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SIX- Heppner Gazette-Times, Heppner, Oregon Wednesday, January 17, 1996 By Claudia Hugh— , Chamber Manager ATTENTION ALSEA V ENEER, INC., el al., Plaintiffs, v. STATE OF OREGON, el al.. Defendants, IN THE CIRCUIT COURT OF THE STATE OF OREGON FOR THE COUNTY OF MARION NO. 88C-11289 NO. 88C-11300 CONSOLIDATED CASES ABC ROOFING CO., INC., et al.. Plaintiffs, v. STATE OF OREGON, et al.. Defendants. NOTICE OF PENDENCY OF CLASS ACTION AND PROPOSED SETTLEMENT All employers insured by the State Accident Insurance Fund Corporation ("SAIF') at any time between July I. 1981 through September 2, 1982 Notice is given to you that: BACKGROUND OF THE LITIGATION 1. The above-captioned actions were brought by employers insured by SAIF who claim, among other things, that they were damaged by the Legislature's transfer of $81 Million from the Industrial Accident Fund C‘1AF') to the State's General Fund in 1983. 2. Plaintiffs have brought their action on their own behalf and as a class action for and on behalf of all other persons similarly situated. 3. Defendants have denied any liability or wrongdoing. 4. On August 4. 1988, the Oregon Supreme Court determined that, by directing the State Treasurer to transfer $81 Million from the IAF to the General Fund, the Legislature breached the State of Oregon's contract w ith employers insured by SAIF during the 1981 -82 policy year 5. On November 18. 1993, the Oregon Supreme Court issued its opinion which directed the circuit court to certify the class described above; ordered the repayment of the $81 Million, together with interest from the General Fund to the IAF; reinstated SAIF as a party in addition to the State of Oregon; and reinstated plaintiffs' claims that the $81 Million must be administered for workers' compensation purposes, including the possible payment of dividends or reduction of premiums, as SAIF would have done had the money not been taken. The Supreme Court said that the “specific form of relief is for the trial court to select, based on the evidence presented and any defenses asserted." 6. The Marion County Circuit Court entered its order of August 8, 1994 certifying a class pursuant to ORCP 32 with the class consisting of all employers insured by SAIF at any time between July I, 1981 through September 2. 1982 (all of which persons or entities constitute the “Class"). The Circuit Court order also required the State of Oregon to repay the $81 Million “forthwith,” and required that interest, at a rate to be determined, be paid by the State of Oregon to the IAF. On March 27, 1995, the Circuit Court ordered that interest be computed at the rate of return SAIF earned on funds held in the IAF from July I, 1983 until repaid. Thereafter, the parties conducted discovery on that issue and others. 7. The purpose of this notice is to inform you of the certification of the Class and to inform you of the proposed settlement of Alsea Veneer, et al. v. State of Oregon, ct al. and ABC Roofing, ei al v State of Oregon, et al (“the Litigation"). This notice is directed to you because you may be a member of the Class on whose behalf this litigation is pending. MEMBERSHIP IN THE CLASS 8 IF YOU WF:RE AN EMPLOYER INSURED BY SAIF AT ANY TIME BETWEEN JULY 1 ,1981 THROUGH SEPTEMBER 2,1982, YOU WILL BE CONSIDERED A MEMBER OF THE CLASS REPRESENTED BY PLAINTIFFS AND THEIR ATTORNEYS. ALL PERSONS FOUND BY THE COURT TO BE PROPERLY MEMBERS OF THE CLASS ARE ELIGIBLE TO BE CONSIDERED FOR RELIEF PROVIDED UNDER THE PROPOSED SETTLEMENT AGREEMENT DESCRIBED LATER IN THIS NOTICE. NOT ALL MEMBERS OF THE CLASS W ILL RECEIV E RELIEF IN THE FORM OF A MONETARY PAYMENT, If the Settlement Agreement described in this Notice is approved, the Court will order that the Class be a mandatory class, and that you will not have the right to ask to be excluded from the Class, or to pursue your own litigation, even if implementation of the Settlement Agreement does not result in a monetary payment to you. Further, even if there is not a monetary payment to an individual employer, that employer will be bound by the settlement and the final judgment to be entered in this case. 9. It may be that the parties to this case already know that you were an employer entitled to be considered a member of the Class. If the current records held by SAIF are complete and include your current address, then you may be entitled to a monetary payment without having to provide any information. HOWEVER, THE RECORDS HELD BY SAIF MAY BE INCOMPLETE. IN PARTICULAR, SAIF MAY NOT HAVE A CURRENT ADDRESS FOR YOU BECAUSE OF THE PASSAGE OF TIME. IF A NOTICE MAILED TO YOU IS RETURNED AS NONDELIVERABLE AND YOU FAIL TO PROVIDE THE NOTICE AGENT WITH YOUR CURRENT NAME AND ADDRESS, YOU WILL IRREVOCA BLY FORFEIT ANY MONETARY PAYMENT. THEREFORE. YOU SHOULD FILL OUT THE FORM AT THE END OF THIS NOTICE, AND MAIL IT TO THE ADDRESS INDICATED. THIS FORM MUST BE COMPLETED AND POSTMARKED BY NO LATER THAN FEBRUARY 16,1996, OR ELSE IF SAIF DOES NOT CURRENTLY HAVE YOUR CORRECT NAME AND CORRECT CURRENT ADDRESS, YOU WILL FORFEIT YOUR RIGHT TO RECEIVE A PAYMENT. 