Heppner gazette-times., April 24, 2002, Page ELEVEN, Image 11

cost of publication for this sale
I,
the undersigned, certify TRUSTEE’S NOTICE OF SALE
is not yet ascertainable, but the that I am the attorney or one of
1. DEFAULT:
information will be available 20 the attorneys for the above named
Reference is made to that
days before the scheduled sale successor trustee and that the certain trust deed made by
date by calling the number listed foregoing is a complete and ex­ KEVIN AND TRACIE STER­
above.
act copy of the original trustee’s RENBERG AS TENANTS BY
**As described in the intro­ notice of sale.
THE ENTIRETY, as grantor, to
duction to this notice, there may
FOSTER PEPPER & AMERITITLE, as trustee, in fa­
be additional costs not yet ascer­
SHEFELMAN PLLC
vor of WASHINGTON MUTU­
tainable at this time due to inter­
/s/ Jennifer Droz AL BANK, as beneficiary, dated
est, late charges, and other charg­
Attorney for Successor Trustee JULY 28, 1998, recorded JULY
es that accrue subsequent to the
EXHIBIT “A”
31,1998, in the mortgage records
date o f this notice. The total
Legal Description
of Morrow County, Oregon, as
amount necessary to cure may be
Lot 7, Block 3, SUNRIDGE Fee No. M-54947, covering the
greater or less depending on TERRACE, PHASE III, in the following described real and per­
when you cure the default. Please City o f Boardman, County o f sonal property (the “Property”)
call us at the number listed above Morrow and State of Oregon—
situated in Morrow County, Ore­
to determine the exact reinstate­ Published: April 24, May 1,8 and gon, to-wit:
ment amount.
15, 2002
SEE ATTACHED EXHIBIT “A”
4.
DECLARATION OF ALL
Affid______________________
THE PROPERTY IN ­
SUMS OWING IF DEFAULT IS
CLUDES
A M ANUFAC­
PUBLIC NOTICE
NOT CURED AT LEAST FIVE
TURED HOME, CENTRAL
STERRENBERG
DAYS PRIOR TO TRUSTEE’S
(MANUFACTURER), 1976 67 x
93531-930448
SALE
14 CENTENNIAL (MODEL),
WE ARE A DEBT COL­
By reason of said default, the
SERIAL
NUMBER
LECTOR. THIS COMMUNI­
beneficiary declares all sums
1470376252125.
CATION IS AN ATTEMPT TO
owing on the obligation secured
The Property is more com­
COLLECT A DEBT AND ANY
by the trust deed due and payable
monly known as 371 ANDER­
INFORMATION OBTAINED
in full (including principal, inter­
SON, BOARDMAN, OR 97818.
WILL BE USED FOR THAT
est, late fees, and other charges)
2. ELECTION TO SELL &
PURPOSE.
if the Grantor fails to cure default
AMOUNTS PAST DUE
If within thirty (30) days of
at least FIVE DAYS PRIOR TO
The Beneficiary has elected
your receipt of this notice you
the sale date listed in Section 5.
to proceed as to both the person­
give notice to the undersigned, in
As of the date of this notice, the
al property and the real property
writing, that you dispute the debt
obligation secured by the Trust
in accordance with the rights with
referred to, or any portion of it,
Deed includes an unpaid princi­
respect to the real property and
we will mail a verification of
pal balance of $29,430.43 plus
as perm itted by O.R.S.
such debt to you. In addition, if
interest thereon at a rate o f
79.5010(4). Both the beneficiary
you make the request within said
9.625% from July 19, 2001 until
and the trustee have elected to
thirty (30) days in writing, we
paid; plus late charges of $76.50
sell the said Property to satisfy
will provide you with the name
through January 2002, plus
the obligations secured by said
and address of the original cred­
$12.75 for every month thereaf­
trust deed and a notice of default
itor, if other than the present cred­
ter the regular monthly payment
has been recorded pursuant to
itor shown. Notices under this
is more than 15 days late, plus
O regon R evised Statutes
paragraph should be sent to H&L
reconveyance fees of $65.00, and
86.753(3); the defaults for which
Services, Inc., Attention: Debt
tni amounts listed in paragraph
the foreclosure is made is grant­
Verification Department, 1111
% above.
