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About The Siuslaw news. (Florence, Lane County, Or.) 1960-current | View Entire Issue (Jan. 20, 2018)
SATURDAY, JANUARY 20, 2018 ❚ SIUSLAW NEWS 850 ܂ VEH. & BOAT PROMO 1948 JEEP CJ2A Many new and rebuilt parts. $7,500 541-999-1475 Did You Know If you have been di- agnosed with prostate cancer, there are several treatments available ac- cording to Deepak A. Ka- poor, founder of Integrated Medical Foundation. Learn more from http://imfcares. org/site2017/education/ treatment. In a recent Univer- sity of Phoenix® College of Education survey of Ameri- can adults, 61 percent of respondents agree that it is important that children be involved in an educational summer program while school is out during sum- mer break. Many people pre- fer making s’mores with Crunchmaster crackers because they’re certi- fi ed gluten-free and many are also non-GMO Proj- ect Verifi ed, 100 percent whole grain, low in sugar, free of saturated and trans fats, and kosher. For reci- pes, coupons and facts on wholesome crackers, go to www.crunchmaster.com. In most online ads, there’s a little blue triangle, sometimes with the words “AdChoices” or “Your Ad- Choices.” Clicking on it will tell you more about the companies behind the ad and give you choices about the types of ads you receive. Learn more at YourAdChoices.com. Finding Help With Expensive Medications by Jeffrey Lewis (NAPSI)—If you or someone you love is one of the millions of Americans with a chronic disease or a life-threatening condition, pharmaceutical manufac- turers and their partners offer you a gift of hope this holiday season. Pharmaceutical manu- facturers are criticized as Scrooge or the Grinch in our country’s health care system. Elected offi cials and advocacy organizations want to blame somebody for rising Rx costs, and the most obvious target is the Big Pharma. But in this blame game, very little attention is given to the help the pharma- ceutical industry and its partners quietly provide to patients in need through a variety of programs. Such programs are of- ten based on the patient’s household income, but not always. Patients with no health insurance cov- erage are often the fi rst group considered eligible. Likewise, those with one or more chronic or life-threat- ening conditions are a high priority. If you fall into one of these categories, check out the Patient Assistance Pro- grams (PAPs) found on indi- vidual pharmaceutical com- pany websites or through Partnership for Prescription Assistance (www.pparx. org), the website created by PhRMA, the trade associa- tion representing pharma- ceutical manufacturers, link- ing patients to more than 475 different assistance programs. On most of these web- sites, you can be connected with a customer support team member who can help determine if you are eli- gible and get you enrolled. You will be asked to verify that you are insured or un- insured and, in some cases, provide proof of income. You may need your physi- cian to validate your condi- tion. But once approved, ac- cess to medication is almost immediate. (Note: Patients enrolled in Medicare or Medicaid may not be eligible.) Pharmaceutical manu- facturers also offer co-pay assistance, in which the patient is offered help with the cost of medication co- payments. Some co-pay as- sistance programs do not limit who is eligible. And, it is important to know that some co-pay assistance pro- grams will not help people on Medicare. Each program sets its own rules. People searching for an online provider should check out www.RxAssist. org. This site was developed by AstraZeneca, a pharma- ceutical manufacturer, with the sole purpose of helping people access needed med- ications. It is one of the best sites available. The California Chronic Care Coalition (CCCC) launched the website www. mypatientrights.com in California and is taking it nationwide to help people who have been denied treatment or medicines, experienced delays or are dissatisfi ed with the deci- sions made by their health plan. Today, this program is operating in 17 states. It helps patients get the care or treatment they need if denied, or if their plans don’t cover their meds and force them to pay full price. The program is available in 17 states—check the web- site to see if your state has a program. This holiday season, if you need help with your medications, you are not alone. Go to the websites cited throughout this ar- ticle. They can help connect