10. This notice will also be published in the newspaper. If you have sent in the form at the end of this notice, please do not fill out a form which appears in the newspaper. If you receive more than one of these mailed notices, please do fill out and return the forms that you receive because each form will have a different identification number. 11. The form requests your employer identification number or social security number. This is due to the fact that IRS regulations may require that you be sent a Form 1099 or a K-l showing that information. If such reporting is required and you fail to provide that information, the Administrator of the Class may be required to withhold a portion of any payment you might otherwise be entitled to. REPRESENTATION BY CLASS COUNSEL 12. If you wish to remain as a member of the Class but wish to employ and be represented by your own attorney at your own expense, he or she must enter an appearance as your counsel. Please advise such counsel of the hearing date of February 26, 19% (for approving the settlement), so that he or she can expeditiously prepare to represent you. 13. The names and addresses of the principal attorneys representing the plaintiff Class are as follows: Stephen T. Janik, Ball, Janik & Novack, #1100 One Main Place, 101 SW Main Street. Portland, OR 97204 and Bruce C. Hamlin, Lane Powell Spears Lubersky, 520 SW Yamhill. Suite 800, Portland, OR 97204. 14. You do not need to call the attorneys representing the Class. Instead you should communicate your claim information by mailing the above described form as indicated. 15. The names and addresses of the co-chairs of the client group representing the Class are as follows: Joe Gilliam, National Federation of Independent Business, 1241 State Street, #211. Salem. OR 97301-4156 and Gregory H Baum. Harsch Investment Corp., 1121 SW Salmon, P.O. Box 2708, Portland, OR 97208. 16. If you continue to be represented by the plaintiffs and their attorneys, there will be no direct expense to you. The court will be asked to authorize the out-of-pocket litigation expenses and reasonable fees for plaintiffs' attorneys to be deducted from the amounts recovered. 17. Please be certain that you understand the legal rights involved, and if there is any question, please consult an attorney. THE PROPOSED SETTLEMENT 18. Plaintiffs, through their attorneys, on their own behalf and on behalf of all persons they represent, have made an investigation of the facts and circumstances and the applicable law. They and the defendants have concluded that further conduct of the Litigation will be protracted and that no party can have an assurance of success. Accordingly, they have determined that it is in the best interest of the parties to settle and terminate the Litigation. After extensive negotiations, the parties to the Litigation have agreed to the proposed settlement described in this notice, subject to approval of the court. 19. The court has not passed on the merits of the case, except as noted in Sections 4 through 6. above, and therefore no implications regarding the merits of the Litigation should be drawn from the issuance of this notice. 20. The terms and conditions of the proposed proposed Settlement Agreement. The complete pro[ Street, P. O. Box 12869, Salem, OR 97309; at the offices of plaintiffs’ attorneys, Stephen Bruce C. Hamlin, Lane Powell Spears Lubersky. 520 SW Yamhill, Suite 800, Portland, OR 97204. The proposed Settlement Agreement may be examined or copied at your expense during regular office hours. 21. In summary, the proposed Settlement Agreement provides for the following: 21.1 A Class Directory listing the members of the Class, based upon SAIF records and other sources, including the form at the end of this Notice, will be prepared. 