or’s failure to pay when due the
Third Avenue, Suite 3400, Seat­
following sums:
▼ 5. TRUSTEE’S SALE
tle, WA 98101. Unless within
WHEREFORE, notice here­
MONTHLY PAYMENTS:
thirty (30) days of your receipt
by is given that the undersigned
Amount o f monthly pay­
of this notice, we receive notice
trustee will on JUNE 14, 2002,
ments due July 20,2001 through
that you dispute the debt, or some
at the hour o f 10:00 o ’clock
January 30,2002
portion of the debt, we will as­
A.M., in accordance with the
Monthly Payments subtotal
sume the debt amount is valid.
standard of time established by
$1,679.61
The purpose of this notice is to
ORS 187.110, at the front en­
LATE CHARGES:
collect the indebtedness due, or
trance o f the Morrow County
Accrued late charges for each
in the alternative, to repossess the
Courthouse, 100 Court Street, in
monthly payment not made with­
Property (as defined below)
the City of Heppner, County of
in 15 days of its due date
which is the security of said debt.
Morrow, State of Oregon, sell at
Late C harges subtotal
IMPORTANT!
public auction to the highest bid­
$159.40
PLEASE READ!
der for cash the interest in the said
TOTAL MONTHLY PAY­
AS OF THE DATE OF THIS
described Property which the
MENTS AND LATE CHARG­
NOTICE,
THE
TOTAL
grantor had or had power to con­
ES: $1,839.01
AMOUNT NECESSARY TO
vey at the time of the execution
3. OTHER CHARGES,
HAVE THIS FORECLOSURE
by grantor of the trust deed, to-'
COSTS AND FEES:
PROCEEDING DISMISSED
gether with any interest which the
In addition to the amounts in
AND THE TRUST DEED RE­
grantor or the grantor’s succes­
arrears specified above, in order
INSTATED IS ESTIMATED
sors in interest acquired after the
to reinstate the loan, you are
TO BE $2,938.21. THIS IS THE
execution of grantor of the trust
obliged to pay the following
AMOUNT LISTED IN PARA­
deed, to satisfy the foregoing ob­
charges, costs and fees to rein­
GRAPHS 2 AND 3 BELOW
ligations thereby secured and the
state the Deed of Trust:
AND IS REFERRED TO IN
costs and expenses of sale, in­
Title Reports $209.00
THIS NOTICE AS THE REIN­
cluding a reasonable charge by
Process Service Charges $115.00
STATEMENT AMOUNT. BE­
the trustee. Notice is further giv­
Copying / Faxing / Telephone
CAUSE OF INTEREST, LATE
en that any person named in ORS
$50.00
CHARGES, AND OTHER
86.753 has the right, at any time
T r u s t e e ’s / A t t o r n e y ’ s F ee
CHARGES THAT MAY AC­
prior to five days before the date
$550.00
CRUE SUBSEQUENT TO THE
last set for the sale, to have this
Postage Fee $15.00
DATE OF THIS NOTICE, THE
foreclosure proceeding dismissed
Recording Fees $85.00
AMOUNT DUE ON THE DAY
and the trust deed reinstated by
M iscellaneous Lender Fees
YOU ACTUALLY PAY WILL
payment to the beneficiary of the
$75.20
PROBABLY BE GREATER OR
entire amount then due (other
Publication Fees Varies*
LESS DEPENDING ON WHEN
than such portion o f the princi­
TOTAL CHARGES, COSTS
YOU CURE. PLEASE CON­
pal as would not then be due had
AND FEES $1,099.20**
TACT OUR REIN STA TE­
no default occurred) and by cur­
*Publication fees can vary
MENT DEPARTMENT AT
ing any other default complained
from $600 to $2000 depending on
(206) 386-5470 BEFORE
of herein that is capable of being
the county, newspaper, and num­
SENDING YOUR CHECK TO
cured by tendering the perfor­
ber of words to be published. The
DETERM INE THE EXACT
mance required under the obliga­
cost of publication for this sale
REINSTATEMENT AMOUNT.
