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About Polk County itemizer observer. (Dallas, Or) 1992-current | View Entire Issue (Oct. 12, 2016)
Public Notices 10A Polk County Itemizer-Observer • October 12, 2016 TRUSTEE'S NOTICE OF SALE File No. 7236.26267 Reference is made to that certain trust deed made by Francisco Contr- eras, as grantor, to Ameri-Title, as trustee, in favor of Mortgage Electronic Registration Sys- tems, Inc. as nominee for Ac- credited Home Lenders, Inc., A California Corporation, its suc- cessors and assigns, as benefi- ciary, dated 02/24/06, recorded 02/28/06, in the mortgage records of POLK County, Ore- gon, as 2006-003243 and sub- sequently assigned to U.S Bank Trust National Association, as Trustee for TOWD POINT MAS- TER FUNDING TRUST 2014-07 by Assignment recorded as 2016-005356, covering the fol- lowing described real property situated in said county and state, to wit: Lot 13, Block 2, Westhaven, Polk County, Ore- gon PROPERTY ADDRESS: 1548 Westhaven Avenue North- west Salem, OR 97304 Both the beneficiary and the trustee have elected to sell the real property to satisfy the obliga- tions secured by the trust deed and a notice of default has been recorded pursuant to Ore- gon Revised Statutes 86.752(3); the default for which the fore- closure is made is grantor's failure to pay when due the fol- lowing sums: monthly pay- ments of $1,542.98 beginning 06/01/14; plus late charges of $77.14 each month beginning 06/16/14; plus prior accrued late charges of ($77.14); plus advances of $443.57; together with title expense, costs, trustee's fees and attorney's fees incurred herein by reason of said default; any further sums advanced by the benefici- ary for the protection of the above described real property and its interest therein; and prepayment penalties/premi- ums, if applicable. By reason of said default the beneficiary has declared all sums owing on the obligation secured by the trust deed immediately due and payable, said sums being the following, to wit: $194,680.44 with interest thereon at the rate of 7.75 percent per annum be- ginning 05/01/14; plus late charges of $77.14 each month beginning 06/16/14 until paid; plus prior accrued late charges of ($77.14); plus advances of $443.57; together with title ex- pense, costs, trustee's fees and attorneys fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real prop- erty and its interest therein; and prepayment penalties/pre- miums, if applicable. WHERE- FORE, notice hereby is given that the undersigned trustee will on December 21, 2016 at the hour of 10:00 AM. in accord with the standard of time estab- lished by ORS 187.110, at the following place: inside the new lobby at the Jefferson Street entrance of the Polk County Courthouse, 850 Main Street, in the City of Dallas, County of POLK, State of Oregon, sell at public auction to the highest bidder for cash the interest in the described real property which the grantor had or had power to convey at the time of the execution by grantor of the trust deed, together with any in- terest which the grantor or grantor's successors in interest acquired after the execution of the trust deed, to satisfy the foregoing obligations thereby secured and the costs and ex- penses of sale, including a rea- sonable charge by the trustee. Notice is further given that for reinstatement or payoff quotes requested pursuant to ORS 86.786 and 86.789 must be timely communicated in a writ- ten request that complies with that statute addressed to the trustee's "Urgent Request Desk" either by personal deliv- ery to the trustee's physical of- fices (call for address) or by first class, certified mail, return receipt requested, addressed to the trustee's post office box ad- dress set forth in this notice. Due to potential conflicts with federal law, persons having no record legal or equitable inter- est in the subject property will only receive information con- cerning the lender's estimated or actual bid. Lender bid infor- mation is also available at the trustee's website, www.north- westtrustee.com. Notice is fur- ther given that any person named in ORS 86.778 has the right, at any time prior