21.2 The State of Oregon will pay the sum of TWo Hundred Twenty-Five Million Dollars ($225,000,000) at the following times and in the following amounts: (I) within ten days of the Effective Date of the Settlement Agreement, the sum of Sixty-Five Million Dollars ($65.000.000) to the Class Settlement Account; (2) within thirty days of the adjournment of the regular session of the 1997 Legislature, the sum of Eighty Million Dollars ($80,000,000) to the Class Settlement Account; and (3) within thirty days of the adjournment of the regular session of the _ . 1999 Legislature, the sum of Eighty Million Dollars ($80,000,000) to the IAF. ‘ . • \ 21.3 IN GENERAL, THE SETTLEMENT PROVIDES FOR THE PAYMENT TO CLASS MEMBERS OF APPROXIMATELY EIGHTY MILLION DOLLARS ($80,000.000) IN LIEU OF DIVIDENDS OR OTHER BENEFITS THAT MIGHT HAVE BEEN RECEIVED BY INSUREDS HAD THE EIGHTY-ONE MILLION DOLLARS ($81,000.000) NOT BEEN TAKEN FROM THE IAF IN 1982. 21.4 The payments referred to in 21.2, above, would be used as follows: (I) The sum of Sixty-Five Million Dollars ($65,000,000) would be used to pay the costs advanced by the named plaintiffs and Class Counsel; next to pay any approved compensation to Steering Committee members; next, the sum ofTen Million Dollars ($10,000,000) would be set aside as a source for payment of attorney fees to Class Counsel, in an amount to be set by the court, and other funds would be set aside for the expenses of administration, as approved by the court; and next to members of the Class according to a formula to be developed by an independent expert, subject to approval by the court. TO THE EXTENT THAT ANY MEMBER OF THE CLASS IS OTHERWISE ELIGIBLE TO RECEIVE A PAYMENT ACCORDING TO THE FORMULA, BUT CANNOT BE LOCATED, THAT PAYMENT WILL BE IRREVOCABLY FORFEITED, AND WILL INCREASE THE PAYMENT TO THE REMAINING ELIGIBLE MEMBERS OF THE CLASS. (2) The sum of Eighty Million Dollars ($80,000,000) to be paid by the State of Oregon in 1997 would be used to pay any further attorney fees and expenses approved by the court; next to pay an additional TWenty-Five Million Dollars ($25,000,000), plus interest at the rate of 9% per year on Twenty Million Dollars ($20,000,000) from July 1, 1995 to July I, 1997. to members of the Class in proportion to the amounts already received by them under the formula mentioned in Section 2 1.4, above; next to reimburse certain approved costs of SAIF in performing its obligations under the Settlement Agreement; and next to be distributed ------- between July ‘ ‘ I, 1981 and ~ December 31, ----- • in proportion ......................................................... ' paid ............ ' ' ~ To to all eligible employers insured by SAIF 1994, generally to the policyholder's individual total ......IF| SAIF premiums for the period. the extent that any policyholder in the period between July 1, 1981 and December 31, 1994 would otherwise be eligible _ to receive a payment tymei according to the formula, but cannot be located. those funds would go to the IAF. (3) The sum of Eighty Million Dollars ($80.000.000) to be paid by the State of Oregon to the IAF in 1999 would be used by SAIF for workers' compensation purposes permitted by law as it existed prior to September 3, 1982. Future payments by the State of Oregon would be secured by a judgment, and if any payment was not made on time, it would bear interest. 21.5 Under the terms of the Settlement Agreement, payments to Class Counsel for attorney fees would not reduce the amount payable to the Class because, out of the first $65 Million. $55 Million would be distributed to members of the Class, and $10 Million would be set aside as a source for the payment of attorney fees to Class Counsel. Out of the payment scheduled for 1997, the sum of $25 Million, plus some interest, would be distributed to the Class, for a total of not less than $80 Million, assuming all payments are made by the State. Using the $10 Million mentioned above, and the remainder of the 1997 payment, as sources, a special master will set the total amount of attorney fees to Class Counsel subject to court approval under a standard set out in the Settlement Agreement. Class Counsel are expected to request attorney fees, based upon a percentage of the common fund, of up to twenty-five percent (25%) of the total recovery. Attorney fees would reduce the amount available to policyholders between July I, 1981 and December 31, 1994, but not reduce payments to the Class. Class Counsel may request an interim payment at any time. 21.6 The independent expert referred to in Section 21.4, above, will begin work as soon as the Settlement Agreement is effective. Interested persons can submit information to the independent expert bearing on the appropriate method of distributing monetary payments to employers insured by SAIF between July I, 1981 and September 2, 1982, by sending such information to: Neil A. Bethel, Koll Center North-East Tower. 