tion or trust deed, and in addition
is not yet ascertainable, but the
IN ORDER TO HAVE THE
to paying said sums or tendering
information will be available 20
FORECLOSURE PROCEED­
the performance necessary to
days before the scheduled sale
ING DISMISSED, YOU MUST
date by calling the number listed
cure the default, by paying all
PAY THE REINSTATEMENT
above.
costs and expenses actually in­
AMOUNT AT ANY TIME PRI­
curred in enforcing the obligation
**As described in the intro­
OR TO FIVE DAYS BEFORE
and trust deed, together with
duction to this notice, there may
THE DATE LAST SET FOR
trustee’s and attorney’s fees not
be additional costs not yet ascer­
THE SALÉ. THEREAFTER,
exceeding the amounts provided
tainable at this time due to inter­
AND PURSUANT TO PARA­
est, late charges, and other charg­
by said ORS 86.753.
GRAPH 4 BELOW, YOU WILL
es that accrue subsequent to the
In construing this notice, the
HAVE TO PAY YOUR ENTIRE
singular includes the plural, the
date o f this notice. The total
LOAN BALANCE PLUS ALL
word “grantor” includes any suc­
amount necessary to cure may be
OTHER CHARGES LISTED IN
greater or less depending on
cessor in interest to the grantor
PARAGRAPH 3 OF THIS NO­
when you cure the default. Please
as well as any other person ow­
TICE IN FULL IN ORDER TO
call us at the number listed above
ing the obligation, the perfor­
STOP THE FORECLOSURE
mance o f which is secured by
to determine the exact reinstate­
SALE. FOR FURTHER INFOR­
ment amount.
said trust deed, and the words
MATION, ON REINSTATE­
4. DECLARATION OF ALL
“trustee” and “beneficiary” in­
MENT OR PAYOFFS, WRITE
SUMS OWING IF DEFAULT IS
clude their respective successors
US AT H&L SERVICES, INC.,
NOT CURED AT LEAST FIVE
in interest, if any.
ATTENTION: REINSTATE­
DAYS PRIOR TO TRUSTEE’S
6. INQUIRIES
MENT DEPARTMENT, 1111
SALE
Inquiries regarding reinstate­
THIRD AVENUE, SUITE 3400,
By reason of said default, the
ment, payoff or debt verification
SEATTLE, WA 98001 OR
beneficiary declares all sums
should be directed to the address­
CALL US AT (206) 386-5470.
owing on the obligation secured
es and telephone numbers shown
UNLESS
OTHERW ISE
by the trust deed due and payable
on the first page of this notice.
AGREED WITH THE CREDI­
in full (including principal, inter­
All other inquiries concerning
TOR, ALL REINSTATEMENT
est, late fees, and other charges)
this notice should be directed to
AND PAYOFF FUNDS MUST
if the Grantor fails to cure default
the undersigned.
BE IN THE FORM OF A CASH­
at least FIVE DAYS PRIOR TO
DATED: February 11,2002.
IER’S OR CERTIFIED CHECK.
the sale date listed in Section 5.
/s/ Steven G. Jones,
The creditor to whom this
As of the date of this notice, the
Successor Trustee
amount is owed is WASHING­
obligation secured by the Trust
C/O H&L SERVICES, INC.
TON MUTUAL BANK.