you with low-cost and free alternatives. It is worth your time to explore these op- tions. Feel free to e-mail me with your questions. Jeffrey Lewis, CEO of Legacy Health Endowment in Turlock, can be reached at jeffrey@legacyhealthen- dowment.org. The views ex- pressed are his own. 999 ܂ PUBLIC NOTICE Here’s Something Your Life Insurance Company May Be Hiding From You (NAPSA)—American seniors are post- poning retirement, primarily for fi nancial reasons. Unfortunately, many experience unexpected health problems and ultimately shorter life spans, according to a recent re- port from Bloomberg—fortunately, you don’t have to be among them. More seniors are exploring creative options to generate the cash needed to pay off bills, fi nance va- cations or deal with health care expenses. Hidden Assets If you’re over the age of 70, you may have an asset lying in a drawer right now that could generate immediate cash for your family—and not even know about it. Explained Darwin M. Bayston, CFA, presi- dent and chief executive offi cer of the Life Insurance Settlement Association (LISA), a nonprofi t organization that promotes con- sumer awareness of alternatives to lapsing or surrendering a life insurance policy, “You have options if you fi nd that you no longer need or can afford that policy.” For example, one option might be to explore the possibility of selling that un- wanted or unaffordable life insurance policy, rather than just letting it lapse or surrender- ing it to the life insurance company for the policy’s cash surrender value. How A Life Settlement Transaction Works The sale of a life insurance policy to a third party for more than the policy’s cash surrender value is known as a life settlement transaction. The policy owner gets a cash payment, while the purchaser of the policy assumes all future premium payments and gets the benefi t upon the death of the in- sured. Candidates for life settlements are typically aged 70 or older, with a life insur- ance policy that has a death benefi t of at least $100,000. Seniors who sell their poli- cies may get roughly four to seven times more money than the cash surrender value of the policy. “LISA is committed to making sure con- sumers are aware of the fact that their life in- surance policies have value and can be sold, just like any other asset or piece of proper- ty,” added Bayston. “In all likelihood, the life insurance company and the agent who sold the policy won’t share that information on their own.” In fact, one study found that 23 percent of professional fi nancial advisers are actu- ally precluded by life insurance companies from disclosing to consumers that they have the right to sell a life insurance policy they are about to lapse or surrender. Perhaps as a result, a survey by the Insurance Studies In- stitute found that fewer than half of Ameri- can seniors are aware of the option of selling their life insurance policy. Learn More For further facts about life settlements, how they work and whether you’re eligible, call the LISA offi ce at (888) 408-3734 or visit www.lisa.org. Older Americans may have a fi nancial resource they don’t even realize they own. Vehicle & Boat Promotional advertising section 850 will continue to run your ad until sold providing you call the Siuslaw News 541-997-3441 Before the end of the month. 990 ܂ STATEWIDE CLASSIFIEDS SERVICES: DIVORCE $155. Complete preparation. Includes chil- dren, custody, support, property and bills division. No court appearances. Divorced in 1-5 weeks possible. 503- 772-5295. www.paralegalalternatives.com legalalt@ msn.com Social Security Disability? Up to $2,671/mo. (Based on paid-in amount.) FREE evaluation! Call Bill Gordon & As- sociates. 1-855-747-7830. Mail: 2420 N St NW, Washing- ton DC. Office: Broward Co. FL., member TX/NM Bar. A PLACE FOR MOM. The nation’s largest senior living referral service. Contact our trusted, local experts today! Our service is FREE/no obligation. CALL 1-888-651-5669 Life Alert. 