2010 Main Street, Suite 1050. Irvine. CA 92714. It may be in your interest to provide such information because the formula developed by the independent expert, or approved by the court, may not provide for a monetary payment to each and every member of the Class. The report of the expert will be completed and available for review by approximately May I. 19%; however, that date may vary and if it does, you may call the toll free number listed below to learn when the report will be available. The final report will be available for inspection at the following locations: offices of SAIF and the main branches of public libraries. Objections, if any, to the report must be filed with the court by a date to be established by Class Counsel, which will be at least sixty (60) days after the report is available. You can learn the last day for filing an objection by calling the toll free number listed below. You may object to the report even if you have not filed an objection to the Settlement Agreement. 21.7 Persons or entities that were non-complying employers during July I. 1981 through September 2, 1982 will not be eligible to receive a payment for the period of time during July I. 1981 through September 2, 1982 that they were non-complying. Persons or entities that were in the assigned risk pool during July I, 1981 through September 2, 1982 will not be eligible to receive a payment for the period of time during July 1, 1981 through September 2, 1982 that they were in the assigned risk pool. 21.8 Persons or entities whose claim is determined to be $20.00 or less will receive $0.00, because the cost of processing such a claim may exceed the amount of the claim. 21.9 Information in SAIF's records regarding premiums and loss experience for a policyholder is conclusive and binding on policyholders. 21.10 Employers who receive checks will, by endorsing them, give up Class Claims against the Defendants. All checks must be cashed within ninety (90) days of the check's date or you will forfeit your claim amount. 21.11 The Settlement Agreement will be incorporated into a Final Judgment, the terms of which will include a judgment against the Defendant State of Oregon for the sum of Two Hundred Twenty-Five Million Dollars ($225,000,000). together with interest on future installments from the due date until paid. The court will retain continuing jurisdiction while the Settlement Agreement is being implemented Members of the Class would be barred and enjoined from bringing any other action relating to the Class Claims against the Defendants and the Released Parties. When all of the payments arc made, the judgment would be satisfied, and the claims of the plaintiffs and of the Class dismissed with prejudice. 22. The summary provided here is just that: a summary. If you wish to know more about the details of the proposed Settlement Agreement, you should review a copy of the proposed Settlement Agreement, or contact your attorney. YOU ARE HEREB.Y-NOTIFIED 23. Hearing to Approve Settlement A HEARING WILL BE HELD IN THE COURTROOM OF JUDGE RODNEY W. MILLER, IN MARION COUNTY CIRCUIT COURT, 100 HIGH STREET. SALEM, OREGON ON FEBRUARY 26, 1996, AT 1:30 P.M. FOR THE PURPOSE OF DETERMINING WHETHER THE PROPOSED SETTLEMENT IS FAIR, REASONABLE, AND ADEQUATE, AND WHETHER THE PROPOSED SETTLEMENT AGREEMENT SHOULD BE APPROVED BY THE COURT. If you are satisfied with the proposed settlement, you need not appear at this hearing or take any other action at this time THE HEARING MAY BE ADJOURNED FROM TIME TO TIME, WITHOUT FURTHER NOTICE TO YOU OR THE CLASS 24. Appearance hv Counsel Even though you are a member of the Class, you may, but need not, enter an appearance through an attorney of your choice by having your attorney mail a Notice of Appearance to the Court Administrator. Marion County Courthouse, 100 High Street. P. O. Box 12869, Salem. Oregon 97309. If you do not appear through your own counsel, your interests will be represented by the attorneys of record for the plaintiffs listed below. 25. Objections to Settlement. Objections must be filed and served on counsel in the manner set forth below Any class member who desires to do so may appear at the hearing, in person or by counsel. • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • and show cause, if any. why the proposed settlement should not be approved by the court, and why the • terms of the settlement should not be found to be fair, reasonable, and adequate No such person will be • heard at the hearing and no papers and briefs submitted by any such persons shall be considered unless on • or before February 13, 19%. written objections to the settlement together with any additional papers or • (Cut along dotted line - Please Print briefs are filed with the Court Administrator. Marion County Courthouse. 