to five days before the date last set for the sale, to have this foreclo- sure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is ca- pable of being cured by tender- ing the performance required under the obligation or trust deed, and in addition to paying said sums or tendering the per- formance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and trust deed, together with trustee's and attorney's fees not exceeding the amounts pro- vided by said ORS 86.778. Re- quests from persons named in ORS 86.778 for reinstatement quotes received less than six days prior to the date set for the trustee's sale will be hon- ored only at the discretion of the beneficiary or if required by the terms of the loan docu- ments. In construing this no- tice, the singular includes the plural, the word "grantor" in- cludes any successor in inter- est to the grantor as well as any other person owing an obliga- tion, the performance of which is secured by said trust deed, and the words "trustee" and "beneficiary" include their re- spective successors in interest, if any. Without limiting the trustee's disclaimer of repre- sentation or warranties, Oregon law requires the trustee to state in this notice that some resi- dential property sold at a trustee's sale may have been used in manufacturing methamphetamines, the chemi- cal components of which are known to be toxic. Prospective purchasers of residential prop- erty should be aware of this po- tential danger before deciding to place a bid for this property at the trustee's sale. The trustee's rules of auction may be accessed at www.northwest- trustee.com and are incorporat- ed by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. For further information, please contact: Nanci Lambert North- west Trustee Services, Inc. P.O. Box 997 Bellevue, WA 98009- 0997 586-1900 Contreras, Fran- cisco (TS# 7236.26267) 1002.288298-File No. (Sept. 21, 28; Oct. 5, 12, 2016) TRUSTEE'S NOTICE OF SALE TS No.: 1365399-1 Loan No.: ******0737 Reference is made to that certain trust deed (the "Deed of Trust") executed by RUSTY R OTTO & KATHY OTTO, as Grantor, to LAWYERS TITLE, as Trustee, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC., SOLELY AS NOMINEE FOR METLIFE HOME LOANS, A DIVI- SION OF METLIFE BANK, N.A., ITS SUCCESSORS AND AS- SIGNS, as Beneficiary, dated 10/24/2008, recorded 10/31/2008, as Instrument No. 2008-013066, in the Official Records of Polk County, Ore- gon, which covers the following described real property situat- ed in Polk County, Oregon: PARCEL 1, PARTITION PLAT 2003-036, POLK COUNTY, ORE- GON. APN: 286235 / 0 6 7 2 1 0 0 0 0 6 0 0 C o m m o n ly known as: 6610 GOLD CREEK RD WILLAMINA, OR 97396 The current beneficiary is: JP MOR- GAN CHASE BANK, NATIONAL ASSOCIATION Both the benefi- ciary and the trustee have elected to sell the above-de- scribed real property to satisfy the obligations secured by the Deed of Trust and notice has been recorded pursuant to ORS 86.752(3). The default for which the foreclosure is made is the grantor's failure to pay when due, the following sums: Dates: No. Amount Total: 02/01/12 thru 12/01/12 11 $1,897.78 $20,875.58 01/01/13 thru 02/01/16 38 $1,887.92 $71,740.96 03/01/16 thru 08/01/16 6 $2,003.36 $12,020.16 Late Charges: $227.73 Beneficiary Advances: $7,990.30 Foreclosure Fees and Expenses: $1,105.00 Total Required to Reinstate: $113,959.73 TOTAL REQUIRED TO PAYOFF: $335,161.86 By reason of the default, the beneficiary has declared all ob- ligations secured by the Deed of Trust immediately due and payable, including: the principal sum of $241,870.35 together with interest thereon at the rate of 6.25 % per annum, from 1/1/2012 until paid, plus all ac- crued late charges, and all trustee's fees, foreclosure costs, and any sums advanced by the beneficiary pursuant to the terms and conditions of the Deed of Trust Whereof, notice hereby is given that the under- signed trustee, CLEAR RECON CORP., whose address is 111 SW Columbia Street #950, Port- land, OR 97201, will on 1/10/2017, at the hour of 11:00 AM, standard time, as estab- lished by ORS 187.110, AT THE FRONT ENTRANCE TO THE POLK COUNTY COURTHOUSE, 850 MAIN STREET, DALLAS, OR 