24/7. One press of a button sends help FAST! Medical, Fire, Burglar. Even if you can’t reach a phone! FREE Brochure. CALL 866-943-6687. Become a published author! Publications sold at all major secular & specialty Christian bookstores. CALL Christian Faith Publishing for your FREE author submis- sion kit. 1-855-861-4571. Earthlink High Speed Internet. As Low As $14.95/ month (for the fi rst 3 months.) Reliable High Speed Fiber Optic Technology. Stream Videos, Music and More! Call Earthlink Today 1-855-977-9436. Spectrum Triple Play! TV, Internet & Voice for $29.99 ea. 60 MB per second speed No contract or commit- ment. More Channels. Faster Internet. Unlimited Voice. Call 1-855-613-2321. DONATE YOUR CAR, TRUCK OR BOAT TO HERITAGE FOR THE BLIND. Free 3 Day Vacation, Tax Deductible, Free Towing, All Paperwork Taken Care Of. CALL 1-844- 533-9173. GOT AN OLDER CAR, VAN OR SUV? Do the humane thing. Donate it to the Humane Society. Call 1-877-246- 1527. FDA-Registered Hearing Aids. 100% Risk-Free! 45-Day Home Trial. Comfort Fit. Crisp Clear Sound. If you decide to keep it, PAY ONLY $299 per aid. FREE Shipping. Call Hearing Help Express. 1-844-903-1774. Good Luck Saturday’s Graphic National Hugging Day - Jan. 21, 2018 DENTAL INSURANCE. Call Physicians Mutual Insurance Company for details. NOT just a discount plan, REAL cov- erage for 350 procedures. 844-239-9335 or http://www. dental50plus.com/25 Ad# 6118 Here is how it works… We will put a graphic or photo in the box to the left. You find it somewhere in the classifieds. Come into our office, Enter your name, phone number and describe where you found the graphic Smart Health Dental Insurance. Most Dental Proce- dures Covered. No waiting periods! Most Plans Start at About $1 a Day! FREE No Obligation Quote. Call Now! 1-844-486-3305. or bring in a clipping to attach to your entry into the drawing for a gift certificate. Were you an INDUSTRIAL or CONSTRUCTION TRADESMAN and recently diagnosed with LUNG CANCER? You and your family may be entitled to a SIG- NIFICANT CASH AWARD. Call 1-866-738-8251 for your risk free consultation. Gift Certificates must be picked up within 2 weeks of winning Deadline for today’s paper: I f n o b o d y k n o w s w h a t ’ s g o i n g o n , n o b o d y c a n d o a n y t h i n g a b o u t i t . J stt g Ju go o to t o p u ub b li i cn cnot n ot o tic t i ceads d .com/o ds /or, sig gn u up p f or r t h he e fre f re r e e Sm m a ar r t tS S e ea a rc r c h se s e rvic rv v ic ce, , an n d g ge e ett a al l l o of f t hi his s p pa a pe e r r’’ s pu p u bl b l lic i c n ic not ottic i es s d del e iv el i er ered e d t o y ed yo o u vi v i a em m ai a l. l 990 ܂ STATEWIDE CLASSIFIEDS MISCELLANEOUS: PUBLIC NOTICES N o w yo you o u ca c a n st t ay a y inf i nf n for o r me or med e d AND AN N D kee e p th h o s e pu p ub b l ic n ot o t ic c es e s i in n th h e ne n e ws w pa p a pe er. r PUBLIC NOTICE The Annual Membership Meeting of West Lane Transla- tor, Inc., including election of directors and offi cers, will be held in the Bromley Room of the Siuslaw Public Library on Wednesday, January 24, 2018 at 6:00 pm. Publication Dates: January 17, & 20, 2018. INVENTORS - FREE INFORMATION PACKAGE. 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Monday by 2:00 PM ROLAND FORTIN found the Aquarius, The Water Carrier Graphic on page 6B (230 – Auto Parts Header) He won a gift certificate to Big Dogs Donuts & Deli. publicnoticeads.com/or Y ELLOW D IRECTORY S ERVICES www.thesiuslawnews.com N eed a Wednesday’s Graphic C ontractor? L ooking P rofessional? for a The following businesses are ready and waiting for YOUR Call!! Wednesday and Saturday in the Siuslaw News D-070 CONSTRUCTION/CONTRACTORS D-077 D-182 ELECTRICAL PEST CONTROL Robert’s Handyman Service For What’s Bugging You G ENERAL C ONTRACTOR Environmentally Responsible Free Inspections We specialize in Structural Problems and Dry Rot 541-997-4027 Call Robert or Marcus 541-997-5970 • 541-991-7870 (cell) CCB#79884 30 Years Experience • Reasonable Rates• Senior Discount • Lic. #209676 D-222 REAL ESTATE Lynnette Wikstrom – Broker (541) 999-0786 Living in the Florence area since 1979. COAST REAL ESTATE D-085 100 Highway 101 Florence, OR 97439 EXCAVATING LEISURE EXCAVATING INC. Siuslaw News Yellow Directory P.O. Box 10 • 148 Maple Street Florence, Oregon 97439 (541) 997-3441 Fax: (541) 997-7979 7B CCB #192681 DEQ #37943 LANDSCAPE MATERIALS • CAT WORK • CLEARING GRADING • SAND & GRAVEL - U-HAUL or DELIVERY BARK • CEMENT MIX • DRAIN FIELD ROCK • SEPTIC SYSTEMS D-266 WINDOWS Yes! WE DO WINDOWS! Window Cleaning TOPSOIL WHEN AVAILABLE Call for Free Estimate – 997-6300 Commercial • Residential Connie, Bill & Mike Spinner–997-8721 DEQ#37263 Ray Wells, Inc CB# 91052 E XCAVATING • S EPTIC S YSTEMS • S UBDIVISIONS L AND C LEARING • P AVING • T RUCKING B RUSH & D EBRIS R ECYCLING • D EMOLITION P H . 541-997-2054 • F AX 541-997-3499 • 1-877-201-0652 P.O. B OX 3467 • 1770 L AUREL P L . • F LORENCE , OR 97439