Deed includes an unpaid princi­
1111 THIRD AVENUE, #3400
THE
INFORM ATION
Seattle. Washington 98104-7006
pal balance of $25,643.30 plus
ABOVE IS PROVIDED IN
(206) 386-5470
interest thereon at a rate o f
COM PLIANCE WITH THE
STATE OF WASHINGTON )
9.625% from June 30,2001 until
FEDERAL FAIR DEBT COL­
)ss
paid; plus late charges of $159.40
LECTION PRACTICES ACT.
COUNTY OF KING
)
through January 2002, plus
Heppner Gazette-Times, Heppner, Oregon Wednesday, April 24,2002 - ELEVEN
$11.01 for every month thereaf­ gon.
principal balance at the rate of
ter the regular monthly payment
Commonly known as: 1365
12.00 percent pier annum, from
is more than 15 days late, plus E. Idaho Ave., Irrigon, OR
December 1, 2000, until paid;
escrow advances of $95.59, re­ 97844.
accrued late charges in the
conveyance fees of $65.00, and
Both the beneficiary and the amount of $333.99 as o f Febru­
the amounts listed in paragraph trustee have elected to sell the ary 5, 2002, plus monthly late
3 above.
real property to satisfy the obli­ charges of $37.11 each beginning
5. TRUSTEE’S SALE
gations secured by the trust deed with the February, 2002 payment,
WHEREFORE, notice here­ and a notice of default has been until paid; prepayment premium,
by is given that the undersigned recorded pursuant to Oregon Re­ if applicable; cost o f foreclosure
trustee will on JUNE 14, 2002, vised Statutes 86.735(3); the de­ report; attorney’s fees, trustee’s
at the hour o f 10:00 o ’clock
fault for which the foreclosure is fees, together with any other
A.M., in accordance with the made in grantor’s failure to pay sums due or that may become due
standard of time established by when due the following sums:
under the Note or by reason of
ORS 187.110, at the front en­
SEE EXHIBIT A, PARA­ this foreclosure and any further
trance o f the Morrow County GRAPH I.
advances made by Beneficiary as
Courthouse, 100 Court Street, in
*The beneficial interest in allowed by the Note and Deed of
the City of Heppner, County of said trust deed was assigned to Trust.
Morrow, State of Oregon, sell at Altegra Credit Company by in­ Published: April 24, May 1,8 and
public auction to the highest bid­ strument recorded February 4,
15,2002
der for cash the interest in the said 2002, as Microfilm No. M-2002- Affid______________________
described Property which the 3332.
PUBLIC NOTICE
grantor had or had power to con­
By reason of the default just
TRUSTEE’S
NOTICE OF SALE
vey at the time of the execution described, the beneficiary has
Reference
is made to that
by grantor of the trust deed, to­ declared all sums owing on the
certain
trust
deed
made by Hu­
gether with any interest which the obligation secured by the trust
ber
Landeros,
as
grantor(s),
to
grantor or the grantor’s succes­ deed immediately due and pay­
Glenn
H.
Prohaska,
as
trustee,
in
sors in interest acquired after the able, those sums being the fol­
favor
of
Conseco
Finance
Servic­
execution of grantor of the trust lowing, to-wit:
deed, to satisfy the foregoing ob­
SEE EXHIBIT A, PARA­ ing Corp., as beneficiary, dated
April 4, 2000, recorded April 7,
ligations thereby secured and the GRAPH II.