97338, sell at public auction to the highest bidder for cash the interest in the above-de- scribed real property which the grantor had or had power to convey at the time it executed the Deed of Trust, together with any interest which the grantor or his successors in interest acquired after the execution of the Deed of Trust, to satisfy the foregoing obligations thereby secured and the costs and ex- penses of sale, including a rea- sonable charge by the trustee. Notice is further given that any person named in ORS 86.778 has the right to have the fore- closure proceeding dismissed and the Deed of Trust reinstated by payment to the beneficiary of the entire amount then due (other than the portion of prin- cipal that would not then be due had no default occurred), tog ether with the costs, trustee's and attorneys' fees, and curing any other default complained of in the Notice of Default by tendering the per- formance required under the Deed of Trust at any time not later than five days before the date last set for sale. Without limiting the trustee's disclaimer of representations or war- ranties, Oregon law requires the trustee to state in this no- tice that some residential prop- erty sold at a trustee's sale may have been used in manufactur- ing methamphetamines, the chemical components of which are known to be toxic. Prospec- tive purchasers of residential property should be aware of this potential danger before de- ciding to place a bid for this property at the trustee's sale. In construing this notice, the mas- culine gender includes the fem- inine and the neuter, the singu- lar includes plural, the word "grantor" includes any succes- sor in interest to the grantor as well as any other persons owing an obligation, the per- formance of which is secured by the Deed of Trust, the words "trustee" and 'beneficiary" in- clude their respective succes- sors in interest, if any. Dated: 8/30/2016 CLEAR RECON CORP 111 SW Columbia Street #950 Portland, OR 97201 Phone: 858-750-7600 866-931- 0036 Bernis M. Gonyea, Author- ized Signatory of Trustee (Sept. 21, 28; Oct. 5, 12, 2016) TRUSTEE'S NOTICE OF SALE T.S. No.: OR-16-734880-SW Ref- erence is made to that certain deed made by, PHILLIP D HILTON, an estate in fee simple as Grantor to FIRST AMERICAN TITLE INSURANCE COMPANY OF OREGON, as trustee, in favor of Option One Mortgage Corporation, a California Cor- poration , as Beneficiary, dated 5/23/2005 , recorded 5/27/2005 , in official records of POLK C o u n t y, Oregon in book/reel/volume No. and/or as fee/file/instrument/ microfilm / reception number 2005-008546 and subsequently assigned or transferred by operation of law to Wells Fargo Bank, National Association as Trustee for Op- tion One Mortgage Loan Trust 2005-3, Asset-Backed Certifi- cates, Series 2005-3 covering the following described real property situated in said Coun- ty, and State, to-wit: APN: 150673 08505-AA-00100 Begin- ning at an iron pipe on the West line of the John H. Lewis dona- tion Land Claim No. 42 in Town- ship 8South, Range 5 West of the Willamette Meridian, in Polk County, Oregon, at a point 922.95 feet North 0° 08-3/4' East from the Southeast corner of the Isaac Levens Donation Land Claim No. 37 in Township 8 South, Range 5 West of the Willamette Meridian, in said County and State; and running thence North 00° 08-3/4' East 153.4 feet to an iron pipe; thence South 89° 52-1/4' East 330 feet to a harrow tooth in the road; thence South 17° West 160.3 feet to a point from which an iron pipe bears 20.9 feet North 89° 51-1/4' West; thence North 89° 52-1/4' West 282.83 feet to the place of beginning. Commonly known as: 1811 Church St SW, Dallas, OR 97338 The undersigned hereby certi- fies that based upon business records there are no known written assignments of the trust deed by the trustee or by the beneficiary and no appoint- ments of a successor trustee have been made, except as recorded in the records of the county or counties in which the above described real property is situated. Further, no action has been instituted to recover the debt, or any part thereof, now remaining secured by the trust deed, or, if such action has been