100 High Street. P. O. Box • Request for Information Form) 12869, Salem. OR 97309 with the certificate stating that copies of the written objections and any addi- • tional papers or briefs were mailed on or before February 13,19% to: Gregory A. Chaimov, Attorney in Charge. Special Litigation Unit, Department of Justice. 1162 Court Street. NE, Justice Building. Salem. 1 would like to have more detailed information on the OR 97310. attorney for Defendants; Stephen T Janik. Ball. Janik & Novack, #1100 One Main Place. 101 SW Main Street, Portland. OR 97204 and Bruce C. Hamlin, Lane Powell Spears Lubersky. 520 SW Settlement mailed to: Yamhill, Suite 800. Portland, OR 97204. attorneys for Plaintiffs. 26. Waiver of Objections. Any person who fails to comply with the requirements of Sections 24 or 25, above, shall be deemed to have waived and shall be forever foreclosed from raising any objection Name:________________________________________ to the proposed settlement in any forum The filing of an objection to the proposed settlement shall not exclude the objector from participating in any recovery that the objector would otherwise be able to if there were no objection. Company Name: 27. Mailing Procedure. All documents which you file should be entitled as shown in the caption above. The postmark on the envelope will determine whether any documents you may file have been served in a timely manner. SAIF Co. No : _ . Policy No.:_ 28. Toll Free Information Number AFTER THE HEARING, CURRENTLY SCHEDULED FOR FEBRUARY 26. 1996. IF YOU WISH TO BE INFORMED OF IMPORTANT DATES IN THE ABOVE DESCRIBED PROCESS, YOU MAY CALL THE FOLLOWING TOLL FREE NUM Address: BER: 1-800-831-0170. If you have any questions which you want to raise concerning the litigation, or the matters dealt with in this notice, please direct your inquiries in writing to: Court Administrator. Marion County Court City, State, Zip: house. 100 High Street, P. O Box 12869, Salem, OR 97309 Do not call the court The pleadings and other public records in this litigation, including papers in support of the proposed settlement, may be examined and copied at any time during regular office hours at the above address Telephone Number :. DATED this 8th day of January, 1996. For more information this case, complete and mail the clip coupon or call: 1 800 831-0170 - It must be the warm weather, as leprechauns seem to be pop ping up everywhere with St. Patrick's celebration questions. Twelve calls came into the Chamber office even before the 1 Town and Country celebration was over. A meeting will be held Wednesday, Jan. 17, noon, at Kate's to finalize the schedule. 'Tis true, our Wee Bit O' Ireland celebration is but two months away. One new event will be the O'Shanty race in The next meeting of the Mor stead of the bed race. Start now row County Creative Arts and collecting refrigerator boxes Crafts Club will be Wednesday, and building your shanty (out Jan. 24, upstairs at Kate's. house) for a race to beat all races. You might say the com mittee was in a mischievous PUBLIC NOTICE mood when last they met! 1 ANNOUNCEMENT OF CALL Laughter is the world's best FOR BIDS medicine. Sealed Bids for the purchase Town and Country Day felt of a portable wheelchair lift will good and some very special be received by Morrow Coun people were honored. A posi ty School District at the District tive attitude seemed to prevail Office, 270 W. Main, Lexing and the committee planners ton, OR 97839 until 2:00 p.m., made it through with great February 6,1996. At that time, help from the community. all bids will be opened and Everyone's effort was greatly publicly read. Bid documents appreciated. may be obtained at the District Chamber has just kicked off Office in Lexington, OR Mon day through Friday from 8:00 PUBLIC NOTICE a.m. until 4:30 p.m. Morrow STATEMENT OF County Shcool District may re NONDISCRIMINATION ject any bids not in compliance “ Umatilla Electric Coopera with all prescribed public bid tive Association has filed with ding procedures and require the Federal Government a ments, and may reject for good Compliance Assurance in cause any and all bids upon a which it assures the Rural Elec finding of the district that it is trification Administration that in the public interest to do so. it will comply fully with all re