READ! grantor had or had power to con AS OF THE DATE OF THIS vey at the time of the execution NOTICE, THE TOTAL by grantor of the trust deed, to AMOUNT NECESSARY TO gether with any interest which the HAVE THIS FORECLOSURE grantor or the grantor’s succes PROCEEDING DISM ISSED sors in interest acquired after the AND THE TRUST DEED RE execution of grantor of the trust INSTATED IS ESTIMATED deed, to satisfy the foregoing ob TO BE $2,628.86. THIS IS THE ligations thereby secured and the AMOUNT LISTED IN PARA costs and expenses of sale, in GRAPHS 2 AND 3 BELOW cluding a reasonable charge by AND IS REFERRED TO IN the trustee. Notice is further THIS NOTICE AS THE REIN given that any person named in STATEMENT AMOUNT. BE ORS 86.753 has the right, at any CAUSE OF INTEREST, LATE time prior to five days before the CHARGES, AND OTHER date last set for the sale, to have CHARGES THAT MAY AC this foreclosure proceeding dis CRUE SUBSEQUENT TO THE missed and the trust deed rein DATE OF THIS NOTICE, THE stated by payment to the benefi AMOUNT DUE ON THE DAY ciary of the entire amount then YOU ACTUALLY PAY ,WJLL due (other than such portion of PROBABLY BE GREATER OR the principal as would not then LESS DEPENDING ON WHEN be due had no default occurred) YOU CURE. PLEASE CON and by curing any other default TACT OUR REIN STA TE complained of herein that is ca MENT DEPARTM ENT AT pable of being cured by tender (206) 386-5470 BEFORE ing the performance required un SENDING YOUR CHECK TO der the obligation or trust deed, DETERMINE THE EXACT and in addition to paying said REINSTATEMENT AMOUNT. sums or tendering the perfor IN ORDER TO HAVE THE mance necessary to cure the de FORECLOSURE PROCEED fault, by paying all costs and ex ING DISMISSED, YOU MUST penses actually incurred in en PAY THE REINSTATEMENT forcing the obligation and trust AMOUNT AT ANY TIME PRI deed, together with trustee’s and OR TO FIVE DAYS BEFORE attorney’s fees not exceeding the THE DATE LAST SET FOR amounts provided by said ORS THE SALE. THEREAFTER, 86.753. AND PURSUANT TO PARA In construing this notice, the GRAPH 4 BELOW, YOU WILL singular includes the plural, the HAVE TO PAY YOUR ENTIRE word “grantor” includes any suc LOAN BALANCE PLUS ALL cessor in interest to the grantor OTHER CHARGES LISTED IN as well as any other person ow PARAGRAPH 3 OF THIS NO ing the obligation, the perfor TICE IN FULL IN ORDER TO mance of which is secured by STOP THE FORECLOSURE said trust deed, and the words SALE. FOR FURTHER INFOR “trustee” and “beneficiary” in MATION, ON REINSTATE clude their respective successors MENT OR PAYOFFS, WRITE in interest, if any. US AT H&L SERVICES, INC., 6. INQUIRIES ATTENTION: REINSTATE Inquiries regarding reinstate MENT DEPARTMENT, 1111 ment, payoff or debt verification THIRD AVENUE. SUITE 3400, should be directed to the ad SEATTLE, WA 98001 OR dresses and telephone numbers CALL US AT (206) 386-5470. shown on the first page of this UNLESS O TH ERW ISE notice. All other inquiries con AGREED WITH THE CREDI cerning this notice should be di TOR. ALL REINSTATEMENT rected to the undersigned. AND PAYOFF FUNDS MUST DATED: February 11,2002. BE IN THE FORM OF A CASH /s/ Steven G. Jones, IER’S OR CERTIFIED CHECK. Successor Trustee The creditor to whom this C/O H&L SERVICES. INC. amount is owed is WASHING 1111 THIRD AVENUE, #3400 TON MUTUAL BANK. Seattle, Washington 98104-7006 THE INFORM ATION (206) 386-5470 ABOVE IS PROVIDED IN STATE OF WASHINGTON ) COM PLIANCE WITH THE )ss FEDERAL FAIR DEBT COL COUNTY OF KING ) LECTION PRACTICES ACT. I. the undersigned, certify TRUSTEE S NOTICE OF SALE that I am the attorney or one of 1 DEFAULT: the attorneys for the above named Reference is made to that successor trustee and that the certain trust deed made by foregoing is a complete and ex KEVIN AND TRACIE STER act copy of the original trustee's RENBERG AS TENANTS BY notice of sale. THE ENTIRETY, as grantor, to FOSTER PEPPER & AMERITITLE. as trustee, in fa SHEFELMAN PLLC vor of WASHINGTON MUTU /s/ Jennifer Droz AL BANK, as beneficiary, dated Attorney for Successor Trustee JULY 28. 1998, recorded JULY EXHIBIT “A” 31.1998. in the mortgage records Legal Description of Morrow County, Oregon, as Lot 19, Block 2, Tract B, Fee No. M-54946. covering the SUNRIDGE TERRACE PHASE following described real and per- III, in the City o f Boardman. County of Morrow and State of continned next page »