instituted, such ac- tion has been dismissed except as permitted by ORS 86.752(7). Both the beneficiary and the trustee have elected to sell the said real property to satisfy the obligations secured by said trust deed and notice has been rec orded pursuant to Section 86.752 (3) of Oregon Revised Statutes. There is a default by grantor or other person owing an obligation, performance of which is secured by the trust deed, or by the successor in in- terest, with respect to provi- sions therein which authorize sale in the event of such provi- sion. The default for which fore- closure is made is grantor's failure to pay when due the fol- lowing sums: Delinquent Pay- ments: Payment Information From Through Total Payments 3/1/2015 7/29/2016 $15,857.31 Late Charges From Through Total Late Charges 3/1/2015 7/29/2016 $455.00 Beneficiary's Advances, Costs, And Expens- es Title Search $583.00 Proper- ty Inspection $185.50 Other Fees $15.62 Total Advances: $784.12 TOTAL FORECLOSURE COST: $998.00 TOTAL RE- Q U I R E D TO R E I N S TAT E : $16,855.31 TOTAL REQUIRED TO PAYOFF: $164,932.68 By reason of the default, the bene- ficiary has declared all sums owing on the obligation se- cured by the trust deed imme- diately due and payable, those sums being the following, to- wit: The installments of princi- pal and interest which became due on 3/1/2015, and all subse- quent installments of principal and interest through the date of this Notice, plus amounts that are due for late charges, delinquent property taxes, in- surance premiums, advances made on senior liens, taxes and/or insurance, trustee's fees, and any attorney fees and court costs arising from or as- sociated with the beneficiaries efforts to protect and preserve its security, all of which must be paid as a condition of rein- statement, including all sums that shall accrue through rein- statement or pay-off. Nothing in this notice shall be con- strued as a waiver of any fees owing to the Beneficiary under the Deed of Trust pursuant to the terms of the loan docu- ments. Whereof, notice hereby is given that Quality Loan Serv- ice Corporation of Washington, the undersigned trustee will on 12/1/2016 at the hour of 10:00AM , Standard of Time, as established by section 187.110, Oregon Revised Statues, Inside the new lobby at the Jefferson Street entrance of the County Courthouse located at 850 Main Street Dallas, Oregon 97338 County of POLK , State of Oregon, sell at public auc- tion to the highest bidder for cash the interest in the said de- scribed real property which the grantor had or had power to convey at the time of the exe- cution by him of the said trust deed, together with any interest which the grantor or his suc- cessors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that any person named in Section 86.778 of Oregon Revised Statutes has the right to have the foreclo- sure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of said principal as would not then be due had no default oc- curred), together with the costs, trustee's and attorney's fees and curing any other de- fault complained of in the No- tice of Default by tendering the performance required under the obligation or trust deed, at any time prior to five days be- fore the date last set for sale. Other than as shown of record, neither the beneficiary nor the trustee has any actual notice of any person having or claiming to have any lien upon or inter- est in the real property herein- above described subsequent to the interest of the trustee in the trust deed, or of any successor in interest to grantor or of any lessee or other person in pos- session of or occupying the property, except: Name and Last Known Address and Na- ture of Right, Lien or Interest Phillip Hilton 1811 Church St SW Dallas, OR 97338 Original Borrower Stephanie Hilton 1811 Church St SW Dallas, OR 97338 For Sale Information Call: 888-988-6736 or Login to: Salestrack.tdsf.com In constru- ing this notice, the singular in- cludes the plural, the word "grantor" includes any succes- sor in interest to this grantor as well as any other person owing an obligation, the per- formance of which is secured by the trust deed, and the