Charles D. Starr quirements of Title VI of the Superintendent, Civil Rights Act of 1964 and the Morrow County School District rules and regulations of the Published: January 17, 1996 Department of Agriculture issued thereunder, to the end PUBLIC NOTICE that no person in the United CIRCUIT COURT OF States shall, on the grounds of OREGON race, color, or national origin, be excluded from participating FOR MORROW COUNTY in, be denied the benefits of, or WESTERN UNITED LIFE be otherwise subjected to ASSURANCE COMPANY, Plaintiff, discrimination in the conduct of its program and the operation vs. of its facilities. Under this FRANK ROA AND DARLENE assurance, this organization is ROA, HUSBAND AND WIFE, comnptted.not to discriminate EMMA MADRIGAL AND ALL against any person on the HEIRS AND DEVISEES, ground of race, color or na KNOWN AND UNKNOWN tional origin in its policies and OF ALEX MADRIGAL, DE practices relating to applica CEASED, ET AL.; Defendants. tions for service, use of any of No. 95-CV-95 its facilites, attendance at and SUMMONS BY participation in any meetings of PUBLICATION Beneficiaries and Participants in the conduct of the operations of THE STATE OF OREGON, to the said Defendants, ALL this organization. Any person who believes HEIRS AND DEVISEES, himself, or any specific class of KNOWN AND UNKNOWN individuals, to be subjected by OF ALEX MADRIGAL, DE this organization to discrimina CEASED. tion prohibited by Title VI of You are hereby summoned to the Act and the rules and re appear within thirty (30) days gulations issued thereunder after the date of the first may, by himself, or a represen publication of this summons, tative, file with the Secretary of to-wit: within thirty (30) days Agriculture, Washington, D.C. after the 27 day of December, 20250, or the Rural Electrifica 1995, and defend the above- tion Administration, Washing entitled action in the above- ton, D.C., 20250, or this or entitled Court, and answer the ganization, or all, a written complaint of the plaintiff, and complaint. Such complaint serve a copy of your answer must be filed not later than 90 upon the undersigned attorney days after the alleged discrim for WESTERN UNITED LIFE ination, or by such later date to ASSURANCE COMPANY, which extends the time for fil plaintiff, at the office below ing. Identity of complainants stated; and in case of your will be kept confidential except failure so to do, judgment will to the extent necessary to carry be rendered against you accor out the purpose of the rules ding to the demand of the com plaint, which has been filed and regulations." Published: January 17, 19% with the Clerk of said Court. The object of the said action PUBLIC NOTICE and the relief sought to be ob NOTICE OF RECEIPT OF tained therein is fully set forth BALLOT TITLE in said complaint, and is brief Notice is hereby given that a ly stated as follows: ballot title for a measure for a Foreclosure of a Real Estate One Year Operating Levy Out Contract side the Tax Base for Morrow Vendee: Frank Roa and Dar County has been filed with the lene Roa County Clerk of Morrow Coun Property address: Rt. 2, Box ty on January 10, 19%. 322A, Irrigon, OR The ballot title caption is Publication: Heppner Ga “ ONE YEAR OPERATING zette Times LEVY OUTSIDE THE TAX (s) Susan R. Robinson, BASE". Any elector dissatisfied OSBA # 90141 with the ballot title may file a Of Karr Tuttle Campbell petition for review of this ballot Attorney for Plaintiff title in the Morrow County Cir 1201 Third Avenue cuit Court no later than 5:00 Suite 2900 p.m. on January 19, 19%. Any Seattle, WA 98101 person filing a challenge must Phone: (206) 223-1313 also file a copy of the challenge 60008055 with the Morrow County Published: December 27, 1995, Clerk, 100 N. Court St., Hepp January 3, 10, and 17, 19% ner, by the end of the next business day after the petition CARD OF THANKS is filed with the Circuit Court. A special thank you to tl Barbara Bloodsworth Morrow County Chamber i Morrow County Clerk Commerce and all of the oth Published: January 17, 19% community volunteers wl MCCAC to meet TO Rodney W. Miller Circuit Court Judge its new year. Core strategies, year will be presented at the Tuesday meeting. Committees will be expanded to include new faces. New ideas and members are most welcome. Come see what the organiza tion is all about, noon, at Kate's. Thought for the week: “What the world really needs is more love and less paper work." -Pearl Bailey. Chamber Chatter goals and action plan for the MAIL THIS REQUEST TO: Settlement Administrator P.O. Box 80050 Portland, OR 97280-1050 - 4
