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To Everybody: A happy
and prosperous 1919
IT!
blll
iam
Bisbee
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BLACK
LOSSES SURELY PREVENTED
by GUTTER'S GLACKLEQ PILLS
Low-priced,
freh. reliable i
preferredby
western Steele
men. because
protect where other
vaco nes in I.
Write forbooklet and testimonials.
10-dosa nke. B lack lie Pills. SI
50-doseDha.Blacklea Pills. $4.00
Vse any Injector, but Cutter" s simplest and strongest.
The superiority ol Cutter products is due to over IS
years oi specializing in VACCINES AND skrums
ONLY. Insist oh CUTthh's. II unobtainable,
.,1.-..-.
Tin Cutter laboratory, BarteliCillltniliJJ
John Brosnan was in town this
morning from Buter creek.
T. J. Mahoney is here from 'Port
land for a few days on business.
Heppner has had all kinds- of
weather this week. Next in order is
that big snow storm.
R. D. Hughes of Shelly, Idaho,
came to lone the first of the week in
answer to the news of his father's
death. His mother, Mrs. J. A. Hughes
Is planning to return with him for a
visit.
County Assessor J. J. Wells has
been aBsent from his office for sever
al days on account of illness.
Mr. Morrow, salesm an for the
Pendleton Marble Works, was a
Heppner visitor this morning.
We should all appreciate the street
improvements made last summer
when the mud begins to thaw.
The Herald isn't the biggest news
paper on earth but it's the best local
newspaper in Morrow county.
Heppner women are feeling mighty
fine the way their new mayor and
couael'niMi are panning oat. How
they chuckle.
All this talk about a new hotel and
gravity water system nert summer
sounds good but it will look still bet
ter when construction work begins.
Mr. and Mrs. H. C. Wood of Hepp
ner spent Sunday visiting friends and
relatives in lone.
Mlrs. H.V. Smouse who has been ill
for some time with "flu" and pneu
monia was taken to Heppner Sunday
to undergo an operation for trouble
brought on by her recent illness.
Charter No. 3774
Reserve District No. 12
Reconstruction
Days
Assisiting our returning soldiers resume their
places among us, helping business pass from war
to peacetime basis, and developing our land and
industries is the program, the FARMERS'
& STOCKGROWERS' NATIONAL BANK
recommends for reconstruction.
Farmers dX StocKg'rowers
National BanK
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Report of condition of the
FIRST NATIONAL BANK
at Heppner, in the State of Oregon, at the close of business on Decem
ber 31, 1918.
KKSOVUCE9
including
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These Cold
ornings
Whet our appetites for a hearty breakfast.
How does a Menu similar to this appeal to you
Pretty good eh ! . v
Mush - Hot Cakes - Coffee
Mush and Cereals
Wheat or Oat Flakes
Wheat Hearts or Pearls of Wheat
Whole Grain Wheat or Cream Barley
Shredcd Wheat, Corn Flakes, Grape Nuts
Hot Cakes
Golden Rod or Aunt Jemina
Kastern Buckwheat
Self Rising Buckwhat or Flap Jack
SYRUPS A few varieties now otainable
COFFKK All the leading brands and only
slightly advanced in price.
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PHELPS
1. a Loans and discounts;
rediscounts,
" Total loans , ,
Deduct:
d Notes and bills rediscounted'
(other than bank acceptances
sold) (See item 57a) $117,893.30'
2. Overdrafts, unsecured, 252.01
5. U. S. Bonds (other than Liberty
bonds, but including U. S. Certif
icates of indebtedness) :
a. u. s. lionos aepositea to etscure
circulation (par value)
b. U. S. Bonds and certificates of
Indebtedness pledged to secure
D. s. deposits (par value)
c. U. S. Bonds and certificates of
indebtedness pledged to secure
postal savings deposits, (par val
ue) ..
Liberty Ixwui Boutin
a. Liberty bonds, 3, 4, and 4 Vi
percent, unpledged
b. Liberty Loan Bonds, 3V4, 4, and
4 i per cent, pledged to secure
U. S. deposits
Uonds, securities, etc., (other than
V. S. )
e. Securities other than U. S.
bonds (not including stocks) own
ed unpledged
Total bonds, securities, etc..
Stock of Federal Reserve Bank,
(50 percent of subscription)
10. a. Value of banking house, owned
and unincumbered
11. Furniture and Fixtures
12. Real estate bwned other than
banking house
13. Lnwful reserve with Federal Re
serve l!:nk
15. Cusli in vault and net amounts
due irom national bunks
16. Net amounts due from banks.
bunkers, and trust companies oth
er tl.un included in Items 13, 15
Total of items 14, 15, lg, 17
and 18
19. Chicks on banks located outsld';
of city or town of reporting banlc
and other cash items
0. I.cdemption fund with U. S.
Treasurer and due from V. S
Treasurer .
22. War Saving Certificates and
Thrift Stamps actually owned ....
TOTAL
$942,578.78
942,578.78
117,893.36 $
25,000.00
58,000.00
1,000.00
824,685.42
1,252.01
GROCERY Co
24
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Market Day Auction Sale
Fourth Saturday of each month at the
Morrow County Fair Grounds, Heppner
The FARM ICRS KXCHANGK of the In
land Kmpire has had m many requests for the
date of our next Sale that we have decided to
make it a regular event at Heppner.