words "trustee" and "beneficia- ry" include their respective successors in interest, if any. Pursuant to Oregon Law, this sale will not be deemed final until the Trustee's deed has been issued by Quality Loan Service Corporation of Wash- ington . If any irregularities are discovered within 10 days of the date of this sale, the trustee will rescind the sale, return the buyer's money and take further action as necessary. If the sale is set aside for any reason, in- cluding if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser's sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficia- ry's Agent, or the Beneficiary's Attorney. If you have previously been discharged through bank- ruptcy, you may have been re- leased of personal liability for this loan in which case this let- ter is intended to exercise the note holders right's against the real property only. As required by law, you are hereby notified that a negative credit report re- flecting on your credit record may be submitted to a credit report agency if you fail to ful- fill the terms of your credit ob- ligations. Without limiting the trustee's disclaimer of repre- sentations or warranties, Ore- gon law requires the trustee to state in this notice that some residential property sold at a trustee's sale may have been used in manufacturing methamphetamines, the chem- ical components of which are known to be toxic. Prospective purchasers of residential prop- erty should be aware of this potential danger before decid- ing to place a bid for this prop- erty at the trustee's sale. NO- TICE TO TENANTS: TENANTS OF THE SUBJECT REAL PROPERTY HAVE CERTAIN PROTECTIONS AFFFORDED TO THEM UNDER ORS 86.782 AND POSSIBLY UNDER FED- ERAL LAW. ATTACHED TO THIS NOTICE OF SALE, AND INCORPORATED HEREIN, IS A NOTICE TO TENANTS THAT SETS FORTH SOME OF THE PROTECTIONS THAT ARE AVAILABLE TO A TENANT OF THE SUBJECT REAL PROPER- TY AND WHICH SETS FORTH CERTAIN REQUIRMENTS THAT MUST BE COMPLIED WITH BY ANY TENANT IN ORDER TO OBTAIN THE AFFORDED PRO- T E C T I O N , A S R E QU I R E D UNDER ORS 86.771 . QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY I N F O R M AT I O N O B TA I N E D WILL BE USED FOR THAT PURPOSE. TS No: OR-16- 734880-SW Dated: 7/15/2016 Quality Loan Service Corpora- tion of Washington, as Trustee Signature By: ____ __ Meesha Batson, Assistant Secretary Trustee's Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 Trustee's Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202, Seattle, WA 98104 Toll Free: (866) 925-0241 IDSPub #0111711 9/21/2016 9/28/2016 10/5/2016 10/12/2016 (Sept. 21, 28; Oct. 5, 12, 2016) TS No. OR07000028-16-1 APN 2 4 9 2 1 0 TO N o 8 6 0 0 6 2 8 TRUSTEE'S NOTICE OF SALE Reference is made to that cer- tain Trust Deed made by, DOR- RIS J. GOLAY, AN UNMARRIED WOMAN as Grantor to CHICA- GO TITLE OF OREGON as Trustee, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ("MERS"), as designated nominee for URBAN FINANCIAL GROUP INC., Beneficiary of the securi- ty instrument, its successors and assigns, dated as of June 10, 2011 and recorded on June 15, 2011 as Instrument No. 2011-005698 and re-recorded on January 29, 2016 as Instru- ment No. 2016-000950 and the beneficial interest was as- signed to Finance of America Reverse, LLC and recorded April 12, 2016 as Instrument Number 2016-003733 of official records in the Office of the Recorder of Polk County, Ore- gon to-wit: APN: 249210 BE- GINNING ON THE EASTERLY LINE OF LOT 6, HIMES ADDI- TION, TO THE CITY OF SALEM, POLK COUNTY, OREGON, AT A POINT WHICH IS 25 FEET SOUTH 22° 05` EAST FROM THE NORTHEAST CORNER OF SAID LOT; THENCE SOUTH 75° 16` WEST PARALLEL WITH THE NORTHERLY LINE OF SAID LOT, 114.95 FEET TO A POINT ON THE WESTERLY LINE OF SAID LOT; THENCE NORTH 22° 17` WEST 107.20 FEET TO THE NORTHWEST CORNER OF SAID LOT 5; THENCE SOUTH 89° 46` EAST 123.46 FEET TO THE NORTHEAST CORNER OF SAID LOT 5; THENCE SOUTH 22° 05` EAST 75 FEET TO THE PLACE OF BEGINNING. ALSO BEGINNING ON THE SOUTH LINE OF LOT 4, HIMES ADDI- TION TO SALEM, POLK COUN- TY, OREGON AT A POINT WHICH IS 4.25 FEET EAST AND 111.00 FEET SOUTH 13° 39` EAST AND 59.15 FEET NORTH 80° 03` EAST FROM THE INITIAL CORNER