2000,
in the mortgage records of
costs and expenses of sale, in­
WHEREFORE, notice is
cluding a reasonable charge by hereby given that the undersigned Morrow County, Oregon, as Mi­
the trustee. Notice is further giv­ trustee will on July 2,2002, at the crofilm No. M-2000-803, cover­
en that any person named in ORS hour of three o’clock, P.M., in ing the following described real
86.753 has the right, at any time accord with the standard of time property situated in said county
prior to five days before the date established by ORS 187.110, at and state, to wit:
Lot 8, SANDZ STONE
last set for the sale, to have this the front steps of the Morrow
SUBDIVISION,
in the City of
foreclosure proceeding dismissed County Courthouse, 100 N. Court
Boardman,
County
of Morrow
and the trust deed reinstated by Street in the City of Heppner,
and
State
of
Oregon
payment to the beneficiary of the County of Morrow, State of Ore­
which has the address com­
entire amount then due (other gon, sell at public auction to the
monly
known as 224 SW Willow
than such portion of the princi­ highest bidder for cash the inter­
Fork
Drive,
Boardman, Oregon
pal as would not then be due had est in the real property described
97818.
no default occurred) and by cur­ above which the grantor had or
Both the beneficiary and the
ing any other default complained had power to convey at the time
of herein that is capable of being of the execution by grantor of the trustee have elected to sell the
cured by tendering the perfor­ trust deed together with any in­ said real properly to satisfy the
mance required under the obliga­ terest which the grantor or grant­ obligations secured by said trust
tion or trust deed, and in addition o r’s successors in interest ac­ deed and a notice of default has
to paying said sums or tendering quired after the execution of the been recorded pursuant to Ore­
the performance necessary to trust deed, to satisfy the forego­ gon Revised Statutes 86.735(3);
cure the default, by paying all ing obligations thereby secured the default for which the foreclo­
costs and expenses actually in­ and the costs and expenses of the sure is made is grantor’s failure
curred in enforcing the obligation sale, including a reasonable to pay when due the following
and trust deed, together with charge by the trustee. Notice is sums:
$ 3,979.44 Total delinquent
trustee’s and attorney’s fees not further given that any person
monthly
payments and late chgs.
exceeding the amounts provided named in ORS 86.753 has the
due
as
of
December 18, 2001
by said ORS 86.753.
right, at any time prior to five
$
3,979.44
TOTAL
In construing this notice, the days before the date last set for
singular includes the plural, the the sale, to have this foreclosure AMOUNT REQUIRED TO RE­
word “grantor” includes any suc­ proceeding dismissed and the INSTATE AS OF December 18,
cessor in interest to the grantor trust deed reinstated by payment 2001
By reason of the default, the
as well as any other person ow­ to the beneficiary of the entire
beneficiary
has declared all syms
ing the obligation, the perfor­ amount then due (other than such
owing
on
the
obligation secured
mance of which is secured by portion of the principal as would
by
the
trust
deed
immediately due
said trust deed, and the words not then be due had no default
and
payable,
those
sums being
“trustee” and “beneficiary” in­ occurred) and by curing any oth­
the
following,
to-wit:
clude their respective successors er default complained of herein
$ 89,699.53 Principal bal­
that is capable of being cured by
in interest, if any.
ance
of loan
tendering the performance re­
6. INQUIRIES
$
89,699.53
TOTAL
Inquiries regarding reinstate­ quired under the obligation or
AMOUNT
DUE
AS
OF
Decem­
ment, payoff or debt verification trust deed, and in addition to pay­
ber
18,2001
should be directed to the address­ ing those sums or tendering the
WHEREFORE, notice here­
es and telephone numbers shown performance necessary to cure
by
is
given that the undersigned
on the first page of this notice. the default, by paying all costs
trustee
will on June 11, 2002, at
All other inquiries concerning and expenses actually incurred in
the
hour
of 11:30 o’clock A.M.,
this notice should be directed to enforcing the obligation and trust
in
accord
with the standard of
deed, together with trustee and
the undersigned.
time
established
by ORS
attorney fees not exceeding the
DATED: February 11,2002.
187.110,
at
front
steps
of Mor­
am ounts provided by ORS
/s/ Steven G. Jones,
row
County
Courthouse
in the
Successor Trustee 86.753.