If you have somethtr.g to sell remember noth
ing too small nothing too large list early and
get the advantage of advertising.
Fourth Saturday of each Month
See our lit of Stock ranches, Wheat farms
and Summer range lor sale ami trade. We have
two bargains in rcgi tcred Stallions.
Have you investigated our plan for making
Income Tax returns? It will pay you.
COM V. AND SKK US
FARMERS' EXCHANGE
of the INLAND EMPIRE
Robert Building. Heppner, Oregon
F. A. McMenamin, Auctioneer F. R. Brown Mgr.
1,450.00
16.400.00
19,8-42.93
other than U. S.
30,000.00
The IMirick
ICE
McAtee & Aiken, Proprietors
CREAM AND CARD PARLORS
110,638.17
LIABILITIES
15.547.87
Capital Stock paid in,
Surplus fund
26. . Undivided profits 34.848.47
b. Less current expenses,, interest
and taxes paid
28. Amount reserved for taxes ac- . ;
rtued
30. Circulating notes outstanding,
32,. Net amounts due to national bank . ..
33. Net amounts due to banks, bank
ers, and trust companies (otVr
than Included In items 3 lor 32;...
Total of Items 32 and 33
IVniaml IiejNiMts (other than l.onl:
iIiminM) NllhJiTt to Item-rye (do
ni.fi m parable within 30 day)
34. Individual deposits subieel M
cneck
35. Certificate of deposit due In lens
than 30 days (other than for rnon
y borowed)
37. Cashier's checks oiitrrlundiliK ....
41. Other demand depimiu
lotnl of demand deposit1)
(other than bank di-poKim subject
to riserve. Ileum 34. 35. 3. 37. :ik.
!. 4'J and 41
Tim Ih tHMlIt Mllilot In It. fr
'Piynble after 30 days, or subject to
3 0 dart or mor notice, and poaUI
saving) :
42. Certificates of deposit folher
than money borowedl
44. IVtsUl saving rlcposltn
45. Other time dcposlls
Total of time dutniMI sublnrt
t lUsorve. Items 42. 43. 44. find 4i 211,812.04
4. I nilrxl htnles ii-u (ot r
Ih in postal ssvlm-n):
n. War loan d'pimlt arrounl 24.6'j0 23
53. Cash letters of Credit and Trav
elers' ('berks outatandlnx
TOTAt
I", a. I.labilitltes for rediscounts, In
cluding Ihone ;ih Federal If-
frrve bank, (!e l.m r )
Total r.iniiriKrnt liability
(17 a, b. ftd r.)
84,000.00
17,850.00
19,842.93
4,500.00
30,000.00
6,300.00
9,455.00
90,160.31
56,719.11
53,919.06
1,078. ir.
1.23-V00
1.903. 50
11,202,916.13
100,000.00
60,000.00
34.V48.47
4.800.00
25,000.00
(,144.51.
0, 408. 28
674,073 3T,
50,000.00
1.: 4
8,943.110
PEOPLES CASH MARKET
C. D. WATKINS, Proprietor
Our location is still in the "buc Tcground" but if you will fol
low the "saw-dust trail" you will find us prepared to cater
to your wants in the way of te nder, juicy meats and fresh
fish and shell fish as though w e were already in our uew
building.
Our new building will be com. pleted by and by. In the mean
time don't forget us.
PEOPLE'S CASH MARKET
Home Products for Home People!
WE MANUFACTURE
White Star Flour, Whole Wheat,
Graham, Cream Middlings,
Roll Barley and all Mill Peeds
GENERAL STORAGE AND FORWARDING
HEPPNER FARMERS ELEVATOR CO.
CHAS. M. HOWE
THE AUCTIONEER
who -will treat you right.
Iwant your sales whether
latge or small.
Call or write me at lONE, OREGON
734.263.58
187.870 41
4 5
25,935.11
14.108 23
14r. on
1.203,: ; 1 3
S Lines That Lead
1 17,1193 3
117. 392. 34
'it! the inial loan and dirmirt! hoii abov,, th amount en vblrh
int.Tt and rllp-unt w rliar,' at ti In rn of ttumn pi-rtnlt' i
b Is (,-ff, f I 7 ltf. Kiat ) N thm nunibor of uh Ilh'ih
ft. S'lie
."TA1 V. )V tdtK'iON, Coiin'y of Moifow, :
I. W l Mal. n-y. fs.,.-r .( h "'"n'M bank, do aoh n nly
ir thai Id ilmw rtairrnr.1): i I
n I t 1 1 l
il ti'is rr 1 ti A and bnrn tn h.lfir. i ,
III-HIS , (VdlHI'iAI.I.. SoUr ,"b,,r-
ly foinriili'n ri.iM- Aul lh 11:!
Ih
lo lli bt of my kiol
W. V. MAIIMNKV. I Iik
nth day of Jaouaty, lil ,
CO!. IU.CT- -Atif.tr
T. i. MAMOVKV.
Kit A N K 1. 1 I.I.I A M,
J. K. KATT1.lt
Superior Grain Drills
Canton and McCormick Disc Harrows
Success Fan Mills
Moline and Vulcan Gang Plows
Universal and Perninsular Ranges
FOR SALE BY
Peoples Hdw. Co.
P
y
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Read The Herald, $2 Per Year