OF SAID ADDITION; THENCE NORTH 80° 03` EAST 28.85 FEET TO AN IRON ROD ON THE EAST LINE OF SAID LOT; THENCE SOUTH 22° 05` EAST 5.50 FEET TO THE SOUTHEAST C O R N E R O F S A I D L OT; THENCE NORTH 89° 46` WEST 30.50 FEET TO THE POINT OF BEGINNING. SAVE AND EX- CEPT A PORTION OF A TRACT OF LAND DESCRIBED IN B.O.R. 198, PAGE 869 POLK COUNTY RECORDS, MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A POINT THE NORTHWEST CORNER OF A TRACT OF LAND CONVEYED TO VERNON J. GOLAY, BY DEED RECORD- ED IN BOOK OF RECORDS 198, PAGE 869, POLK COUNTY DEED RECORDS, SAID POINT BEING THE NORTHWEST COR- NER OF LOT 5, HIMES ADDI- TION TO THE CITY OF SALEM, POLK COUNTY, OREGON, THENCE SOUTH 89° 46` EAST ALONG THE NORTH LINE OF SAID LOT 5, 41.15 FEET TO THE SOUTHEAST CORNER OF A TRACT OF LAND CONVEYED TO JAMES A. EASTRIDGE AND LINDA J. EASTRIDGE BY DEED DESCRIBED IN BOOK OF RECORD 134, PAGE 2066, POLK COUNTY RECORDS; THENCE SOUTH 22° 17` EAST, ALONG THE SOUTHEASTERLY PROJECTION OF SAID EASTRIDGE TRACT, 9.80 FEET; THENCE SOUTH 80° 03` WEST 38.91 FEET TO THE WEST LINE OF SAID LOT 5; THENCE NORTH 22° 17` 00" WEST, ALONG SAID WEST LINE, 17.25 FEET TO THE POINT OF BEGINNING. ALSO SAVE AND EXCEPT A TRACT OF LAND DESCRIBED IN B.O.R. 1 PAGE 589 POLK COUNTY RECORDS, MORE PARTICU- LARLY DESCRIBED AS FOL- LOWS: BEGINNING AT AN IRON ROD WHICH IS 4.25 FEET EAST AND 111.00 FEET SOUTH 13° 39` EAST FROM THE INITIAL CORNER OF HIMES ADDITION TO SALEM, POLK COUNTY, OREGON; THENCE NORTH 80° 03` EAST 59.15 FEET TO A POINT ON THE NORTH LINE OF LOT 5 OF SAID ADDITION; THENCE NORTH 89° 46` WEST ALONG THE NORTH LINE OF SAID LOT, 60.81 FEET TO A POINT WHICH BEARS NORTH 13° 39` WEST FROM THE POINT OF BEGINNING; THENCE SOUTH 13° 39` EAST 10.78 FEET TO THE POINT OF BEGINNING. Commonly known as: 1065 TEVIOT PLACE NW, SALEM, OR 97304 Both the Benefici- ary, Finance of America Re- verse, LLC, and the Trustee, Nathan F. Smith, Esq., OSB #120112, have elected to sell the said real property to satis- fy the obligations secured by said Trust Deed and notice has been recorded pursuant to Section 86.735(3) of Oregon Revised Statutes. The default for which the foreclosure is made is the Grantor's failure to pay: Failed to pay the principal balance which became all due and payable based upon the failure to pay taxes and/or in- surance By this reason of said default the Beneficiary has de- clared all obligations secured by said Trust Deed immediately due and payable, said sums being the following, to-wit: The sum of $160,984.13 together with interest thereon from Au- gust 30, 2015 until paid; and all Trustee's fees, foreclosure costs and any sums advanced by the Beneficiary pursuant to the terms of said Trust Deed. Wherefore, notice is hereby given that, the undersigned Trustee will on December 6, 2016 at the hour of 11:00 AM, Standard of Time, as estab- lished by Section 187.110, Ore- gon Revised Statues, at the Main Street entrance to the Polk County Courthouse, 850 Main Street, Dallas, OR 97338 County of Polk, sell at public auction to the highest bidder for cash the interest in the said described real property which the Grantor had or had power to convey at the time of the ex- ecution by him of the said Trust Deed, together with any interest which the Grantor or his suc- cessors in interest acquired after the execution of said Trust Deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the Trustee. Notice is further given that any person named in Section 86.753 of Oregon Revised Statutes has the right to have the foreclo- sure proceeding dismissed and the Trust Deed reinstated by payment to the Beneficiary of the entire amount then due (other than such portion of said principal as would not then be due had no default occurred), tog ether with the costs, Trustee's or attorney's fees and curing any other default com- plained of in the Notice of De- fault by tendering the perform- ance required under the obliga- tion or Trust Deed, at any time prior to five days before the date last set for sale. Without limiting the Trustee's disclaimer of representations or war- ranties, Oregon law requires the Trustee to state in this no- tice that some residential