City
of
Heppner,
County
of
Mor­
In construing this notice, the
C/O H&L SERVICES, INC.
row,
State
of
Oregon,
sell
at
pub­
1111 THIRD AVENUE, #3400 singular includes the plural, the
lic
auction
to
the
highest
bidder
Seattle, Washington 98104-7006 word “grantor” includes any suc­
(206) 386-5470 cessor in interest to the grantor for cash the interest in the said
as well as any other person ow­ described real property which the
STATE OF WASHINGTON)
)ss ing an obligation, the perfor­ grantor had or had power to con­
mance of which is secured by the vey at the time of the execution
COUNTY OF KING
)
trust deed, and the words “trust­ by grantor of the said trust deed,
I, the undersigned, certify
that I am the attorney or one of ee” and “beneficiary” include together with any interest which
the attorneys for the above named their respective successors in in­ the grantor or grantor’s succes­
sors in interest acquired after the
successor trustee and that the terest, if any.
execution
of said trust deed, to
DATED February 21, 2002.
foregoing is a complete and ex­
satisfy
the
foregoing obligations
/s/ James Ray Streinz,
act copy of the original trustee’s
thereby
secured
and the costs and
Successor Trustee
notice of sale.
expenses
of
sale,
including a rea­
State of Oregon, County of
FOSTER PEPPER &
sonable
charge
by
the trustee.
SHEFELMAN PLLC Multnomah ) ss.
Notice
is
further
given
that any
I, the undersigned, certify
/s/ Jennifer Droz
person
named
in
ORS
86.753
has
Attorney for Successor Trustee that I am the attorney or one of
the
right,
at
any
time
prior
to
five
the attorneys for the above named
EXHIBIT “A”
trustee and that the foregoing is days before the date last set for
Legal Description
Lot 20, Block 1, SUNRIDGE a complete and exact copy of the the sale, to have this foreclosure
proceeding dismissed and the
TERRACE PHASE II, in the City original trustee’s notice of sale.
/s/ Jason A. Skelton trust deed reinstated by payment
of Boardman, County of Morrow
Attorney for Trustee to the beneficiary of the entire
and State of Oregon—
amount then due (other than such
EXHIBIT A
Published: April 24, May 1,8 and
portion
of the principal as would
I.
15,2002
not
then
be due had no default
Monthly principal and inter­
Affid______________________
occurred)
and by curing any oth­
est installments of $742.15 each
PUBLIC NOTICE
er
default
complained of herein
from January 1,2001, until paid;
TRUSTEE’S NOTICE OF SALE accrued late charges in the that is capable of being cured by
Reference is made to that amount of $333.99 as of Febru­ tendering the performance re­
certain trust deed made Adelai­ ary 5, 2002, plus monthly late quired under the obligation or
da Rodriguez unmarried person,
charges of $37.11 each beginning trust deed, and in addition to pay­
as grantor, to Amerititle, as trust­ with the February, 2002 payment, ing said sums or tendering the
ee, in favor of First Franklin Fi­ until paid; delinquent property performance necessary to cure
nancial Corporation, as benefi­ taxes, if any; cost of foreclosure the default, by paying all costs
ciary, dated October 5, 2000, re­ report; attorney’s fees, trustee’s and expenses actually incurred in
corded on October 24, 2000, in fees, together with any other enforcing the obligation and trust
the Records of Morrow County, sums due or that may become due deed, together with trustee’s and
Oregon, as microfilm No. M- under the Note or by reason of attorney’s fees not exceeding the
2000-2354*, covering the follow­ this foreclosure and any further amounts provided by said ORS
ing described real property situ­ advances made by Beneficiary as 86.753.
In construing this notice, the
ated in that county and state, to-
allowed by the Note and Deed of
singular
includes the plural, the
wit:
Trust.
word
“grantor”
includes any suc­
Lot 8, EDGEWOOD VIL­
II.
cessor
in
interest
to the grantor
LA, in the City of Imgon. Coun­
The principal sum o f
ty of Morrow, and State of Ore­ $72,129.35 with interest on the
continued next page