prop- erty sold at a Trustee's sale may have been used in manu- facturing methamphetamines, the chemical components of which are known to be toxic. Prospective purchasers of resi- dential property should be aware of this potential danger before deciding to place a bid for this property at the Trustee's sale. In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes plural, the word "Grantor" includes any successor in interest to the Grantor as well as any other persons owing an obligation, the performance of which is se- cured by said Trust Deed, the words "Trustee" and "Benefi- ciary" includes their respective successors in interest, if any. Dated: July 19, 2016 By: Nathan F. Smith, Esq., OSB #120112 Successor Trustee Malcolm & Cisneros, A Law Corporation Attention: Nathan F. Smith, Esq., OSB #120112 c/o TRUSTEE CORPS 17100 Gillette Ave, Irvine, CA 92614 949-252-8300 FOR SALE IN- FORMATION PLEASE CALL: In Source Logic at 702-659-7766 Website for Trustee's Sale Infor- mation: www.insource logic.com.FOR AUTOMATED SALES INFORMATION PLEASE CALL: In Source Logic 702.659.7766 MTC Financial Inc. dba Trustee Corps MAY BE ACTING AS A DEBT COLLEC- TOR ATTEMPTING TO COL- LECT A DEBT. ANY INFORMA- TION OBTAINED MAY BE USED FOR THAT PURPOSE. ISL Num- ber 13713, Pub Dates: 09/21/2016, 09/28/2016, 10/05/2016, 10/12/2016, ITEMIZ- ER-OBSERVER (Sept. 21, 28; Oct. 5, 12, 2016) This is an action for Judicial Foreclosure of real property commonly known as 239 KNOX ST N, MONMOUTH, OR 97361. A motion or answer must be given to the court clerk or administrator within 30 days of the date of the first publication specified herein along with the required filing fee. IN THE CIRCUIT COURT OF THE STATE OF OREGON FOR THE COUNTY OF POLK U.S. BANK, NATIONAL ASSOCIATION, SUCCESSOR TRUSTEE TO BANK OF AMER- ICA, N.A. AS SUCCESSOR TO LASALLE BANK, N.A. AS TRUSTEE, FOR MERRILL LYNCH FIRST FRANKLIN MORTGAGE LOAN TRUST, MORTGAGE LOAN ASSET- BACKED CERTIFICATES, SERIES 2007-3 , Plaintiff, v. ANTHONY VISUANO; DENISE M. VISUANO; CASCADE COL- LECTIONS, INC.; OREGON DE- PARTMENT OF REVENUE and ALL OTHER PERSONS OR PARTIES UNKNOWN CLAIM- ING ANY RIGHT, TITLE, LIEN, OR INTEREST IN THE REAL PROPERTY COMMONLY KNOWN AS 239 KNOX ST N, MONMOUTH, OR 97361, Defendants. Case No. 16CV22024 SUMMONS ALL OTHER PERSONS OR PARTIES UNKNOWN CLAIM- ING ANY RIGHT, TITLE, LIEN, OR INTEREST IN THE REAL PROPERTY COMMONLY KNOWN AS 239 KNOX ST N, MONMOUTH, OR 97361 TO D E F E N DA N T S A L L OTHER PERSONS OR PAR- TIES UNKNOWN CLAIMING ANY RIGHT, TITLE, LIEN, OR INTEREST IN THE REAL PROP- ERTY COMMONLY KNOWN AS 239 KNOX ST N, MONMOUTH, OR 97361: IN THE NAME OF THE STATE OF OREGON: You are hereby required to appear and defend the action filed against you in the above-entitled cause within 30 days from the date of service of this Summons upon you; and if you fail to appear and defend, for want thereof, the Plaintiff will apply to the court for the relief demanded therein. Dated: 9/23/16 ALDRIDGE PITE, LLP By: /s/ Sarah M. Mathenia Sarah M. Mathenia, OSB #120681 (858) 750-7600 (503) 222-2260 (Facsimile) smathenia@aldridgepite.com Aldridge Pite, LLP 111 SW Columbia Street, Suite 950 Portland, OR 97201 Of Attorneys for Plaintiff NOTICE TO DEFENDANT/DEFENDANTS PLEASE READ THESE PAPERS CAREFULLY You must "appear" in this case or the other side will win automatically. To "appear" you must file with the court a legal paper called a "motion" or "an- swer". The "motion" or "an- swer" must be given to the court clerk or administrator within 30 days (or 60 days for Defendant United States or State of Oregon Department of Revenue) along with the re- quired filing fee. It must be in proper form and have proof of service on the plaintiff's attor- ney or, if the plaintiff does not have an attorney, proof of serv- ice on the plaintiff. If you have questions, you should see an attorney imme- diately. If you need help in find- ing an attorney, you may con- tact the Oregon State Bar's Lawyer Referral Service online at www.oregonstatebar.org or by calling (503) 684-3763 (in the Portland metropolitan area) or toll-free elsewhere in Ore- gon at (800) 452-7636. (Oct. 5, 12, 19, 26, 2016)